scholarly journals OVO E-Wallet as a Platform of Digital Payment in Indonesia: An Empirical Analysis

2020 ◽  
Vol 7 (2) ◽  
pp. 237-241
Author(s):  
Wiwik Widiyanti ◽  
Vina Islami ◽  
Rani ◽  
Syahrir ◽  
Rosento
Keyword(s):  
Quantitative Research ◽  
Sampling Methods ◽  
Ease Of Use ◽  
Perceived Ease Of Use ◽  
Payment Systems ◽  
Electronic Money ◽  
Digital Era ◽  
Analysis Technique ◽  
Data Processing Tool ◽  
Convenience Sampling

Abstract. Nowadays, payment systems in the digital era use more electronic money than physical money; one of the famous ones is OVO e-wallet. OVO has supported in some various merchandises, so that people can easily download and use it. Moreover, the trust of the community is very important that OVO continues to be used in every online transaction in almost every places and vendors. The purpose of this study is to study the factors that influence the use of OVO by its consumers. The location of the research in Depok, West Java, Indonesia. The number of respondents is 123 persons; who were surveyed by online using the convenience sampling methods. This type of research is a quantitative research with explanatory analysis. The analysis technique uses validity, reliability, and hypothesis testing by using the AMOS application as a data processing tool. The results of this study indicate that the perceived ease of use, trust, and benefits significantly influence the combination of OVO use. Based on the results of the research, the research proves that OVO can convince the users of the data in the OVO application that confidentiality is guaranteed so that OVO can be trusted.

Pengaruh Persepsi Kegunaan, Persepsi Kemudahan, Kecepatan, Keamanan 75 dan Kerahasiaan Serta Kesiapan Teknologi Informasi Wajib Pajak terhadap Penggunaan e-Filing Bagi Wajib Pajak Orang Pribadi Di Kota Tangerang, Kecamatan Karawaci

2016 ◽  
Vol 8 (1) ◽  
pp. 75-91 ◽  
Author(s):  
Shelby Devina ◽  
Waluyo Waluyo
Keyword(s):  
Ease Of Use ◽  
Perceived Usefulness ◽  
Security And Privacy ◽  
Primary Data ◽  
Perceived Ease Of Use ◽  
Analysis Technique ◽  
Convenience Sampling ◽  
The Individual ◽  
Tax Payers ◽  
Selection Of

The objective of this research was to examine the effect of perceived usefulness, perceived ease of use, speed, security and privacy and readiness technology tax payers information to e-Filing usage. The object of this study is the individual tax payers in Tangerang City, Karawaci District. The selection of the sample is determined based on convenience sampling method. Data used in this study was primary data, id est: questionnaires. The respondent in this study were 110. Data analysis technique in this study using multiple linear regression. The result of this study were (1) perceived usefulness have a significant impact towards e-Filing usage; (2) perceived ease of use have a significant impact towards e-Filing usage; (3) speed does not have a significant impact towards e-Filing usage; (4) security and privacy does not have a significant impact towards e-Filing usage; (5) readiness technology tax payers information does not have a significant impact towards e-Filing usage; (6) perceived usefulness, perceived ease of use, speed, security and privacy and readiness technology tax payers information all simultaneously, have a significant impact towards e-Filing usage. Keywords: e-Filing usage, perceived usefulness, perceived ease of use, readiness technology tax payers information, security and privacy.

scholarly journals Pengaruh Persepsi Kemudahan Penggunaan, Manfaat Dan Risiko Terhadap Minat Menggunakan Uang Elektronik Di Surabaya

2020 ◽  
Vol 17 (2) ◽  
Author(s):  
Hendra Prasetya ◽  
Scenda Erka Putra
Keyword(s):  
Perceived Risk ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Ease Of Use ◽  
Public Understanding ◽  
Perceived Benefits ◽  
Perceived Ease Of Use ◽  
Electronic Money ◽  
Analysis Technique ◽  
Negative Effect

The problem examined in this study is whether the perceived ease of use, perceived benefits and perceived risk partially have asignificant effect on the interest in using electronic money in Surabaya. This study aims to determine the significance of the effect of perceived ease to use, perceived benefits and perceived risk of interest in using electronic money in Surabaya. There are three independent variable studied, namely perceived ease to use, perceived benefits and perceived risk. The dependent variable is interest in using. The population is people in Surabaya who know electronic money. Determination of the sample using purposive sampling with criteria at minimal 18 year old and using electronic money. The number sample processed was 94 samples. The analysis technique uses multiple linear regression analysis. The hypothesis testing using t test. The result is that perceived ease of use and perceived benefits partially have a significant positive effect and risk perception has a significant negative effect on interest in using electronic money in Surabaya. The implication is that electronic money issuers should continue to innovate electronic money by increasing or adding service features found in application on smartphones and making their operation easier and opening more places to fill electronic money. Public understanding of electronic money needs to be improved again.

scholarly journals Pengaruh Perceived Ease Of Use, Perceived Usefulness, dan Trust terhadap Intention To Use

2020 ◽  
Vol 2 (3) ◽  
pp. 715
Author(s):  
Ivan Naufaldi ◽  
Miharni Tjokrosaputro
Keyword(s):  
Sampling Methods ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Entire Population ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Online Data ◽  
Convenience Sampling

The purpose of this study is to examine whether perceived ease of use, perceived usefulness, and trust are positive predictors of Intention to use DANA in Jakarta. The population of this research is the DANA users who live in Jakarta, from the entire population of researchers who used only 200 people as samples selected using convinience sampling methods, by distributing questionnaires online, the data were then processed using smartPLS-SEM. The result of this research is perceived ease of use and perceived usefulness affect intention to use, and the trust can’t affect the intention to use.Tujuan dari penelitian ini adalah untuk menguji apakah persepsi kemudahan penggunaan, persepsi manfaat, dan kepercayaan merupakan prediktor positif dari niat untuk menggunakan DANA di Jakarta. Populasi penelitian ini adalah pengguna DANA yang tinggal di Jakarta, dari seluruh populasi peneliti yang menggunakan hanya 200 orang sebagai sampel yang dipilih menggunakan metode convenience sampling, dengan mendistribusikan kuesioner secara online, data kemudian diproses menggunakan smartPLS-SEM. Hasil dari penelitian ini adalah persepsi kemudahan penggunaan dan persepsi kegunaan mempengaruhi niat untuk menggunakan, dan kepercayaan tidak dapat mempengaruhi niat untuk menggunakan.

scholarly journals PENGARUH DAYA TARIK PROMOSI, KEMUDAHAN PENGGUNAAN, DAN KEAMANAN TERHADAP MINAT PENGGUNAAN E-MONEY PADA MAHASISWA POLITEKNIK NEGERI SEMARANG

KEUNIS ◽  
2021 ◽  
Vol 9 (2) ◽  
pp. 173
Author(s):  
Cynthia Syerin Perdana Putri ◽  
Jati Handayani ◽  
Tribekti Maryanto Agustinus
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Sample Selection ◽  
Selection Method ◽  
Ease Of Use ◽  
User Friendliness ◽  
Electronic Money ◽  
Digital Era ◽  
Convenience Sampling

<em><span>The purpose of this study is to analyze the effect of promotional attractiveness, user-friendliness, and security on the interest in using e-money either simultaneously or partially in Semarang State Polytechnic students. The population of this study were all Semarang State Polytechnic students. The sample selection method used convenience sampling with 100 respondents in this study. The data were analyzed using multiple linear regression with the help of SPSS 25. The results of this study indicate that simultaneously or partially promotional attractiveness, ease of use, and security have a significant effect on interest in using electronic money among Semarang State Polytechnic students. It shows that promotions are carried out to attract students, ease of use and security attract users to switch to e-money especially in the digital era</span></em>

Analisa Faktor-Faktor Yang Mempengaruhi Penggunaan E-Filing Wajib Pajak Orang Pribadi

2018 ◽  
Vol 9 (2) ◽  
pp. 15-32
Author(s):  
Adisti Putri Utami ◽  
Maria Stefani Osesoga
Keyword(s):  
Information Technology ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Security And Privacy ◽  
Primary Data ◽  
Perceived Ease Of Use ◽  
The Public ◽  
Analysis Technique ◽  
Convenience Sampling ◽  
Selection Of

The objective of this research was to examine the effect of perceived usefulness, perceived ease of use, satisfaction, security and privacy, and taxpayers readiness of information technology toward e-Filing usage. The main purpose of e-Filing implementation was to improve services to the public by facilitating the reporting of SPT electronically through the internet to the taxpayer. The object of this research was individual taxpayers in Tangerang City. The selection of the sample was determined based on convenience sampling method. Data used in this study was primary data. The respondent in this study were 160 individual taxpayers. Data analysis technique in this research was using multiple linier regression. The result of this study were (1) perceived usefulness had significant effect to e-Filing usage; (2) perceived ease of use had significant effect to e-Filing usage; (3) satisfaction had significant effect to e-Filing usage; (4) security and privacy had no effect to e-Filing usage; (5) taxpayers readiness of information technology had significant effect to e-Filing usage. Furthermore, perceived usefulness, perceived ease of use, satisfaction, security and privacy, and taxpayers readiness of information technology had influence simultaneously to e-Filing usage. Keywords: e-Filing usage, perceived ease of use, perceived usefulness, satisfaction, security and privacy, taxpayers readiness of information technology.

scholarly journals Pengaruh Persepsi Kemudahan, Persepsi Kegunaan, Persepsi Keuntungan terhadap Penggunaan Nyata dengan Minat Penggunaan sebagai Variabel Mediasi pada Masyarakat Generasi X dalam Menggunakan Sistem Electronic Money DANA

2021 ◽  
Vol 5 (6) ◽  
pp. 578
Author(s):  
Robbie Robbie ◽  
Anas Lutfi
Keyword(s):  
Generation X ◽  
Quantitative Research ◽  
Ease Of Use ◽  
Partial Least Square ◽  
Perceived Usefulness ◽  
Least Square ◽  
Perceived Ease Of Use ◽  
Electronic Money ◽  
Quantitative Research Methods ◽  
Data Processing Method

This research was conducted to know the effect of perceived ease of use, perceived usefulness, and perceived benefit on interest in the use and its impact on real use in X generation society in using the DANA electronic money system. The research method used is quantitative research methods. The data collection method used was a questionnaire distributed to 100 DANA users who were born in generation X. The data processing method used in this study was Partial Least Square. The results showed that perceived ease of use had no effect on interest in the use and through mediation also did not affect real use decisions. Meanwhile, the perceived usefulness and benefit perception influence the use interest and through mediation also influence the real use decision. Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh persepsi kemudahan penggunaan, persepsi kegunaan dan manfaat terhadap minat pakai serta pengaruhnya terhadap penggunaan nyata pada masyarakat generasi X dalam menggunakan sistem uang elektronik DANA. Metode penelitian yang digunakan adalah metode penelitian kuantitatif. Metode pengumpulan data yang digunakan adalah kuesioner yang disebarkan kepada 100 pengguna DANA yang lahir pada angkatan X. Metode pengolahan data yang digunakan dalam penelitian ini adalah Partial Least Square. Hasil penelitian menunjukkan bahwa persepsi kemudahan penggunaan tidak berpengaruh terhadap minat penggunaan dan melalui mediasi juga tidak berpengaruh pada keputusan penggunaan nyata. Sedangkan persepsi kegunaan dan manfaat mempengaruhi kepentingan penggunaan dan melalui mediasi juga mempengaruhi keputusan penggunaan yang sebenarnya.

FACTORS AFFECTING THE ADOPTION OF ELECTRONIC MONEY USING TECHNOLOGY ACCEPTANCE MODEL AND THEORY OF PLANNED BEHAVIOR

2019 ◽  
Vol 24 (1) ◽  
pp. 100-113
Author(s):  
Filona ◽  
Misdiyono
Keyword(s):  
Theory Of Planned Behavior ◽  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Electronic Money ◽  
Factors Affecting ◽  
Acceptance Model

With the rapid growth of information technology, electronic money has played an important and central role in the e-payment. Development of electronic money is able to create a trend less-cash society, which is a society’s behavior using non- cash transactions by utilizing the simplicity offered through electronic transactions. The purpose of this research is to determine the factors affecting the intention to use electronic money. We designed a questionnaire and used it to survey a simple random sampling of people who use of e-money in DKI Jakarta. The actual samples used for the study are 125 respondents. We analyzed the data using Structured Equation Modeling to evaluate the strength of the hypothesized effects. The result of the analysis showed that perceived ease of use has no significant effect on attitudes towards the use of e-money. Perceived ease of use has a significant effect on the perceived usefulness of e-money. Perceived usefulness has no significant effect on the intention to use e-money. Perceived usefulness has a significant effect on attitudes towards the use of e-money. Attitude has a significant effect on the intention to use e-money. Subjective norm has a significant effect on the intention to use e-money. Perceived behavioral control has no significant effect on the intention to use e-money. Keywords: electronic money, technology acceptance model, the theory of planned behavior.

scholarly journals Research on the Influencing Factors of Purchasing Internet Financial Wealth Management Products based on AHP

2021 ◽  
Vol 4 (1) ◽  
Author(s):  
Xueying Feng
Keyword(s):  
Quantitative Research ◽  
Influential Factors ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Perceived Ease Of Use ◽  
Analytic Hierarchy ◽  
Financial Wealth ◽  
Wealth Management ◽  
Decision Making Model ◽  
Hierarchy Process

Internet financial wealth management product(IFWMP) has recently been one of the most popularity. There is limited quantitative research on IFWMP which can helps customers to choose the products based on the significance of each factor. In the paper, a multi-criteria decision-making model of IFWMP was developed, namely analytic hierarchy process (AHP) which is used to make decisions to the unstructured problems through quantifying weights of each criterion. This paper investigated ten influential factors relevant to the purchase of IFWMP and analyzed the frequency of collected responds to show the significance of factors. Based on the quantified weights, the result of the research indicated that compatibility, product liquidity, perceived ease of use and perceived usefulness affect the investors purchasing behaviors most that every investors should pay great attention to.

Influences of Demographic Information as Moderating Factors in Adoption of M-Learning

2012 ◽  
Vol 3 (1) ◽  
pp. 8-21 ◽  
Author(s):  
Elaheh Yadegaridehkordi ◽  
Noorminshah A. Iahad
Keyword(s):  
Technology Acceptance ◽  
Self Efficacy ◽  
Quantitative Research ◽  
New Technology ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Research Approach ◽  
Perceived Ease Of Use ◽  
Electronic Learning ◽  
Prior Use

In today’s world, interests of mobile devices for educational processes anytime and anywhere has been on the rise. However, adoption of this new technology by students is complicated. The purpose of this study is to examine the factors that influence the adoption of M-learning by students and to propose an appropriate model for its adoption. Three external variables, namely Perceived Mobility Value, Prior Use of Electronic Learning and Self-efficacy, were incorporated into the Technology Acceptance Model and tested in Universiti Teknologi Malaysia. Quantitative research approach was used to survey 350 students. Empirical data from multiple regression analyses indicates that Perceived Usefulness, Perceived Ease of use, Perceived Mobility Value, Prior Use of Electronic Learning, Self-efficacy, and Attitude toward using, can positively affect the adoption of M-learning. Results are explored further in this study

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