scholarly journals Insuring Well-being: Psychological Adaptation to Disasters

Author(s):  
Sunbin Yoo ◽  
Yuta Kawabata ◽  
Junya Kumagai ◽  
Shunsuke Managi

Abstract We examine the impact of life and health insurance spending on subjective well-being. Taking advantage of insurance spending and subjective well-being data on more than 700,000 individuals in Japan, we examine whether insurance spending can buffer declines in subjective well-being due to exposure to mass disaster. We find that insurance spending can buffer drops in subjective well-being by approximately 3–6% among those who experienced the mass disaster of the great East Japan earthquake. Subjective health increases the most, followed by life satisfaction and happiness. On the other hand, insurance spending decreases the subjective well-being of those who did not experience the earthquake by approximately 3–7%. We conclude by monetizing the subjective well-being loss and calculating the extent to which insurance spending can compensate for it. The monetary value of subjective well-being buffered through insurance spending is approximately 33,128 USD for happiness, 33,287 USD for life satisfaction, and 19,597 USD for subjective health for a person in one year. Therefore, we confirm that life/health insurance serves as an ideal option for disaster adaptation. Our findings indicate the importance of considering subjective well-being, which is often neglected when assessing disaster losses.

2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Sylvia Xiaohua Chen ◽  
Jacky C. K. Ng ◽  
Bryant P. H. Hui ◽  
Algae K. Y. Au ◽  
Wesley C. H. Wu ◽  
...  

AbstractThe spread of coronavirus disease 2019 (COVID-19) has affected both physical health and mental well-being around the world. Stress-related reactions, if prolonged, may result in mental health problems. We examined the consequences of the COVID-19 pandemic on mental health in a multinational study and explored the effects of government responses to the outbreak. We sampled 18,171 community adults from 35 countries/societies, stratified by age, gender, and region of residence. Across the 35 societies, 26.6% of participants reported moderate to extremely severe depression symptoms, 28.2% moderate to extremely severe anxiety symptoms, and 18.3% moderate to extremely severe stress symptoms. Coronavirus anxiety comprises two factors, namely Perceived Vulnerability and Threat Response. After controlling for age, gender, and education level, perceived vulnerability predicted higher levels of negative emotional symptoms and psychological distress, whereas threat response predicted higher levels of self-rated health and subjective well-being. People in societies with more stringent control policies had more threat response and reported better subjective health. Coronavirus anxiety exerts detrimental effects on subjective health and well-being, but also has the adaptive function in mobilizing safety behaviors, providing support for an evolutionary perspective on psychological adaptation.


2021 ◽  
Vol 21 (1) ◽  
Author(s):  
Takashi Oshio ◽  
Hiromi Kimura ◽  
Toshimi Nishizaki ◽  
Takashi Omori

Abstract Background Area-level deprivation is well known to have an adverse impact on mortality, morbidity, or other specific health outcomes. This study examined how area-level deprivation may affect self-rated health (SRH) and life satisfaction (LS), an issue that is largely understudied. Methods We used individual-level data obtained from a nationwide population-based internet survey conducted between 2019 and 2020, as well as municipality-level data obtained from a Japanese government database (N = 12,461 living in 366 municipalities). We developed multilevel regression models to explain an individual’s SRH and LS scores using four alternative measures of municipality-level deprivation, controlling for individual-level deprivation and covariates. We also examined how health behavior and interactions with others mediated the impact of area-level deprivation on SRH and LS. Results Participants in highly deprived municipalities tended to report poorer SRH and lower LS. For example, when living in municipalities falling in the highest tertile of municipality-level deprivation as measured by the z-scoring method, SRH and LS scores worsened by a standard deviation of 0.05 (p < 0.05) when compared with those living in municipalities falling in the lowest tertile of deprivation. In addition, health behavior mediated between 17.6 and 33.1% of the impact of municipality-level deprivation on SRH and LS, depending on model specifications. Conclusion Results showed that area-level deprivation modestly decreased an individual’s general health conditions and subjective well-being, underscoring the need for public health policies to improve area-level socioeconomic conditions.


2021 ◽  
Vol 12 ◽  
Author(s):  
Buyantungalag Battulga ◽  
Marc Reginald Benjamin ◽  
Hong Chen ◽  
Enkhmandakh Bat-Enkh

Background: Subjective well-being (SWB) has a protective role in mental health maintenance and is prone to change during short stressful moments, such as pregnancy. Longstanding research suggests that social support (SS) from the partner and family members of pregnant women directly or indirectly acts as a buffer against negative mental outcomes. For happier pregnancies, it is important to understand how SS and pregnancy affect the SWB.Objective: This review aims to examine the extended association of being pregnant and SS on the SWB of pregnant women.Methods: A systematic review was conducted in PubMed, ScienceDirect, and Google Scholar. Articles published in peer-reviewed journals were included regardless of the year and if they had assessed the impact of at least one SWB or SS outcome among healthy pregnant women. The tools of the National Heart, Lung, and Blood Institute were used for quality assessment.Results: Thirty-four studies that assessed the domains of SWB measurements, such as happiness, quality of life (QoL), life satisfaction, positive and negative effects, and well-being, were included and its association with either pregnancy or SS was summarized. Variable results, such as life satisfaction, happiness, and mental component of QoL, were found to be high during pregnancy, but positive emotion and physical components of QoL had decreased. Almost universally, SS during pregnancy was found to have a positive association with all measurements of SWB.Conclusion: This study had found that, despite some arising trends, pregnancy itself does not necessarily have similar impacts on SWB across healthy pregnant women. However, SS had a significant effect on SWB.


2020 ◽  
Vol 54 (3) ◽  
pp. 560-582
Author(s):  
Nina Pavlović ◽  
Jasmina Petrović

The context of a pandemic caused by an infectious agent and the resulting health risk to a large number of people is a new type of risk contemporary humans are not quite familiar with. In addition to forcing citizens to rely on the effects of controlled medical and epidemiological measures, this kind of situation steers citizens towards cooperation and solidarity as well as towards personal capabilities of functioning during a crisis and it requires a certain degree of trust, not only in the institutions but also in other persons. The aim of this paper is to learn to what degree Serbian citizens trust others during the COVID-19 pandemic and whether this level of generalized trust differs among different sociodemographic groups, or more precisely, which groups were affected the most by the absence of generalized trust. The paper also analyzes a set of variables which are either a part of the concept of subjective well-being (feeling of happiness and life satisfaction) or are closely connected to it (the feeling of control over life, subjective health assessment, and assessments of solidarity and honesty of others). The analyzed data were obtained from a sample of 602 adult Serbian citizens who participated in an online survey in May 2020 by completing a questionnaire they received via e-mail and social networks from multiple access points. These data are compared to the newest available data on the given indicators in Serbia before the pandemic, collected within the European Values Study (EVS) in 2017 and the European Social Survey (ESS) in 2018. The results indicate a significant decrease in happiness and continuously low levels of the feeling of control over life and life satisfaction, but also an increase in the assessed honesty and solidarity of others. These findings are in accordance with the results of the previous studies, which revealed different dominant aspects in the analyzed concepts, leading to their different flexibility and (non)resilience to the changes in society.


2021 ◽  
Vol 56 (2) ◽  
pp. 111-123
Author(s):  
Diena Dwidienawati ◽  
David Tjahjana ◽  
Dyah Gandasari ◽  
M. Faisal

The impact of the COVID-19 pandemic is on human health and other aspects of human life. The government's most common action to prevent the spread of the infection is mobility restriction. The implication of this mobility restriction is the limitation of social activities can be done. Mobility restriction was implemented in Jakarta and its surrounding cities and impacted more than 20 million people. The previous study showed that mobility restriction impacted people's happiness and life satisfaction. After one year of COVID-19 measure implementation, is the adaption effect applied? This study aims to see whether, after one year of the COVID-19 pandemic, people are starting to adapt, and their well-being level is improving compared to the beginning of the COVID-19 pandemic. A survey was conducted in February - March 2021. Happiness and satisfaction with life were measured using the Subjective Happiness Scale and Satisfaction with Life Scale. The reliability and validity of measures were analyzed with SPSS. The study reveals that the participant's happiness level was only slightly happy, and the level of satisfaction was only slightly satisfied. The participants claim that their happiness has deteriorated during mobility restriction (58%). Fifty-eight percent felt their satisfaction has deteriorated. The student's group is shown as the most impacted group in their happiness and life satisfaction scale.


Author(s):  
John Ifcher ◽  
Amanda Cabacungan

Using data from the US Centers for Disease Control and Prevention’s Behavioral Risk Factor Surveillance System, we examine the impact of the Great Recession on subjective well-being (as measured by life satisfaction) and attempt to identify disparate effects by age. We find that those approaching retirement age (aged 55 to 64) experienced reduced life satisfaction after the recession, whereas younger working-aged adults did not. The disparate effects by age cannot be explained by income or unemployment trends, but may be explained by wealth effects. For example we find that the life satisfaction of those approaching retirement age, but not of younger working-age adults, is closely correlated with wealth indices (e.g. the Case–Shiller Housing Price Index and the S&P 500 Index).


2019 ◽  
Vol 19 (1) ◽  
Author(s):  
Yipu Shi ◽  
Craig Joyce ◽  
Ron Wall ◽  
Heather Orpana ◽  
Christina Bancej

Abstract Background Increasingly, decision-makers are interested in understanding the returns on investments in programs and policies that promote health and prevent chronic diseases. While the costs of these programs are more easily quantified, many of the outcomes they aspire to achieve are intangible and lack obvious market values. The subjective well-being (SWB) method was developed to value a wide range of non-market goods, including health outcomes directly in monetary terms. This paper presents an application of the SWB approach to estimate the monetary value of health-promoting behaviours as the intermediate outcomes of health promotion and chronic disease prevention programs and policies. Methods Life satisfaction (LS) was used as a proxy of individuals’ SWB. Based on the combined Canadian Community Health Survey 2009–10 data, we modeled LS as a function of income and healthy behaviours, controlling for the socio-demographic factors associated with LS at the individual level using ordinary least squares regression. Equivalent effects of income and healthy behaviours on LS derived from the models allowed us to estimate the trade-off between income and healthy behaviours. Results We found that income and healthy behaviours were positively associated with LS. The values of increased physical activity, an additional daily serving of fruits/vegetables, and not smoking are respectively $631, $115 and $563 per week. These represent the amounts of additional weekly income required to maintain an individual at their level of LS in the absence of each of these behaviours. Conclusions The SWB method holds promise as a method to monetize the value of a range of non-market goods, including healthy behaviours for which market values do not exist. The SWB method can be applied efficiently and cost-effectively using readily available survey data.


2019 ◽  
Vol 2 (2) ◽  
pp. 73-92
Author(s):  
Ruqia Safdar Bajwa ◽  
Hamida Bibi

Psychological health directly affects life satisfaction especially to those women who face social and family pressure about their infertility. A wide range of research studies comparing fertile and infertile women documented that there is negative impact of infertility on subjective well-being and global life satisfaction (Abbey et al., 1991, 1992; Callan, 1987; Callan& Hennessey, 1988). The present study was aimed to investigate the impact of psychological health on life satisfaction among fertile and infertile females. Through the convenience sampling technique, a sample of 310 (N=310) fertile and infertile women was selected whose age ranged between 25 to 50 years. Demographic variables included age, employment status, level of education, duration of marital life, type of marriage and family system for both fertile and infertile females. To be included in sample, Women must have been diagnosed with infertility (primary or secondary), they must not have adopted any child, and marriage duration must be at least 2 years and must not have past history of psychiatric illness. General Health Questionnaire (GHQ-28) was used for current psychological health and Satisfaction with Life Scale (SWLS) was used to measure life satisfaction. Data was analyzed by using SPSS version 21. Descriptive statistics, Regression analysis, ANOVA and t-test were used to analyze the data. Results have shown that psychological health has impact on life satisfaction in both fertile and infertile groups of women. Furthermore, results show that level of life satisfaction and psychological health is more prevalent in educated and employed women as compared to uneducated and unemployed women. To conclude, this study will be helpful in resolving psychological problems of the infertile females. Education can increase awareness about infertility and infertile females can meet the challenges of the society and can stand with better health and emotions.


Author(s):  
André Hajek ◽  
Hans-Helmut König

Previous studies have mainly focused on interindividual income comparisons (e.g., comparisons with colleagues or neighbors), whereas intraindividual income comparisons (i.e., difference between factual income and expectations) have rarely been investigated in well-being research. Thus, the aim of this study was to investigate the role of intraindividual income comparisons on subjective well-being (negative/positive emotions and life satisfaction) longitudinally. Data from 2005 to 2013 (biannually) were used from the German Socio-Economic Panel (GSOEP), a nationally representative, longitudinal study. Affective well-being (negative and positive emotions) were quantified by using the affective well-being scale-SOEP. Life satisfaction was quantified using the widely used one-item form. Intraindividual income comparisons were analyzed by using the distance between the own individual income and fair income (“how high would your net income have to be in order to be just”). We tested whether negative (i.e., factual income was lower than their self-rated just income) and positive income comparisons (otherwise) affect the outcome measures differently. Fixed effects regressions showed that positive emotions increased with positive income comparisons in the total sample (β = 0.16, p < 0.05). In contrast, negative income comparisons neither affect negative emotions nor satisfaction with life. Strategies to shift income expectations might be beneficial for increasing positive emotions.


PLoS ONE ◽  
2021 ◽  
Vol 16 (7) ◽  
pp. e0253952
Author(s):  
Eleftherios Giovanis ◽  
Sacit Hadi Akdede ◽  
Oznur Ozdamar

The first aim of this study is to investigate the role of the EU Blue Card programme implemented in 2012 in Germany. In particular, we aim to explore the impact on the participation in cultural activities of first-generation non-European Union (EU) and non-European Economic Area (EEA) migrants, such as attendance to cinema, concerts and theatre. The second aim is to examine the impact of cultural activities on subjective well-being (SWB), measured by life satisfaction. We compare the cultural participation and life satisfaction between the treatment group that is the non-EU/EEA first-generation immigrants and the control group that consists, not only of natives and second-generation immigrants but also composes of EU/EEA first-generation immigrants who are not eligible to the programme. We will apply a sharp and a fuzzy regression discontinuity design (RDD) within a seemingly unrelated regression equations (SURE) system using the Ordered Probit method. The empirical analysis relies on data from the German Socio-Economic Panel (GSOEP) survey over the period 2015–2018. The results show that the treated subjects experience an increase in cultural participation activities and an improvement in their SWB, as a result of the EU Blue Card programme, compared to the control group. Participation in classical music performance, opera or theatre influences more the SWB compared to other cultural activities. Policies that promote labour market integration and participation in cultural activities will enable immigrants to integrate into the social norms of the host societies and improve their SWB.


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