scholarly journals Aktivitas Pemberian Kredit Pada Bank Nagari Cabang Painan

2021 ◽  
Author(s):  
Roza Islami Putri ◽  
Ratna Widayati
Keyword(s):  
Data Collection ◽  
Financial Performance ◽  
Research Method ◽  
Field Research ◽  
Library Research ◽  
Credit Contracts ◽  
Credit Analysis

The purpose of this study was to find out how to provide credit at Bank Nagari Cabang Painan. The research method of data collection uses two methods, namely library research and field research. The results of this study are the implementation of lending at Bank Nagari Cabang Painan in accordance with established procedures, starting from credit applications, credit analysis, recommendations, credit decisions, signing credit contracts, credit realization and credit supervision. The development of credit at the Bank Nagari Cabang Painan has increased every year this is due to the excellent financial performance of the Bank Nagari Cabang Painan.

AKAD FINANCING OF MURABAHAH BETWEEN CUSTOMERS WITH MUAMALAT BANKS HARKAT VIEWED FROM SHARI'AH PRINCIPLES

2020 ◽  
Vol 10 (1) ◽  
pp. 13-26
Author(s):  
Candra Irawan ◽  
Adi Bastian ◽  
Febrozi Rohadi
Keyword(s):  
Data Collection ◽  
Financial Institutions ◽  
Research Method ◽  
Economic Condition ◽  
Field Research ◽  
Comprehensive Analysis ◽  
Islamic Banks ◽  
Legal Research ◽  
Trading System ◽  
Library Research

Currently in Indonesia Islamic Bank has gained a place and interested in the community, causing many emerging Syari'ah Bank and Financial Institutions of the syari'ah, and products in Islamic banks are widely used is murabahah financing. The formulation of the problem in this research are: (1). How is the implementation of the sale and purchase through murabahah financing between Bank Muamalat Harkat with customers. (2). Is trading system murabahah financing between Bank Muamalat Harkat and customers have been according to the principles of Syari’ah. (3). How murabahah financing efforts to resolve the breach between the customer and Muamalat Harkat. This research method is empirical legal research, this study was conducted in Bank Muamalat Harkat based data collection through field research such as interviews, observation and description as well as information from respondents through library research. The results of this research are: before an agreement Bank to assess carefully the prospective customer in the form of a comprehensive analysis and is divided into several stages, such as the assessment using the principle of 5C Character (Character of the debitor), Chapacity (Capability Candidate Debitor) , Capital (Capital candidate Debitor), Collateral (Collateral candidate Debitor) and Condition of economy (economic condition of the prospective Borrower). Trading system murabahah financing between Bank Muamalat Harkat with the customer has not fully based on the principles of the Syari'ah. Murabahah financing efforts to resolve the defaults can be solved by R3 is Restrukturing (Arrangement Back), Reconditioning (Terms Back) and Rescheduling (rescheduling), sales collateral and auction execution. 

scholarly journals Kesesuaian Fatwa DSN MUI No. 4 Tahun 2000 Pada Pembiayaan Murabahah di Bank Syariah Mandiri KCP Padang Panjang

2020 ◽  
Vol 4 (2) ◽  
pp. 208
Author(s):  
Rahmat Firdaus ◽  
Melisantri Okvita
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Qualitative Method ◽  
Field Research ◽  
Research Field ◽  
Islamic Banks ◽  
Library Research

<p><em>The purpose of this research is to find out and to analyze the implementation of murabahah financing at Bank Syariah Mandiri KCP Padang Panjang its conformity with the DSN MUI Fatwa Number four of two thousand. This type of research is field research field research and library research research. The research method used is a qualitative method. Data collection techniques are observation, interview and documentation. The results of this study indicate that in the general provisions of Islamic banks that the bank buys the goods needed only on behalf of the bank itself and the purchase must be separate and have personal limitations. However, in practice, it is found that the bank provides money to customers to buy one of the items needed on behalf of the bank using an installment system based on the amount and time determined by the bank. in is allowed by the clerics on the condition that the bank authorizes the customer to buy goods under the murabahah bil wakalah contract. However, according to the author's opinion, there is no conformity of the DSN-MUI fatwa regarding murabahah with its</em><em> practice at Bank Syariah Mandiri KCP Padang Panjang.</em></p><p><em><br /></em></p><p>Tujuan dalam penelitian ini adalah untuk mengetahui dan menganalisis pelaksanaan pembiayaan murabahah pada Bank Syariah Mandiri KCP Padang Panjang kesesuaiannya dengan Fatwa DSN MUI No. 4 Tahun 2000. Jenis penelitian adalah penelitian lapangan <em>field research</em>. Metode penelitian yang digunakan adalah metode penelitian kualitatif. Teknik pengumpulan data adalah observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwasannya dalam ketentuan umum fatwa murabahah di bank syariah yaitu bank membeli barang yang dibutuhkan nasabah atas nama bank sendiri dan pembelian harus sah dan bebas riba. Akan tetapi pada prakteknya dilapangan adalah bank memberikan uang kepada nasabah untuk membeli salah satu barang yang dibutuhkan atas nama bank dengan sistem angsuran berdasarkan jumlah dan waktu yang telah ditetapkan oleh bank. Hal ini dibolehkan oleh ulama dengan ketentuan pihak bank menguasakan kepada nasabah untuk membeli barang dengan akad <em>murabahah bil wakalah</em>.</p>

scholarly journals Tabungan Emas dalam Tinjauan Hukum Islam (Studi Kasus di Pegadaian Syariah Cabang Pinrang)

2020 ◽  
Vol 1 (4) ◽  
pp. 673-691
Author(s):  
Khaerul Aqbar ◽  
Aswar Aswar ◽  
Muh. Sepriadi
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Islamic Law ◽  
Field Research ◽  
Research Library ◽  
Research Approach ◽  
Research Results ◽  
Library Research ◽  
Qualitative Descriptive ◽  
Security Price

This study aims to determine the practice of product contracts and a review of Islamic law on gold savings products in Sharia pawnshops. The research method used a field research approach (filed reaserch) which was qualitative descriptive, and data collection was obtained through observation, interviews and library research (library reaserch), and the research locus was carried out at the Pinrang Syariah Pegadaian Branch. The research results found that; First, regarding the practice, the Pinrang Branch of the Sharia Pegadaian provides many facilities for customers who want to start investing in gold. In addition, Pegadaian Syariah also offers products in the form of Gold Savings, which is a gold buying and selling service with deposit facilities. As for the process of liquidating (selling) gold, it is carried out in two ways, namely by reselling it if the customer wants cash and printing if the customer wants it in the form of gold bullion. Second, the Gold Savings scheme in Sharia Pawnshops is a problematic contract because one of the contracts has an element of usury, to be precise in the murabahah contract, where scholars have different opinions about its abilities. Jumhur ulama agree on the prohibition (because some scholars from syafi'iyyah and malikiyyah argue that gold is included as ṡaman (price, means of payment, money) which cannot be exchanged in installments, because it causes usury and must be done in cash at the time of the contract. Third, DSN MUI and other contemporary scholars consider that the sale and purchase of gold / murabahah gold is permissible both in cash and credit as long as they are not intended as security (price) but sil'ah (goods).

scholarly journals HUBUNGAN TINGKAT KEDISIPLINAN SISWA DENGAN PRESTASI BELAJAR PADA MATA PELAJARAN PKn KELAS VIII DI SMP NEGERI SATU ATAP 1 CIPAKU

2020 ◽  
Vol 5 (2) ◽  
pp. 241-249
Author(s):  
Dudang Suryanto ◽  
Endang Endang
Keyword(s):  
Student Achievement ◽  
Data Collection ◽  
Research Methods ◽  
Research Method ◽  
Theoretical Foundation ◽  
Field Research ◽  
Instructional Media ◽  
Library Research ◽  
Interview Guide ◽  
Reading Interest

Method of Discussion and Instructional Media has a very big role in shaping an entire process This is nothing else because through the Method of Discussion and Instructional Media can gain knowledge and through knowledge also humans will be able to do good. The main problem in this study is the extent to which the Effects of Discussion Methods and Instructional Media on Student Achievement in PKN Subjects in Class X of SMA Muhammadiyah Pangandaran. While the method that the author uses in this study is the field research method (field research) in order to find out students' reading interest which is supported by library research methods in order to have a strong theoretical foundation. Therefore, the data collection tools used were in the form of questionnaires, observation sheets and interview guide sheets. Keywords: Educative, Discussion, Interview   ABSTRAK Metode Diskusi dan Media Instruksional Edukatif memiliki peranan yang sangat besar dalam membentuk suatu seluruh proses Hal ini tidak lain karena melalui Metode Diskusi dan Media Instruksional Edukatif dapat memperoleh pengetahuan dan melalui pengetahuan pula manusia akan mampu untuk berbuat kebaikan. Masalah pokok dalam penelitian ini adalah sejauh mana Pengaruh Metode Diskusi dan Media Instruksional Edukatif Terhadap Prestasi siswa Pada Mata Pelajaran PKN di Kelas X SMA Muhammadiyah Pangandaran. Sedangkan metode yang penulis gunakan dalam penelitian ini adalah metode penelitian lapangan (field research) dalam rangka mengetahui minat baca siswa yang ditopang dengan metode penelitian pustaka (library research) agar memiliki landasan teoretis yang kuat. Karenanya, alat pengumpulan data yang digunakan berupa angket, lembar observasi dan lembar pedoman wawancara. Kunci  : Edukatif, Diskusi, Wawancara

scholarly journals ANALISIS KINERJA KEUANGAN PT. PEGADAIAN CABANG ULAK KARANG

2018 ◽  
Author(s):  
Ivo Zainal Arifin ◽  
Doni Marlius
Keyword(s):  
Data Collection ◽  
Financial Performance ◽  
Research Method ◽  
Field Research ◽  
Study Data ◽  
Library Studies ◽  
Object Of Study ◽  
Profitability Ratios ◽  
Total Sales

The purpose of this study is to determine the condition of the financial performance of PT. Pegadaian based on liquidity, solvency and profitability ratios for 2014-2016. Field Research That is a research method by going directly to the company which is the object of study to examine the results of the data that are the object of study. Data collection techniques are carried out by interviewing and observing. Library Studies Namely research that conducts into the library several scientific books and writings relating to the discussions conducted. The total assets in 2014 were Rp. 14,657,224,764 and increased in 2015 to Rp. 15,475,878,645. Total assets in 2016 were Rp. 16,676,381,297. In 2014 with total sales of Rp.21,388,740 companies obtained a profit of Rp.2,648,492,739. In 2015 sales were stable, where the total sales amounted to Rp.2,648,492,739 and earned an increase in profit from the previous year, where profits obtained from 2016 were Rp. 3,434,318,246.

scholarly journals Aspek Hukum Lembaga Paksa Badan Terkait Penahanan terhadap Debitur Pailit

2019 ◽  
Vol 1 (1) ◽  
pp. 89-99
Author(s):  
Bismar Parlindungan Siregar ◽  
Budiman Ginting ◽  
Jusmadi Sikumbang ◽  
M. Citra Ramadhan
Keyword(s):  
Human Rights ◽  
Data Collection ◽  
Research Method ◽  
Field Research ◽  
Bankruptcy Law ◽  
Positive Law ◽  
Library Research ◽  
The Supreme Court ◽  
Criminal Procedure Law ◽  
Collection Methods

The purpose of this study is to look at how regulations regarding forced agency (gijzeling / hostage-taking) based on Articles 209 to 224 HIR and Articles 242 to 258 R.Bg, are things that are contrary to human rights and other related regulations. Normative Juridical Approach, namely research focused on studying the application or rules or norms in positive law. There are 2 (two) data collection methods, namely the library research method and the field research method. The results and discussion through the process of developing regulations that apply to forced agency (gijzeling), at this time, this has been revived with the enactment of the Supreme Court Regulation (PERMA) No. 1 of 2000 concerning Forced Institutions, and has been absorbed by the bankruptcy law itself. The issuance of this regulation created the birth of a situation regarding the regulation of the problem of detention of a debtor in Indonesia, which in general has been regulated in Law No. 8 of 1981 concerning Criminal Procedure Law, it is necessary to have restrictions such as what to implement these two regulations, so that it becomes a differentiator in its enforcement.

PENERAPAN GREEN COMPUTING PADA KUISIONER INSTRUMEN PENILAIAN KINERJA DOSEN DI POLITEKNIK NEGERI SUBANG

2020 ◽  
Vol 1 (1) ◽  
Author(s):  
Nunu Nugraha Purnawan
Keyword(s):  
Data Collection ◽  
Literature Review ◽  
Performance Assessment ◽  
Research Method ◽  
Field Research ◽  
Green Computing ◽  
Assessment Instrument ◽  
Computer Hardware ◽  
Model Free ◽  
Collection Methods

The lecturer's performance assessment by students in the form of an online Lecturer Performance Assessment Instrument Questionnaire (KIPKD) is in line with the work concepts of Green Computing by utilizing computer hardware and software better, more efficiently and more useful. KIPKD online POLSUB uses Google Forms, because it has an attractive and responsive look, provides a fairly complete choice of stuffing model, free, the results are neatly arranged and can be analyzed easily. This research method uses literature review in the form of books, journals that discuss about topics related to the use of Google Forms as a medium in the manufacture of questionnaires for surveys and data collection, as well as related to the concept of Green Computing. While data collection methods used in field research by way of observation of the system running in the academic POLSUB. The use of KIPKD online illustrates that POLSUB participates in preserving the environment, with no 12 paper/year rims, equivalent to 12 tree trunks.

Pendidikan Karakter Profetik dalam Sirah Nabawiyah (Telaah Kitab al-Râhiq al-Makhtûm Karya Shafiy al-Rahmân al-Mubârakfuri)

2018 ◽  
Vol 6 (2) ◽  
pp. 147 ◽  
Author(s):  
Ahmad Syahid ◽  
H. Husni
Keyword(s):  
Content Analysis ◽  
Data Collection ◽  
Character Education ◽  
Research Method ◽  
Analysis Data ◽  
Educational Goals ◽  
Research Approach ◽  
Analysis Method ◽  
Library Research ◽  
History Of

This study aims to analyze the character values ​​in Sirah Nabawiyah Ar-Rahiq Al-Makhtum by Syafiyyurrahman al-Mubarakfuri, so that it is revealed how the character education of the Prophet Muhammad. and analyze its relevance to current educational goals. The research method used is library research, the type of research approach is deductive and the analysis method is content analysis. Data collection techniques used were library techniques. This research succeeded in proving that prophetic values ​​based on the history of the Prophet Muhammad have a strong relevance to the concept of contemporary character education. Prophetic values ​​loaded with character education in this era, especially related to religiosity, honesty, tolerance, discipline, hard work, creative, independent, democracy, curiosity, national spirit, love of the motherland, respect for achievement, friendship, love for peace , likes to read, care about the environment, care about social, and responsibility.

scholarly journals PENGARUH FAKTOR KEUANGAN DAN PEMASARAN TERHADAP KELAYAKAN USAHA PO. KERIPIK PISANG SUSENO DI BANDAR LAMPUNG

2018 ◽  
Vol 2 (2) ◽  
Author(s):  
Yudiana Yudiana ◽  
Keyword(s):  
Research Method ◽  
Net Present Value ◽  
Field Research ◽  
Payback Period ◽  
Internal Rate Of Return ◽  
Present Value ◽  
Financial Feasibility ◽  
Library Research ◽  
Interview Methods ◽  
Library Support

Abstract The object of research is PO. Pisang Suseno Bandar Lampung Chips located at Jalan Ikan kakap No. 78 Teluk Betung. PO. The problem studied was to find out the influence of financial and marketing factors on business feasibility of PO. Suseno Banana Chips in Bandar Lampung because of the business feasibility of PO. Suseno Banana Chips in Bandar Lampung business feasibility PO. Suseno Banana Chips in Bandar Lampung are declining. The research method used in this study is library research carried out by reading and studying books, scientific works and other library support related to this research and field research conducted by examining directly on PO. Suseno chips in Bandar Lampung through interview methods and questionnaires related to financial and marketing factors to the business feasibility of Suseno Keripik in Bandar Lampung. The results showed that the influence of financial and marketing factors on business feasibility of PO. Suseno Chips in Bandar Lampung, Based on calculations and research results from several financial feasibility criteria, it can be seen that the Net Present Value (NPV) is 226,745,626 and the Profitability Index (PI) is 1.87, the Internal Rate of Return (IRR) is 40.47% and Payback period (PP) for 2 years 23 days. This business should be developed in the direction of a larger processing industry given the products of PO chips. Suseno is a product that is quite popular with the community and this business can be used as an example by various parties who want to pursue similar businesses.

scholarly journals EFEKTIFITASPELAYANANPUBLIK DIKECAMATAN SAMARINDA KOTA DI SAMARINDA

2019 ◽  
Vol 4 (2) ◽  
Author(s):  
Ahmad Jubaidi
Keyword(s):  
Data Collection ◽  
Service Delivery ◽  
Public Service ◽  
Research Method ◽  
Public Awareness ◽  
Field Research ◽  
Civil Registration ◽  
A Value ◽  
Factors Influencing ◽  
The Cost

The purpose of this study is to determine the effectiveness of KK, KTP, and AK services in Samarinda Kota sub district and its factors influencing the effectiveness of KK, KTP, AKservices.The research used field research method which gives an overview on the effectiveness of KK, KTP, and AK services in Samarinda Kota sub district. Data collection techniques use observation techniques, interviews, and media questionnaires by selecting informants who play a role and are involved technically and functionally in service delivery to the community. The data obtained are then analyzed qualitatively and supported by quantitative data.The results showed that service implementation in Samarinda Kota sub-district, especially in the field of population administration and civil registration is done in accordance with existing mechanism and regulation which have been determined by seeing some service indicator such as simplicity is in very safe category with 6.67% and certainty of service procedure and tariff cost are in accordance with the value of 88.33% and 70% respectively, the security and convenience of facilities and infrastructure are in safe and comfortable category with 65% and 73.33% respectively, openness about the ease of obtaining information and provisions services in the categories easy and explained if requested with the value of 71.67% and 63.33% respectively, economical about the cost of KK rates, ID cards, AK category Rp 10,000 - Rp 15,000, equitable fairness with a value of 60%, the timeliness is in category 1 - 2 days, and the efficiency is an exact category with a value of 80%.  And the factors that affect the service is the resources apparatus, facilities and infrastructure, and public awareness. Keywords: Effectiveness, Public Service

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