AKTA BORGTOCHT DALAM PERJANJIAN KREDIT

2019 ◽  
Vol 5 (1) ◽  
pp. 50-61
Author(s):  
G Victor William

Personal guarantee (borgtocht) is an additional agreement (accesoir) which is made for the benefit of the creditor. Personal guarantee cannot exist if there is no legal principal agreement between the creditor and the debtor, therefore this guarantee agreement involves three parties, namely the creditor, the debtor and the guarantor. The main reason for the making of personal guarantee agreement is because there is a relationship of interest between the guarantor and the debtor (the guarantor has an economic interest in the business of the debtor). Personal guarantee in practice are always made in written form. Personal guarantee agreement can be made in the form of under the hand deed or notarial deed. In banking practices, the agreement is made in the form of a standard contract that has been provided by the bank as the creditor. The party that signs this deed is the debtor and the guarantor, hereinafter the deed kept by the bank.

Ramus ◽  
2007 ◽  
Vol 36 (1) ◽  
pp. 25-38 ◽  
Author(s):  
Myles Lavan

(BJ6.350)Those who discard their weapons and surrender their persons, I will let live. Like a lenient master in a household, I will punish the incorrigible but preserve the rest for myself.So ends Titus' address to the embattled defenders of Jerusalem in the sixth book of Josephus'Jewish War(6.328-50). It is the most substantial instance of communication between Romans and Jews in the work. Titus compares himself to the master of a household and the Jewish rebels to his slaves. Is this how we expect a Roman to describe empire? If not, what does it mean for our understanding of the politics of Josephus' history? The question is particularly acute given that this is not just any Roman but Titus himself: heir apparent and, if we believe Josephus, the man who read and approved this historical account. It is thus surprising that, while the speeches of Jewish advocates of submission to Rome such as Agrippa II (2.345-401) and Josephus himself (5.362-419) have long fascinated readers, Titus' speech has received little or no attention. Remarkably, it is not mentioned in any of three recent collections of essays on Josephus. This paper aims to highlight the rhetorical choices that Josephus has made in constructing this voice for Titus—particularly his self-presentation as master—and the interpretive questions these raise for his readers. It should go without saying that the relationship of this text to anything that Titus may have said during the siege is highly problematic. (Potentially more significant, but unfortunately no less speculative, is the question of how it might relate to any speech recorded in the commentaries of Vespasian and Titus that Josephus appears to have used as a source.) What we have is a Josephan composition that is embedded in the broader narrative of theJewish War.


2013 ◽  
Vol 12 (1) ◽  
pp. 112-132
Author(s):  
Paul Avis

AbstractHow can we explain the fact that the Anglican Covenant divides people of equal integrity and comparable wisdom around the world? We need to ask whether we have correctly understood both the ecclesiology of the Anglican Communion and the terms of the Covenant. What is implied in being a Communion of Churches, where the churches are the subjects of the relationship of communion (koinonia)? What does the Covenant commit its signatories to and, in particular, what does it say about doctrinal and ethical criteria for communion? Is it legitimate to apply biblical covenant language, in which the covenant relationship is between God and Israel, to relations between churches? By addressing some of the concerns of those who oppose it, a case is made in favour of the Covenant and some reassurances are offered. In conclusion, the mystical dimension of being in communion is affirmed.


2017 ◽  
Vol 1 (2) ◽  
pp. 85-92
Author(s):  
Maya Sofiyani ◽  
M Imron Mawardi ◽  
P Sigit Purnomo ◽  
Hariza Adnani

The effort of leptospirosis prevention in Sleman currently only limited to counseling and treatment of the patient, while the patient search, ways of transmission of leptospirosis from rats to humans, have never implemented in an integrated manner. The study aimed to investigated the relationship between the environmental residential condition with the risk of leptospirosis in Sleman Regency. The research used a survey method  with case control study design. The results showed that environmental factors, which are not proved to have a relationship with the risk of leptospirosis were residential condition ({p=0,108} OR=3,818 {95%CI:0,922–15,811}), the trash bin condition ({p=1,000} OR=1,138 {95%CI:0,420–3,081}) and the sewer condition ({p=0,415} OR=0,551 {95%CI:0,187–1,624}). Environmental factors that associated with the risk of leptospirosis was the presence of rats ({p=0,001} OR=13,594 {95%CI:2,754–67,107}). The effort should be made in order to prevent the increasement of Leptospirosis cases by sanitation improvement and avoiding direct contact with rats as well as it litter. The Government should be pay more attention in the vector control programs, especially in leptospirosis prone areas so the prevention effort to be able run effectively and efficiently.


2021 ◽  
Vol 6 (2) ◽  
pp. 68
Author(s):  
Lambang Basri Said ◽  
Ilham Syafei ◽  
Watono Watono ◽  
Fadel Muhammad Anis ◽  
Muhammad Yusuf Al Makassari

Keberadaan Jalan Tol Layang AP Pettarani sebagai bagian dari Jalan Tol Ujung Pandang, sangat diharapkan menjadi salah satu solusi transportasi darat sebagai angkutan logistik penunjang pertumbuhan ekonomi secara nasional, khususnya dalam rangka mengatasi kemacetan serta mendukung mobilitas barang dan jasa di Kota Makassar. Perubahan sosial, ekonomi, dan lingkungan tersebut merupakan pengaruh yang ditimbulkan atau kemungkinan besar akan terjadi, yang menyangkut keadaan sosial, ekonomi, dan lingkungan masyarakat pengguna jalan.Penelitian ini bertujuan untuk menganalisis seberapa besar persepsi perubahan aspek sosial, ekonomi, dan lingkunganmasyarakat pengguna jalanterhadap keberadaan jalan tol layang AP Pettarani. Jenis data yang digunakan dalam penelitian ini adalah data subyek. Data kuesioner yang digunakan adalah dari hasil jawaban responden atas pertanyaan yang diajukan penulis kepada responden dalam bentuk tulisan. Adapun untuk mengetahui hubungan variabel-variabel yang mempunyai hubungan, maka dilakukan pengujian hipotesis dengan perhitungan statistik. Untuk penganalisisan data digunakan SPSS versi 21.00 dalam model dan pengkajian hipotesis. Berdasarkan dari hasil kuesioner maka didapatkan variabel-variabel mana saja yang mempunyai pengaruh signifikan terhadap keberadaan jalan tol layang AP Pettarani.The existence of the AP Pettarani Flyover Toll Road as part of the Ujung Pandang Toll Road, is expected to be one of the land transportation solutions as a logistical transportation to support national economic growth, especially in the context of overcoming congestion and supporting the mobility of goods and services in Makassar City. These social, economic, and environmental changes are the effects that are caused or will most likely occur, which involve the social, economic, and environmental conditions of road user communities. This study aims to analyze how much the perception of changes in social, economic, and environmental aspects of the road user community to the existence of the AP Pettarani flyover. The type of data used in this study is subject data. Questionnaire data used are the results of respondents' answers to questions raised by the author to respondents in written form. As for knowing the relationship of the variables that have a relationship, then testing the hypothesis with statistical calculations. For analyzing data SPSS version 21.00 is used in the model and hypothesis assessment. Based on the results of the questionnaire, it is obtained which variables have a significant influence on the existence of the AP Pettarani flyover.


Author(s):  
S. G. Karthik ◽  
Edward B. Magrab

Abstract An intelligent graphical user interface that captures a product’s functional and assembly structure and the factory that will make it are described. The results are then used to evaluate a factory’s production rate for the product. The program requires the product to be either a functionally uncoupled or decoupled design. The interface then: (1) implements a visualization of the functionally decomposed product structure; (2) implements an abstraction of a factory; (3) automatically generates candidate primary manufacturing processes and materials that are compatible with each other based on a very small number of attributes; (4) enables the user to make Make/Buy decisions for the components comprising the product; (5) assists the user in the selection of secondary manufacturing processes that are compatible with the primary manufacturing processes and materials for parts made in-house, and specify the vendor and the supply lead time for outsourced parts; (6) enables the specification of alternate materials and manufacturing processes; (7) implements a visual representation of the assembly structure as specified by the user; and (8) partially automates the creation of the assembly structure, and assists in the selection of assembly methods that are compatible with the materials chosen. In addition, the program assists in the design for assembly by: (1) requiring the product development team to think about the assembly process early in the design stage; (2) providing a visualization of the relationship of all components comprising the product to its other components; (3) requiring the specification of the order in which they are to be assembled; and (4) requiring the selection of assembly processes that are compatible with each other and the materials chosen. It also requires the specification of the capabilities of the factory that is going to make one or more of the components of the product, and requires that Make/Buy decisions for the parts comprising the product be made.


Author(s):  
Kevin O’Neill

Teachers and researchers have been designing telementoring programs for more than fifteen years, yet there are many possible program designs that have not yet been attempted, and enormous potential yet to fulfill. An attempt is made to map out the “design space” of K-12 telementoring by discussing the major decisions made in designing a telementoring program, and the relationship of these decisions to one another. Where possible, research findings and examples of specific programs are cited in this discussion. By providing a look “under the hood” of telementoring programs, the chapter aims to help teachers become more equal partners in the effort to refine existing programs and develop new ones. Encouragement is offered to researchers to more fully articulate the rationale behind their designs in their writing, and to carry out more research on the efficacy of particular design choices, so that the field can develop cumulative literature on telementoring design.


Author(s):  
Elizabeth Macdonald ◽  
Ruth Atkins ◽  
Jens Krebs

This chapter looks at the effect of duress or undue influence on the making of a contract. The difficulty is identified of distinguishing hard bargaining from economic duress, when the ‘threat’ is to the economic interest of the party ‘threatened’. This raises the question of what amounts to an illegitimate threat; whether a threat which is not otherwise legally labelled as wrongful will suffice, and whether all threatened breaches of contract do so. The question also arises as to a test of a ‘reasonable’, or ‘practical’, alternative to agreeing. Undue influence is concerned with the surrender of decision making because of the relationship of the parties whether through domination or trust. The presumptions that arise in relation to undue influence, and when they arise, are examined. Consideration is given to the treatment of aggressive and misleading trade practices under the Consumer Protection from Unfair Trading Regulations (as amended by the Consumer Protection (Amendment) Regulations 2014).


Author(s):  
Keith Dowding

The chapter opens with some distinctions made in the study of power and semi-formally defines ‘outcome’ and ‘social’ or ‘power to’ and ‘power over’ showing the latter is a subset of the former. It argues both are legitimate ways of examining power. It argues that whilst ‘social power’ is often our concern, especially when discussing issues of freedom, domination and inequality we need to start by considering outcome power. Understanding why people can fail in their aims even when others are not acting against them – failure in their outcome power – is necessary for to understand the scope of social power. The chapter then examines the relationship between outcome power and freedom and discussesMorriss’s distinction between ability and ableness. Power is a dispositional concept and the ability that people have need to be distinguished from their exercise of their powers. It argues that if we only look at abilities we could eliminate the term power from our language since all we would need to is to look at their capacities or resources, but we also need to examine the way that agents change others incentives to act. The chapter introduces the formal aspects of the power index approach and through that discussion distinguishes power and luck. It then introduces bargaining power, formally distinguishes threats and offers and explains Harsanyi’s bargaining model of power and the extra element of reputation. It then discusses the relationship of luck and group power introducing the notion of systematic luck. It then concludes by discussing how we can study power in society.


1964 ◽  
Vol 206 (4) ◽  
pp. 738-742 ◽  
Author(s):  
Anthony G. Finder ◽  
Theodore Boyme ◽  
William C. Shoemaker

Hepatic biopsies were obtained from intact, anesthetized dogs before and at 6- to 15-sec intervals after intravenous administration of glucagon. Simultaneously, blood samples were taken from the hepatic vein at 3-sec intervals and the plasma potassium concentration measured. The time course of phosphorylase activation in hepatic biopsies was observed and compared with the time course of potassium release into the hepatic efflux. Measurements were made in normothermic (38 C) animals and in animals subjected to hypothermia (21–25 C). Maximum phosphorylase activation was reached in an average of 79 sec in normothermia and in 144 sec in hypothermia. Maximum hepatic venous potassium concentrations were observed in an average of 41 sec in normothermia and 108 sec in hypothermia. The increased hepatic potassium release which preceded the activation of phosphorylase suggested that electrolyte shifts may be involved in the primary action of glucagon upon hepatic glycogenolytic systems.


Proceedings ◽  
2018 ◽  
Vol 2 (23) ◽  
pp. 1404
Author(s):  
Pablo Cienfuegos-Suárez ◽  
Efrén García-Ordiales ◽  
Diego Alonso-Fernández ◽  
Jorge Enrique Soto-Yen

New technological development and a best knowledge of the basin allow to have justified expectation to find coalbed methane reserves. Measurements of gas content in unexploited coal seams are made in order to estimate the CBM could revive the economic interest of the Asturian Central Coal Basin (ACCB). According to first estimations based on the studies accomplished, the minimum resources of coalbed methane in the whole of the Asturian Central Coal Basin are in the order of 25,000 Mm3 and the gas content of the coal seams range from 6 m3 to 14 m3/t. The introduction should briefly place the study in a broad context and define the purpose of the work and its significance.


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