Role and Trend of Agricultural Finance Institutions in the Inclusive Growth of Farmers in Rural India

Purpose: The study is to evaluate the development of agricultural credit in India, exploration of the agricultural development and also to examine the various policies implemented by the Government of India. The paper emphasizes on the development in agriculture finances, new methods, techniques and technologies with a focus on how they lead to improved agricultural growth and greater financial inclusion. Design/Methodology/Approach: The study is grounded on secondary data compiled from different journals, web sites and related information from newspapers, annual reports of NABARD and RBI. Findings: The study has discovered that, informal credit has decreased as a percentage of total debt, while institutional credit to agriculture has exaggerated over time as a result of institutional agencies volunteering into rural areas, nationalization of foremost commercial banks and the establishment of regional rural banks through Reserve Bank of India initiatives. Originality/Value: This study is unusual in that it attempts to trace the agricultural financial institution in India, as well as the numerous agricultural policies that have been enacted as a result of agricultural finance. Paper Type: Case Study

ICT-Enhanced Instruction in COVID-19 Lockdown: A Conceptual Paper

Purpose: The general increase in popularity of information and communication technology (ICT) leads to its integration into the education systems worldwide. Nowadays, educational institutions uses relevant ICT tools to create, read, store, update, and communicate information as well as enrich educational management decisions. Furthermore, ICT serves as an important instrument for teaching and learning communications in educational system especially with the evolution of flipped classroom and blended learning to complimenting the normal classroom. This study is to identify the instructional role of ICT in the education system in the lockdown for the COVID-19 pandemic globally. Design/Methodology/Approach: The study covers novel approaches in the use of ICT for instruction, its role in educational access and quality of education as well as learners’ academic achievement in the lockdown period for COVID-19 pandemic Findings/Result: The use of ICT in education systems and its integration in instructional services results in agile, effective, efficient, and flexible learning. The use of this technology enhances accessibility and quality of education in the COVID-19 lockdown period. ICT eliminates the traditional face-to-face instructions by creating virtual learning environment whereby educators and learners interact at their comforts in a seamless manner. Courses can be taken online at less cost far cheaper than the traditional physical learning environment. Also, ICT promotes learners’ motivation as well as enhances learners’ engagement in learning activities ultimately facilitates the shift to the desired learner-centred method. Therefore, when ICT is appropriately utilized in educational systems, it serves as an instrument for enhancing the quality of education and the general transformation of educational systems for enhanced students’ academic achievement. Originality/Value: A flexible and efficient interaction among educational stakeholders; educational administrators, parents, educators and learners is a critical factor for enhancing learners’ academic achievement in the COVID-19 lockdown. In conclusion, this study recommends further empirical studies on the impact of ICT on learners’ academic achievement during the COVID-19 lockdown. Paper Type: Conceptual Research.

Corporate Social Responsibility - A Study on Mangalore Refinery and Petrochemicals Limited (MRPL)

Purpose: In a competitive business climate, primarily determined by the passage of something like the Indian Companies Act-2013, corporate Sustainability obligations must be followed. Currently, corporations must strike a balance between their financial and economic objectives, as well as maximizing shareholder value while also providing social benefits to the community and helping to safeguard the environment. CSR covers actions for a better society authorized under the Companies Act, 2013 such as health, education, women’s empowerment, and environmental sustainability. Methodology: Secondary data from research journal papers and specific websites on the research subject area was used in this research paper. These findings provide a conceptual framework for CSR operations, as well as an assessment of how MRPL Co. fulfils its commitments to all stakeholders, including particular activities, programmes, and projects. The study focuses on the company’s CSR implementation in order to determine the business’s focal area. Findings: The analytical framework offered an overview of the organization’s CSR activities and expenditures, in addition to key focus areas and progress in each area of an organisation. Practical Implications: From a practical standpoint, the proposed framework provides practitioners with a tool that explicitly gauges their companies’ CSR maturity. Stakeholder relations have been critical in the development of many poor regions within India for the MRPL Company. The idea of sustainable growth lies at the heart of both their business choices and Corporate Social Responsibility efforts. Originality/Value: Using this study approach, we can find out what variables explain the different levels of CSR integration into a company's strategy and quantify the current maturity level. Paper Type: Conceptual Research

Image Processing Test Bench for Robot Vision Using C#

Purpose: Nowadays, image processing is a well-known technological term. In some of the industries, it has practical needs. It is an essential tool for the process and robotic industry. Various popular frameworks and libraries are available to process the image. The OpenCV is one of the best and popular libraries for image processing. It was originally written in C++ by Intel. Now various wrappers are available to implement into the different programming languages. The OpenCvSharp is the wrapper of OpenCV. Those who are familiar with C# can use it. The new researcher who wants to integrate image processing into their project takes some time for setup, function writing, and integration. Here we created a test bench application for Image processing demonstration. It has been made with some usual function to process the image. It was created using visual studio 2022 and OpenCvSharp wrapper in C# language. The researcher can learn about various image processing algorithms without writing any code or giving little bits of effort. The complete project is available on GitHub. Anyone can download, experiment, and integrate into their project without any issue. Design/Methodology/Approach: We created a GUI (Graphical User Interface) based C# application. Using Nuget Package manager, installed two OpenCV wrapper packages. To invoke several functions, we add some buttons, and for changing the method’s parameter, we integrate some text boxes. We created some abstraction layers Between the OpenCvSharp wrapper and GUI. We made our custom module as portable as possible so that our researchers could easily incorporate it into their project. Findings/result: This unique image processing test bench is designed for new researchers trying to integrate image processing capability into their research work. It can take still images or moving images through the connected webcam, automatically sending the various commands and promptly observing the result. Originality/Value: This test bench has been arranged uniquely for the researcher. It might have some value to their research work. The unique feature like automatic trigger can help them send the series of commands without repeatedly typing or pressing the button to see the result. Paper Type: Experiment-based Research

NYKAA: A Comprehensive Analysis of a Leading Indian E-Commerce Cosmetic Company

Purpose: The cosmetics industry is one of the major industries that have attracted many players due to its rapid growth. The cosmetics industry plays an important role in developing the country's economy. This study is being taken up to better understand the contribution of the beauty industry to the development of the country and to evaluate the strategies of these companies. Nykaa is one of the leading companies in the cosmetics industry. It offers various products of different brands on one platform. Its setup by Falguni Nayar in 2012. She anticipated the huge opportunity in online trading in the coming years and converted that opportunity into a big vision. Her decision was not wrong it turned into building a large-scale business. By operating multinational, it attracts customers from various regions. Initially, it started the business by offering beauty products later on diversified with fashion, skincare, luxury products. This study is conducted to evaluate the strategies used by NYKAA to be one of the top companies in E-Commerce. Research Methodology: In this paper, an attempt is made to evaluate financial performance, Competitor’s analysis, CSR, Marketing and Inventory strategy, SWOC framework of Nykaa as a research case study. Findings: From the study, it’s clear that Nykaa is doing very well in E-retailing and gives tough competition to rival firms. Giving a platform to small entrepreneurs to grow along with their successful journey. Originality: Various performance analysis techniques are used to appraise the NYKAA accomplishment. Paper type: Research Case study.

A Conceptual Study on Performance of Small-Scale Industries in India

Purpose: Small-Scale Industries (SSI) are critical to economic development, particularly in developing countries. SSI provide nearly forty percent of the gross industrial value added to the Indian economy. It is interesting to know the performance and status of small-scale industries by using data from the Ministry of Micro, Small, and Medium Enterprises (MSME) and analysing the SSI's strengths, weaknesses, threats, and opportunities. Objective: This research aims to analyse the scheme introduced by the Government to improve the SSI output. Methodology: For the study, we considered various articles, websites and tabular presentations. Result: According to the study, government schemes and policies contribute to promoting SSI growth in India. SSI provides a more significant contribution to the country's export, and it creates more employment opportunities for youth. Originality/value: The study determined the efficiency of small-scale industries in terms of unit establishment, production, job creation and export and also learned about some special government facilities provided through various schemes and programmes to address issues or problems and promote SSI's growth and development. Paper type: Research Case Study.

India's E-Commerce Industry's Growth and Projected Breakthroughs

Background/Purpose: E-commerce is the online exchange of products and services. In this article, we discuss the elements those are propelling India's digital commerce market forward and the E-commerce industry's expansion and the various sectors of E-commerce in the country. International investors are supporting the E-commerce industry since it is one among the fastest growing industries and offers a large scope for investment due to the Indian market size. Additionally, it discusses the problems and potential associated with E-commerce in India within the context of the global marketplace. E-commerce is among the fastest expanding industries, with India offering tremendous investment opportunities. Since last year, there has been a dramatic increase in investment, but more is predicted in the years ahead. Rapid rise in mobile and internet users has aided the expansion of E-commerce businesses in urban and rural areas alike. Objective: To examine how the E-commerce sector in India has grown through the years, as well as to get an insight of current trends, impediments, and potential improvements. Design/Methodology/Approach: The SWOT analysis is being used to analyse and present data acquired from academic papers, online articles, and other sources. Findings/Results: India's E-commerce sector has the potential to grow further if the government provides legal protection and a platform for it, and if both local and global commerce are enabled to exercise their basic rights to do E-commerce business, therefore enhancing the country's economy. Originality/Value: This paper study provides an outline of India's E-Commerce business and its projected development in the coming years based on the range of data collected. Paper Type: Research Analysis based on a case study.

A Case Study of Cashew Industry in Karnataka

Purpose: In the Indian food processing sector, the cashew nut processing industry plays a critical role. Often, the cashew is considered as ‘both a poor person’s crop and a rich person’s meal.’ From the cultivators, traders, wholesalers, processors to supermarkets and retailers, the cashew processing sector is a vital source of income. Cashew processing is a labour-intensive sector that has always employed a significant number of rural women. The purpose of this study is to gain an in-depth understanding of the Cashew Processing Sector, its position in the world market, issues it is confronting and future prospects. While doing so, the present study attempts to examine the profile of the Indian Cashew Industry, including cashew processing and international trade. The quality, flavour and appearance of the Indian cashew kernels are highly respected in other nations and are consumed in more than 60 countries worldwide. Unfortunately, it was found that cashew production in India has been fluctuating in recent years. Despite its tremendous expansion, India’s cashew sector has been affected by low-quality cashew cultivated in some regions, which is mostly due to improper harvesting techniques, inadequate drying of the nuts and insufficient storage and warehouse facilities for dried cashew nuts. Design: For the purpose of analysis, this study used secondary data sources - Google Scholar articles, cashew industry and other related websites. Moreover, the literature is used to analyse the position of the industry within SWOC and PESTLE framework analysis. Findings: Based on the analysis, the cashew business needs certain incentives to attain a better rate of production and export growth in the future. Value: This paper emphases on the growth of the cashew industry in India in relation to its current status and future opportunities. Based on findings and their interpretation, the Indian Cashew Industry must prepare itself for the ever-increasing demand of the domestic market and contribute more effectively to the country’s economic growth. Paper Type: Case Study-based Research Analysis

Social Engineering Attacks on Facebook – A Case Study

Background/Purpose: Facebook is an American business that offer online social networking services. Facebook was founded in 2004 by Harvard University freshmen Mark Zuckerberg, Eduardo Saverin, Dustin Moskovitz, and Chris Hughes. Free access to Facebook enables new users to create profiles, upload photos to existing groups, and start new ones. Every user's profile page has a Timeline area where they can upload material and their social network connections may reply with messages and Status updates informing them of their current location or condition. Additionally, Facebook includes a function called News Feed that notifies users of updates to their friends' profiles and statuses. Users can communicate with one another and exchange private messages using Facebook Messenger. Additionally, Facebook users may express their approval of a type of content by clicking the "Like" button. Every day, more than a billion people use Facebook, making it the most common social network on the planet. Menlo Park, California, is where the company's headquarters are located. Objective: To analyse how Facebook is misused and turned into an attack platform, in order to get sensitive information that can be used to create an attack profile against an individual. Design/Methodology/Approach: SWOT framework is being used to analyse and display information gathered from scholarly publications, web articles, and other sources. Findings/Results: Social Engineering Attacks using Facebook help the attackers to steal sensitive private information from unaware users. Using a false profile is one of the most frequent techniques to execute a large-scale data harvesting attack. Cyber Criminals use Facebook as the main target for social engineering attacks because of its high number of users and popularity. Originality/Value: This paper study gives a brief overview of Social Engineering Attacks on Facebook based on a variety of data collected. Paper Type: Case study-based Research Analysis

Restoring Tourism Industry in India after Covid-19: A Case Study

Purpose: This research paper assesses the effect of Corona Virus or COVID-19 on Indian tourism industry and also focuses on restoring Indian tourism by suggesting/recommending tourism industries to change their approach towards tourists which brings back the departed glory. According to WTCC, the Covid-19 epidemic is depended upon to cost the movement business basically USD 22 billion achieving a lack of 50 million situations all throughout the world. India is no special case; the travel industry has seen a critical decay during 2020.In such a circumstance India is no exemption; the travel industry has seen a huge decrease during 2020. GOI has an urgent job to carry out in recovery and development of the travel industry. To avoid the spread of the covid-19 government of India imposed lockdown in all the states including union territories, travel restrictions, national international flight restrictions which made worst effect on Indian tourism by causing huge damage towards country’s GDP and also many peoples lost their employments. Objectives: we aim to present the restoration of Indian tourism industry which got worst affected by COVID-19 pandemic by providing recommendations to restore the same. Design/Methodology/Approach: Data are collected from various scholarly articles, web articles, and this paper presents Strength, weakness, Opportunities, and Threat (SWOT analysis) as a way promoting approach for the Travel sector within the aspect of the Covid-19 Epidemic. Findings/Result: Based on the SWOC analysis of the tourism industry, restoring the tourism industry in India have got many challenges, threats and opportunities are discussed. Originality/Value: Built on secondary data available, this paper analyses the impact/Consequence of Corona Virus or Covid-19 on travel/tourism industry in India. paper Type: Case Study Analysis.