scholarly journals Asset Growth In Sharia Insurance: Macroeconomic and Internal Factors of Sharia Insurance Companies in Indonesia

2021 ◽  
Vol 13 (2) ◽  
pp. 227
Author(s):  
Hilmy Baroroh
Keyword(s):  
Insurance Companies ◽  
Internal Factors ◽  
Asset Growth

scholarly journals Factors Determining Profitability of the Insurance Industry of Bangladesh

2016 ◽  
Vol 3 (2) ◽  
pp. 138 ◽  
Author(s):  
G M Wali Ullah ◽  
Mohammad Nasrath Faisal ◽  
Sadaqa Tuz Zuhra
Keyword(s):  
Risk Premium ◽  
Insurance Industry ◽  
Ordinary Least Squares ◽  
Insurance Companies ◽  
Insurance Company ◽  
Internal Factors ◽  
Expense Ratio ◽  
Insurance Sector ◽  
Asset Growth ◽  
Insurance Firms

Insurance is a form of risk management, used to hedge against the risk of a contingent loss. It involves the transfer of the risk of potential loss from one entity to another, in exchange for a risk premium. Insurance sector plays an important role in service based economy of both developed and developing markets. The purpose of this research is to analyze the determinants that serve as significant predictors of non-life insurance firms’ profitability in Bangladesh. It analyzes panel data of eight different insurance companies—selected using convenience sampling method from the years 2004-2014 to assess whether any significant relationship exists between Profitability (ROA), and certain independent variables- Underwriting Risk, Expense Ratio, Solvency Margin, Premium Growth, Asset Growth, and Company Size using an Ordinary least squares (OLS) regression model. This paper found significant inverse relationship between Underwriting Risk, and Size, with Profitability (ROA). There is also a significant positive relationship between Expense Ratio, Solvency Margin, and Growth, with the Profitability (ROA). This study will help financial managers to understand which internal factors to focus on, in order to achieve greater profitability, thus maximizing the market value of the respective insurance company.

scholarly journals OPPORTUNITIES AND PROSPECTS OF INSURANCE COMPANIES DEVELOPMENT IN UKRAINE UNDER THE COVID-19 PANDEMIC

2021 ◽  
Author(s):  
Iryna Honcharenko ◽  
Nataliia Dudchenko
Keyword(s):  
World Economy ◽  
Insurance Market ◽  
Free Movement ◽  
Insurance Companies ◽  
Current Crisis ◽  
Internal Factors ◽  
Current State ◽  
The Government ◽  
Legislative Changes ◽  
The Impact

The current state, opportunities and prospects of development of the insurance services market in Ukraine are reviewed in the article. Various factors and objective circumstances influence on the development of the world and national insurance services markets. The priority feature of the national and world economy development during recent years is the globalization of financial institutions. The capitals’ movement is the substantial basis of integration and globalization processes. The insurance market is an integral part of the national financial market, so it primarily affected by globalization. This market reacts almost instantly to dynamic processes in the global economic environment and reflects the main trends that determine the formation of modern insurance space. Current crisis differs from the previous one by the significant restrictions for free movement due to the pandemic. The aim of the study is to estimate the most necessary adaptive and transformational changes for insurance companies to ensure their functioning in Ukraine taking in account factors caused by the pandemic. The domestic insurance market has many negative challenges. The issue of quarantine imminent consequences and it affection on the participants of the insurance market is equally important. The limitations and restrictions for the free movement is the main feature of crisis under the pandemic. The impact of external and internal factors on insurance market activity in Ukraine analyzed. The decreasing of the number of insurance companies through objectively-direct consequences of pandemic determined. The set of the medical insurance programs aimed at the case of COVID -19 that offered by Ukrainian insurance companies reviewed. Results of the operating insurance programs estimated. The legislative changes in the insurance sphere caused by a pandemic analyzed. All necessary measures for defense and support people in pandemic implemented by the government. The current and potential threats & possibilities that allow to save and fix insurance companies positions at the insurance services market grounded.

scholarly journals The Internal Factors Affecting the Ability of the Organizations to Retain the Customers: العوامل الداخلية المؤثرة في قدرة المنظمات على الاحتفاظ بالعملاء

2019 ◽  
Vol 3 (10) ◽  
Author(s):  
Imad Eldin Mohammed Alhasseen      ,       Fatima Siragalden
Keyword(s):  
Service Delivery ◽  
Red Sea ◽  
The State ◽  
Insurance Companies ◽  
Delivery Method ◽  
Internal Factors ◽  
Factors Affecting ◽  
Customer Needs ◽  
Descriptive Approach

The study aimed to identify the internal factors affecting the ability of the insurance companies to retain the industrial customer, which provides service, and focused on studying the problem of poor interest in maintaining long-term clients which consider as an importance for company life. The study used the analytical descriptive approach as one of the appropriate methods for this type of research. The data were collected from a selected sample of the clients of the industrial insurance companies in the state of the Red Sea with a total of 100 companies and organizations benefiting from the insurance services. The study reached a number of results, the most important of which is the presence of an impact on the factors (satisfaction of customer needs, customer confidence in service, service delivery method) on the ability to retain customers. The study recommended a number of recommendations related to the results.

scholarly journals Analisis Tingkat Pertumbuhan Aset Pada Bprs Muamalat Harkat Kecamatan Sukaraja Kabupaten Seluma

2021 ◽  
Vol 7 (1) ◽  
pp. 73
Author(s):  
Katra Pramadeka ◽  
Budi Astuti ◽  
Venty Amara Lova
Keyword(s):  
Growth Rate ◽  
Data Collection ◽  
Job Performance ◽  
Financial Services ◽  
Qualitative Data ◽  
Internal Audit ◽  
External Factors ◽  
Internal Factors ◽  
Asset Growth ◽  
Develop Market

The assets growth rate is influenced by several factors, namely internal factors and external factors. By considering these factors, Muamalat Syariah Financing Bank (SFB) Harkat Bengkulu has a strategy so that can always increase from year to year. The strategy used is to develop market share in the form of multi-purpose financing. The problem in this study is, are there any factors that influence the asset growth rate in Muamalat Harkat SFB Sukaraja District, Seluma Regency and what factors influence the assets growth rate in Muamalat Harkat SFB Sukaraja District, Seluma Regency. This study uses qualitative data and uses observation, interviews and documentation as data collection instruments. The results of this study indicate that in increasing asset growth, there are internal factors that consist of employee job performance, job spirits, job discipline, SOP, inspection from Financial Services Authority (FSA/OJK) and internal audit. While the external factors consist of the level of public trust that has begun to grow in the form of savings or deposits, financing, and inspection from external audits. 

scholarly journals Asset Growth on Sharia Insurance

2020 ◽  
Vol 2 (1) ◽  
pp. 172-178
Author(s):  
Warsani Purnama Sari
Keyword(s):  
Financial Services ◽  
Insurance Companies ◽  
Insurance Company ◽  
Asset Growth ◽  
Premium Income

Examining the Premium Income Rate on Asset Growth in a Sharia Insurance Company registered with the Indonesian Financial Services Authority. The type of research used in this study is Comparative Causal, while the sample used in this study are 20 sharia insurance companies with the criteria of sharia insurance companies that are actively operating for the last three years. The results of this study indicate that the level of premium income positively and significantly affect the growth of asset Asuransi Syariah. This study is concerned with the level of premium income that affects the growth of Sharia Insurance assets in Indonesia.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN ASET PADA PERUSAHAAN ASURANSI SYARIAH PERIODE 2013 – 2017

2020 ◽  
Vol 7 (2) ◽  
pp. 305
Author(s):  
Alien Lilavira ◽  
Siti Zulaikha
Keyword(s):  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Operating Costs ◽  
Insurance Companies ◽  
Financial Reports ◽  
Operational Costs ◽  
Analysis Technique ◽  
Investment Returns ◽  
Asset Growth ◽  
Positive Effect

This study aims to determine the effect of Operational Costs, Growth in Investment Returns, Contribution and Profitability to Asset Growth in Sharia Insurance Companies in Indonesia 2013-2017. This study uses a quantitative approach. The analysis technique used is multiple linear regression analysis. This study uses 21 data samples. Data is obtained from each of the Sharia Insurance Company's Financial Reports. The results showed that the variables of operational costs, growth in investment returns, contributions and profitability have a significant effect on asset growth simultaneously in sharia insurance companies in Indonesia. The variables of growth in investment returns, contributions and profitability have a significant positive effect partially, while the operational cost variable has no significant effect.Keywords: Operating Costs, Growth in Investment Returns, Contribution, Profitability, Asset Growth

scholarly journals Study of Internal Factors and External Factors of Insurance Companies Towards Company Value (Study on Indonesia Stock Exchange)

2020 ◽  
Vol 86 ◽  
pp. 01010
Author(s):  
Chairul Anam
Keyword(s):  
Interest Rates ◽  
Firm Value ◽  
Stock Exchange ◽  
External Factors ◽  
Insurance Companies ◽  
General Description ◽  
Internal Factors ◽  
Return On Equity ◽  
Company Value ◽  
Equity Ratio

The purpose of this study is to determine the influence of the company’s external factors with proxies: inflation and interest rates, and the company’s internal factors with proxies: Return on Equity, and Debt to Equity Ratio partially and simultaneously to firm value in insurance sector companies listed on the Stock Exchange Indonesia. The research method used in this study is quantitative research methods, with the object of research of insurance companies listed on the Indonesia Stock Exchange, amounting to 14 companies. This study used a purposive sampling technique that produced 8 companies as the research sample. The research data source uses secondary data in the form of documents including data about the company’s general description and financial statements of insurance companies on the Indonesia Stock Exchange (IDX) for 5 years. The results of this study indicate inflation, interest rates, Return on Equity, and Debt to Equity Ratio simultaneously have a positive but not significant effect on company value, then partially the other 3 variables, namely inflation, interest rates, and Debt to Equity Ratio have a positive effect but not significant to firm value, while variable Return on Equity has a positive and significant effect on firm value. Based on the coefficient of determination of 0.138 this shows the influence of 4 variables, namely inflation, interest rates, return on equity, debt to equity ratio of 13.8% while the remaining 86.2% is influenced by other factors, for example: the level of competition, policy company, developments in macroeconomic conditions.

scholarly journals Solvency effects of taxation: A comparison of Hungarian banks and insurance companies

2017 ◽  
Vol 67 (1) ◽  
pp. 63-75
Author(s):  
Borbála Szüle
Keyword(s):  
Panel Data ◽  
Empirical Model ◽  
Financial Intermediation ◽  
Empirical Relation ◽  
Economic Effects ◽  
Insurance Companies ◽  
Financial Intermediaries ◽  
Empirical Results ◽  
Asset Growth ◽  
Two Sectors

Recently, there has been a growing interest in the solvency of financial intermediaries. Bank and insurer insolvency cases generated numerous adverse economic effects and also promoted academic efforts to design solvency-related taxation methods. The focus of this paper is on corporate taxation and its empirical relation to solvency in the Hungarian financial intermediation sector. Based on the previous literature, a complex empirical model of the interactions between capital formation, asset growth and solvency risk is presented, and panel data results are compared for banks and insurance companies. A comparison with international empirical results is also possible, although it may only be of limited relevance due to some differences in solvency measurement. The paper also aims to highlight the potential differences between banking and insurance. As far as solvency effects are concerned, the empirical results do not reveal significant differences in these two sectors; however, other results point to the heterogeneity of the Hungarian financial intermediation sector.

scholarly journals DETERMINAN KINERJA INVESTASI PERUSAHAAN ASURANSI SYARIAH DI INDONESIA PERIODE 2014-2018

2020 ◽  
Vol 7 (11) ◽  
pp. 2106
Author(s):  
Nafiatul Ilma ◽  
Dian Filianti
Keyword(s):  
Financial Services ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Insurance Companies ◽  
Company Size ◽  
Purposive Sampling ◽  
Negative Effect ◽  
Asset Growth ◽  
Positive Effect

ABSTRAKPenelitian ini menggunakan pendekatan kuantitatif dengan menggunakan jenis penelitian explanatory research. Populasi dalam penelitian ini adalah Perusahaan asuransi syariah di Indonesia yang terdaftar di Otoritas Jasa Keuangan periode 2014 – 2018. Teknik pengambilan sampel pada penelitian ini adalah purposive sampling dan diperoleh syariah 18 perusahaan asuransi syariah sebagai sampel. Penelitian ini menggunakan analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa secara parsial company size dan volume of capital tidak berpengaruh signifikan sedangkan likuiditas, leverage, premium growth berpengaruh signifikan negatif sedangkan asset growth berpengaruh signifikan positif terhadap investment yield, secara simultan company size, likuiditas, asset growth, leverage, volume of capital, premium growth secara simultan berpengaruh signifikan terhadap investment yield.Kata Kunci: company size, liquidity, leverage, asset growth, volume of capital, premium growth, investment yield, takaful ABSTRACTThis research uses a quantitative approach using an explanatory research type. The population in this study is sharia insurance companies in Indonesia registered with the Financial Services Authority for the period 2014 - 2018. The sampling technique in this study was purposive sampling and 18 sharia insurance companies were obtained as samples. This study uses multiple linear regression analysis. The results of this study indicate that partially company size and volume of capital have no significant effect while liquidity, leverage, premium growth have a significant negative effect while asset growth has a significant positive effect on investment yield, simultaneously company size, liquidity, asset growth, leverage, volume of capital, premium growth simultaneously have a significant effect on investment yield.Keyword: company size, liquidity, leverage, asset growth, volume of capital, premium growth, investment yield, takaful

scholarly journals PENGARUH PERTUMBUHAN UJRAH DAN INVESTASI TERHADAP PERTUMBUHAN ASET PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA

2020 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Rustamunadi Rustamunadi ◽  
AAS Asmawati
Keyword(s):  
Life Insurance ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Asset Growth ◽  
Investment Growth ◽  
Simultaneous Growth

Abstract Assets are assets owned by the company. High asset growth shows that the company can optimize its assets well. High asset growth can increase public trust in the company. One of the factors affecting the assets of Islamic life insurance companies is contribution and claims. Problem formulation in this research are: 1) How does the influence of the growth of ujrah on the growth of assets in Islamic life insurance companies? 2) What is the effect of investment growth on the growth of sharia life insurance company assets? 3) How does the simultaneous growth of ujrah and investment affect the growth of sharia life insurance company assets? This study aims to examine: 1) To analyze the effect of the growth of the ujrah on the growth of assets in the Sharia Life Insurance company. 2) To analyze the effect of investment growth on asset growth in Islamic Life Insurance companies. 3) To analyze the effect of simultaneous growth in investment and investment on asset growth in Sharia Life Insurance companies. The analysis used is multiple linear regression analysis, where in this method to determine the effect of the growth of ujrah and investment on the growth of assets displayed in the form of a regression equation. Tests used in this study are classic assumption tests including: normality test, heteroscedasticity test, multicollinearity test and autocorrelation test. In this study the authors used secondary data samples from the financial statements of 6 Islamic life insurance companies in Indonesia. Based on the Ujrah growth test, it has a sig value of 0.525> 0.05 and a tcount value of 0.643> ttable 2.03693, therefore it can be concluded that the growth of the ujrah (X1) partially has no significant effect on asset growth. While investment growth has a sig value of 0.006 <0.05 and tcount 2.932> t table 2.03452, therefore it can be concluded that investment growth (X2) has a significant negative effect on asset growth. Based on the F test of ujrah growth and investment has a sig value of 0.022 <0.05, the growth of ujrah and investment has a simultaneous effect on the growth of assets and growth of assets influenced by the growth of ujrah and investment growth of 15.9% and 84.1% influenced by other variables not discussed in this study.

Sign in / Sign up

Export Citation Format

Share Document