APPROACHES ON FINANCIAL EDUCATION IN HIGH SCHOOL: INTERFACES WITH RESEARCH IN THE AREA

Author(s):  
Patrícia Da Silva Sá Sartório ◽  
Airton José Vinholi Júnior

It is of fundamental importance that Brazilian school institutions are concerned with financial education in people's daily lives, since this is indispensable in everyday decision-making, both school and family, because much of what is learned in the school context, is practiced at home. In this sense, the basic question raised for this work is: how to propose a financial education that favors discussions about the family budget of high school students in Brazilian schools? One of the aspects that needs to be pointed out is the problem related to the quality of students' decision-making, with regard to financial education, whether in the formal or non-formal context of teaching. The current situation points to a very significant number of people who have financial defaults, failing to meet their monetary commitments. Thus, in order to maximize studies on this theme, the work sought to collect information and trends on this theme on the national scene, through a bibliographic article, focusing on academic productions related to financial education and aimed at high school. The aim of this study was to show the importance of working on this topic with high school students, the habit since adolescence of having a healthy financial life, which later in adulthood will be put with more practice and experience.

Sinteze ◽  
2020 ◽  
pp. 1-10
Author(s):  
Goran Pljakić

In this paper, the author investigates how teachers perceive the quality of decision - making of students of different ages while working in small groups. The examination of the beliefs of 162 teachers about the quality of decisions that students make while working in small groups was achieved by the KDO-MG scale, which was created and tested for the purposes of this research. A two-factor univariate analysis of variance found that there was a statistically significant difference between the beliefs of teachers, subject teachers and high school teachers about the quality of students' decision-making during work in small groups. The difference is reflected in the fact that teachers' beliefs indicate that the quality of decisions is higher among high school students than is the case with elementary school students.


2018 ◽  
Vol 10 (3) ◽  
pp. 309-332 ◽  
Author(s):  
Melanie Lührmann ◽  
Marta Serra-Garcia ◽  
Joachim Winter

We study the impact of financial education on intertemporal choice in adolescence. The educational program was randomly assigned among high school students, and choices were measured using an incentivized experiment. Students who participated in the program make more time-consistent choices; are more likely to allocate payments to a single payment date, as opposed to spreading payment across two dates; and display increased consistency of choice with the law of demand. These findings suggest that financial education increases the quality of intertemporal decision-making and decreases narrow bracketing. (JEL C93, D14, D15, I21, J13)


2021 ◽  
pp. 136216882110467
Author(s):  
Hyejin Cho ◽  
YouJin Kim

Although digital multimodal composing (DMC) is receiving increasing attention in language classrooms, the extent to which it contributes to students’ writing practices is controversial. In order to understand the affordances of DMC compared to traditional monomodal writing in school contexts, it is pertinent to compare DMC and traditional writing using academic integrated-skills tasks. The current study aims to investigate the relationship between the quality of Korean high school students’ multimodal composing and that of the same students’ traditional monomodal writing, as well as content and language alignment. Thirty-one Korean high school students carried out a summary-reflection task through DMC and traditional monomodal writing. After reading a short fable by Aesop, students summarized and reflected on the text. While students used only one mode in traditional writing (i.e. English text), they utilized multiple modes in DMC (e.g. pictures, movies). Students’ task outcomes were scored using analytic rubrics, and texts were coded in terms of the content and linguistic features students retrieved from the text (i.e. alignment) and their degree of reflection. The results showed that there were no statistically significant differences in the quality, content and language alignment, or amount of reflection in writing outcomes between students’ DMC and traditional monomodal writing.


2017 ◽  
Vol 54 (3) ◽  
pp. 396-411 ◽  
Author(s):  
Felix Donovan

In the Australian education system, there are substantial class inequalities in educational outcomes and transitions. These inequalities persist despite increased choice and individual opportunity for young people. This article explores high school students’ experiences of class in a social context they largely believe to be a meritocracy. Specifically, it asks: how does class shape young people’s thinking and decision-making about their post-school futures? I use Bourdieu’s ‘habitus’ as a frame to understand the role of class in young people’s lives, stressing its generative and heterogeneous aspects. Drawing on qualitative-led mixed methods research, this article argues that young people have internalised the ‘doxa’ of meritocracy, agency and ambition, conceiving of themselves as individual agents in this context. However, risk and security, opportunities and constraints, are not distributed equally in a class-stratified society. Young people from working-class backgrounds more commonly imagine insecure, uncertain futures.


2019 ◽  
Vol 51 (2) ◽  
pp. 426-460
Author(s):  
Irina Milosevic ◽  
Ruzenka Simonji-Cernak

The aim of this research is to determine the correlation between perceived class climate, motivation for achievement and school success among elementary and high school students. The research was conducted on a sample of 400 subjects. The instrument used for class climate survey is an Attitude scale, created as the combination of two instruments for measuring class climate. The MOP/D scale was used to survey motivation for achievement. The obtained results show that the quality of the overall class climate is not high, while the scores on the three dimensions of the class climate indicate that the students perceive Class Cohesion as the most favourable one, then the Teachers? Support and finally the Order and the Organisation. Significant differences in perceptions of class climate were found concerning age. Significant differences in perceptions of climate (both in the overall and in the Teachers? Support dimension) were also found with respect to the gender of the students. The findings indicate low positive correlations between perceived class climate and the motivation for achievement, and also between school success and the motivation for achievement. No correlation was found between the perceived class climate and school success. More detailed research shows that the climate dimensions Teachers? Support and Order and Organisation are significant predictors of the overall motivation for achievement and the Learning dimension, and that they are positively correlated. Learning and Persistence, the dimensions of the motivation for achievement, were found to be significant predictors of school success. A perceived class climate did not prove to be a significant predictor of school success, except for the Class Cohesion dimension, only on the subsample of high school students.


2017 ◽  
Vol 5 (2) ◽  
Author(s):  
Hikmah Naturasari ◽  
Fenny Roshayanti ◽  
Atip Nurwahyunani

ABSTRACTThis research is motivated by the low achievement of sciencem literacy of Indonesian students in the participation of the study of The Programe for International Student Assessment (PISA) held every three years by The Organization for Economic Co-operation and Development (OECD). This study aims to determine the quality of science literacy profile of junior high school students. The sample amounted to 356 students of SMP class IX, taken using proportionate stativeied random sampling technique. The Method is test and interview. The tests given using questions obtained from the OECD published PISA issue were published in 2009 specifically for matters related to science content. The results showed that the Literacy Quality of Science Profile of Junior High School Students in Pati Regency belong to low category with percentage of 55%. In the category of moderate percentage obtained by 45% and no students who fall into the high category. As for the achievement of the value of each level, the highest ability of students in answering science literacy questions in the level 1 questions with a total of 49.43 moderate categorized, and the lowest ability of students in answering the questions of science literacy is in level questions 6th with a total of 13.48 is low categorized. The conclusion is the quality of science literacy profile of junior high school students in Pati District is low. Keywords: Profil Quality, Science Literation, SMP Student, ABSTRAKPenelitian ini dilatarbelakangi oleh rendahnya capaian literasi sains siswa Indonesia pada partisipasi studi The programe for International Student Assessment (PISA) yang diselenggarakan setiap tiga tahun sekali oleh The Organization for Economic Co-operation and Development (OECD). Penelitian ini bertujuan untuk mengetahui profil kualitas literasi sains siswa SMP se-Kabupaten Pati. Sampel dalam penelitian ini berjumlah 356 siswa SMP kelas IX se-Kabupaten Pati yang diambil dengan menggunakan teknik proportionate statified random sampling. Metode pengambilan data menggunakan metode tes dan wawancara. Tes yang diberikan menggunakan soal PISA yang dipublikasikan oleh OECD diterbitkan tahun 2009 khusus untuk soal-soal yang berkaitan dengan konten sains, serta sudah diterjemahkan ke dalam Bahasa Indonesia. Hasil penelitian menunjukkan bahwa Profil Kualitas Literasi Sains Siswa SMP se-Kabupaten Pati tergolong dalam kategori rendah dengan persentase sebesar 55%. Pada  kategori sedang diperoleh persentase sebesar 45% dan tidak ada siswa yang masuk dalam kategori tinggi. Pencapaian nilai setiap levelnya, kemampuan tertinggi siswa dalam menjawab soal literasi sains terdapat pada soal level 1 dengan jumlah nilai 49,43 berkategori sedang, dan kemampuan terendah siswa dalam menjawab soal literasi sains terdapat pada soal level 6 dengan jumlah nilai 13,48 berkategori rendah. Sehingga disimpulkan bahwa profil kualitas literasi sains siswa SMP se-Kabupaten Pati tergolong rendah. Kata Kunci: profil kualitas, literasi sains, siswa SMP


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