A Different Kind of Subprime: Risk Management in Microcredit Lenders and their Implications on Debtors

2018 ◽  
Author(s):  
Graeme Mckinnon-Nestman
Keyword(s):  
Risk Management ◽  
Financial Services ◽  
Management Practices ◽  
Status Quo ◽  
Turn Of The Century ◽  
The Internet ◽  
Developing Regions ◽  
Developed Economies ◽  
The Status ◽  
Shed Light

Microfinance is a movement which aims to promote financial inclusion and empower individuals through small loans (as well as other services) to finance business ventures in the developing world and beyond. Microfinance aims to meet the financial needs of individuals who are left out of the scope of more mainstream financial services, while avoiding the perceived shortfalls of traditional aid such as dependence. Along with the expansion of microfinancial institutions (MFIs) since the turn of the century and the proliferation of the internet, diligent and prudent management of these institutions has never been of greater importance. Though there is a lot of research on entrepreneurship, business, finance, andmanagement concerning more mainstream practices, it is clear that microfinance is at a frontier of modern commerce. Risk is basic to all business (as well as life in general) and in order for the microfinance movement to maintain its growth, it must be self-sustaining while maintaining its ability to assist meaningful development. This presentation will compare the risk management practices standard to MFIs now, as well as look at how risk is fundamentally different to small entrepreneurship in developing regions in comparison to developed economies. In doing so, it should shed light on the financing needs and realities of target individuals and see how MFIs in the status quo are able to meet them. From this we should seewhere the shortfalls currently lie and where things may be improved.

scholarly journals Risk management practices in information security: Exploring the status quo in the DACH region

2020 ◽  
Vol 92 ◽  
pp. 101776
Author(s):  
Michael Brunner ◽  
Clemens Sauerwein ◽  
Michael Felderer ◽  
Ruth Breu
Keyword(s):  
Risk Management ◽  
Information Security ◽  
Management Practices ◽  
Status Quo ◽  
The Status

scholarly journals Prawo małoletnich do wolności od hazardu, uzależnienia od Internetu i gier komputerowych

2020 ◽  
Vol 6 ◽  
pp. 47-75
Author(s):  
Wioletta Pawska
Keyword(s):  
Sense Of Belonging ◽  
Status Quo ◽  
The Internet ◽  
Gaming Addiction ◽  
Online Environment ◽  
Parents And Children ◽  
The Status ◽  
Legislative Changes ◽  
The Right

The Right of Minors to Freedom from Gambling and Internet andGaming Addition The aim of the article is to highlight the dangers of gambling and Internet and gaming addiction of minors and young persons. The author is convinced that in the absence of positive legislative changes and if creators of games engaging young persons in gaming are not punished, children will not be safe in the online environment. There will not have any other lives than those in the games they play. Additionally, the most important thing is the role of the parents, guardians and teachers. They should talk to children about the problem, show them the dangers and organise better their free time – in an educational and carefree way. In accordance with the obligatory rules of custody, they should ensure them suitable development, safety and a sense of belonging. The teachers ought to support these activities. Summarising, if the status quo continues to be tolerated, minors and young person’s will be deprived of carefree life and suffer from harm and even sudden deaths. The author is sure that parents and children do not give enough attention to that and we should not take away from young person’s the joy of simple things letting them play in the Internet instead.

Sarajevo and the Sarajevo Sephardim

2018 ◽  
Vol 46 (5) ◽  
pp. 892-910
Author(s):  
Jonna Rock
Keyword(s):  
Identity Formation ◽  
Fifteenth Century ◽  
Status Quo ◽  
Structured Interviews ◽  
Jewish Identification ◽  
The Status ◽  
Late Fifteenth ◽  
And Function ◽  
Role And Function ◽  
Shed Light

This article highlights issues pertaining to the Sephardim ([-im] is the masculine plural Hebrew ending and Sepharad is the Hebrew name for Spain. Sephardim thus literally means the Jews of Spain) in Sarajevo from the time of their arrival in the Ottoman Empire in the late fifteenth century until the present day. I describe the status quo for the Sephardi minority in post-Ottoman Sarajevo, in the first and second Yugoslavia, and in today's post-Communist Sarajevo, the capital of Bosnia and Herzegovina. The objective is to shed light on how historic preconditions have influenced identity formation as it expresses itself from a Sephardic perspective. The aim is moreover to generate knowledge of the circumstances that affected how Sephardim came to understand themselves in terms of their Jewish identification. I present empirical findings from my semi-structured interviews with Sarajevo Sephardim of different generations (2015 and 2016). I argue that while none of the interlocutors conceive of Jewish identification as divergent from halachic interpretations of matrilineal descent, they moreover propose other conceptions of what it means to be Jewish, such as celebrating Shabbat and other Jewish holidays, and other patterns of socialization. At the same time, these individuals also assert alternative forms of being Bosnian, one that includes multiple ethnicities, and multiple religious ascriptions. This study elucidates a little-explored history and sheds light on the ways in which historical conditions have shaped contemporary, layered framings of identification among Sarajevo's current Jewish population. This article is relevant for those interested in contemporary Sephardic Bosnian culture and in the role and function of ideology in creating conditions for identity formation and transformation.

Leftover Men and Masculine Grievance: Making Sense of Rural Migrant Men’s Emotional Hardships

NAN Nü ◽  
2021 ◽  
Vol 23 (1) ◽  
pp. 137-162
Author(s):  
Wanning Sun
Keyword(s):  
Emotional Experience ◽  
Status Quo ◽  
Masculine Identity ◽  
Rural Migrants ◽  
Making Sense ◽  
Rural Migrant ◽  
The Social ◽  
Marriage Partner ◽  
The Status ◽  
Shed Light

Abstract The social problem of “leftover men” among the most marginalized members of China’s rural migrant population has become widely known, but how these rural migrants themselves talk about and make sense of their failures to secure a marriage partner is relatively less understood. Answering this question may also shed light on how socioeconomic marginalization makes an impact on rural migrant men’s masculine identity. This paper is a longitudinal study of a cohort of unmarried rural migrant men born in the 1980s. This study shows that the emotional experience of cohort members is marked by a mixture of persistent feelings of loneliness, bitterness, and dissatisfaction with the status quo of their lives, and a quiet yearning for the possibility – however remote – of “finding someone” in the future. The paper also points to “masculine grievance” as a useful concept for understanding how unmarried migrant men rationalize their emotional hardships.

scholarly journals Have IT improvements had positive impacts on international trade?

2021 ◽  
Vol 4 (4) ◽  
pp. 1-9
Author(s):  
Kurihara Y ◽  
Keyword(s):  
International Trade ◽  
Financial Services ◽  
Gdp Per Capita ◽  
The Internet ◽  
Key Factors ◽  
Daily Lives ◽  
Business World ◽  
Developed Economies ◽  
Per Capita ◽  
The Relationship

IT (Information Technology) was invented and penetrated into our daily lives and business world from the 1980s. It has also spread quickly in developed economies. This study examines whether such phenomenon has impacted international trade. More concretely, this study empirically examines the relationship (1) between the improvement of banking and financial services and international trade, (2) between the Internet speed and international trade, and (3) mobile subscribers and international trade. The empirical results show that GDP per capita is positively related with international trade significantly. Moreover, they show that banking and financial services can increase international trade. Also, Internet speed is significantly associated with promoting international trade. However, there is no evidence that the spreading use of mobile has caused increasing international trade. If the pros of the spreading use of mobile related IT are large, there is some room for promoting this transition. Security, reliability, and so on are key factors to promote mobile into business, including international trade.

scholarly journals Reflections on the Professional Development of College English Teachers under the Internet Hybrid Model

2020 ◽  
Vol 4 (2) ◽  
pp. 86-89
Author(s):  
Wenjuan He
Keyword(s):  
Professional Development ◽  
Hybrid Model ◽  
College Teaching ◽  
English Teachers ◽  
Status Quo ◽  
The Internet ◽  
Network Technology ◽  
College English ◽  
Professional Development Of Teachers ◽  
The Status

The development of network technology has brought huge changes to all people and industries. In the field of education and professional development of teachers, the application of network technology and the Internet has also created a new opportunity for education at all stages in China. In the reform of education, the related concepts and teaching applications of the Internet hybrid model have gradually begun to be incorporated into college teaching. This article explores the status quo and problems of professional development of college English teachers under the Internet hybrid model, and puts forward suggestions for the professional development of college English teachers under the Internet hybrid model which can be used as reference for the professional development and growth of English teachers.

scholarly journals Political elites of the Arab world and their influence

2020 ◽  
Vol 70 (2) ◽  
pp. 107-115
Author(s):  
A. Sh. Abhari ◽  
Keyword(s):  
Arab Spring ◽  
Arab World ◽  
Status Quo ◽  
Political Elites ◽  
Factors Influencing ◽  
Foreign Intervention ◽  
The Status ◽  
The Arab Spring ◽  
The Military ◽  
Shed Light

The debate between political scientists about the "Arab Spring" revolutions is still escalating. Especially regarding the forces operating at the scene. Attempts by the military elite to retain power and try to maintain the status quo at any cost, leaving the doors wide open for foreign intervention The foreign interventions of countries that are trying to use the wave of the Arab spring to achieve their goals have especially complicated the situation in the Arab world. In this article I will try to shed light on some factors influencing the results of the “Arab Spring” revolutions.

People mountain, people sea: a study of four Chinese English idioms on the Web

English Today ◽  
2008 ◽  
Vol 24 (4) ◽  
pp. 46-50 ◽  
Author(s):  
Fan Fang
Keyword(s):  
English Language ◽  
Status Quo ◽  
Actual State ◽  
The Internet ◽  
Language Diversity ◽  
Chinese Identity ◽  
The World ◽  
The Status ◽  
Global Language ◽  
Distinct Features

ABSTRACTThe English language has developed and spread around the world as a global language. As a variety of English in China, it has also formed some distinct features. This paper first introduces the status quo of the English language in China, and then by analysing the use of four Chinglish idioms on the Internet, argues that the use of Chinglish idioms can be more expressive in some settings. The Internet use of Chinglish idioms shows the actual state of language diversity and creativity, and more significantly, it reflects Chinese identity.

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