Towards Sustainable Consumption: Driving Forces behind Bangladeshi Consumers’ Behavior

If stakeholders, service providers, and social systems adopt sustainable consumption behavior and regulate the production and consumption cycle, they may be facilitated to accomplish sustainable development with environmental and socioeconomic advantages. However, the purpose of this study was to look at the driving forces that influence consumer behavior in Bangladesh in terms of sustainable consumption. A quantitative survey was conducted among 384 participants aged 18 years and having minimum higher secondary educational qualifications. The data were collected from Khulna City Corporation of Bangladesh through a structured interview schedule using the convenience sampling technique. The results reported that environmental concern of the participants was found to be the top-ranked driving force and perceived environmental knowledge of the participants was the lowliest ranked driving force behind the consumers’ behavior towards sustainable consumption. Alongside, attitude towards eco-friendly products, perceived consumer effectiveness and sustainable consumption intention were found to be the second, third and fourth ranked driving forces, respectively. The authors hope and anticipate that the findings of this paper will give critical information to relevant authorities and policymakers in order to develop market research and management policies and strategies.

Social capital as a determinant for raising ecosystem services awareness - an application to an Albanian pastoral ecosystem

This paper aims to map the ecosystem services (ES) provided by a reputed agropastoral ecosystem in the south of Albania and ascertain whether social capital affects the level of importance attributed to them. A perception analysis of both buyers and sellers of ES within the pastoral ecosystem is undertaken. The pastoral ecosystem is mainly evaluated for cultural services such as tradition, enhancing the area’s image, and environment ES. The strong inclination towards cultural ES and socioeconomic services indicates a lack of awareness of both buyers and sellers of ES in the local community regarding the environmental aspects of their ecosystem. However, participants showing a higher radius of trust with high linking social capital are more likely to confer very high importance to environmental services. Similarly, the cultural ES (traditional aspect) of the pastoral ecosystem is affected by cognitive and structural social capital. These are interesting findings for public policymaking concerning the opportunity to develop market transaction ES. Its development is more ground-based and effective if participation and civic engagement, especially the Linking dimension, is enhanced in the pastoral community.

Towards Sustainable Consumption: Driving Forces behind Bangladeshi Consumers’ Behavior

If stakeholders, service providers, and social systems adopt sustainable consumption behavior and regulate the production and consumption cycle, they may be facilitated to accomplish sustainable development with environmental and socioeconomic advantages. However, the purpose of this study was to look at the driving forces that influence consumer behavior in Bangladesh in terms of sustainable consumption. A quantitative survey was conducted among 384 participants aged 18 years and having minimum higher secondary educational qualifications. The data were collected from Khulna City Corporation of Bangladesh through a structured interview schedule using the convenience sampling technique. The results reported that environmental concern of the participants was found to be the top-ranked driving force and perceived environmental knowledge of the participants was the lowliest ranked driving force behind the consumers’ behavior towards sustainable consumption. Alongside, attitude towards eco-friendly products, perceived consumer effectiveness and sustainable consumption intention were found to be the second, third and fourth ranked driving forces, respectively. The authors hope and anticipate that the findings of this paper will give critical information to relevant authorities and policymakers in order to develop market research and management policies and strategies.

ANALISIS PERTUMBUHAN KEUANGAN SYARIAH DI ERA DIGITALISASI

AbstrakKemajuan teknologi digitalisasi juga memainkan peran penting khususnya sejak pandemi dimulai di awal tahun lalu yang kini telah membentuk pola konsumsi di tengah masyarakat yang serba online juga mendorong sektor keuangan untuk berlomba-lomba memenuhi kebutuhan masyarakat tersebut. Untuk mencapai hal itu, tentunya dibutuhkan perumusan strategi bisnis yang tepat sasaran dan menciptakan kolaborasi yang kuat antar berbagai stakeholder seperti regulator, tenaga ahli, dan pelaku industri berbasis Syariah untuk bersama-sama menghadapi tantangan dan mengembangkan potensi pasar serta meningkatkan akseptasi masyarakat terhadap ekonomi dan keuangan Syariah. Sehingga yang menjadi rumusan masalah dalam peneliatian ini ialah bagaimana pertumbuhan keuangan Syariah di era globalisasi serta tujuan dari penelitiannya adalah untuk mengetahui bagaimana pertumbuhan keuanagan syariah di era globalisasi ini. Adapun metode yang digunakan dalam penelitian ini adalah metode pendekatan deskriptif dimana penulis menguraikan dan menganalisis data dari hasil temuan di lapangan. Sehingga kesimpulan dari penelitian ini menunjukkan bahwa keuangan syariah semakin meningkat dari tahun ke tahun. Hal ini tentu tidak lepas dari semakin majunya teknologi yang ada. Di Era digitalisasi ini segala sesuatu berjalan dengan lebih mudah. Salah satunya informasi. Para pemangku kepentingan di bidang keuangan syariah bisa lebih mudah menyampaikan informasi melalui media sosial. Dengan begitu masyarakat menjadi semakin lebih peduli tentang apa dan bagaimana seharusnya mereka menginvestasikan uangnya. Indonesia merupakan negara yang memiliki penduduk muslim dijajaran mayoritas, maka dari itu tidak heran jika sekarang keuangan syariah terus berkembang pesat di Indonesia karena masyarakat juga semakin menyadari bahwa transaksi yang ingin digunakan tentunya halal dan bisa menjadi berkah untuk masyarakat. AbstrackAdvances in digitalization technology have also played an important role, especially since the pandemic began at the beginning of last year which has now shaped consumption patterns in the midst of an all-online society as well as encouraging the financial sector to compete to meet the needs of the community. To achieve this, of course, it is necessary to formulate a well-targeted business strategy and create strong collaboration between various stakeholders such as regulators, experts, and Sharia-based industry players to jointly face challenges and develop market potential and increase public acceptance of the economy and finance. Sharia. So that the formulation of the problem in this research is how the growth of Islamic finance in the era of globalization and the purpose of the research is to find out how the growth of Islamic finance in this era of globalization. The method used in this study is a descriptive approach method in which the author describes and analyzes data from the findings in the field. So the conclusion of this study shows that Islamic finance is increasing from year to year. This of course cannot be separated from the advancement of existing technology. In this digital era, everything is easier. One of them is information. Stakeholders in the field of Islamic finance can more easily convey information through social media. That way people are becoming more and more concerned about what and how they should invest their money. Indonesia is a country that has a Muslim population in the majority ranks, therefore it is not surprising that now Islamic finance continues to grow rapidly in Indonesia because people are also increasingly realizing that the transactions they want to use are certainly halal and can be a blessing for the community.

Analisis Tingkat Pertumbuhan Aset Pada Bprs Muamalat Harkat Kecamatan Sukaraja Kabupaten Seluma

The assets growth rate is influenced by several factors, namely internal factors and external factors. By considering these factors, Muamalat Syariah Financing Bank (SFB) Harkat Bengkulu has a strategy so that can always increase from year to year. The strategy used is to develop market share in the form of multi-purpose financing. The problem in this study is, are there any factors that influence the asset growth rate in Muamalat Harkat SFB Sukaraja District, Seluma Regency and what factors influence the assets growth rate in Muamalat Harkat SFB Sukaraja District, Seluma Regency. This study uses qualitative data and uses observation, interviews and documentation as data collection instruments. The results of this study indicate that in increasing asset growth, there are internal factors that consist of employee job performance, job spirits, job discipline, SOP, inspection from Financial Services Authority (FSA/OJK) and internal audit. While the external factors consist of the level of public trust that has begun to grow in the form of savings or deposits, financing, and inspection from external audits.

Assessment of the Challenges of Value Chain Process in the Case of Ethiopia,Tigray Manufacturing Sector

The study assesses the challenges of value chain process in Ethiopia manufacturing sectors. The objective of the study was to provide an insight on the principles of value chain and its activities ,the linkage between partners and actors of the value chain and the major challenges that hinder the efficient, transparent and effective process of the value chain in the manufacturing sector. The methods used for the study were the questionnaires, semi structure interview and field visit observation in the study area. The finding shows that though different efforts were done by the government companies could not bring the required change in the value chain process due to lack of skilled manpower ,poor linkage of stakeholders, and poor infrastructure and information diffusion by the actors result in weak market share and poverty reduction, starting from raw materials to customer that include from supplier producer, wholesalers, retailers, and consumers that create various problems for the whole value chain operations like lack of demand forecasts, poor customer handling and production to prevent high cost and minimize risk in the process. Therefore, decision makers and partners should be work closely together enable firms to achieve their intended objectives. Develop market infrastructure and other measures to reduce marketing costs in reducing transaction costs and producing competitive products, incentivized business schemes to attract investors, open and develop transport roads and market infrastructure with facilitate access to affordable and quality inputs and technology.

Takāful demand: a review of selected literature

Purpose This paper aims to provide a systematic review of literature on the demand for takāful (Islamic insurance) from articles published from January 2009 to June 2019. The review aims to synthesise and segment previously published research to identify the gaps and provide future research direction. Design/methodology/approach A systematic review of the literature was conducted. Past research was analysed, and content comparisons based on research focus, context and methodology were evaluated. Findings It was found that not much has been written and published on takāful demand in quality journals. The first two articles were published in 2009, but it was only in 2017 that coverage of the topic rapidly expanded. Although no article was found to have been published in 2018 on takāful demand, there was one published article on the topic in 2019. This paper also found that not much attention has been given to takāful demand from the corporate sector. Research limitations/implications The defined rule for document searching and selection excluded out-of-scope documents that might be relevant. Furthermore, as this paper concentrates exclusively on articles published in English journals, the possibility that other relevant works do appear elsewhere in a different language is not denied. Practical implications Factors determining takāful demand are provided, and general directions are discussed, which managers can use to develop market share further. Originality/value Such an extensive review of literature on takāful demand has not been done before. Other than revealing ambiguities, gaps and contradictions in the literature, this paper sketches an avenue for further research. It also provides information and guidance for other researchers wishing to embark on research on takāful demand.

PELATIHAN PENGGUNAAN SOSIAL MEDIA UNTUK MENGEMBANGKAN AKSES PASAR BAGI UMKM KABUPATEN SERANG

With advances in digital technology, MSMEs have great opportunities to take part in it. Various SMEs in Serang Regency are still experiencing problems in promoting their merchandise. This community service program (PKM) aims to transfer knowledge about the use of social media to develop market access for MSMEs in Serang Regency. Indonesia is still facing the Covid-19 pandemic. Therefore, the socialization and training methods are carried out through online webinars with interactive discussion. This discussion is useful for finding solutions to problems faced by MSME business actors in operating social media to increase income. The result of this PKM is that the participants understand the webinar material well. As many as 72.7% of participants have and will create virtual shops to promote their products and 63.6% of participants strongly agree that the ability to use social media is a must have to increase market access for MSME products.

Cybersecurity Resiliency of Marine Renewable Energy Systems‐Part 1: Identifying Cybersecurity Vulnerabilities and Determining Risk

Technology innovation, market demand, and the potential impacts of a changing climate are driving the marine renewable energy (MRE) industry to develop market-ready systems to provide low-carbon electricity for emerging, off-grid markets. The advanced operational and information technology devices used in MRE systems create a pathway for a cyber threat actor to gain unauthorized access to data or disrupt operation. To improve the resiliency of MRE systems as a predictable, affordable, and reliable source of energy from oceans and rivers, guidance was developed for an end users' organization that describes a framework for identifying and managing cybersecurity risk. The development of the cybersecurity guidance is based on standards described in the Risk Management Framework and Cybersecurity Framework developed by the National Institute of Standards and Technology (NIST). This paper is the first of a two-part series that describes an approach to determine the cybersecurity risk for MRE systems based on assessing potential cyber threats, identifying vulnerabilities (people, processes, and technology, including physical and operational environment), and evaluating the consequences a cyberattack would have on operation of the MRE system and impact on end users' mission and business objectives. MRE developers and stakeholders can use this approach to assess their current cybersecurity risk posture to incorporate appropriate cybersecurity controls to reduce the consequences and impacts from a cyberattack on MRE systems. This approach can be refined further as MRE systems are deployed and operational configurations are available.