scholarly journals Micro Financing of NGOs and Government: Collaborative Impact on Poverty Eradication

2011 ◽  
Vol 2 (2) ◽  
pp. 81-91 ◽  
Author(s):  
Rukhsana Kalim

Poverty reduction has been declared as the most important millennium development goal not only by the world level organizations and institutions, but also by the government of Pakistan. Micro-credit is considered as a prime tool to fight back poverty. After the success of Grameen Bank of Bangladesh multiple other banks and micro finance institutions (MFI’s) like Banko Soladerio of Latin America, Indonesia’s BRI-UD, BAAC in Thailand, BRAC in Bangladesh and VBSP in Vietnam have been working on almost the similar pattern. In Pakistan different NGOs like AKRSP, Orangi pilot project, Kashf foundation and others have started working for the past few years basically to eradicate poverty and for women empowerment. The government institutions are also seriously making an effort to eradicate poverty through micro financing schemes. Government of Pakistan has selected the RSP (rural support program) model for micro-financing. The success of both government institutions and NGOs is not very outstanding to meet the basic objective of poverty eradication. The aim of this paper is to see the possibility of collaboration between the NGOs and the government to achieve the desired common goal. It is hypothesized that if government and NGOs work together and collaborate each other, the effectiveness of micro financing schemes could be strengthened.

Author(s):  
Abel Kinyondo ◽  
Joseph Magashi

Poverty reduction has been a difficult milestone for Tanzania to achieve despite recording remarkable economic growth over the past decade. This is because the attained growth is not inclusive, in that sectors contributing to this growth employ fewer people. Given the fact that agriculture continues to employ the majority of people in Tanzania, efforts to improve livelihoods should necessarily be geared towards transforming the sector. It is in this context that using a sample of 3,000 farmers from 13 regions of Tanzania; this Tanzania, this study set out to examine challenges facing farmers and their respective solutions following the sustainable livelihood framework. Findings show that improving farmers’ livelihoods would entail concerted efforts by the government to avail to farmers, quality and affordable seeds, fertilizer, agricultural infrastructures, subsidies, extension services, markets, information alert, affordable loans, and areas for pastures. This implies that the government needs to allocate enough funds to the agricultural sector if farmers’ needs are to be met. We note, however, that government’s allocation to the sector has alarmingly generally been exhibiting a declining trend for the past four years. It is against this background that we strongly recommend that the government rethinks its position and prioritize the agricultural sector in its budget.


2021 ◽  
Vol 9 (3) ◽  
pp. 384-397
Author(s):  
Ambreen Sarwar ◽  
Mumtaz Anwar Chaudhry

Purpose of the study: This study intends to examine the impact of various dimensions of women empowerment on multiple constituents of household poverty in the three cities (Lahore, Multan and, Rawalpindi) of province Punjab, Pakistan. Methodology: The primary data was gathered from a sample of 2400 married and employed females belonging to the three cities of Punjab, Pakistan. For analysis, the study develops its own all-embracing Women Empowerment and Household Poverty variables using exploratory factor analysis (EFA) and confirmatory factor analysis (CFA) and examines the relationship between the empowerment of women and household poverty using structural equation modeling (SEM). Main Findings: The results show that women empowerment positively and significantly contributes towards household poverty reduction. Applications of this study: Since poverty is one of the greatest challenges that Pakistan is facing today, the need to change poor standards of living and inspiring women to contribute effectively to society through their active participation in the development process is the dire need of time. The results of the study suggest that in addition to targeting poverty directly, policies should be devised that eradicate poverty through the empowerment of women. Novelty/Originality of this study: The majority of the past studies have limited generalizability because they use already available surveys/published data, having limited dimensions/indicators of women empowerment and household poverty. Moreover, the past studies that have examined the phenomenon of women empowerment ignore its psychological dimensions. Therefore, because of minimal comprehensive investigation, the examination of the effect of the empowerment of women on household poverty remains a topic of interest for the researchers.


2019 ◽  
Vol 4 (2) ◽  
pp. 49-56
Author(s):  
Hendrawan Toni Taruno

Poverty is a complex and multidimensional issue. Over the past four decades, the number of poor in Indonesia has experienced a significant decline, from 40.10 percent in 1976 to 9.82 percent in March 2018. Nevertheless, the disparity of poverty rates between provinces is still quite high. The poverty rate in several provinces in Java Island, for example, is already at the single-digit level, while in Eastern Indonesia, is still more than double-digit level. As it is known, public spending and economic growth are two crucial instruments on poverty reduction programs. This study aims to investigate the role of economic growth and public spending, particularly education, health, and social protection on poverty reduction in Indonesia. By using panel data from 31 provinces during 2009-2018 period, this study used two regression models to analyze the effects of these two variables on poverty reduction, both in urban and rural areas. This study shows that public spending on health and education sectors has a slightly different effect on poverty reduction between urban and rural areas. Convincingly, spending allocation on health and education has had a significant effect to reduce poverty rate in rural areas, while the decline of poverty rates in urban is likely more influenced by spending on health. This study also shows that over the past ten years, economic growth and social protection spending did not have a significant effect on reducing poverty rates. Therefore, in order to reduce poverty more effectively, it would be better for the government to focus its poverty reduction programs on investment in health and education sectors.


Author(s):  
Flora Ngoma

The purpose of the study was to investigate the role of women empowerment clubs in poverty reduction in Zambia. The study targeted some women empowerment groups in different parts of the country. The objectives of this study were as follows; to find out if women’s clubs contribute to poverty reduction among women, to examine the challenges that women’s club experiences and to determine measures that could be put in place to overcome the challenges. The research design of the study was a survey design which used both qualitative and quantitative approaches. A sample of 50 women was selected from 10 women empowerment clubs in various parts of Zambia which include Lusaka, Chinsali and Senanga. The data was collected using questionnaires. The findings of the study revealed that women have been empowered by the clubs. They have acquired skills and knowledge that some of them have used to start small businesses. These small businesses help the women to earn an income that helps them to run their households and send children to school. The study therefore recommended that the government and other stakeholders must help in financing the women empowerment clubs and a local and international market should be created to allow women to sell whatever the make and produce in their empowerment group or clubs.


Author(s):  
Moh Ilham A. Hamudy

This study is about child-friendly city (KLA). This research is motivated by the lack of attention of the local government in protecting children and the issuance of Law No. 35 of 2014 on Protection of Children, which mandates local government obligations in the care of the child. This study sought to describe the various efforts made by the government of Surakarta and Makassar in realizing the KLA, the following supporting factors and obstacles surrounding the KLA embodiment. By using descriptive method and combine it with a qualitative approach, this study found some important points about the efforts of local governments in realizing the KLA. In Surakarta, for example, there have been several child-friendly community health centers (puskesmas). The Puskesmas is equipped with a private lounge complete with a childrens playground. In addition, services for children such as nutrition garden, corner of breast milk, pediatrician, child counseling services and a child abuse victim services also continue to be equipped, and many other programs. No wonder the Ministry of Women Empowerment and Child Protection Republic of Indonesia assessment scoring 713 from a total value of 31 indicators contained in the KLA who had filled the city of Surakarta. Meanwhile, Makassar City has not done a lot of local government programs, because the relatively new Makassar proclaimed KLA and is still central to reform. Among the new programs are being implemented and the Government of Makassar is giving birth certificate free of charge, to build flats in slums, and make the two villages as a pilot project KLA. The factors that affect the embodiment of the KLA it is a commitment. Not only the commitment of the head region, but also all relevant parties. As a cross cutting issue, the KLA also requires institutional capacity. Not only is the capacity of Women Empowerment and Child Protection Agency as a leading sector in the KLA, but also all work units other related areas. The success of the KLA in a city / county is also very dependent on the commitment of all parties concerned built. In addition, the program can not be done KLA in a short time, and require no small cost. Penelitian ini adalah tentang kota layak anak (KLA). Penelitian ini dilatarbelakangi oleh kurangnya perhatian pemerintah daerah dalam melindungi anak dan keluarnya UU No 35 Tahun 2014 tentang Perlindungan Anak yang mengamanatkan kewajiban pemerintah daerah dalam mengurus anak. Penelitian ini berusaha menggambarkan pelbagai upaya yang dilakukan pemerintah Kota Surakarta dan Makassar dalam mewujudkan KLA, berikut faktor pendukung dan penghambat yang melingkupi perwujudan KLA tersebut. Dengan menggunakan metode deskriptif dan memadunya dengan pendekatan kualitatif, penelitian ini menemukan beberapa poin penting tentang upaya pemerintah daerah dalam mewujudkan KLA. Di Surakarta, misalnya, sudah ada beberapa puskesmas ramah anak. Puskemas itu dilengkapi dengan ruang tunggu khusus anak lengkap dengan alat bermainnya. Selain itu, layanan-layanan untuk anak seperti taman gizi, pojok ASI, dokter spesialis anak, layanan konseling anak dan tempat pelayanan korban kekerasan terhadap anak juga terus dilengkapi, dan masih banyak program lainnya. Tidak heran kalau penilaian Kementerian PPPA memberikan skor 713 dari total nilai yang terdapat dalam 31 indikator KLA yang sudah dipenuhi Kota Surakarta. Sedangkan, Kota Makassar belum banyak program yang dikerjakan pemerintah daerah. Pasalnya, Makassar relatif baru mencanangkan KLA dan kini masih tengah melakukan pembenahan. Di antara program yang baru dan sedang dilaksanakan Pemerintah Kota Makassar adalah pemberian akta kelahiran secara gratis, membangun rumah susun di kawasan kumuh, dan menjadikan dua kelurahan sebagai proyek percontohan KLA. Adapun faktor yang memengaruhi perwujudan KLA itu adalah komitmen. Tidak hanya komitmen kepala daerah, tetapi juga semua pihak terkait. Sebagai sebuah isu yang melibatkan pelbagai pihak, KLA juga membutuhkan kapasitas kelembagaan. Tidak hanya kapasitas Badan Pemberdayaan Perempuan dan Perlindungan Anak sebagai leading sector KLA, tetapi semua satuan kerja perangkat daerah terkait lainnya. Selain itu, program KLA tidak bisa dilakukan dalam waktu singkat, dan memerlukan biaya yang tidak sedikit.


2019 ◽  
Vol 8 (2) ◽  
Author(s):  
Pham Quang Minh

In the past years, implementing the guidelines of the Party, Government and Ministries, from the central to local levels,especially the Central Highlands provinces have taken efforts onsynchronous implementation of solutions and resource prioritiesfor sustainable poverty reduction, focusing on ethnic minority areasand particularly difficult areas. In addition to the direct resourceinvestment, the Government also incorporates poverty reductioncontent in the socio-economic development programs and projects.Although the results of poverty reduction and hunger eradicationare achieved impressively, however, it is still not commensurate withthe potential and advantages of the Central Highlands.Until now,the rate of poor households in remote areas and ethnic minorityareas are still high. Therefore, ensuring people’s livelihood to helpthem strive to escape from poverty to be a necessary issue that cansolve the root cause of poverty among ethnic minorities in the wholecountry in general and ethnic minorities in the Central HighlandsArea in particular in the context of accelerating the industrializationand modernization of the country and international integration


Author(s):  
Tejbir Kaur ◽  
Rajdeep Singh

In a country like India where faster, sustainable and inclusive growth is the objective/mission of the government, there arises a need to study the impact of microfinance through SHG’s (Self Help Groups) on poverty reduction. The current study examines to what extent microfinance through SHG’s has helped the members in raising their economic status. The target population for the study was the members of SHG’s at district Fatehgarh Sahib. A sample of 100 members out of the universe was selected using convenience sampling and a survey was conducted. The reliability of data was confirmed by using cronbach’s reliability test. Descriptive statistics and cross tabulation have been used to analyze the data. The study shows a positive impact of micro financing Schemes on poverty reduction.


2019 ◽  
Author(s):  
Ahmad Nazrie Mohd Nor ◽  
Senthil Kumar T.

This study is to discover the development of microfinance in Malaysia through a review of relevant literature. Microfinance in Malaysia, especially the operations of Amanah Ikthiar Malaysia, are based on Grameen Bank Program innovated by Muhammad Yunus in Bangladesh. Malaysia is endeavoring to be a developed nation, and new age microfinance seems to play a crucial role in eradicating poverty. Poverty and development do not complement each other, and hence, it is essential to focus on poverty eradication through various means. Here, an attempt has been made to the methodological and systematical review of the past literature on the development of microfinance, from various sources. It is hoped that this paper would provide a better understanding of the chronological flow and evolution of microfinance in Malaysia.


2021 ◽  
Author(s):  
Ismat Ara Begum ◽  
Rezaul Karim Talukder ◽  
Mohammad Mizanul Haque Kazal ◽  
Mohammad Jahangir Alam

Social protection is an essential government investment that contributes to economic growth and makes growth more pro-poor through directly reducing poverty. The Government is strongly committed to reducing poverty, improving human development and reducing inequality. This commitment is reflected in Vision 2021, the Perspective Plan 2010–2021 and in the Sixth & Seventh Five Year Plans. The Government realizes that notwithstanding the past impressive progress with poverty reduction, there is a substantial number of populations that remains exposed to poverty owing to various vulnerabilities. Evidence shows that the poor and vulnerable group cannot cope with all the frequently occurring risks and shocks with their own resources. In recognition of these concerns, the Government has embarked upon the formulation of a comprehensive National Social Security Strategy. It builds on the past rich experience and seeks to streamline and strengthen the existing safety net programs. It also broadens the scope of Social Security from the narrow safety net concept to include employment policies and social insurance to address the emerging needs. Given this backdrop, this chapter deals with the assessment of social security interventions against Life Cycle Risks, measures for resilience of safety net programs, and finally presents the government priorities based on existing policies.


2018 ◽  
Author(s):  
Yudiyanto Tri Kurniawan

East Java Provincial Government has made many policies to reduce poverty, among others by rolling Jalinkesra grant aid program for very poor households (RTSM) which has been started since 2010, but from year to year the poverty reduction rate tends to decline. Therefore, it is necessary to design the acceleration model of poverty alleviation. This research uses mixed method, data mining with in-depth interview, field survey and documentation, informant is taken purposively from data of beneficiaries. Data is processed by SWOT analysis. The results of this study recommend alternative 1 that is Minimize the internal weaknesses programs that already exist, and alternative 2 is the acceleration model of poverty eradication based on women empowerment.


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