UKRAINIAN BANKING SYSTEM SERVITIZATION: A NEW FINANCIAL LANDSCAPE FOR SUSTAINABLE DEVELOPMENT

2018 ◽  
Vol 44 (2) ◽  
pp. 155-164
Author(s):  
M. S. Shyrokova ◽  
Keyword(s):  
Sustainable Development ◽  
Banking System

scholarly journals Green Banking and Infrastructure Project Financing for Sustainable Development

2018 ◽  
Vol 73 ◽  
pp. 10001
Author(s):  
Fashli Arinal ◽  
Herdiansyah Herdis ◽  
A Saragi Putri
Keyword(s):  
Sustainable Development ◽  
Stock Price ◽  
Stock Exchange ◽  
Banking System ◽  
Investment Funds ◽  
Responsible Investment ◽  
Banking Policy ◽  
Formal Requirement ◽  
Industrial Projects ◽  
Infrastructure Project

Indonesia already has policies that pay attention to environmental aspects so that the development can keep running by maintaining the natural conditions. One of the policies that have been made is green banking. The green banking policy requires the support of stakeholders who have a role as an enforcer. This study uses a quantitative approach to measure the implementation of funds used by banks in the financing of industrial projects. The database is based on the Sustainable Equity and Responsible Investment (SRI) index -KEHATI, one of the indices that the indicator of stock price movement in Indonesia Stock Exchange (BEI), but focus on banking data practicing green banking system. The result of this study shows that the bank has a responsibility to the environmental risks of the project to be run by the company where the investment funds or lending of the bank. The green banking policy requires the support of stakeholders who have a role as an enforcer. Stakeholders in green banking are groups of people or individuals who have an essential part to achieve goals, and Sustainable development can be realized well if this policy is implemented, not just a formal requirement in following the current international trend.

Risks typology of the banking system economic security and methodological approaches to their assessment

2020 ◽  
pp. 90-97
Author(s):  
Elena V. FLENOVA
Keyword(s):  
Sustainable Development ◽  
Methodological Approach ◽  
Banking System ◽  
Economic Security ◽  
Capital Adequacy ◽  
Threshold Values ◽  
The Sustainable Development ◽  
Advantages And Disadvantages ◽  
Starting Point ◽  
Security Indicators

The aim of the study is to identify the advantages and limitations of the system of standards used in modern Russia as threshold values of indicators of threats to the economic security of the banking system. During the study, we developed the conceptual apparatus of the theory of economic security management, determined the composition of risks of the sustainable development of the banking system and analyzed indicators of threats to its functioning. In accordance with the goal, we presented interpretation of the conceptual structures “economic security of the banking system” and “banking security”. We carried out scientific research using the gnoseological potential of the theory of economic security, the theory of credit and banking, and the theory of risk management. To solve the research problems, we used methods of economic grouping, economic comparison (comparison), abstract-logical method, etc. The use of these methods made it possible to present a typology of risks and threats to the economic security of the banking system, as well as to analyze the methodological approach adopted by the banking segment of the Russian economy to determine threshold values of economic security indicators based on the use of standards. These standards are based on the accounting of indicators of capital adequacy level and indicators of return on capital. We formulated the advantages and disadvantages of this approach taking into account the interests of owners, managers and clients of banks and non-bank credit organizations. It is necessary to develop a methodology for determining the level of risks of the sustainable development of the banking system, taking into account the increase in the level of uncertainty of environmental factors. The obtained conclusions are a starting point for further study of indicators of threats to the economic security of the banking system and justification of their thresholds.

scholarly journals UKRAINIAN BANKS SUSTAINABLE DEVELOPMENT RESEARCH AND MANAGEMENT CONCEPT

10.23856/3703 ◽  
2020 ◽  
Vol 37 (6) ◽  
pp. 35-45
Author(s):  
Stanislav Ustenko ◽  
Inviia Hivarhizov
Keyword(s):  
Decision Making ◽  
Sustainable Development ◽  
Banking System ◽  
Development Research ◽  
Logical Connection ◽  
Management Concept ◽  
Development Processes ◽  
Methodological Principles

The article proposes conceptual and methodological principles of research of the banks sustainable development processes for evaluation of efficiency and decision making. The measures undertaken by banks to ensure their development and security are not systematic in nature aimed exclusively at protecting against individual threats, which ultimately does not provide the required level of banking security. The concept of research on the processes of sustainable development of banks is based on the general principles of development of the banks formation with the main ones being the principles of integrity, sustainability, digitalization and structural logical connection of the elements and the banking system as a whole.

Influence of Macroeconomic Factors in Failure of Return of Bank Loans in Kosovo

2018 ◽  
Vol 9 (5) ◽  
pp. 97-106
Author(s):  
Nagip Skenderi ◽  
Adem Dreshaj
Keyword(s):  
Sustainable Development ◽  
Banking System ◽  
Bank Loans ◽  
Bank Loan ◽  
Crucial Issue ◽  
Macroeconomic Factors ◽  
Grace Period ◽  
Independent Variables ◽  
Maturity Period ◽  
Banking Business

Abstract The risk from non-payment of loans is a challenge for all the banks. Payment of the loans is a crucial issue for efficient functioning of the banking system. Loaning is one of the main uncertainties in the banking business, for loan payment can be rarely guaranteed completely. Often, a question occurs: what are the factors that influence in failure of the return of bank loan? What are the politics that must be followed to stimulate the return of bank loans? Through this research we aim to highlight the reasons of debtors in failing of loan return by studying the link of macroeconomic factors with NPL (non-performing loans). This is a first research in Kosovo that analyses the link of the macroeconomic factors influence (GDP, interest norms, unemployment, inflation, maturity period and grace period) these referred in the research as “independent variables” in failure of bank loan return that in the study bellow are referred as “dependent variable NPL for the Kosovo bank sector. This study argues as what is needed for the Kosovo banking system and presents the ideas of sustainable development of banking system in correspondence with non-performing loans, acknowledgment of the factors that hinder the return of the bank loans and reorientation of the loaning politics.

Financing the Sustainable Development Agenda Goals

2020 ◽  
pp. 57-71
Author(s):  
Bernardo Ivo-Cruz ◽  
Sónia Ribeiro
Keyword(s):  
Sustainable Development ◽  
Private Sector ◽  
Risk Mitigation ◽  
Banking System ◽  
Business Environment ◽  
International Community ◽  
Future Research ◽  
The Sustainable Development ◽  
Development Agenda

The 2030 Agenda is comprehensive, universal, and ambitious. To reach its goals, the world needs to invest US$5 to 7 trillion/year. To finance it, the private sector must be involved. This chapter considers the motivations of business and corporations to incorporate the SDG in their investment agenda and the role DFIs can play in providing financing to their projects. It acknowledges that the private sector is a key element for long-term sustainable development and highlights the difficulties of DFI in assessing impact in risk analysis and therefore financing private investments for sustainable development. Finally, it finds that the international community and developing countries need to work together to improve the business environment on those countries, and concludes that the international community and the banking system do not know how to assess the role and impact of business and corporations projects in the agenda, and that the risk mitigation policy does not consider the nature of DFIs. Looking into the future, the authors present future research topics needed on this subject.

The Risk of Insolvency and its Impact on Romanian Banks

2016 ◽  
Vol 7 (2) ◽  
pp. 97-104
Author(s):  
Elena Violeta Drăgoi ◽  
Larisa Elena Preda
Keyword(s):  
Sustainable Development ◽  
Banking System ◽  
Capital Adequacy ◽  
Beneficial Effects ◽  
The Stability ◽  
The Impact

Abstract The new regulations on capital adequacy aimed to strengthen the stability of financial and banking system because a stable banking system contributes to assure a sustainable development with long term beneficial effects on economy. This article represents a review of the impact on new higher standards for Romanian banks regarding capital adequacy.

scholarly journals Restructuring of International Finance for Sustainable Development of The Global Economy

2020 ◽  
Vol 74 ◽  
pp. 06028
Author(s):  
Viacheslav Shavshukov ◽  
Natalia Zhuravleva
Keyword(s):  
Sustainable Development ◽  
Global Economy ◽  
World Economy ◽  
Banking System ◽  
International Markets ◽  
Flexible Exchange Rate ◽  
Smooth Transition ◽  
Financial Assets ◽  
The World ◽  
World Economic

The global crisis of 2008–2009 and its long post-crisis recession have raised questions about the future structure of the world economy. The crisis is viewed as a crash of the basic elements of the global economy’s system. The international markets of financial assets failed to regulate themselves and aggravated conflicts between global and national finance. In 2010–2019 the world economy faced the risks for sustainable development. Deglobalization and dedollarization procedures questioned the previous philosophy and world economic leadership. According to the main results of a research, international financial institutions have deficiency of means for the solution of civilization problems. The world banking system, enhancing capital base according to BIS III, is defenseless against a big share in balance of derivatives and off-balance obligations. The post-crisis economy is unstable before the risks of dropping rates by 70% of the world’s economy. The system’s solution to problems of ensuring sustainable development relies on “three whales”: change of the domestic economic policy in the direction of structural reforms for the 4.0 Revolution, ensuring productivity growth, smooth transition to a flexible exchange rate, decrease in the public and corporate debts; transition to cross-border policy without tariff wars; and focus of the world economy in civilization’s problems, quitting a competition for leadership in favor of the multipolar world, orientation to quality of life and SDR as the reserve currency.

scholarly journals Banking system stability: A prerequisite for financing the Sustainable Development Goals in Nigeria

2021 ◽  
Vol 16 (2) ◽  
pp. 103-118
Author(s):  
Agatha Amadi ◽  
Kehinde A. Adetiloye ◽  
Abiola Babajide ◽  
Idimmachi Amadi
Keyword(s):  
Sustainable Development ◽  
Sustainable Development Goals ◽  
Time Series Data ◽  
Banking System ◽  
System Stability ◽  
Series Data ◽  
Small Scale ◽  
The Sustainable Development ◽  
Distributed Lag ◽  
Development Goals

The banking system, which has been the fulcrum of funding for Nigeria’s economy, is plagued by instability in the face of a growing amount of non-performing loans. This is examined in the current milieu of the need for funding the Sustainable Development Goals (SDGs). Using a number of proxies for SDGs 8 and 9, annual time series data covering 1992 to 2019 were used with variables such as GDP per capita, commercial banks’ loans to small-scale enterprises, banking system stability indicators and liquid assets to total assets of banks. The study utilized the Autoregressive Distributed Lag. Findings showed that banking system stability has a significant positive effect on funding the SDGs 8 and 9 beyond the five per cent level of significance within the study period. Non-performing loans remained negative throughout the study. The result suggests that banking stability would enhance funding of the SDGs, and banks would be stable if they finance the SDGs. The policy implication explains the importance of banks actively pursuing opportunities to build sustainable enterprises and developing strategies that will enable their core banking business to be more venture-driven rather than consumer-oriented. In conclusion, there is a need to completely eliminate or reduce the quantum of non-performing loans from the system and establish a regulatory framework that will facilitate its expected role of intermediation in the economy profitably and successfully. AcknowledgmentThe authors would like to appreciate Covenant University for financial support to publish this paper.

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