scholarly journals Personal Financial Planning

2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Hadijah Febriana ◽  
Jeni Irnawati ◽  
Vega Anismadiyah ◽  
Vidya Amalia Rismanty ◽  
Wirawan Suryanto
Keyword(s):  
Everyday Life ◽  
Financial Planning ◽  
Financial Management ◽  
Boarding School ◽  
Knowledge And Skills ◽  
Face To Face ◽  
Direct Training ◽  
12Th Grade ◽  
The Future ◽  
Personal Financial Planning

Pelatihan ini bertujuan agar para santri di Yayasan Pondok Pesantren Yatim Al Hanif yang masih berusia remaja memahami pentingnya perencanaan keuangan untuk membantu para santri tersebut dalam mengatur keuangan saat ini atau di masa yang akan datang agar keuangannya bisa berjalan dengan baik. Dalam kegiatan ini metode yang dilakukan kepada para santri berupa pelatihan langsung dengan tatap muka di  aula yang melibatkan para santri kelas 12 dan pendamping di yayasan tersebut, selanjutnya diskusi dan tanya jawab. Hasil kegiatan adalah bertambahnya keilmuan dan keterampilan para santri di Yayasan Pondok Pesantren Yatim Al Hanif, khususnya di bidang keuangan yaitu perencanaan keuangan yang akan menjadi bekal para santri dalam mengelola keuangan baik di masa saat ini atau di masa yang akan datang. Ilmu yang didapatkan pada kegiatan ini diharapkan mampu diterapkan dalam kehidupan sehari-hari baik untuk diri sendiri atau keluarga.Kata Kunci: Perencanaan Keuangan This training aims to make students at the Yatim Al Hanif Islamic Boarding School Foundation, who are still in their teens, undersrabd the importance of financial planning to help these students manage theiw finances now or in the future so that their finances can run well. In this activity, the method applied to the students was ni the form of direct training with face to face training in the hall involving 12th grade students and assistants at the foundation, then discussion and question and answer. The result of the activity is the increase in knowledge and skills of the students at the Yatim Al Hanif Islamic Boarding School Fundation, especially in the financial sector, namely financial planning that will provide the students with financial management in the present or in the future. The knowledge gained in this activity is expected to be able to be applied in everyday life for both yourself and your family.Keywords: Personal Financial Planning

Does AICPA Accreditation of Nonaudit Services Add Value? The Case of Personal Financial Planning

2000 ◽  
Vol 14 (1) ◽  
pp. 49-67 ◽  
Author(s):  
D. Shawn Mauldin ◽  
Mark Wilder ◽  
Morris H. Stocks
Keyword(s):  
Financial Planning ◽  
The Other ◽  
Differential Effects ◽  
Relative Value ◽  
Professional Attributes ◽  
Financial Planners ◽  
The Future ◽  
Financial Planner ◽  
Nonaudit Services ◽  
Personal Financial Planning

The AICPA has taken the position that accreditation of CPAs in specific areas of practice is an important aspect of repositioning the CPA profession for the future. The AICPA currently offers two designations exclusively to CPAs, one of which is the Personal Financial Specialist (PFS) designation. However, the issue of accrediting CPAs by granting official AICPA designations is a complex and highly debated issue with opposing sides having compelling arguments supporting their positions. CPAs and other professionals specializing in personal financial planning have opportunities to obtain designations other than the PFS. This paper examines the relative value of these alternative options for financial planners. Specifically, the research was designed to examine the differential effects of alternative financial-planning accreditations on users' perceptions. These perceptions relate to various professional attributes of a financial planner such as their knowledge and expertise, objectivity, and level of trust and ethics possessed. In addition, these perceptions relate to fees charged and the influence that the designation has on the public's choice of a financial planner. Our results indicate that the CPA designation used in conjunction with the PFS designation is generally perceived to signal a higher level of professional attributes than the other designations examined in the study. In addition, a CPA with a PFS designation has a significantly greater influence on the public's choice of a financial planner than do the other designations. These results suggest that important benefits may accrue to CPAs from holding the PFS specialty accreditation.

scholarly journals THE LATVIAN 12TH GRADE STUDENTS` UNDERSTANDING OF PARTICULAR ISSUES OF NATURAL SCIENCES

2011 ◽  
Vol 8 (1) ◽  
pp. 44-54
Author(s):  
Irmeli Palmberg ◽  
Gunita Praulite ◽  
Janis Gedrovics
Keyword(s):  
Science Education ◽  
Everyday Life ◽  
Key Words ◽  
Basic Skills ◽  
School Science ◽  
Natural Sciences ◽  
The Other ◽  
Human Biology ◽  
Knowledge And Skills ◽  
12Th Grade

Students after graduating school must have both, knowledge and basic skills for ac-tive life-action, which includes their ability to evaluate their knowledge and skills for usabil-ity both in everyday life and in future. In this article knowledge of different problems within science education and its usability for future life, evaluated by the Latvian 12th grade stu-dents, has been analysed by using a poll, which has been previously approved in Nordic countries. Results show that Latvian students’ knowledge about different problems of human biology is relatively higher than in other fields of science. On the other hand students demonstrate a lack of skills for generalization, therefore knowledge is sometimes insufficient. Only slightly more than half of students recognized their knowledge in science, obtained at school, as suitable for their future life. Key words: basic skills, human biology, knowledge, school science.

scholarly journals A MODEL FOR PERSONAL FINANCIAL PLANNING TOWARDS RETIREMENT

2020 ◽  
Vol 0 (0) ◽  
pp. 1-21
Author(s):  
Teresa C. Herrador-Alcaide ◽  
Montserrat Hernández-Solís ◽  
Gabriela Topa
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Structural Equation ◽  
Financial Risk ◽  
Management Practices ◽  
Equation Model ◽  
Financial Resources ◽  
Explanatory Variables ◽  
Personal Financial Planning

One problem for sustainability of systems pensions is how people without specialized financial training could manage their resources and their actual personal intentions towards retirement. Research objective is to analyse the relationship among several factors that affect the behaviour towards retirement, the financial management practices and the financial resources, by carrying out a structural equation model (SEM) that was tested in Spanish workers sample in three phases. The influence of financial literacy, financial retirement objectives, optimism on retirement, tolerance to financial risk, and the commitment to financial planning at time 1, are analysed as explanatory variables of financial management practices at time 2. Financial resources for retirement at time 3 are explained by financial management practices. According to results, the model can predict the 36% of the variance of financial management practices and 53% of the variance of financial resources for retirement. Thus, the model can be used for checking of knowledge of the personal financial behaviour before retirement, what enables a better personal financial planning. It would be possible to apply a model based on self-assessment in order to implement a complementary financial planning that would allow to maintain the welfare during retirement.

scholarly journals Financial Management Process of Pesantren Nurul Muhibbin Tanah Laut

2021 ◽  
Vol 1 (3) ◽  
pp. 26-31
Author(s):  
Muhammad Khofi ◽  
Noor Amelia ◽  
Karolina
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Implementation Process ◽  
Boarding School ◽  
Bright Spot ◽  
Management Process ◽  
Accounting Information Systems ◽  
Social Sanctions ◽  
Legal Sanctions ◽  
The Relationship

Pesantren Nurul Muhibbin Tanah Laut, which is classified as a new Islamic boarding school, was founded in 2018, and as such, it requires significant input and assistance in resolving issues, particularly those relating to financial management and accounting information systems. If an error is made, not only social sanctions are imposed, but also legal sanctions; this must be a bright spot in the pesantren's financial management. This research employs a qualitative approach in the hope of identifying financial phenomena that can be used as material for joint evaluation. The study examines financial planning, implementation, supervision, and reporting phenomena. This financial process will be visualized as a flowchart in the hope that the relationship between the various components is obvious. Several of the findings in this study indicate that financial planning has been successful in terms of implementing a priority scale, deliberatively forming APBPP, and developing plans to strengthen pesantren financial management. The implementation process has not perfectly implemented the principle of accountability and generally continues to make ineffective cash payments, the supervisory process continues to violate the principles of organizational adjustment and responsibility, and the management accounting process and reporting continue to have numerous shortcomings, such as conventional accounting processes and the use of accrual accounting. The pesantren currently lacks a flow chart that adequately depicts the financial management process.

scholarly journals Workshop Financial Literacy untuk Siswa SMA 6 Tangerang Selatan

2020 ◽  
Vol 2 (1) ◽  
pp. 42-47
Author(s):  
Herlisianne Suyanto ◽  
Dijan Mardiati ◽  
R Hendra Winarsa ◽  
Widia Astusti ◽  
Reza Octovian
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
School Age ◽  
Financial Plan ◽  
The Future ◽  
Financial Arrangements

Kebutuhan manusia dalam ilmu ekonomi bisa dikatakan tidak terbatas adanya. Semua keinginan ingin sekali terealisasi dengan mudah. Kondisi ini tentusaja tidak akan bisa terwujud tanpa adanya pengaturan keuangan yang baik. Alasannya,dengan mengatur keuangan seseorang bisa memperioritaskan antara kebutuhan primer, skunder, dan tersier. Oleh sebab itulah pada PKM ini akan diberikan penyuluhan mengatur keuangan bagi anak, khususnya anak dalam usia sekolah (pelajar). Metode pelaksanaan dengan metode penyuluhan dan seminar. Pengelolaan keuangan sederhana di SMK mendapatkan hasil yang sangat baik. Siswa lebih peka terhadap diri dan ke mulai dapat mengambil sikap untuk menentukan apasaja yang harus diraih dan ditempuh untuk mewujudkan rencana keuangannya tersebut, meski belum terkondidikan dengan baik, mereka mampu memberikan pemaparan akan perncanaan keuangannya di masa yang akan datang.Kata Kunci :Keuangan, LiterasiABSTRACTHuman needs in economics can be said to be unlimited. All wishes long to be realized easily. This condition certainly would not have been possible without good financial arrangements. The reason, by regulating one's finances can prioritize primary, secondary and tertiary needs. That is why the PKM will be given counseling to arrange financial management for children, especially children of school age (students). The method of implementation is using counseling and seminar methods. Simple financial management in SMKs gets very good results. Students are more sensitive to themselves and begin to take the attitude to determine what must be achieved and taken to realize the financial plan, although not well educated, they are able to give an explanation of their financial planning in the future. Keywords: Finance, Literacy

Events of the Future

2020 ◽  
Author(s):  
Clare Lade ◽  
Paul Strickland ◽  
Elspeth Frew ◽  
Paul Willard ◽  
Sandra Cherro Osorio ◽  
...  
Keyword(s):  
Social Interaction ◽  
Everyday Life ◽  
Social Contact ◽  
Modern World ◽  
Human Beings ◽  
Face To Face ◽  
The Future ◽  
Human Need ◽  
Face Time ◽  
The Way

Events in their simplest form can be viewed as gatherings of people. Events have always existed as they allow people to gather for one or more of the following reasons: To solve problems individuals are not able to solve on their own; To celebrate; To mourn; To mark transitions; To make decisions because we need one another; To show strength; To honour and acknowledge; To build companies and schools and neighbourhoods; To welcome; To say goodbye (Parker, 2018). Thus, a gathering can be described as the ‘conscious bringing together of people for a reason’ and it ‘shapes the way we think, feel and make sense of our world’ (Parker, 2018: i). This highlights the importance of events in society and confirms that the motivation to attend an event in the future is likely to remain the same because we are likely to continue to have the basic human need for inclusivity and contact (Hari et al., 2015). As human beings, the importance of social interaction is evident in our everyday life, we are shaped by other people and we crave social contact to the extent that ‘isolation is used as punishment and even as torture’ (Hari et al., 2015). Such face-to-face engagement may become more prevalent in the future because we spend ‘more and more time in front of a screen each year’ and so are spending less time engaging in face-to-face contact. As a result, ‘face-to-face time has become a more treasured commodity in our modern world’ (Social Tables, 2019).

Personal Financial Planning bagi Warga Kecamatan Cempaka Putih, Jakarta Pusat

2018 ◽  
Vol 1 ◽  
pp. 76
Author(s):  
Penny Rahmah F. ◽  
Lily Deviastri ◽  
Musliks Musliks
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Pension Fund ◽  
Self Control ◽  
Planning Program ◽  
Personal Finances ◽  
Post Test ◽  
Effective Condition ◽  
The Right ◽  
Personal Financial Planning

This personal financial planning program aims to foster personal discipline in managing personal finances so as to determine the scale of priorities and self-control. This aspect of self-control will create an efficient and effective condition in managing finances to achieve the right financial goals. The method used in the implementation of this activity is a workshop or training for residents of Cempaka Putih sub-district, Central Jakarta by doing pre-post test and simulating materials Financial management and decision making for the better, Utilization of credit to achieve financial goals, Combination of investment, credit , and insurance, as well as pension fund savings management. Achieving the results of this training program is 90% of participants understand the importance of financial management, understand how to maximize investment and credit to achieve financial goals, and 100% of participants are able to create or develop plans and goals in achieving financial goals. 

scholarly journals Digital alphabet – a challenge for the modern student and teacher

2021 ◽  
Vol 15 (2 (29)) ◽  
pp. 91-105
Author(s):  
Ruža Jeličić
Keyword(s):  
Everyday Life ◽  
Digital Age ◽  
Text Messages ◽  
Face To Face ◽  
The World ◽  
The Future ◽  
E Mail ◽  
The Way

The fruits of the digital age have become a key part of everyday life in hundreds of millions of households, offices and schools around the world. Our communication takes place far more via text messages and e-mail than face-to-face, and the first place we look for information is Google. The consequences of this technological ubiquity and electronic flood are significant shifts in the attitudes as well as in the behavior of students and teachers, and the goal of this paper is to examine these shifts. How is the digital age changing the opportunities, values and lives of students and teachers - what is happening now, what awaits us in the future? Can digital achievement really change the way students and teachers think or behave? Do both students and teachers learn a new alphabet - the digital alphabet?

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