TINJAUAN IJMA’ TERHADAP KONSEP BAI’AL-WAFA’

This study aims to find out about how Ijma 'review of the concept of bai'al-wafa'. This study uses Library Resech research with a descriptive approach. The data sources of this research were collected from several books and journals which were analyzed using the Miles and Huberman analysis method which includes three lines, namely data reduction, data presentation and conclusion or verification. The results of this study concluded that from the results of the ijma'para ulama about bai'al-wafa 'there were differences of opinion, where the opinions of both were strengthened by the arguments and reasons of each ulama. According to the hanafiyah ulama, the occurrence of bai'al-wafa 'is allowed because the purpose of using bai'al-wafa' is to avoid usury which continues to grow among the community. Bai'al-wafa 'when viewed from ihtihsan' urf, which is something that has been carried out by society and has been considered good. Meanwhile, according to the jumhur of other scholars, the bai'al-wafa 'is not allowed, because in the sale and purchase there is no grace period and conditions that state that the purchased goods must be returned to the original owner at the same price, therefore according to the scholars the use of bai'al-wafa 'is not justified.Keywords : Bai’al-Wafa’, Consept Bai’al-Wafa’, Ijma’

FACTORS AFFECTING DEBTOR COMPLIANCE IN CREDIT SETTLEMENT IN PT. MANDALA MULTIFINANCE Tbk, THE TILAMUTA BRANCH

The research objectives are: to determine the factors that affect debtor compliance in credit settlement at PT. Mandala Mtufinancial, Tbk Cab. Tilamuta. This type of research used in this research is a type of qualitative research with a descriptive approach. Researcher's descriptive approach wants to describe or describe the facts or circumstances or symptoms that appear in PT. Mandala Multifinance, Tbk Cab.Tilamuta. The results of this study are that natural factors that hinder debt repayment are crop failure for farmers and business instability by Civil Servants (PNS) because at this time they are still in the process of monitoring the Covid-19 pandemic. The consumer character that appears because the attitude and service of the company are not in accordance with the initial promise that the creditor has conveyed to the debtor. At maturity, the creditor provides a grace period of 3 days even up to 1 week when due, although the creditor has been given a grace period, unlike providing relief because the intervals of one day at maturity have been contacted directly by the company. The settlement taken by the company or the debtor in the process of handling credit is in the form ofRescheduling, Reconditioning and Restructuring.

ANALISIS WAKTU TUNGGU PELAYANAN RESEP PADA PASIEN RAWAT JALAN DI RSUD DR. H. ABDUL MOELOEK PROVINSI LAMPUNG

Pharmaceutical services are health services in hospitals that are expected to meet minimum service standards (SPM) in an effort to improve the quality of services to patients. One of the pharmaceutical service categories in the minimum service standard (SPM) in hospitals is the waiting time for prescription services in the form of nonconcoction drugs is the grace period from the time the patient submits a prescription to receiving non-concoction drugs with a minimum standard set by the Ministry of Health that is ≤ 30 minutes, whereas the waiting time for prescription concoction services is the grace period from the time the patient submits the prescription until receiving the concoction drug that is ≤ 60 minutes. This research was conducted to analyze the waiting time for outpatient prescription services in Dr. H. Abdul Moeloek based on hospital minimum service standards (SPM) as an overview of prescription services, evaluation materials and pilots in an effort to improve the quality of pharmaceutical services. This research will be conducted at the pharmacy outpatients Dr. H. Abdul Moeloek in August - September 2019 with a sample of 172 recipes, consisting of 98 non-concoction recipes and 74 recipe concoctions. Based on the research that has been done, the results of waiting time for non-concoction prescription services in the Outpatient Installation of Dr. H. Abdul Moeloek is in accordance with the SPM at the Hospital with an average waiting time of 11 minutes. Waiting time for prescription concoction services in Dr. Outpatient Hospital Installation H. Abdul Moeloek is in accordance with the SPM at the Hospital with an average waiting time of 19.4 minutes. Keywords: Pharmaceutical services, waiting time, pharmaceutical service standards.

Kebijakan Restrukturisasi Pinjaman Pada Peer To Peer Lending

Covid-19 merupakan sebuah pandemi yang dialami oleh banyak negara di dunia, termasuk Indonesia. Adanya pandemi ini berdampak pada berbagai sektor, salah satunya ekonomi. Dampak ekonomi salah satunya dirasakan dalam perjanjian pinjam-meminjam yang saat ini marak digunakan yaitu perjanjian pinjam meminjam uang berbasis teknologi atau Peer to Peer Lending (P2PL). P2PL tidak dilakukan secara tatap muka, tetapi hanya melalui online. Penyelenggara P2PL merupakan perantara antara pemberi pinjaman dan penerima pinjaman. Dalam kondisi pandemi, P2PL mengalami kemungkinan risiko yaitu gagal bayar oleh penerima pinjaman. Untuk mengurangi risiko gagal bayar, penyelenggara P2PL menawarkan fasilitas pengajuan restrukturisasi pinjaman bagi penerima pinjaman. Ketentuan terkait fasilitas restrukturisasi pinjaman ditentukan oleh masing-masing penyelenggara karena belum adanya peraturan yang mengatur terkait restrukturisasi pinjaman pada P2PL. Beberapa upaya restrukturisasi pinjaman yang dapat dilakukan dalam P2PL yaitu grace period dan perpanjangan waktu. Apabila telah dilakukan upaya restrukturisasi pinjaman, namun tetap terjadi sengketa, maka dapat diselesaikan dengan jalur litigasi maupun non-litigasi.

Die Aufbrauchfrist im Patentverletzungsprozess

For the first time, this work deals comprehensively with the legal institution of a grace period in patent infringement proceedings. By granting such a grace period, the automatic injunction in accordance with Sec. 139 (1) of the German Patent Act can be limited temporally in case of disproportionality. The case groups of complex products, ambush situations and legitimate interests of third parties are particularly relevant in this context. After a detailed examination of these case constellations and of the grace period in general, the author presents an independent solution in which he advocates an extended application of the grace period.

Financial and legal measures to support small and medium-sized businesses in the context of pandemic turbulence

The article reveals the consequences of the coronavirus crisis for business activity in Russia. The article considers certain financial and legal measures to prevent economic losses for small and medium-sized enterprises (SMEs) taken by the Russian authorities in the context of a long and devastating COVID-19 pandemic. It was revealed that one of the effective financial and legal mechanisms for overcoming a difficult socioeconomic situation is the National Guarantee System for Supporting Small and Medium-Sized Businesses (NGS) created in the Russian Federation back in 2014 and intensified its comprehensive activities in the context of pandemic turbulence. The directions and principles of NGS activity are analyzed. Additional measures to support SMEs have been disclosed due to announcement of another lockdown in Russia in the fall of 2021. The directions for further improvement of the system of state support for small and medium-sized businesses are outlined, such as the renewal of credits at zero rates on salaries, the establishment of a “grace” period and preferential interest rates for credit repayment, tax debts cancellation, subsidizing loans subject to the hiring of new personnel, compensation of rent, taxes and comprehensive rehabilitation programs. It is concluded that it is necessary to take measures to minimize the threat of declaring lockdowns in the future.

Esensi Tenggang Waktu Sidang Ikrar Talak di Pengadilan Agama Bukittinggi

<p><em>This research is motivated by the decree in article 70 of Law act. 7 of 1989 regarding of the Religious Courts which regulates a grace period of 6 (six) months for witnessing a divorce pledge trial at the Religious Court. of setting this rule. The purpose of this study is to determine the implementation of the talak pledge trial at the Bukittinggi Religious Court as well as to know the wisdom of determining the 6 (six) month grace period for pronouncing the divorce vows by the husband against the wife in front of the Religious Court. This paper uses descriptive field research methods within the framework of qualitative analysis from data sources of observation, interviews and literature. The results of research and analysis found that the implementation of the pledge trial at the Bukittinggi Religious Court was carried out after the decision on the divorce divorce case had permanent legal force (inkracht), that is, if there was no ordinary legal remedy against the verdict. The time limit given to carry out the divorce pledge at the trial after the verdict with incraht is six months after the date of the divorce pledge trial is determined. The wisdom from determining a grace period of 6 (six) months for the husband to pledge his divorce is; First, to give the husband the opportunity to think about reviewing the decision to divorce his wife. Second, protection of the rights of women (wives). In this case, the husband is given the opportunity within this grace period to fulfill the rights of the wife who is demanded in court and decided by the panel of judges.</em></p><p><em><br /></em></p><p><em>Penelitian ini dilatarbelakangi oleh</em><em> </em><em>ketentuan dalam Pasal 70 UU No 7 Tahun 1989 tentang Peradilan Agama yang mengatur tenggang waktu 6 (enam) bulan untuk penyaksian sidang ikrar talak di Pengadilan Agama</em><em>. Aturan ini sejatinya tidak ditemukan di dalam kajian fiqh, namun secara fungsi belum terungkap kegunaan dari penetapan aturan ini</em><em>. Tujuan penelitian ini adalah untuk mengetahui pelaksanaan sidang ikrar talak di Pengadilan Agama Bukittinggi</em><em> sekaligus </em><em>mengetahui hikmah dari penetapan tenggang waktu 6 (enam) bulan untuk pengucapan ikrar talak oleh suami terhadap isteri dihadapan sidang Pengadilan Agama. </em><em>Tulisan ini menggunakan metode penelitian lapangan yang bersifat deskriptif dalam kerangka analisis kualitatif dari sumber data observasi, wawancara dan literatur. Hasil penelitian dan analisa ditemukan bahwa pelaksanaan sidang ikrar talak di Pengadilan Agama Bukittinggi dilakukan setelah keputusan perkara cerai talak mempunyai kekuatan hukum tetap (inkracht), yaitu apabila terhadap putusan tersebut tidak adalagi upaya hukum biasa. </em><em>Tenggang waktu yang diberikan untuk melaksanakan ikrar talak di Persidangan setelah putusan Berkekuatan Hukum Tetap (BHT) adalah enam bulan sejak penetapan hari sidang ikrar talak.</em><em> Hikmah dari penetapan tenggang waktu 6 (enam) bulan bagi suami untuk mengikrarkan talaknya adalah; Pertama, untuk memberikan kesempatan berpikir kepada suami guna mengkaji ulang keputusan menceraikan isterinya. Kedua, Perlindungan terhadap hak-hak perempuan (isteri). Dalam hal ini, suami diberi kesempatan dalam tenggang waktu tersebut, untuk memenuhi hak-hak isteri yang dituntut di persidangan dan diputuskan oleh majelis hakim. Tujuan utama dari ketentuan tenggang waktu untuk ikrar talak adalah untuk mempersulit terjadinya perceraian dan kemaslahatan terhadap suami (pemohon) dan isteri (termohon).</em></p><p><em><br /></em></p>

A Study on the CMR Criteria for Domestic Petroleum Stream UVCB Substances

Objectives:According to a revised version of the K-REACH, a registration grace period was granted for each recorded tonnage of toxic materials. At this time, 364 hazardous substances, such as carcinogens, mutagens, and agents that cause reproductive toxicity, were announced to be registered by 2021, even if the number of reported tonnage were low. Some petroleum stream substances were excluded from the list due to complications in identifying their compositions. Especially for petroleum UVCB substances, which have varying amounts of ingredients and contents.Methods:A list of domestic petroleum substances is made by researching petroleum substances regulated abroad. The status of domestic and foreign management of the substance was investigated and a method for determining the CMR of petroleum substances is suggested.Results and Discussion:A list of petroleum substances has been compiled. Five methods for CMR determination of petroleum substances, then the currently applicable method has been proposed.Conclusions:By preparing a list for the management of petroleum substances and criteria for CMR judgment, it is expected that even before the test data or epidemiological data of the relevant substance are secured, it can be used for safety management in advance by predicting the hazard.

EVALUASI WAKTU TUNGGU PELAYANAN RESEP PASIEN RAWAT JALAN DI RUMAH SAKIT ANWAR MEDIKA

<em>The waiting time for finished drug service is the grace period from the time the patient submits the prescription until receiving the finished drug with a minimum standard set by the Ministry of Health is ≤ 30 minutes, while the waiting time for concoction drug service is the grace period from the time the patient submits the prescription until receiving the concoction drug that is ≤ 60 minutes. This study aims to determine the average waiting time for outpatient prescription services at Anwar Medika Hospital. This research was conducted with a cross sectional descriptive method. Primary data was collected through direct observation and recording of prescription service waiting times in the waiting time recording form on February 10, 2020 to February 11, 2020. Data taken were 384 outpatient prescriptions consisting of 346 non-concoctions and 38 prescription concoctions. In this study, 384 recipes were used as the research sample consisting of 346 for non-concoction recipes and 38 for recipe concoctions. The average time needed to complete a non-concoction recipe is 18.7 minutes and the time required to complete a recipe concoction is 30.9 minutes. Based on the results of research that has been done, it is found that the average waiting time for prescription services at Anwar Medika Hospital has fulfilled the requirements according to the minimum service standards at the hospital.</em>

Tanggung Jawab Notaris terhadap Akta Otentik yang Dibuatnya Terkait Jangka Waktu Pensiun

An authentic deed is a letter whose form has been determined by law that can be used as perfect evidence made before a notary public. The notary concerned must take full responsibility in case of problems related to the deed he made, whether in Civil, Criminal, UUJN and Code of Ethics. The notary will be released from all of these responsibilities if he has retired from his position. This study aims to determine the responsibility of the notary for authentic deeds that are canceled in court and made after the retirement period. The research method used is normative law using a statutory approach and a conceptual approach. The results of the analysis show that the notary's responsibility for the authentic deed he makes when declared canceled in court can be divided into 4, namely a) civil liability, b) criminal responsibility, c) responsibility based on UUJN d) Responsibility based on the Code of Ethics. Then, the notary is still responsible even though the notary's term of office has ended or has retired. This can be carried out by the authorities as long as the authentic deed is null and void in existence at a grace period of 30 years from the date the deed is drawn up by the Notary. Through this research, it is hoped that the provisions regarding the responsibility of the notary public after retirement will be more defined regarding the maximum limit so as not to cause problems for both the notary and the party concerned