TINJAUAN PRINSIP SYARIAH PRODUK UANG ELEKTRONIK DI INDONESIA: STUDI KASUS PADA PRODUK E-MONEY BANK SYARIAH MANDIRI

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Nurhasanah Nurhasanah ◽  
Agung Maulana ◽  
Aris Rusdiyanto

The issue raised in this research is to discuss an evaluation of the sharia principles of electronic money (called E-Money) product owned by Bank Syariah Mandiri towards the operational mechanisms encompass transaction, flow, contract and managerial aspects of this product. This study aims to analyze E-Money product from a sharia perspective using the benchmark of fiqh muamalat which has been contained in the DSN-MUI fatwa, and related laws and regulations. The method used in this research is descriptive qualitative research. By using the method of content analysis and using interviews, involved observation, this research uses documentation study as the data collection technique. The conclusion from the writing of this thesis is that from a review of sharia principles, there are sharia problems in the aspect of the contract, this is because this product does not have a contract nomenclature in product operations that creates ambiguity (Gharar), as well as from the transaction aspect because the bank does not restrict or control goods which are sold by merchants in collaboration with banks, so it is feared that they can be used to buy non-halal goods.

2019 ◽  
Author(s):  
Rudi Wahyu Nugroho

ABSTRACTThe objectives of this study are (1) to describe the rules of writing format in several journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Literacy Pens and (2) find manifestations of the different writing formats and shell styles in the journal. This type of research is descriptive qualitative research. The object of this research are several scientific journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Pen Literacy. The data collection technique used in this study is referring to obtaining data by listening to the use of the writing format in the journal and the style of the environment used. The results of the analysis and discussion of the differences in writing formats and confinement styles in the Rhetoric, Articulation, Salingka, Litera, and Pen Literacy journals can be concluded that there are differences in writing formats and confinement styles in each journal that are influenced by the policies of the journal parties concerned. This article is intended as knowledge for writers, especially beginner writers in writing journal articles to find out the format desired by a journal page. This is as a condition for a journal article to be posted on the journal's page. The results of journal articles indicate that there are differences and similarities between the five journals.


2019 ◽  
Author(s):  
Rudi Wahyu Nugroho

The objectives of this study are (1) to describe the rules of writing format in several journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Literacy Pens and (2) find manifestations of the different writing formats and shell styles in the journal. This type of research is descriptive qualitative research. The object of this research are several scientific journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Pen Literacy. The data collection technique used in this study is referring to obtaining data by listening to the use of the writing format in the journal and the style of the environment used. The results of the analysis and discussion of the differences in writing formats and confinement styles in the Rhetoric, Articulation, Salingka, Litera, and Pen Literacy journals can be concluded that there are differences in writing formats and confinement styles in each journal that are influenced by the policies of the journal parties concerned. This article is intended as knowledge for writers, especially beginner writers in writing journal articles to find out the format desired by a journal page. This is as a condition for a journal article to be posted on the journal's page. The results of journal articles indicate that there are differences and similarities between the five journals.


2020 ◽  
Vol 3 (1) ◽  
pp. 28
Author(s):  
Fina Farhatul Kamalia ◽  
Mochamad Abdul Basir ◽  
Nila Ubaidah

In this research, the writer analyzes about students' mathematical comprehension skill. The aim of this research is to know students' mathematical comprehension skill at trigonometry lesson especially in quantity and two angles deviation session. The indicator in this research are students' computational comprehension skill and functional comprehension skill. The type of the research is descriptive qualitative research by using test interview and documentation as the data collection technique. The subject of the research are 34 students of XI Science Education Class 6 MA N 1 Semarang. The result are: (1) computational comprehension skill 81.25% is included to understand category. This case shows that some students have understood the use of the formula and the appropriate concept. (2) Functional comprehension skill 86.02% is included to very understand. Most of students have understood the questions and students are able to connect the questions with the other concepts. The results of interviews with students showed that there were some students who stated that they were still confused when they encountered questions that were slightly different from the examples or those taught, but some students had no difficulty in completing the test questions given.


ATAVISME ◽  
2020 ◽  
Vol 23 (2) ◽  
pp. 249-260
Author(s):  
Ivana Septia Rahaya

Perubahan pola pikir akibat globalisasi mempengaruhi berbagai aspek kehidupan, salah satunya adalah pemaknaan pepatah Jawa yang sedari dulu digunakan sebagai prinsip hidup masyarakat. Penelitian ini bertujuan untuk mendeskripsikan makna pepatah Jawa yang mencerminkan kehidupan masyarakat modern di Amerika dalam novel Impian Amerika karya Kuntowijoyo. Penelitian ini diharapkan mampu membuktikan bahwa pepatah Jawa tetap relevan dengan perkembangan zaman dan menyadarkan pembaca bahwa karya sastra bukan hanya hasil imajinasi pengarang tetapi juga merepresentasikan kehidupan sehingga mampu meningkatkan apresiasi pembaca terhadap karya sastra. Penelitian ini adalah penelitian deskriptif kualitatif dengan pendekatan antropologi sastra. Teknik pengumpulan data menggunakan teknik baca catat. Analisis data menggunakan teknik analisis isi. Hasil penelitian ini membuktikan bahwa novel Impian Amerika karya Kuntowijoyo menggambarkan prinsip hidup masyarakat modern yang diambil dari pepatah Jawa. Prinsip hidup tersebut berhubungan dengan usaha masyarakat dalam menciptakan keselarasan antara individu dan Tuhan serta keselarasan antar individuKata Kunci: pepatah Jawa; masyarakat modern; prinsip hidup; globalisasi[Javanese Proverbs as a Principle of Modern Society’s Life in Kuntowijoyo’s Novel Impian Amerika] Changes of mindset because of the changing era affect so many aspects of life. One of them is the interpretation of Javanese proverb which has always been used as a principle of modern society's life. The purpose of this research is to explain and describe the meaning of Javanese proverb which is the principle of modern society’s life in Kuntowijoyo’s Novel Impian Amerika that reflect modern society’s life in America. This research is expected to be able to prove that Javanese proverbs which are an ancestral heritage still relevant to today’s modern conditions and remind the readers that literary works are not only the result of the author's imagination but can also represent life and other positive values, thereby increasing the reader’s appreciation of literary works. This research is a descriptive qualitative with a literary anthropology approach. Data collection technique was note-taking technique. The data were analyzed with content analysis technique. The results of this research prove that Impian Amerika illustrates the principle of modern society's life taken from the Javanese proverb. The principle of life is related to community efforts in creating harmony between individuals and God and individuals as well.


2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Dyah Ayu Paramitha Diah Nurdiwaty

The purpose of this research is (1) To know mudharabah mutlaqah contract implementation on Haji BRI Syariah Savings product at Bank BRI Syariah Branch of Kediri. (2) To find out the system and procedure of Tabungan Haji BRI Syariah iB product at Bank BRI Syariah Kediri Branch Office. (3) To find out what are the constraints of Tabungan Haji BRI Syariah iB products at Bank BRI Syariah Kediri Branch Office. The approach of this research uses descriptive qualitative research. The informant is an employee of Bank Syariah Branch Office of Kediri and the savings account of Haji BRI Syariah iB with data collection technique using documentation and interview. The conclusion of the research result is the product of Tabungan Haji BRI Syariah iB Kediri Branch Office using mudharabah mutlaqah contract and its enforcement is in accordance with the prevailing regulations. The system and procedures of the Savings Haji product of BRI Syariah iB are easy to apply, although there are still constraints from SISKOHAT which are sometimes offline. Keywords: Mudharabah contract of savings product of pilgrimage, system and procedure, constraint.


ijd-demos ◽  
2020 ◽  
Vol 1 (1) ◽  
Author(s):  
M Dzaki Aziz ◽  
Moh. Rizky Godjali

Panitia Pengawas Pemilu atau biasa disebut Panwaslu merupakan salah satu penyelenggara Pemilu yang memiliki tugas dan kewenangan untuk mengawasi pemilu, pada penyelenggaraan pemilihan Gubernur dan Wakil Gubernur di Banten 2017. Panwaslu Kota Tangerang sebagai salah satu penyelenggara pemilu memiliki tugas dan wewenang untuk mengawasi jalannya pemilihan diwilayah Kota Tangerang. Tujuan Penelitian ini adalah untuk mendeskripsikan peran Panwaslu Kota Tangerang dalam Pengawasan Pemilihan Gubernur dan Wakil Gubernur Banten 2017. Pendekatan yang digunakan dalam penelitian ini adalah penelitian kualitatif deskriptif dengan menggunakan teknik pengumpulan data berupa wawancara dan juga studi dokumen. Berdasarkan hasil penelitian maka dapat disimpulkan bahwa Panwaslu Kota Tangerang dalam pengawasan pemilihan Gubernur dan Wakil Gubernur Banten 2017 telah melakukan tugasnya sesuai dengan peraturan perundang-undangan, namun dalam pelaksanaan tugasnya mengalami memiliki hambatan. Panwaslu mengawasi KPU, peserta pemilu dan pemilih dengan cara mengikuti setiap tahapan pemilihan yang ada dan juga Panwaslu memiliki lembar laporan yang akan menjadi acuan dalam melakukan segala tindakan atau memberikan rekomendasi kepada KPU. selain itu juga panwaslu mengawasi pemilih, dalam mengawasi pemilih itu sendiri seperti mengawasi daripada netralitas Aparatur Sipil Negara (ASN) Panwaslu juga mengingatkan serta memberikan peringatan terhadap ASN terlebih dengan memberikan sosialisasi tentang pentingnya netralitas ASN dalam pemilu, namun yang terjadi masih saja ditemukan pelanggaran yang dilakukan dan Panwaslu hanya dapat memberikan surat peringatan atau melakukan pemanggilan namun tidak dilakukan sanksi apapun terhadap pelanggar tersebut. The Election Oversight Committee or commonly called Panwaslu is one of the organizers of the Election who has the duty and authority to oversee the election, in organizing the election of Governor and Deputy Governor in Banten 2017. The Tangerang City Election Supervisory Committee as one of the election organizers has the duty and authority to oversee the election in the City Tangerang. The purpose of this research was to describe the role of Tangerang City Panwaslu in Supervising the Election of Banten Governor and Deputy Governor of 2017. The approach used in this study was descriptive qualitative research using data collection techniques in the form of interviews and document studies. Based on the results of the study, it can be concluded that the Panwaslu of the City of Tangerang in the supervision of the election of the Governor of Banten and Deputy Governor of 2017 has carried out their duties in accordance with the laws and regulations, but in carrying out their duties they have obstacles. The Election Supervisory Committee oversees the KPU, election participants and voters by following each election stage and Panwaslu has a report sheet that will become a reference in taking all actions or providing recommendations to the KPU. besides that the Election Supervisory Committee oversees the voters, in overseeing the voters themselves such as overseeing the neutrality of the State Civil Apparatus (ASN) Panwaslu also reminded and warned against ASN especially by providing socialization on the importance of ASN neutrality in elections, but violations were committed. Panwaslu can only give warning letters or make summons but no sanctions are imposed on the violator.Keywords : Elections, Supervision, Panwaslu, Role


At- Tarbawi ◽  
2021 ◽  
Vol 13 (1) ◽  
pp. 16-27
Author(s):  
Suratiningsih Suratiningsih

The research aims to describe the puzzling media as a solution to increase the learning motivation of elementary /MI student. This research is library research. It is a method that the data which is needed in completing research comes from library sources i.e. include books, encyclopedias, dictionaries, journals, documents, magazines, etc as well as various sources on the internet. The data collection technique used in this research is documentation. Documentation means looking for data about things in the form of notes, books, papers, articles, journal, and so on. Then, the data analysis technique used in this study is content analysis. In this analysis, the process of selecting, comparing, and combining various meanings will be found to be relevant. The media is an intermediary or introduction. Puzzle media can improve the students’ motivation to keep trying to solve problems. It is fun for students because it can be repeated. The challenges in the puzzle game will give you an addictive effect to always try and try until they are successful.


Author(s):  
Riyadhotul Mahmudah ◽  
Alfi Laila ◽  
Novi Nitya Santi

This article aims to describe: the implementation of the SQ3R model to the ability to examine the characters contained in fiction texts in grade IV students of SDN Ganung Kidul 1 Nganjuk in the 2019/2020 Academic Year. This article is an descriptive qualitative research carried out through five stages, namely: (1) data collection; (2) determination of the sample; (3) recording data; (4) reduction; and (5) drawing conclusions. Data sources in this article are journals and books relating to the learning of the SQ3R model on learning to examine the characters contained in fiction texts. These data provide an overview of the application of the SQ3R model on the ability to examine the characters contained in fictional texts. Furthermore, the object of the research is the learning model SQ3R with a subject of 22 students. The conclusion of the article shows that: this SQ3R model is very good to be applied to the basic competencies of Indonesian language class IV semester II, namely the ability to examine the characters contained in fiction texts.


2017 ◽  
Vol 10 (3) ◽  
pp. 46 ◽  
Author(s):  
Elif Aktas ◽  
Adem Beldag

Kalila and Dimna, which is considered as one of the classic works of the Eastern literature, is a political morality and advice book that is still in effect thanks to the knowledge of wisdom it offers. The aim of this study is to examine this work according to the Western classifications of values (UNESCO, Rokeach, Schwartz, Spranger) since it sheds light on the present age with the wisdom knowledge it holds although it was penned centuries ago. The study was designed as qualitative research and data collection was done with the four value classifications above. During the analysis of the study data, percentage and frequency analyses were used under the content analysis. The results of the study indicate that Kalila and Dimna includes all the values contained in abovementioned classifications originating from the Western civilization.


2015 ◽  
Vol 24 (1) ◽  
pp. 13-21 ◽  
Author(s):  
Alicia Botello-Hermosa ◽  
Rosa Casado-Mejia

The aim of this article is to analyze the fears about menstruation and health that have been passed down to us by oral transmission from a gender perspective. A qualitative study, whose design was the Grounded Theory, performed in Seville, Spain, with 24 rural and urban women from different generations, young (18-25, 26-35 years), middle aged (36-45, 46-55, 56-65 years) and elderly (> 65 years). The semi-structured interview was used as a data collection technique. The discourses were subjected to content analysis, following the steps of Grounded Theory. The results highlight the abundant fears related to use of water during menstruation, with very harmful effects to health. As a conclusion to highlight the lack of women's knowledge about reproductive health and that despite Health Education campaigns there are still ancient misconceptions present about menstruation.


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