scholarly journals FORMING THE FINANCIAL STABILITY OF COMMERCIAL BANK

2018 ◽  
Vol 64 ◽  
Author(s):  
Y.F. Hudz ◽  
Y.B. Kondakova
Keyword(s):  
Commercial Bank ◽  
Financial Stability ◽  
Banking System ◽  
The State ◽  
Stability Evaluation ◽  
Market Conditions ◽  
Factors Influencing ◽  
Main Factors

The theoretical aspects of financial stability for a commercial bank in modern market conditions, the problems of its formation are researched in the article. The main factors influencing the level of financial stability of a commercial bank are described and grouped together. The system of financial stability evaluation is considered in the article, moreover the analysis of the NBU economic norms is carried out. The state of the Ukrainian banking system and its level of stability are determined. Proposed measures to increase the financial stability of banks in order to minimize the risks.

STATE REGULATION OF BANKING ACTIVITY IN UKRAINE

2017 ◽  
Author(s):  
Olha Drachevska
Keyword(s):  
Financial Stability ◽  
Banking System ◽  
Banking Regulation ◽  
State Regulation ◽  
The State ◽  
Protective Measures ◽  
System Protection ◽  
Banking Activity ◽  
National Bank ◽  
Threatening Situation

The article is devoted to the analysis of scientific approaches to the interpretation of the concepts of "state regulation", "state regulation of banking", "banking regulation" and the measures on which the state regulation of banking is based. An analysis of the scientific literature in various fields allows us to conclude that scholars ambiguously interpret the term "state regulation of banking." Most often, state regulation of banking is seen as a system of measures by which the state through authorized bodies regulates the activities of banks. The domestic legislator considers the concept of "banking regulation" as one of the functions of the National Bank of Ukraine, which is to create a system of norms governing the activities of banks, determine the general principles of banking, banking supervision, liability for violations of banking legislation. The main purpose of banking regulation is security and financial stability of the banking system, protection of the interests of depositors and creditors. The importance of state regulation of banking as an integral part of public policy is emphasized. Effective state regulation of banking activities should ensure stable and uninterrupted operation of the banking system, guarantee the provision of quality services by banks to depositors and borrowers and protect their interests. Preventive and protective measures on which the state regulation of banking activity in Ukraine is based are considered. Preventive measures should be implemented through the approval of mandatory regulations. The application of protective measures should provide protection against the already threatening situation for the bank. Attention is also paid to the forms in which state regulation of banks by the National Bank is carried out. Such forms are administrative regulation and indicative regulation.

Transport factor function in the development of the Siberian region as a Yenisey Siberia comprehensive investment project party: Evidence from the Tyva Republic

2021 ◽  
Vol 19 (1) ◽  
pp. 93-120
Author(s):  
Snezhana P. MONGUSH
Keyword(s):  
Economic System ◽  
Investment Project ◽  
The State ◽  
Siberian Region ◽  
Factors Influencing ◽  
Factor Effect ◽  
Main Factors ◽  
Tyva Republic ◽  
Factor Function ◽  
Statistical Analysis Methods

Subject. This article discusses the issues of transport engineering as one of the priorities of the State. Objectives. The article aims to assess the transport engineering factor effect on the economic development of the area. Methods. For the study, I used the statistical analysis methods, dynamics, comparison, grouping, and analytical methods of information data collection and processing. Results. The article defines transport as one of the main factors influencing the development of the regional economic system. Conclusions. The socio-economic situation of the region against the general background of the country's economic system depends on the state of the region's transportation infrastructure.

scholarly journals INNOVATIVE ECOSYSTEM IN THE CONDITIONS OF THE COVID-19 PANDEMIC

2020 ◽  
Vol 134 (6) ◽  
pp. 16-25
Author(s):  
PURDENKO Olena
Keyword(s):  
The State ◽  
Optimal Conditions ◽  
Innovation Ecosystem ◽  
Innovation Ecosystems ◽  
Highly Efficient ◽  
Factors Influencing ◽  
Global Innovation ◽  
Main Factors

There is characterized the state of functioning of the innovation ecosystem in the conditions of a pandemic. There is presented the experience of reorganization of highly efficient innovation ecosystems during the crisis, which contributed to the achievement of optimal conditions for functioning and development. There are analyzed the main indi­cators of the Global Innovation Index 2020 and the main factors influencing the formation of the innovation ecosystem of Ukraine. There are proposed measures to strengthen it.

scholarly journals CURRENT ISSUES OF REGULATORY AND LEGAL SUPPORT OF BUDGET SECURITY IN UKRAINE

2020 ◽  
Vol 1 (4(106)) ◽  
pp. 56-63
Author(s):  
К. В. Бартащук
Keyword(s):  
Financial Stability ◽  
Banking System ◽  
Criminal Code ◽  
The State ◽  
Hierarchical Organization ◽  
State Budget ◽  
Economic Relations ◽  
Leading Role ◽  
Budget Policy ◽  
State And Local

The article is devoted to the characteristics of the regulatory and legal support of budget security in Ukraine. Regulatory and legal support of budget security is understood as a state view of its essence and content, which determines the official ideas and views that relate to it, including the conditions and procedure for cooperation between the state and society in ensuring budget security. A classification of doctrinal interpretations of the concept of "budget security" was proposed, namely: the ability of the state to effectively perform its own tasks and functions with the help of the budget; the ability of the banking system to ensure the rational formation and use of budget funds to ensure financial stability and independence of the state; the state of ensuring the solvency of the state; the process of developing, implementing and monitoring budget execution; an indicator for assessing the effectiveness of public policy in social and other spheres of public life and the performance of its functions. The author's interpretation of the concept of "budget security" as ensuring the safe state of public economic relations, which mediate the formation and use of a centralized fund of financial resources of state and local levels, designed to ensure the tasks and functions of these entities, creating conditions for development and strengthening democratic, social, legal state. It was proved that the regulatory and legal support of budget policy has a hierarchical organization and covers the Constitution of Ukraine, codes of Ukraine (Budget Code of Ukraine, Tax Code of Ukraine, Criminal Code of Ukraine, Code of Administrative Offenses), laws of Ukraine "On State Budget for… year" , a number of laws regulating relations in the field of budget security, as well as bylaws that ensure the implementation and enforcement of the mechanism of budget security of Ukraine, resolutions and regulations governing the work of state bodies and institutions in the field of budget security, decisions and normative legal acts of local authorities and local self-government bodies in the researched sphere. The leading role in the researched problems is played by a number of international acts ratified by Ukraine, the norms of which directly or indirectly concern ensuring the budgetary security of the country.

scholarly journals Identification of Qualifying Factors of Influence in the Context of Financial Stability Management of a Commercial Bank

2021 ◽  
Vol 7 (522) ◽  
pp. 212-221
Author(s):  
O. M. Kovalova ◽  
Keyword(s):  
Commercial Bank ◽  
Financial Stability ◽  
Banking System ◽  
Information Provision ◽  
Resource Base ◽  
Credit Risks ◽  
Systematic Risks ◽  
Characteristic Features ◽  
Banking Institution ◽  
The Impact

The article is aimed at closer defining the theoretical provisions for improving the management of financial stability of a commercial bank and assessing its current state in the context of the impact of destabilizing factors. Scientific approaches to the definition of the category of «financial stability of a commercial bank» are considered, which allows to detail its characteristic features and form a comprehensive idea of the financial stability of a commercial bank as a system category, the timely estimation of benchmarks of which allows minimizing the impact of specific and systematic risks to the economic environment in conditions of high uncertainty. The article systematizes the normative legal acts regulating all potential aspects of the commercial bank's financial stability shift due to changes in the structure of capital, liquidity, solvency, credit risks and being part of the information provision for the analysis of financial stability of a commercial bank. The classification of factors influencing the financial stability of a commercial bank is generalized. The influence of the epidemiological crisis associated with the spread of COVID-19 on key benchmarks of the banking system in terms of assessing the financial stability of the banking institution is examined. The dynamics of changing the proportion of non-performing loans of commercial banks of Ukraine is analyzed, as lending creates the basis for ensuring a balance between temporarily free funds and the amount of resources required at the microlevel of the financial system for sustainable development. Particular attention is paid to the aspects of balance and sustainability of the resource base of the commercial bank, which led to a thorough analysis of the liabilities of the banking system from the position of influencing the financial stability of a commercial bank.

scholarly journals Risk management in a commercial bank

2020 ◽  
pp. 75-82
Author(s):  
S. V. Solonina ◽  
A. A. Labov
Keyword(s):  
Risk Management ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Management System ◽  
Financial Stability ◽  
Management Strategies ◽  
Banking System ◽  
Point Of View ◽  
Capital Adequacy ◽  
Credit Institutions

The study presents the problems of risk management of a commercial Bank as the most important element in the overall banking management system. The relevance of the study is due to the current economic and political situation in the country, as well as the instability of market conditions, which significantly complicated the risk management system in commercial banks, which contributed to the deterioration of their financial condition. The processes taking place in the global financial market in recent years have a significant impact on the banking system, significantly increasing Bank risks and reducing the financial stability of credit institutions. Differences are highlighted that reflect the priority aspects in assessing the risk management of a commercial Bank from the authors ‘ point of view. Risk management strategies in credit institutions are considered. A comparative analysis of the methodologies used to assess the risks and capital adequacy of commercial banks in Russia and abroad has been carried out, and features of their use have been identified.

scholarly journals Digitalization of the Residential Mortgage Market in Crisis Conditions: Main Factors and Drivers of Development

2021 ◽  
Vol 93 ◽  
pp. 02004
Author(s):  
Larisa Yuzvovich ◽  
Maria Sharafieva ◽  
Natalia Mokeeva ◽  
Gulmira Nasyrova
Keyword(s):  
Banking Sector ◽  
Banking System ◽  
The State ◽  
Mortgage Market ◽  
Residential Mortgage ◽  
Main Factors ◽  
Digital Algorithms ◽  
Crisis Conditions ◽  
The Moment ◽  
Further Development

The industrialization of the residential mortgage market during the pandemic has undergone significant changes, like all sectors of the economy, including the banking system. During the transformation, a positive dynamics has been noted in the volume of loans, which contradicts the usual scenarios for the behavior of the mortgage market in the period of the unstable macroeconomic situation in recent years. The crises of 2008 and 2014 showed the vulnerability of the banking system and the market for residential mortgage market, the lack of timely measures to prevent drastic consequences for the banks and the state. At the moment, it is important to understand what drivers triggered the growth in the volume of residential mortgage. The research analyzed the reasons that had a key impact on the mortgage market and the banking sector during the covid-19 pandemic. As a result of the study, the main factors that help to draw up directions and digital algorithms for further development have been highlighted and classified.

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