scholarly journals MEKANISME PENDISTRIBUSIAN SURPLUS UNDERWRITING DANA TABARRU’ PADA PT. ASURANSI TAKAFUL KELUARGA KANTOR SURABAYA

2020 ◽  
Vol 6 (3) ◽  
pp. 625
Author(s):  
Aprianti Andita Putri ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Data Collection ◽  
Profit Sharing ◽  
Study Strategies ◽  
Qualitative Approach ◽  
Descriptive Case Study ◽  
Takaful Insurance

This study discusses the mechanism for distributing tabarru's underwriting funds surplus. The purpose of this study was to find out and understand the concept of the mechanism for distributing tabarru's underwriting funds' surplus at the Surabaya Office Family Takaful Insurance. In this study using a qualitative approach with descriptive case study strategies and data collection techniques in the form of interviews and documentation. The results in this study are the distribution mechanism at the underwriting surplus in accordance with the products used by participants and will be processed after the submission of profit sharing by filling out a form submitting the results of the results made by insurance participants.

scholarly journals Kemampuan Unit Usaha Yayasan Nurul Hayat Dalam Menunjang Biaya Operasioanal Lembaga Amil Zakat

2015 ◽  
Vol 1 (2) ◽  
pp. 92
Author(s):  
Novalia Nastiti ◽  
Imron Mawardi
Keyword(s):  
Data Collection ◽  
Sampling Method ◽  
Qualitative Approach ◽  
Business Unit ◽  
Operational Cost ◽  
Case Study Method ◽  
Structured Interviews ◽  
Descriptive Case Study ◽  
The Right

Amil zaka in zaka institutions has the right as one of eight ashnaf. Their rights are usually used by zaka institutions as operational cost. However, not all of the intitutions which manage zaka take amil’s right, one of them is Yayasan Nurul Hayat. This institution does not take amil’s right and it is independent in its operational cost. To support this operational cost, Yayasan Nurul Hayat establish business unit with utilize its profit.This study aimed to discover the capability of business unit in supporting operational cost of Yayasan Nurul Hayat. This study used a qualitative approach with descriptive case study method. The selections of informant are using purposive sampling method. Data collection was conducted by semi-structured interviews and documentation. This data is analyzed using descriptive method.The result of this study shows that Yayasan Nurul Hayat Employments’ Salary is taken from business unit’s profit. It is also used to give bonus for employments and grow the business unit of Yayasan Nurul Hayat up. From the result of this study, it can be concluded that the business unit which is developed has great capability to support operational cost of Yayasan Nurul Hayat.

scholarly journals KONSEP PEMBIAYAAN BERBASIS AKAD JUAL BELI PADA BAITUL MAAL WAT TAMWIL PAHLAWAN TULUNGAGUNG

2020 ◽  
Vol 6 (7) ◽  
pp. 1434
Author(s):  
Ike Nofita Nurohmah ◽  
Irham Zaki
Keyword(s):  
Data Collection ◽  
Qualitative Methods ◽  
Financial Institutions ◽  
Study Strategies ◽  
Microfinance Institutions ◽  
Descriptive Case Study ◽  
Islamic Financial Institutions ◽  
Islamic Microfinance

Financing using a sale and purchase contract is one of the most dominant financing in Islamic financial institutions. One of the Islamic microfinance institutions namely baitul maal wat tamil has two types of sale and purchase agreements on its financing products, namely the contract of sale and purchase of murabahah and bai bithaman ajil. This study discusses the concept of financing based on the sale and purchase contract, namely murabahah and bai bithaman ajil on baitul maal wat tamwil (BMT) Pahlawan Tulungagung. The things that need to be reviewed in the practice of the ajabahah and bai bithaman contract are adjusted to the points in the DSN-MUI Fatwa on murabahah financing. This study uses qualitative methods with descriptive case study strategies. Data collection through interviews with four respondents consisting of financing managers, managers and two members of the financing of buying and selling financing and documentation. Interpretation and conclusions are made by linking between data obtained in interviews and documentation. The results of the study show that the concept of financing murabahah and bai bithaman ajil in BMT Pahlawan is not fully in accordance with the DSN-MUI Fatwa regarding the purchase of goods. However, this is still tolerated because of the limitations of BMT to purchase goods which then applies the Al-hajatu tunazzilu rule, manzilata al-dharurah, which is a requirement or need to occupy an emergency position so that the purchasing system is allowed.Keywords: Financing, Murabaha, Bai bithaman ajil, DSN-MUI, BMT Pahlawans

scholarly journals Penerapan Manajemen Risiko Pembiayaan di BMT Maslahah, Cabang Pembantu Olean Situbondo

2019 ◽  
Vol 3 (2) ◽  
pp. 92-102
Author(s):  
Subaidi ◽  
Ikmalul Ihsan
Keyword(s):  
Risk Management ◽  
Data Collection ◽  
Profit Sharing ◽  
Qualitative Approach ◽  
Insurance Companies ◽  
Study Strategy

BMT Maslahah Sub-Branch Olean in Situbondo still faces several problems and risks in providing financing to customers, because the customer intentionally does not return the financing he has obtained, even though he was able to repay the loan. This study focuses on how the applications of risk management in the financing, the causes and the solutions in BMT Maslahah Sub-Branch Olean of Situbondo. This study uses a qualitative approach with a case study strategy. Data collection is done by connecting questions with data obtained from conclusions from the interview of several persons in BMT Maslahah Sub-Branch Olean in Situbondo. The results of the study indicate that the risk of loss is the high number of problematic financing, starting from the difficulties and even payment defaults from customers caused by the loss of the ability of customers to pay installments and profit sharing to them. The effort carried out by them in saving the problematic financing is by rescheduling, reconditioning, and restructuring. They also cooperate with insurance companies to cover the losses.

EVALUASI SISTEM ONLINE PUBLIC ACCESS CATALOG PERPUSTAKAAN UMUM DAERAH PROVINSI DKI JAKARTA, CIKINI

2017 ◽  
Vol 1 (1) ◽  
pp. 22
Author(s):  
Jusa Junaedi
Keyword(s):  
Data Collection ◽  
Qualitative Approach ◽  
Public Access ◽  
Descriptive Case Study ◽  
Filter System ◽  
Search Results ◽  
Depth Interview

This article will try to analyze and to evaluate the Online Public Access Catalog that is available in Perpustakaan Umum Daerah Provinsi DKI Jakarta, Cikini. This research uses qualitative approach with the method of descriptive case study. The data collection is accumulated through participative observations, in-depth interview with selected informants, and analysis on supporting documents. The result of this research shows that the Online Public Access Catalog that is owned by Perpustakaan Umum Daerah Provinsi DKI Jakarta, Cikini has several problems. It can be seen from the limited choices of searching mode, the usage of INDOMARC indicator codes in describing information bibliography of collection that often cannot be comprehended by public, the search results from the local library’s collections that are mixed with other library’s collections, to collection’s status and filter system that is not available

scholarly journals Etos Kerja Islam Masyarakat Etnis Madura

2016 ◽  
Vol 3 (1) ◽  
pp. 21-38
Author(s):  
Muhammad Ersya Faraby
Keyword(s):  
Data Collection ◽  
Work Ethic ◽  
Qualitative Approach ◽  
Ethnic Community ◽  
Hard Work ◽  
Case Study Method ◽  
Descriptive Case Study ◽  
The People ◽  
Islamic Work Ethic

Abstract. This study aims to determine the Islamic work ethic of Madura ethnic community. The approach used in this study is a qualitative approach with descriptive case study method. The data collection is done with the study of literature. The work ethic of the Madurese comparatively high because for them work is a worship of activity in accordance with the teachings of Islam that was followed so that the results would be lawful and blessed by the God. The opportunity to work would be considered as a blessing from Allah, so getting a job is a vocation that will be practiced with a vengeance. As a result Madurese are not afraid of losing land or property, but they are very afraid of losing his job. In this case the work ethic of the people of Madura Kar-ngakar colpe '(work hard) are included in the work ethic characteristic of Islam is Al-Mujahadah or hard work optimally.Keyword: Work Ethic, Madura Etnic Community, Islamic Work Ethic. Abstraksi. Penelitian ini bertujuan untuk mengetahui etos kerja Islam masyarakat etnis Madura. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan metode studi kasus bersifat deskriptif. Pengumpulan data dilakukan dengan study literatur. Etos kerja masyarakat Madura terhitung tinggi karena bagi mereka bekerja merupakan suatu aktiftas ibadah sesuai dengan ajaran agama Islam yang dianutnya sehingga hasilnya akan halal dan diridhoi Sang Khalik. Kesempatan bisa bekerja akan dianggapnya sebagai rahmat dari Allah SWT, sehingga mendapatkan pekerjaan merupakan panggilan hidup yang bakal ditekuninya dengan sepenuh hati. Sebagai akibatnya orang Madura tidak takut kehilangan tanah atau hartanya, akan tetapi mereka sangat takut kehilangan pekerjaannya. Dalam hal ini etos kerja masyarakat madura Kar-ngakar colpe’ (bekerja keras) termasuk dalam ciri etos kerja Islam yaitu Al-Mujahadah atau kerja keras yang optimal.Kata Kunci: Etos Kerja, Etnis Madura, Etos Kerja Islam.

scholarly journals PENGARUH INTELLECTUAL CAPITAL TERHADAP PERKEMBANGAN PERUSAHAAN DAN KINERJA KEUANGAN PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX 2014-2018

2020 ◽  
Vol 7 (4) ◽  
pp. 745
Author(s):  
Rachman Sugiharno ◽  
Imron Mawardi
Keyword(s):  
Data Collection ◽  
Intellectual Capital ◽  
Capital Market ◽  
Qualitative Approach ◽  
Case Study Method ◽  
Descriptive Case Study ◽  
Purposive Sampling ◽  
Stock Type ◽  
The Capital Market

The research aims to find out how to determine investors' decisions in transacting Islamic shares in the capital market. The method used is a qualitative approach with a descriptive case study method. The informant determining technique uses snowball and purposive sampling. data collection techniques using direct interviews, documentation and observation. After collecting data, the results of the study were analyzed using triangulation analysis to arrive at conclusions. The results of this study show that investors in transacting Islamic shares are divided into three parts, namely: from the type of investor, from the purpose of choosing Islamic shares and looking at the macro or micro side.Keywords: investor preferences, sharia stock, type of investors, macro side, micro side

scholarly journals MODEL PEMBINAAN KEAGAMAAN DI ASRAMA BINA SISWA SMA PLUS CISARUA PROVINSI JAWA BARAT

2019 ◽  
Vol 5 (2) ◽  
pp. 186
Author(s):  
Abdurrohman Yusup ◽  
Edi Suresman
Keyword(s):  
Data Collection ◽  
Study Design ◽  
Qualitative Approach ◽  
Design Data ◽  
Descriptive Case Study ◽  
Case Study Design ◽  
Interview Technique ◽  
Guidance Program

This research was motivated by the important role of dormitory that wasable to produce the students with many achievements, but there still haveproblems, such as: dating, bulying, and stealing. The purpose of this research is to find out the model of religious guidance at Bina SiswaDormitrory SMA PlusCisarua West Java. This research was conducted with qualitative approach and descriptive case study design. Data collection was done by interview technique, observation, dandocumentation study. The results of this research are: (1) Religious guidance program is divided into two agenda namely daily and weekly activities, (2) The implementation of religious guidance includes the practice of praying congregation, tadarus al-Quran, student lecture, tahajud prayer, muhadhoroh (speech), muhadasah(conversation),tausiyah, guidance of worship, fasting on Monday and Thursday, tahsin, memorizing al-Quran and etc, (3) The religious guidance can increasethe understanding and implementation of religious confidence of the students, and can decline the level of serious violation of students.Penelitian ini dilatarbelakangi oleh peran asrama yang mampu menghasilkan siswa-siswi unggul dan berprestasi, namun di sisi lain masih ditemukan kasus penyimpangan siswa, misalnya berpacaran, bulying, danmencuri. Penelitian ini bertujuan untuk mengetahui model pembinaan keagamaan di Asrama Bina Siwa SMA Plus Cisarua Provinsi Jawa Barat. Penelitian ini dilakukan dengan pendekatan kualitatif dengan desain studi kasus. Pengumpulan data dilakukan dengan teknik wawancara, observasi, studi dokumentasi. Penelitian berkesimpulan bahwa: (1) Pembinaan keagamaan ini mengadopsi sistem kepesantrenan, dengan program kegiatan harian dan mingguan, serta program ekstrakulikuler keagamaan, (2) Pelaksanaan pembinaan keagamaan ini antara lain: shalat berjama’ah, tadarus Al-Qur`an, kultum siswa, shalat tahajud, muhadhoroh (pidato), muhadatsah (percakapan), tausiyah, bimbingan ibadah, puasa Senin-Kamis, tahsin, dan hafalan qur`an, (3) Pembinaan keagamaan tersebut dapat membantu meningkatkan pemahaman dan pengamalan keagamaan siswa, serta menurunkan tingkat pelanggaran berat siswa.

scholarly journals IMPLEMENTASI PENJUALAN LANGSUNG BERJENJANG SYARIAH PADA FINANSIAL TEKNOLOGI PAYTREN (STUDI KASUS AGEN-AGEN PAYTREN DI KABUPATEN GRESIK)

2020 ◽  
Vol 6 (10) ◽  
pp. 1966
Author(s):  
Akhmad Firdaus Rostyanta ◽  
Muhammad Nafik Hadi Ryandono
Keyword(s):  
Data Collection ◽  
Financial Management ◽  
Regulatory Compliance ◽  
Qualitative Approach ◽  
Direct Selling ◽  
Study Strategy ◽  
Descriptive Case Study ◽  
Direct Sales ◽  
Tiered System

The purpose of this study was to determine how the application of sharia tiered system of direct sales on paytren and regulatory compliance PLBS in a fatwa on direct sales tiered sharia has been issued by the National Sharia Council in Indonesia. Paytren which is shaded by PT. Veritra Internasional Sentosa was established in 2013 and already has several partners spread throughout the archipelago, the object intended in this study is an active partner of Paytren, both from the upline and downline sides and former users of Paytren. This study uses a qualitative approach with a descriptive case study strategy. Data collection was obtained by conducting interviews with 5 resource persons consisting of the following 2 uplines, each with a downline of 1 partner who was inactive and 1 partner of Paytren without being known to the upline and downline. The results of this study indicate the application of the foot system, the distribution of commissions and the rewards used by Paytren. In this study it was found that the implementation of the PLBS Paytren system still contained some of the PLBS fatwas that had not been fulfilled and complied with by all Paytren partners.Keywords: Islamic Tiered Direct Selling, Paytren, Islamic Financial Management

scholarly journals PEMBELAJARAN KREATIF MENULIS PUISI DENGAN MEDIA GAMBAR DI MI MA’ARIF NU I KALIWANGI

2020 ◽  
Vol 5 (3) ◽  
pp. 418-424
Author(s):  
Muslimah
Keyword(s):  
Data Collection ◽  
Life Experience ◽  
Qualitative Approach ◽  
Research Subject ◽  
Self Reliance ◽  
Creative Learning ◽  
Assessment Techniques ◽  
Study Techniques ◽  
System Point

Writing activities are essentially not only to give birth to a thought and a feeling, but also a disclosure of knowledge ideas and the life experience of a person in writing language. The study used a qualitative approach with case study techniques. With the research subject grade V students MI ma'arif NU 1 Kaliwangi. Data collection techniques with interviews, observations, and documentation. Analytics Data uses the Miles and Huberman model. Results showed (a) mature planning before the process of dissection (b) the implementation of creative learning with the image media assisted by the LCD, and Worksheet (c) Self-reliance assessment techniques with direct observation, and system point, (d) The lack of introductory media such as dictionaries changed basic barriers.

scholarly journals INTERNALISASI NILAI-NILAI MULTIKULTURAL DALAM PROSES PEMBELAJARAN PAI DI SMA DARUT TAQWA, PASURUAN

AL MURABBI ◽  
2019 ◽  
Vol 5 (1) ◽  
pp. 103-120
Author(s):  
Makhfud Syawaludin
Keyword(s):  
High School ◽  
Data Collection ◽  
Learning Process ◽  
Qualitative Approach ◽  
Senior High School ◽  
Interview Techniques

This research explains the internalization of multicultural values ​​in the learning process of PAI at Senior high school Darut Taqwa Sengonagung Purwosari Pasuruan. This Research uses a qualitative approach with the type of case study. The data collection was through by unstructured and opened interview techniques, unattended and opened observation, and documentation techniques. For analysis and interpretation of data using steps: a). Reduction data, b). Displaying data, and c). Conclusion drawing / verification. The results of the research shows that the internalization of multicultural values ​​in the learning process of PAI through two ways, namely through the material and using methods that reflect multicultural values.

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