Peran Perbankan Nasional dalam Pembiayaan Sektor Pertanian di Indonesia

English Agricultural sector has a very strategic role in the national development. Nevertheless, the agricultural sector still deals with some problems, e.g. lack of capital for farmers and agricultural business. National banks, theoretically, have a significant potential for agricultural financing because of their core business as the financial intermediary institution. However, the facts show that national banking credit to the agricultural sector is still limited, that is less than 6 percent. This paper aims to review potential, role and the constraint of national banks in financing the agricultural sector. The study shows that the lack of financing in the agricultural sector by national banks caused by high risk in the agricultural sector, complicated term in credit proposal, poor management of agricultural businesses due to its micro-small scale, and limited competence of bank in the field of agricultural finance. The government tries to increase agricultural finance through increasing budget allocation to this sector, improving effectiveness of state budget funds, or formulating an alternative financing scheme in accordance with the characteristics of agriculture. Indonesian Sektor pertanian memainkan peran sangat strategis dalam pembangunan nasional. Walaupun demikian, sektor pertanian masih dihadapkan pada beberapa permasalahan, diantaranya kurangnya permodalan petani dan pelaku usaha pertanian. Perbankan nasional, secara teori memiliki potensi besar sebagai pendukung pembiayaan pertanian karena secara legal formal merupakan lembaga intermediasi keuangan. Namun, fakta menunjukkan penyaluran kredit perbankan nasional ke sektor pertanian masih sangat kecil yaitu di bawah 6 persen. Tulisan ini bertujuan melakukan review terhadap potensi dan peran serta berbagai permasalahan yang dihadapi perbankan nasional dalam pembiayaan di sektor pertanian. Hasil studi menunjukkan bahwa minimnya pembiayaan di sektor pertanian oleh perbankan disebabkan beberapa hal, diantaranya: risiko pembiayaan yang tinggi, persyaratan yang ketat dalam pengajuan kredit, kelemahan manajemen usaha pertanian yang umumnya berskala mikro-kecil, serta keterbatasan kompetensi perbankan di bidang pertanian. Pemerintah telah berupaya untuk meningkatkan pembiayaan ke sektor pertanian, diantaranya dengan memperbesar alokasi anggaran ke sektor pertanian, peningkatan efektivitas dana APBN, mendorong perbankan lebih ekpansif dalam pembiayaan pertanian, maupun merumuskan skim pembiayaan alternatif yang sesuai dengan karakteristik pertanian.

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Peran Sektor Pertanian terhadap Perekonomian Indonesia (Analisis Input-Output)

Manajemen dan Kewirausahaan ◽

10.31317/jmk.9.3.91-103.2018 ◽

2018 ◽

Vol 9 (3) ◽

pp. 91

Author(s):

Heppi Syofya ◽

Silvia Rahayu

Keyword(s):

Agricultural Sector ◽

Raw Materials ◽

National Development ◽

Industrial Sector ◽

Total Output ◽

Economic Sectors ◽

Strategic Role ◽

The Government ◽

Backward Linkages

The strategic role of the agricultural sector in the national development includes: providing food for the Indonesian population, foreign exchange earners through exports, supplying industrial raw materials, increasing employment and business opportunities, increasing regional income, alleviating poverty and driving the movement of other economic sectors. In fact, until now the agricultural sector still faces many problems. Government policies that are not in favor of the agricultural sector are obstacles to the development of the agricultural sector. The government is more concerned with the industrial sector because the industry sector has been claimed to provide high income compared to the agricultural sector. Investors are also more interested in investing in the industrial sector than in the agricultural sector. The purpose of this study is to see the magnitude of the relationship between agricultural sub-sectors, both in the future and backward, in the Indonesian economy, seeing the magnitude of the influence of the agricultural sector on the increase in total output, community income, and absorption of Indonesian labor, and see what agricultural sub-sectors can be classified as a leading commodity, potential and lagging commodity in Indonesia based on the ranking of the forward and backward linkages, the agricultural sub-sector that can be classified as a sector that triggers economic growth, the income generating sector and the labor absorption sector based on the number multiplier

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Sukuk Dan Kontribusinya Dalam Pembiayaan Pembangunan

Optimal: Jurnal Ekonomi dan Kewirausahaan ◽

10.33558/optimal.v11i1.211 ◽

2017 ◽

Vol 11 (1) ◽

pp. 83-103

Author(s):

Husnul Khatimah

Keyword(s):

Foreign Debt ◽

National Development ◽

Secondary Data ◽

State Budget ◽

National Economic ◽

Data Source ◽

Descriptive Approach ◽

The Government ◽

Quantitative Descriptive

This study analyzes the role of sukuk in national economic development. During this time the source of development financing consists of several kinds including taxes, bonds, foreign debt and Islamic bonds (sukuk). Sukuk has been developed in Indonesia since 2002 (published Indosat) and is still growing and the number of issuers are even greater. The research method using descriptive quantitative, data source in this research is secondary data obtained, balance of payments in the government, the state budget. This study uses a quantitative descriptive approach. Data were processed using matrix comparison of the performance of sukuk and conventional bonds to finance national development. The role and contribution of sukuk to finance the construction has been increasing. In 2011 amounted to 34% of financing needs are met through sukuk. Until 2016 the proportion was 60%. Instead the role of foreign debt be decreased. In 2011 only 7%, and by 2016 the portion close to 0%.

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Quality Action to Accelerate Fair Accessibility Through Law of Telecommunication

Foreign Direct Investments ◽

10.4018/978-1-7998-2448-0.ch050 ◽

2020 ◽

pp. 1169-1185

Author(s):

Agus Pramono ◽

P.L. Rika Fatimah ◽

Ivan Lanovara

Keyword(s):

Social Welfare ◽

Foreign Investment ◽

Financial Support ◽

National Development ◽

Global Village ◽

Applicable Law ◽

Strategic Role ◽

The Government ◽

Foreign Direct Investiment

This article describes how telecommunication has a strategic role in national development, which requires a large amount of funding in Indonesia, in spite of the limited financial support from the government. The dynamics of telecommunication law has provided a clear direction, from monopoly to healthy competition. It is important for foreign investment to be an option that needs to be harmonized with the applicable law of telecommunication. Four main constructs have been identified as important issues to be discussed are Social Welfare (SW); Global Village (GV); Foreign Direct Investiment (FDI); and Law Telecomunication (LT). In conclusion, two quality actions are proposed to accelerate fair accesibility through law of telecommunication in global village setting. The first quality action is to accelerate SW through fair accessibility in GV setting and FDI. The second quality action is to accelerate SW through fair accessibility based on FDI and LT.

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PENGARUH FAKTOR – FAKTOR PARTISIPASI TERHADAP TINGKAT PARTISIPASI PETANI ANGGOTA P3A DALAM KEGIATAN PENGELOLAAN SALURAN IRIGASI

Jurnal Sosial Ekonomi Pertanian ◽

10.20956/jsep.v14i3.5498 ◽

2018 ◽

Vol 14 (3) ◽

pp. 263 ◽

Cited By ~ 2

Author(s):

Rizky Putriani ◽

A. Tenriawaru ◽

A. Amrullah

Keyword(s):

Agricultural Production ◽

Agricultural Sector ◽

Irrigation Management ◽

Age Factors ◽

National Development ◽

Farmer Participation ◽

Land Area ◽

South Sulawesi ◽

Irrigation Channels ◽

Strategic Role

PENGARUH FAKTOR – FAKTOR PARTISIPASI TERHADAP TINGKAT PARTISIPASI PETANI ANGGOTA P3A DALAM KEGIATAN PENGELOLAAN SALURAN IRIGASI BANTIMURUNGEffect Of Participation Factors On Level Of Farmers Participation Of P3A Members In Management Activities Of Bantimurung Saluran Irigation, Rizky Putriani *, A. N. Tenriawaru, A. Amrullah.Program Studi Agribisnis, Departemen Sosial Ekonomi Pertanian,Fakultas Pertanian, Universitas Hasanuddin, Makassar.*Kontak Penulis: [email protected] AbstractThe agricultural sector has an important and strategic role in national development, including national food supply. The needs of farmers for irrigation water are increasing along with the demands to produce quality crops. The participation of P3A members in managing tertiary irrigation networks will help increase agricultural production. This study aims to: 1) Analize the level of farmer participation in irrigation channel management activities, in Alatengae Village, Bantimurung Subdistrict, Maros Regency, South Sulawesi, and 2) Analize the influence on participation factors with the level of participation of P3A farmers, in Alatengae Village, Bantimurung District, Maros Regency, South Sulawesi. This study used a qualitative-quantitative approach with a research location in Alatengae Village, Bantimurung District, Maros Regency. The results of the study concluded that: 1). Farmer Participation Levels of P3A Members in Irrigation Management Activities at each stage of P3A Mattirioalie (Hulu) and P3A Sitiroang Deceng (Central) in the Medium category, which means that they have not been able to realize full awareness of the importance of irrigation management, while Saromase (Downstream) P3A in the high category. 2). Factors that significantly influence the level of farmer respondents' participation in the P3A group in Alatengae Village are age factors, number of dependents, experience of farming, land area, distance of residence from irrigation channels, distance of paddy fields from irrigation channels. and factors that did not significantly influence the Education Level factor. Keywords: P3A farmers; Participation; Irrigation. AbstrakSektor pertanian mempunyai peranan penting dan strategis dalam pembangunan nasional, diantaranya adalah penyediaan pangan nasional. Kebutuhan petani akan air irigasi kian bertambah seiring dengan tuntutan untuk menghasilkan hasil panen yang berkualitas. Partisipasi anggota P3A dalam mengelola jaringan irigasi tersier akan membantu peningkatan produksi pertanian. Penelitian ini bertujuan untuk: 1) Menganalisis Tingkat partisipasi petani dalam kegiatan pengelolaan saluran irigasi , di Desa Alatengae, Kecamatan Bantimurung, Kabupaten Maros, Sulawesi Selatan, dan 2) Menganalisis pengaruh antara faktor-faktor partisipasi dengan tingkat partisipasi petani P3A, di Desa Alatengae, Kecamatan Bantimurung, Kabupaten Maros, Sulawesi Selatan. Penelitian ini menggunakan pendekatan kualitatif-kuantitatif dengan lokasi penelitian di Desa Alatengae, Kecamatan Bantimurung, Kabupaten Maros. Hasil penelitian menyimpulkan bahwa: 1). Tingkat Partisipasi Petani Anggota P3A dalam Kegiatan Pengelolaan Irigasi di tiap tahap pada P3A Mattirioalie (Hulu) dan P3A sitiroang Deceng (Tengah) masih dalam kategori Sedang. Sedangkan Tingkat Partisipasi pada P3A Saromase (Hilir) berada pada kategori yang tinggi. 2). Adapun faktor-faktor yang mempengaruhi secara signifikan tingkat partisipasi petani responden kelompok P3A di Desa Alatengae yaitu faktor umur, Jumlah tanggungan, Pengalaman Berusahatani, Luas Lahan, Jarak Tempat Tinggal dari Saluran Irigasi, Jarak Sawah dari Saluran Irigasi. dan adapun faktor-faktor yang tidak berpengaruh secara signifikan yaitu faktor Tingkat Pendidikan. Kata Kunci: Petani P3A; Partisipasi; Irigasi.

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Analisis Pendapatan Petani Ubi Alabio (Dioscorea alata) Di Desa Nelayan Kecamatan Sungai Tabukan Kabupaten Hulu Sungai Utara Propinsi Kalimantan Selatan

RAWA SAINS : JURNAL SAINS STIPER AMUNTAI ◽

10.36589/rs.v2i1.11 ◽

2012 ◽

Vol 2 (1) ◽

pp. 59-63

Author(s):

Mahdalena Mahdalena

Keyword(s):

Sweet Potato ◽

Agricultural Development ◽

Agricultural Sector ◽

National Development ◽

Small Scale ◽

Selling Price ◽

Average Income ◽

Economic Sectors ◽

Sweet Potatoes ◽

The Cost

Agricultural development is aimed at increasing farmers' income and the role of agriculture in overall national development. Among the economic sectors, agriculture must remain the cornerstone of the development of the Hulu Sungai Utara district. The potential of the agricultural sector in Hulu Sungai Utara district includes rice and beans, corn, peanuts, sweet potatoes or sweet potato alabio which are more dominant. The objectives of this study were: (i) to find out the cost and acceptance of the alabio yam farmers for one farm, (ii) to find out how the alabio sweet potato contributes to farmers' income during one farm, (iii) to know the problems faced by farmers. This research has been carried out in the Tabukan Sub-District Fishermen Village, Hulu Sungai Utara Regency, from April to May 2009. While the data collection method is a direct interview method with farmers who are assisted by sample respondents using a questionnaire. At the alabio cassava farm in Desa Nelayan the average cost is Rp. 343,702.8, - / farming. The average income earned is Rp 2,439,036, 11, - and the average income is Rp 2,095,333.3, with an average contribution of 17.6%. Alabio yam farming in Desa Nelayan is a side activity, traditionally cultivated with a small scale of work. The selling price of the alabio perilogram in Nelayan Village ranges from Rp. 4,000 to Rp. 7,000.

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An empirical nexus between poverty and unemployment on economic growth

Jurnal Perspektif Pembiayaan dan Pembangunan Daerah ◽

10.22437/ppd.v9i1.12005 ◽

2021 ◽

Vol 9 (1) ◽

pp. 85-94

Author(s):

KEJI Sunday Anderu

Keyword(s):

Economic Growth ◽

Agricultural Sector ◽

Poverty Rate ◽

Least Square ◽

Small Scale ◽

Distributed Lag ◽

Long Run ◽

Lm Test ◽

Short Run ◽

The Government

The study examines the empirical nexus between poverty and unemployment on economic growth in Nigeria between 1980 and 2016. Auto-Regressive Distributed Lag (ARDL), Bound cointegration testing, and Error Correction Methods (ECM) were used to investigate the link between unemployment, poverty rate, and economic growth in Nigeria. Post estimation tests such as the Jarque-Bera test, Breusch-Pagan, ARCH test, and Ramsey reset test were also adopted in order to validate the research finding. The diagnostic tests further disclosed that the estimated model follows the Ordinary Least Square technique assumptions to attain efficiency and consistency of the model employed. The Jarque-Bera test suggests that residuals for both models are normally distributed, and the Breusch-Godfrey Serial Correlation (LM) test indicates that the hypothesis of no autocorrelation cannot be rejected. Interestingly, the ARDL and ECM results show that unemployment and poverty significantly impact economic growth both in the short and long run. Hence, the study recommended that the Nigeria government should ensure that adequate measures are put in place: Such as investment in education, agricultural sector reform, expansionary fiscal policy, intervention in micro-lending for small scale businesses by the government should be implemented to reduce the level of unemployment and poverty rate both in the short run and long run.

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An Exploratory Study of Igbo Business Mentoring (Nwa Boy) for Establishing Small-Scale Enterprise: Panacea to Youth Unemployment in South-East Geo-Political Zone of Nigeria.

The Journal of Social Sciences Research ◽

10.32861/jssr.spi5.808.820 ◽

2018 ◽

pp. 808-820

Author(s):

Dare Ojo Omonijo ◽

Obatunde Bright Adetola ◽

Akinmayowa S. Lawal ◽

Michael C. Anyaegbunam ◽

Jonathan A. Odukoya ◽

...

Keyword(s):

Exploratory Study ◽

Job Creation ◽

National Development ◽

Youth Unemployment ◽

Government Support ◽

Small Scale ◽

Secondary Source ◽

Self Employment ◽

The Government ◽

Entrepreneurial Activities

In both developed and developing societies, entrepreneurship is not only considered panacea to youth unemployment; it is regarded a vital strategy of economic growth and national development. In a developing society like Nigeria, studies have shown its importance in creating employment opportunities for the youth but such studies neglected the usefulness of Igbo business mentoring. Also, other studies have shown different strategies for starting enterprenurship but it has been observed that such studies ignored the Igbo business mentoring (nwa boy) in-spite of its reputation for raising entrepreneurs among youth in the South-East Geo-Political Zone of Nigeria. Given this, the present study, used data from secondary source to: (i) find out factors which predispose youth to engage in Igbo business mentoring (nwa boy); (ii) ascertain the differences between Igbo business mentoring (nwa boy) and other forms of apprenticeship; and (iii) investigate the contributions of the Igbo business mentoring (nwa boy) to small-scale enterprise, job creation and national development. Based on facts in the literature review, the study argued that Igbo business mentoring (nwa boy) has been promoting self-employment drive among youth in the region. It also maintained that it has been contributing to entrepreneurial activities in the zone and across Nigeria. Finally, the study averred that the scheme could become a veritable stratagem for addressing the problem of unemployment among youth if the government, at all level, could lend its support to it. With government support for the scheme, youth in other Geo-Political Zones of the country could engage in it so as to be self-employed and be free from the scourge of unemployment.

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An Exploratory Study of Igbo Business Mentoring (Nwa Boy) for Establishing Small-Scale Enterprise: Panacea to Youth Unemployment in South-East Geo-Political Zone of Nigeria

The Journal of Social Sciences Research ◽

10.32861/jssr.54.1103.1115 ◽

2019 ◽

pp. 1103-1115

Author(s):

Dare Ojo Omonijo ◽

Obatunde Bright Adetola ◽

Akinmayowa S. Lawal ◽

Michael C. Anyaegbunam ◽

Jonathan A. Odukoya ◽

...

Keyword(s):

Exploratory Study ◽

Job Creation ◽

National Development ◽

Youth Unemployment ◽

Government Support ◽

Small Scale ◽

Secondary Source ◽

Self Employment ◽

The Government ◽

Entrepreneurial Activities

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Zakah Fund Distribution Model Trough Takaful Institution for The Welfare of The Poor Farmer

Global Review of Islamic Economics and Business ◽

10.14421/grieb.2016.041-04 ◽

2016 ◽

Vol 4 (1) ◽

pp. 041

Author(s):

Intan Puspitasari ◽

Neneng Ela Fauziyyah ◽

Annisa Nur Salam

Keyword(s):

Financial Institutions ◽

Agricultural Sector ◽

Distribution Model ◽

Insurance Fund ◽

Crop Failure ◽

Agricultural Insurance ◽

Agriculture Sector ◽

The Poor ◽

Agricultural Business ◽

The Government

Various poverty alleviation programs are always launched by the government from year to year. But it is not able to change the state of this country to become more self-sufficient and prosperous. If explored further, the majority of people classified as poor are working as farmers. Therefore, it is necessary to alleviate poverty policy that focuses on the welfare of farmers. So that when the policy is successfully realized, the majority of the poor in Indonesia will be able to independently through the development of the agricultural sector. One of the problems faced by farmers is weak stimulus funds from financial institutions. Due to the agriculture sector is seen as high risk, the financial institutions tend to feel worried if that financing for the sector. In anticipation of losses on crop failure, it is important applied an insurance that serves to protect the farm. So that financial institutions have the courage to do the financing for the agricultural sector. Meanwhile, zakat is one of the Islamic public financial instruments with the potential to be developed. Zakat funds channeled to 8 asnaf, including for the poor. So, it is possible if the charity can be used as agricultural insurance fund for farmers who are poor. Based on the explanation, this paper is intended to offer a model of the distribution of zakat to the poor farmers through takaful. The hope when this model is applied, will invite many financial institutions in stimulating agricultural business funds. The final implications are the farmers’ productivity increased and the quantity of the poor in Indonesia will be reduced.

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DAMPAK DEPRESIASI RUPIAH TERHADAP DAYA SAING DAN TINGKAT PROTEKSI KOMODITAS PADI DI KABUPATEN BADUNG

Business Management Journal ◽

10.30813/bmj.v12i2.428 ◽

2017 ◽

Vol 12 (2) ◽

Author(s):

Jarek Putradi

Keyword(s):

Agricultural Sector ◽

Shadow Price ◽

National Development ◽

Policy Transfer ◽

Local Economy ◽

Food Stock ◽

Self Sufficiency ◽

Strategic Role ◽

Future Policy ◽

The Cost

Fulfilling the food stock became as one of the strategic role agriculture Being the most important part as motors local economy. As illustrated the demand for rice in Badung regency which has population 602.700, and rate of rice consumption 91,88 kg percapita/year is 55.376,08 ton/year The future policy of national development in the agricultural sector is faced with a change of political order and the globalization challange. The aim of this study is to determine the competitiveness of paddy in terms of the cost of domestic resources, analyzed the government's policy regarding the protection to the producers, and other policies related to improving the competitiveness of the comodities in order to achieve food self-sufficiency in Badung regency. Data was collected by proporsional random sampling and Policy Analysis Matrix=PAM was developed for further analysis. The result showed that farmer’s activity in Badung still have competitive in financial and comparative advantage. However, the incorporation effect of policy transfer showing that both farmers and comodity system encounter 24% of declining protection. Financial and economic competitive was susceptive to exchance rate, price of output, subsidy of input and declining of prodcutivity. The output policy from anticipate depreciation of rupiah still not prosper to farmers. output subsidy that is equivalent to the it shadow price urged to do. Keywords: Depreciation, competitive, protection, paddy, Badung regency.

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