scholarly journals The Role of People's Banking Private Vocational (BPR) Toward Development of MSME in Lebak Banten

Author(s):  
Agus Kusmana ◽  
Sumilir Sumilir

This study aims to determine the role of BPR in the development of MSMEs. The research method uses a descriptive-qualitative analysis method. The population in this study are rural banks and MSMEs in the Lebak regency of Banten. The type of data used is secondary data and primary data The role of BPR in the development of MSMEs in the Lebak Regency of Banten with credit growth from 2016 - 2018 of 166.88% and MSME growth of 28.05%, the characteristics of MSME actors in the Lebak district of Banten is the age level of 40 -50 years and male sex with the majority of MSMEs married, and educated in high school, with experience managing businesses between 1 to 5 years, business characteristics, in general, financing customers of PT. BPR Lebak Sejahtera has a business in the field of handicraft, a self-owned business with a place of business that is also owned by itself, in running its business it already has an official business license. financing characteristics provided, the customer receives working capital financing with a repayment period of 1 to 3 years.

2020 ◽  
Vol 16 (1) ◽  
pp. 141
Author(s):  
Herlan Herlin Falangi ◽  
Vicky Richard B. Moniaga ◽  
Jean Fanny Junita Timban

The purpose of this study was to determine the role of the Esa Ate Farmer Group in Corn Farming in Mapanget Barat Village, Mapanget District, Manado City, North Sulawesi Province. The research conducted from July 2019 to September 2019. Respondent selection method was Census which is all members of the Esa Ate Farmer Group, as respondent, consisting of administrators and members with a total of 15 people. Primary data collection methods were obtained from interviews and questionnaires. The research method used is a Likert scale analysis method. Whereas secondary data was obtained from the Mapanget West Kelurahan Office of Mapanget Sub-District, Manado City, North Sulawesi Province. The results showed that the Interval Criteria were on a scale of 45 to 135 or with a role status with a percentage interpretation of 60%. This shows that the Esa Ate Farmer Group still has a role both as the Learning Class and the Cooperative Forum and also has a role in procuring production facilities within the Esa Ate Farmer Group.*eprm* 


2019 ◽  
Vol 3 (1) ◽  
Author(s):  
Andi Matupalesa ◽  
Yudhi Dharma Nauly ◽  
Ivan Fanani

This study aims to provide an overview of the potential downstream of the palm oil industry in North Sumatra, by conducting a series of visits to companies that act as an anchors in the palm oil industry, particularly those located in KEK Sei Mangkei, Kuala Tanjung and KIM. The writing of this study was conducted by using descriptive-explorative analysis method which relies on primary data from companies considered to have a key role in palm industry in North Sumatra. The research method used in the form of identification of value chain, hub-and-spoke and assess the value added of the downstream stages of palm oil. In the end, the downstream of palm oil industry also needs to prioritize the role of anchor companies as locomotives for palm oil industry development in the future.


2015 ◽  
Vol 3 (1) ◽  
pp. 93
Author(s):  
Dwi Purnamasari ◽  
Ashabul Kahfi ◽  
Arief Fatchur Rachman

This study aims to analyze and determine the role of the Election Supervisory Committee and the Commission (general election commission) Implementation of legislative elections in 2014 in Sidoarjo and analyze the factors that cause a lack of understanding of policy formulation election organizers in the respective organizers of the Role of Election Supervisory Committee and the General Election Commission. This research method is using descriptive qualitative approach. The data needed is a secondary data in the form of books, journals, articles, print media (newspapers) and the mass media as well as primary data obtained from informants through. Based on the results of this study concluded that the role of each institution in the administration of elections has not run optimally in accordance with Law Number 15 of 2011 on the Election. In the implementation on the ground found some constraints on each institution in organizing legislative elections in 2014 related to the duties and responsibilities between the Role of the Election Supervisory Committee and the General Election Commission.


Acta Comitas ◽  
2021 ◽  
Vol 6 (01) ◽  
pp. 127
Author(s):  
Anak Agung Sagung Karina Prabasari ◽  
Sirtha I Nyoman

The purpose of this paper is to find out and analyze whether or not it is permissible to transfer HT objects and about the type of agreement used to transfer some HT objects. The writing method used in this research is empirical legal research method with qualitative analysis, with a sociological juridical approach. The data sources used consisted of primary data through interviews with several Notaries / PPAT and secondary data including laws and regulations, books and journals. The results showed, first, that the transfer of HT objects is allowed even though it was not previously agreed in the APHT. Second, the types of agreements used consist of the agreement to carry out the sale and purchase of some HT objects in the form of PPJB and subsequently AJB, agreements related to the purchase and sale of HT objects, agreements related to the process of breaking and separating HT objects, making SKMHT and APHT . Tujuan penulisan ini untuk mengetahui dan menganalisis apakah diperbolehkan atau tidaknya pengalihan objek HT dan mengenai jenis perjanjian yang dipakai untuk mengalihkan sebagian objek HT. Metode penulisan yang digunakan pada penelitian ini adalah metode penelitian hukum empiris dengan analisis kualitatif, dengan pendekatan yuridis sosiologis. Adapun sumber data yang digunakan terdiri dari data primer melalui wawancara ke beberapa Notaris/PPAT dan data sekunder meliputi peraturan perundang-undangan, buku-buku dan jurnal-jurnal. Hasil penelitian menunjukkan, pertama, bahwa pengalihan obyek HT diperbolehkan meskipun sebelumnya tidak diperjanjikan dalam APHT. Kedua, Jenis-jenis perjanjian yang dipergunakan terdiri dari perjanjian kesepakatan untuk melakukan jual beli atas objek sebagian objek HT berupa PPJB dan selanjutnya AJB, perjanjian terkait pembayaran hasil jual beli objek HT, perjanjian terkait proses pemecahan dan pemisahan objek HT, perjanjian pembuatan SKMHT dan APHT


2020 ◽  
Vol 2 (2) ◽  
pp. 23-34
Author(s):  
Abdul Khaliq

This study aims to analyze compliance audit of the working capital financing procedure at Bank Sulselbar Makassar Sharia Branch. The method of analysis used in this research is qualitative analysis method. In this case, the researcher uses a risk-based audit approach, an audit approach which checks the harmony between the policies and the procedures performed by the regulations. Thus, Bank Sulselbar Makassar Sharia Branch must be in line with regulations or procedures that have been held by Bank Indo nesia (BI) in terms of financing. Based on the result of the research, it shows that the Compliance Audit conducted by Compliance Director and Compliance Unit of Bank Sulselbar Makassar Sharia Branch has been running well in accordance with its duties and authority and maintaining its independence well because it has work guidance, work system and procedures that have been referring to the provisions current regulation. Likewise in terms of providing working capital financing to customers has been in accordance with applicable procedures. All financing stages or procedures have been implemented or followed before financing decision can be realized. And each stage is not immune from the supervision of the Compliance Group so that any part or section concerned at that stage is professionally responsible.


Author(s):  
M. F. A. Pratama ◽  
A. Nurhayati ◽  
A. Rizal ◽  
A. A. H. Suryana

Seaweed is one of the leading commodities in the marine sector which has a high selling value. However, this potential is currently not optimally utilized in Karawang Regency. Karawang Regency has a large enough potential for aquaculture ponds, has a pond area of 18,273.30 hectares, and only 1% is cultivated for seaweed. This research aims to formulate a seaweed cultivation business development strategy that has not developed optimally. The respondents in this research were all 60 seaweed cultivators in Karawang Regency. The data used were primary and secondary data. Primary data were obtained through an interview with seaweed cultivators and using the questionnaire. Secondary data were obtained from institutions/agencies related to research, such as the Karawang Regency Fisheries Service The data analysis method used in this research is qualitative analysis. Qualitative analysis was used to determine a seaweed cultivation development strategy using a SWOT analysis. The results showed that the relative position of seaweed cultivation development based on the SWOT analysis is in the first quadrant which means the strategy used is a progressive or aggressive. The progressive strategy of developing seaweed cultivation can be carried out with strategies such as increasing production to meet the demand for seaweed, expanding the area for seaweed cultivation, empowering local communities about seaweed cultivation and diversifying processed seaweed products.


2021 ◽  
Vol 2 (3) ◽  
pp. 459-464
Author(s):  
I Made Dwi Wahyu Kartika ◽  
Ni Made Jaya Senastri ◽  
Ni Gusti ketut Sri Astiti

Franchising is a marketing concept in order to expand the business to support the economy, in this case there are often problems related to the agreement that has been set. Therefore, a legal protection is needed for the recipient of the right. The purpose of this study is to reveal the choice of agreement in the implementation of franchise agreements in Indonesia and the form of legal protection for franchisees in Indonesia. The research method in this study is normative research focusing on the behavior of the legal community and through legal science book references. Sources of data used are primary data by examining regulations related to franchises and secondary data by examining literature, books, papers and journals. Data collection techniques by classifying primary legal materials with secondary legal materials as a support. Analysis of Legal Materials obtained by qualitative analysis. The results of the study reveal that the franchise business in Indonesia has been regulated in the provisions of PP No. 42 of 2007 concerning franchising, for the legal requirements for the establishment of a franchise business, it must meet the provisions in Article 1320 of the Civil Code, and the form of legal protection for franchisees is contained in Article 7 of the Regulation of the Minister of Trade Number 12/ MDAG/Per/3/2006 so the franchisor cannot terminate the agreement at any time or at any time.


2019 ◽  
Vol 10 (2) ◽  
pp. 221-236
Author(s):  
Rhey Wiky Aulia ◽  
Alimatul Farida ◽  
Muhammad Fahmul Iltiham

There are so many people in this global era who need a loan to buy consumptive goods or purchase productive goods that will be used as working capital. By applying for financing in BPRS, Mojokerto City, Pandaan Branch Office, the community can encourage economic improvement and social welfare of the community and must be managed properly by the financial institution. The research method used for this study was interviews and literature studies. This type of research is a qualitative method with a descriptive approach, the data sources used are primary and secondary data. Primary data is obtained directly from sources where research activities take place, and secondary data is data obtained from books and other written documents. The results showed that the mechanism for financing proposals in the Murabahah contract must go through several stages, namely checking customer file files by Customer Service, submitting files from Customer Service to Marketing, BI Checking, marketing surveys to customers, customer analysis by marketing, approval from branch heads, submitted files to the admin section and Disbursement of funds. For Calculation of Financing in the Murabahah Contract in BPRS Kota Mojokerto Pandaan Branch Office, operational in it uses sharia sale and purchase transactions where customers borrow a sum of money that might be used for investment, working capital financing and consumer financing, but in this case the the customer when using a murabahah contract, namely the basic price along with a predetermined margin by installments in accordance with the agreed time period.


2019 ◽  
Vol 15 (2) ◽  
pp. 313
Author(s):  
Syntia ., Pandey ◽  
Melsje Yellie Memah ◽  
Jean Fanny Junita Timban

This study aims to determine how the role of Ora et Labora Farmers Group in increasing the productivity of wetland rice farming in Taratara Satu Village, Tomohon Barat District, Tomohon City. The Ora et Labora Farmer Group was choose purposevly and all the board members and members of the Farmer Group as respondents. This study used primary data and secondary data. Primary data was carried out by direct interviews with 10 farmers who were members and board members of the Ora et Labora Farmer Group. Secondary data was obtained from the Taratara Satu Village Office in Tomohon Barat Subdistrict, local bookstores, the internet through google scholar to get electronic books, journal articles and theses that related to the research topic on the role of Farmer Groups in increasing productivity of lowland rice farming. The data analysis method used in this study is descriptive analysis and then interpreted to draw conclusions. The results showed that there was an increase in farm productivity compared to before joining the Ora et Labora farmer group. Ora et Labora farmer group has played a role in increasing the productivity of rice farming in farmer groups in Taratara Satu Village, Tomohon Barat Subdistrict, Tomohon City, therefore was classified to the good category.-*eprm*


2020 ◽  
Vol 008 (01) ◽  
pp. 82-96
Author(s):  
Fitri Yuliasma ◽  
◽  
Trisla Warningsih ◽  
Darwis AN ◽  

This research was conducted at Pondok Gurih Restaurant, Pekanbaru which aims to calculate the value of the willingness to pay of consumers and to analyze the factors that affect the willingness to pay of consumers for the purchase of catfish spicy acid. This research can be used as information material for the restaurant to improve the quality and facilities for consumer demand. The research method used is a survey method that used primary data and secondary data. The data collection techniques through interviews. The sample in this study are consumers who eat at the restaurant and are willing to be interviewed. The number of respondents used in this study was 100 people. The data analysis method used in this research is logistic regression. The results showed that the average cost to be paid by consumers was IDR 87,410 with the lowest WTP value of IDR 40,000 and the highest was IDR 150,000. Then the variables that significantly affect the consumer's desire to pay are age, income, education, and product quality. The variables that did not have a significant effect were gender, service quality, and occupation. Suggestions for businesses are to continue to improve product quality.


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