scholarly journals IMPLEMENTASI FATWA DSN-MUI PADA PRODUK ARRUM HAJI DI PEGADAIAN SYARIAH CABANG BABAKAN SURABAYA

2020 ◽  
Vol 6 (12) ◽  
pp. 2568
Author(s):  
Aulia Nabila Luthfina ◽  
A. Syifa'ul Qulub
Keyword(s):  
Qualitative Methods ◽  
Data Retrieval ◽  
Study Strategies ◽  
Islamic Banking ◽  
Descriptive Case Study ◽  
Product Innovations ◽  
General Secretary

Arrum Haji products are one of the product innovations developed by Sharia Pawnshops precisely in 2016 after the banning of hajj bailout products offered by Islamic banking. In its development, Arrum Haji products cannot be separated from obstacles. One of them is that not many people know the whole product of Arrum Hajj and sharia whether or not the product. So that this study will explain the entire Arrum Haji product and review its Islamic compliance based on the provisions of the DSN-MUI Fatwa. This study uses qualitative methods with descriptive case study strategies. The object of this study is the Babakan Surabaya Islamic pawnshop. Data retrieval is done by interviewing 4 informants consisting of 3 sharia pawnshops staff Babakan Surabaya and General Secretary of the DSN-MUI in East Java. Interpretation and conclusions are made by linking between data obtained in interviews and documentation. The results showed that the Arrum Haji product was an innovation for hajj bailout products whose operations had followed the provisions of the DSN-MUI fatwa. Arrum Haji products are not the same as hajj bailout products, because both have different ujrah systems.Keywords: Shari’a Pawnshop, Arrum Haji Products, Sharia Compliant, DSN-MUI

scholarly journals KONSEP PEMBIAYAAN BERBASIS AKAD JUAL BELI PADA BAITUL MAAL WAT TAMWIL PAHLAWAN TULUNGAGUNG

2020 ◽  
Vol 6 (7) ◽  
pp. 1434
Author(s):  
Ike Nofita Nurohmah ◽  
Irham Zaki
Keyword(s):  
Data Collection ◽  
Qualitative Methods ◽  
Financial Institutions ◽  
Study Strategies ◽  
Microfinance Institutions ◽  
Descriptive Case Study ◽  
Islamic Financial Institutions ◽  
Islamic Microfinance

Financing using a sale and purchase contract is one of the most dominant financing in Islamic financial institutions. One of the Islamic microfinance institutions namely baitul maal wat tamil has two types of sale and purchase agreements on its financing products, namely the contract of sale and purchase of murabahah and bai bithaman ajil. This study discusses the concept of financing based on the sale and purchase contract, namely murabahah and bai bithaman ajil on baitul maal wat tamwil (BMT) Pahlawan Tulungagung. The things that need to be reviewed in the practice of the ajabahah and bai bithaman contract are adjusted to the points in the DSN-MUI Fatwa on murabahah financing. This study uses qualitative methods with descriptive case study strategies. Data collection through interviews with four respondents consisting of financing managers, managers and two members of the financing of buying and selling financing and documentation. Interpretation and conclusions are made by linking between data obtained in interviews and documentation. The results of the study show that the concept of financing murabahah and bai bithaman ajil in BMT Pahlawan is not fully in accordance with the DSN-MUI Fatwa regarding the purchase of goods. However, this is still tolerated because of the limitations of BMT to purchase goods which then applies the Al-hajatu tunazzilu rule, manzilata al-dharurah, which is a requirement or need to occupy an emergency position so that the purchasing system is allowed.Keywords: Financing, Murabaha, Bai bithaman ajil, DSN-MUI, BMT Pahlawans

scholarly journals MEKANISME PENDISTRIBUSIAN SURPLUS UNDERWRITING DANA TABARRU’ PADA PT. ASURANSI TAKAFUL KELUARGA KANTOR SURABAYA

2020 ◽  
Vol 6 (3) ◽  
pp. 625
Author(s):  
Aprianti Andita Putri ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Data Collection ◽  
Profit Sharing ◽  
Study Strategies ◽  
Qualitative Approach ◽  
Descriptive Case Study ◽  
Takaful Insurance

This study discusses the mechanism for distributing tabarru's underwriting funds surplus. The purpose of this study was to find out and understand the concept of the mechanism for distributing tabarru's underwriting funds' surplus at the Surabaya Office Family Takaful Insurance. In this study using a qualitative approach with descriptive case study strategies and data collection techniques in the form of interviews and documentation. The results in this study are the distribution mechanism at the underwriting surplus in accordance with the products used by participants and will be processed after the submission of profit sharing by filling out a form submitting the results of the results made by insurance participants.

scholarly journals Zakat Produktif Untuk Meningkatkan Kinerja Produksi, Motivasi dan Religiusitas Mustahiq (Studi Kasus Pada BAZ Jatim)

2015 ◽  
Vol 1 (9) ◽  
pp. 661
Author(s):  
Herwindo Ghora Nidityo ◽  
Nisful Laila
Keyword(s):  
Qualitative Methods ◽  
Raw Materials ◽  
Sampling Technique ◽  
Productive Performance ◽  
Descriptive Case Study ◽  
The Poor ◽  
The People ◽  
Quantitative Indicators

This research aims to determine the role of productive zakat toward the productive performance of mustahiq at their workplace.This research used qualitative methods through descriptive case study analysis.Characteristic of theinformant research are the mustahiq that already registered as BAZ Jatim member. The number of informant tested of this research by six mustahiq and there are two managers of BAZNAS were asked for further information from the beginning of the research. The sampling technique used by this research is interview instrument and triangulatin process as the validity tool.Based on the results of the research indicate that there are several role of productive zakat that affect the productive performance of mustahiq compared to the period before the zakat was distributed. The four factors as a result are the three main indicators, which is quantitative indicators, are change of number from the raw materials, quantity of productions, and the frequency of productions done. And the additional indicator is the effectivity of resource used, which is the factory overhead used of the production. Furthermore, in the process of research the productive zakat is also have a role to increasethe motivation to produce and the religiosity of mustahiq.Advice for the distributioninstitutions of zakat, are improves the number of productive programs and increases the management and distributions of the zakat, infaq, and  shadaqah as a funding for the empowerment the people so that of the lng term the zakat can be an instrument for the poor and slum reduction. For the second next research, are adding the informations of productive zakat and its management.

SYLLABUS DESIGN

TEMATIK ◽  
2016 ◽  
Vol 3 (2) ◽  
pp. 106-118
Author(s):  
Teti Sumarni ◽  
Yuyun Taufik, S.Pd., M.Si.
Keyword(s):  
Qualitative Methods ◽  
Document Analysis ◽  
English For Specific Purposes ◽  
Job Seekers ◽  
Learning Achievement ◽  
Descriptive Case Study ◽  
Teaching Goals ◽  
Syllabus Design

Abstract : Curriculum is designed to be the guidelines for lecturers to provide clearer, achievable, and measurable teaching goals.  Instructions in a good curriculum should be effective. Students require a suitable curriculum for what they need to learn and for characteristics they have. This research applies qualitative methods with descriptive case study as its framework, to analyze the syllabus of an English Course in Politeknik LP3I Bandung called English for Specific Purposes One: English for Job Seekers. The theories adapted from Hunkins and Allan (2009), Posner (1992), Johnson (1989), Nunan (1988), and McGrath (2002) and Richard (2001). The data were gained from document analysis and interview. The result of the analysis showed that the syllabus of the course has partially met all required aspects expected to meet students’ characteristics and to fulfill the characteristic of quality syllabuses that would enable students to achieve maximum learning achievement. This situation indicates that the syllabus in need of further improvement.

Exploring Bullying: Fifth Graders’ Interpretations and Understandings

2020 ◽  
pp. 016235322097830
Author(s):  
Diane Barone ◽  
Rebecca Barone
Keyword(s):  
Mental Health ◽  
Gifted And Talented ◽  
Fifth Graders ◽  
Gifted Students ◽  
School Personnel ◽  
Fifth Grade ◽  
Descriptive Case Study ◽  
Fixed State ◽  
Talented Students

This study explored understandings shared by fifth-grade gifted students as they read the book Restart, which explores bullying. Students read, created representations, and discussed the text. Grounded by Langer’s stances of envisionment, this descriptive case study analyzed student representations and conversations. Each of the stances was represented with most responses being represented in Stances 1 (getting a sense of the text), 2 (interpreting text), and 4 (analyzing the text). In addition, most students viewed bullies and their behavior as being in a fixed state, which was tied to the perceived power a bully held. The results from this study have implications for teachers who work with gifted and talented students, counselors who work with students in mental health and resilience programs, and the collaboration of these school personnel.

Ensuring access to water in an emergency context: Towards an overexploitation and contamination of water resources?

2021 ◽  
pp. 096466392110316
Author(s):  
Chloé Nicolas-Artero
Keyword(s):  
Drinking Water ◽  
Water Resources ◽  
Qualitative Methods ◽  
Water Scarcity ◽  
Water Rights ◽  
Environmental Crisis ◽  
Supply Network ◽  
Mining Pollution ◽  
Access To Water

This article shows how geo-legal devices created to deal with environmental crisis situations make access to drinking water precarious and contribute to the overexploitation and contamination of water resources. It relies on qualitative methods (interviews, observations, archive work) to identify and analyse two geo-legal devices applied in the case study of the Elqui Valley in Chile. The first device, generated by the Declaration of Water Scarcity, allows private sanitation companies to concentrate water rights and extend their supply network, thus producing an overexploitation of water resources. In the context of mining pollution, the second device is structured around the implementation of the Rural Drinking Water Programme and the distribution of water by tankers, which has made access to drinking water more precarious for the population and does nothing to prevent pollution.

scholarly journals Clinical Use of Surface Electromyography to Track Acute Upper Extremity Muscle Recovery after Stroke: A Descriptive Case Study of a Single Patient

2021 ◽  
Vol 4 (2) ◽  
pp. 32
Author(s):  
Heather A. Feldner ◽  
Christina Papazian ◽  
Keshia M. Peters ◽  
Claire J. Creutzfeldt ◽  
Katherine M. Steele
Keyword(s):  
Muscle Activity ◽  
Surface Electromyography ◽  
Inpatient Rehabilitation ◽  
Stroke Survivor ◽  
Structured Interview ◽  
Routine Care ◽  
Stroke Recovery ◽  
Descriptive Case Study ◽  
Sensing Technology

Arm recovery varies greatly among stroke survivors. Wearable surface electromyography (sEMG) sensors have been used to track recovery in research; however, sEMG is rarely used within acute and subacute clinical settings. The purpose of this case study was to describe the use of wireless sEMG sensors to examine changes in muscle activity during acute and subacute phases of stroke recovery, and understand the participant’s perceptions of sEMG monitoring. Beginning three days post-stroke, one stroke survivor wore five wireless sEMG sensors on his involved arm for three to four hours, every one to three days. Muscle activity was tracked during routine care in the acute setting through discharge from inpatient rehabilitation. Three- and eight-month follow-up sessions were completed in the community. Activity logs were completed each session, and a semi-structured interview occurred at the final session. The longitudinal monitoring of muscle and movement recovery in the clinic and community was feasible using sEMG sensors. The participant and medical team felt monitoring was unobtrusive, interesting, and motivating for recovery, but desired greater in-session feedback to inform rehabilitation. While barriers in equipment and signal quality still exist, capitalizing on wearable sensing technology in the clinic holds promise for enabling personalized stroke recovery.

scholarly journals Dinamika Kesetiaan Pada Kaum Gay

2014 ◽  
Vol 1 (2) ◽  
Author(s):  
Putu Hening Wedhanti ◽  
I Gusti Ayu Diah Fridari
Keyword(s):  
Qualitative Methods ◽  
Case Study Approach ◽  
Study Approach ◽  
Interview Technique ◽  
The People

Homosexual is an interest in feeling or in erotic, both are in predominant or exclusiveness against individuals who has a similarity in sexes violent or without involves interaction physical, while gay is term to mention man who likes fellow man as partners sexual, and have interest both in feeling or erotic, both in dominant and exclusive and also with or without any relation physical (Putri, 2013) Faithfulness is a form of behaviors that performed recurrently that will eventually become a permanent nature. Directed toward your faithfulness also means that individual in relationship was able to rely to keep commitments together, which has agreed by Cloud&Townsand (in Sari, 2008). The aim of this research is to find out the dynamics of faithfulness to gay. This research using qualitative methods by case study approach to describe the dynamics of faithfulness in gay relationship. To collecting data in this research used interview technique and used 4 subject. This research used thematic coding for analyzing data. The result of this study suggest that in a world of a gay, most individuals within it are the people who run the principle of free life, where they hang out and behaving freely without any rules that tie it. Generally the respondents in this study say that faithfulness is crucial and absolutely there are in relationship but not all gay capable of running commitment to remain faithful.   Keywords: Homosexual, Gay, Faithfulness, Qualitatife, Case study

scholarly journals Investigating the Concerns of First-Time Distance Education Instructors

2019 ◽  
Vol 20 (5) ◽  
Author(s):  
Halil Kayaduman ◽  
Turgay Demirel
Keyword(s):  
Distance Education ◽  
Content Knowledge ◽  
Stages Of Concern ◽  
Concerns Based Adoption Model ◽  
Descriptive Case Study ◽  
Time Distance ◽  
Adaptation Processes ◽  
First Time ◽  
Ongoing Concern

The purpose of the study is to investigate the concern developments of first-time distance education instructors using the concerns-based adoption model (CBAM). This study used stages of concern (SoC), a component of CBAM, as its theoretical framework. A descriptive case study was implemented, which focused on the adaptation processes of nine instructors lecturing for the first time via distance education. The instructors attended a two-day training, which was designed based on their initial concerns. Then instructors implemented their courses for four weeks via distance education. While the informational and personal stages (self-concerns) decreased compared to the initial findings, the consequence stage increased in intensity. However, self-concerns remained predominant in the process despite the reduction in self-concerns and increase in the consequence stage. Based on the findings, the implications for distance education and recommendations for addressing the instructors’ concerns are discussed. Recommendations for alleviating the concerns of first-time distance education instructors include: the provision of ongoing concern-based interventions that incorporate technological, pedagogical, and content knowledge; providing working examples related to distance education from which instructors can learn vicariously; and encouraging collaboration among instructors.

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