scholarly journals EFFECTIVE INSURANCE MECHANISM: METHODOLOGICAL APPROACHES TO EVALUATION

2021 ◽  
pp. 127-134
Author(s):  
Victoria BARANOVA
Keyword(s):  
Research Methodology ◽  
Government Regulation ◽  
State Regulation ◽  
Point Of View ◽  
Insurance Companies ◽  
Mechanism Research ◽  
Methodological Approaches ◽  
Insurance Mechanism ◽  
Definition Of ◽  
Meaningful Definition

The subject of research, which is covered in the article, is the insurance mechanism, namely: the essence of the insurance mechanism, research methodology, methods for determining the effectiveness. The purpose of the study is to deepen the theoretical foundations for the application of the insurance mechanism by insurers and to formulate approaches to assess its effectiveness. The research methodology is general and special methods. As a result of research on the basis of processing of scientific sources the essence of the insurance mechanism is defined. The analysis of methodological approaches to the study and study of the insurance mechanism allowed to justify the need to supplement them with a systematic approach, which provides consideration of the mechanism from the standpoint of complexity and allows to identify systemic gaps in the operation of insurance companies, government regulation. The insurance mechanism is considered from the point of view of efficiency of its functioning, requirements concerning tasks of the insurance mechanism which degree of performance will testify to efficiency of its action are formulated. The concept of socially significant types of insurance is offered, which allows to expand the meaningful definition of the category of insurance. Methods for evaluating the effectiveness of the insurance mechanism in accordance with the formulated tasks are defined, calculation formulas are given, according to which it is possible to evaluate the efficiency of the insurance mechanism for the components of the tasks. The use of the introduced concepts in the theory of insurance allowed to formulate proposals for improving the insurance legislation in terms of compulsory insurance and government regulation. The scope of the obtained results is the state regulation of non-banking financial institutions activity, and insurance companies activity.

scholarly journals Lingvo-Pedagogical Understanding of the Concepts of “Discourse Competence” and “Patriotic Discourse”

2019 ◽  
Vol 9 (2) ◽  
pp. 1839-1844
Keyword(s):  
Historical Analysis ◽  
Educational Process ◽  
Point Of View ◽  
The World ◽  
History Of ◽  
Methodological Approaches ◽  
Discourse Competence ◽  
Definition Of ◽  
The University ◽  
Liberal Culture

The article attempts to comprehend the essence and possibility of forming discourse competence among foreign and Russian students with simultaneous immersion in patriotic discourse. It is highlighted that the addition of the humanitarian series of “History of Civilizations” and “Features of Russian Civilization” to the educational process at the university creates the necessary pedagogical conditions for organizing a special linguo-ethno-cultural environment that forms active social interaction of authors within the framework of the medical and patriotic linguistic scenario. The authors of the article conducted a semantic and historical analysis of interpretations of the concept of “patriotism” that were studied from the point of view of traditional and liberal culture. The article presents the results of a socio-pedagogical study of students' perceptions of this concept. The article describes various theoretical and methodological approaches to the definition of the concepts of “discourse” and “discursive picture of the world” as well as psycholinguistic features of the method of semantic differential. Special attention in the article is paid to the typologies of discourse presented in the scientific literature. The authors of the article present the principle of genre and the principle of thematic correlation as the basis for distinguishing between types of discourse and highlight differences in language and discursive pictures of the world. The tasks of educators is to form not only purely medical discursive competence, but also to immerse the listener in “correctly” interpreted picture, saturated with verbal patterns that allow to create statements of patriotic content.

scholarly journals Improvement of Methodological Approaches to Determining Directions of Ensuring Financial Security of Insurance Companies of Ukraine

2021 ◽  
Vol 39 (5) ◽  
Author(s):  
Oleg A. Diegtiar ◽  
Olena A. Lutsenko ◽  
Liudmyla A. Polyvana ◽  
Tetiana A. Pushkar ◽  
Hanna A. Zhovtyak
Keyword(s):  
Methodological Approach ◽  
Financial Economic ◽  
Economic Security ◽  
Insurance Companies ◽  
Financial Security ◽  
Insurance Company ◽  
Insurance Sector ◽  
Destabilizing Factors ◽  
Methodological Approaches ◽  
Definition Of

Financial security of the insurance market significantly affects the financial, economic and social stability of society and should be included in the range of problems that are directly related to the issues of financial security of Ukraine. The main purpose of the article is to set out and solve the problem of improving methodological approaches to determining the directions of ensuring the financial security of insurance companies in Ukraine. The main functional tasks of financial security of insurance companies are identified. It has been proved that financial security is a component of economic security and a refined definition of this category has been provided. Destabilizing factors of influence on financial security of insurance companies have been identified and analyzed. A methodological approach to managing the financial security of an insurance company has been developed. A complex of proposals for the development of the insurance services market has been formed as a basis for strengthening the financial security of insurance companies. It was concluded that the insurance sector of Ukraine can actively develop provided that there is a clear theoretical and methodological justification of the toolbox, the implementation of a methodological approach to managing the financial security of the insurance company, taking into account all the problems and proposals for its continuous improvement and development in the changing conditions of the present.

scholarly journals Analysis of theoretical and methodical approaches to the definition of state regulation mechanisms in the field of construction

2019 ◽  
Vol 7 (5) ◽  
pp. 57-63
Author(s):  
Ю. Г. Прав
Keyword(s):  
Construction Industry ◽  
State Regulation ◽  
Point Of View ◽  
Regulation Mechanism ◽  
Structural Element ◽  
Advantages And Disadvantages ◽  
State Management ◽  
Regulation Mechanisms ◽  
Definition Of

The article is devoted to questions of theoretical and methodological provision of state regulation ofeconomic systems, in particular the construction industry. The article presents the theoretical definition ofthe category of state regulation mechanism as the main structural element of this system. The analysis ofmechanisms of state regulation is carried out, the results of which are proposed classification of mechanismsof state regulation by the nature of their influence on the object of public administration. The analysis oftheoretical approaches to the definition of the concept of the state regulation mechanism gave the opportunityto develop a system of grouping these approaches, to identify their advantages and disadvantages and toformulate the author's definition of the concept of state regulation of the construction industry based on theachievements of the representatives of the system approach.The classification of mechanisms of state regulation has been carried out, which showed that themain means of influence on the object of state management can be accumulated in the following blocks:regulatory, organizational, economic, informational and tax. These are the components of the state'sregulatory policy aimed at streamlining economic activity, in particular in the field of construction. In theanalysis of theoretical and methodological approaches to the definition of the category of state regulation,three groups of these approaches are distinguished: structural, defining the components of state regulation,functional, describing the category from the point of view of those functions that it has to execute, and thesystem that reflects the complexity of the concept state regulation.

MIGRATION PROCESSES IN RUSSIA: ANALYSIS OF TRENDS AND MECHANISMS OF STATE REGULATION

2021 ◽  
Vol 0 (4) ◽  
pp. 117-122
Author(s):  
YU.S. AITOVA ◽  
Keyword(s):  
Migration Policy ◽  
State Regulation ◽  
Point Of View ◽  
Human Migration ◽  
Rural Settlements ◽  
Territorial Development ◽  
Essential Point ◽  
General Government ◽  
Definition Of ◽  
High Level

Today, the human migration is one of the most important factors in the socio-economic territorial development. This process requires considerable attention on the part of federal, regional and municipal general government. The main trends that characterize migration in Russia at the present time is a population tightening and a high level of its concentration in the European part of the country, a significant outflow of population from towns, small cities, as well as rural settlements, migration inflow to large and highly developed territories, an increase in the socio-economic development polarization in territories, etc. These problems are also considered in the Concept of the State Migration Policy in the Russian Federation for 2019-2025. At the same time, despite the adoption of the Concept several issues remain unresolved, such as the lack of state attention to internal Russian migration, the definition of specific needs of the region and municipalities, as well as the lack of a quantitative assessment of targets, etc. It is necessary to clarify the main directions and mechanisms for implementing Russia's migration policy. It is promising to consider population migration from the point of view of meeting the various interests and needs of the main participants in this process - a person, business, territory (locality, region, country), in our opinion. An essential point in the development of such a mechanism is an adequate and scientifically based description of the characteristics of each agent., It is necessary to develop a set of proposals for improving the migration policy and measures for its implementation to achieve a balance of interests of these agents.

scholarly journals The definition of planet: A dynamicist's point of view

2009 ◽  
pp. 1-5 ◽  
Author(s):  
G.B. Valsecchi
Keyword(s):  
Point Of View ◽  
Definition Of ◽  
Meaningful Definition

It is here argued that the problem of a meaningful definition of 'planet' is best addressed on a dynamical basis; we show that in this way it is possible to obtain a planet definition that is both unambiguous and useful.

scholarly journals The Insurance Market in Ukraine: The State and Development Prospects

2020 ◽  
pp. 82-90
Author(s):  
N. MELNYCHUK ◽  
S. ZALYUBOVSKA ◽  
YU. КОLUPAIEV
Keyword(s):  
State Regulation ◽  
Insurance Market ◽  
Entrepreneurial Activity ◽  
Insurance Companies ◽  
Late Nineteenth Century ◽  
Important Place ◽  
History Of ◽  
Stable Source ◽  
Definition Of ◽  
Insurance Development

In the current conditions of the economic development in Ukraine, an important place is occupied by the system of insurance relations. Although the insurance market in Ukraine is characterized by a low level of insurance culture, some insurers don’t fulfill their obligations, distrust of the population towards insurance companies, imperfection of state regulation mechanisms of the activity of these enterprises, low incomes of the population, etc.The research of the domestic insurance market shows that insurance itself provides the population with insurance protection against various insurance risks and is the most stable source of long-term investments. The existing insurance system in Ukraine is based mainly on principles that have demonstrated its inefficiency and do not meet the needs of the national economy. Urgency of this problem requires further study of the history of the insurance development as a whole, the identification of the development stages of insurance of the independent Ukraine and identification of a group of factors that influence the insurance market development.Growth of the entrepreneurial activity in the late nineteenth century and a stormy development of joint-stock companies were the beginning of agreements conclusion, definition of the rules of insurance, expansion of the reinsurance activity.Developmentoftheinsurancebusinesshasshownitsprofitability, therefore, in our country there is no significant decline in the number of insurance companies. In the competitive environment, insurance companies are increasingly expanding their range of insurance risks, seeking to increase their competitiveness. Insurance has a long history of formation, and research into historical aspects of the insurance development has begun with its evolution. Having analyzed literary sources, we have come to the conclusion that in Ukraine, the insurance development took place under the legal conditions that existed in the period of Kievan Rus and Tsarist Russia, and later in the USSR. Only the adoption of the Law on Insurance in 1996 made the domestic insurance market more developed and modern. Current state and four groups of factors that influence the insurance market development in Ukraine are analyzed. Prospects for the development of the insurance market in Ukraine are substantiated.

scholarly journals Scientific Approaches to Identifying Vulnerabilities and Separation Vulnerable Populations

2021 ◽  
Vol 2 (1 (339)) ◽  
pp. 62-71
Author(s):  
Olha Maltseva ◽  
Keyword(s):  
Social Protection ◽  
State Regulation ◽  
Point Of View ◽  
Vulnerable Groups ◽  
Necessary Condition ◽  
Legal Documents ◽  
Social Risks ◽  
Or Groups ◽  
Social Security Reforms ◽  
Definition Of

The article, based on the analysis of scientific sources and legal documents, summarizes the common modern scientific approaches to the definition of «vulnerability» and the identification of vulnerable groups. It is established that, depending on the field of scientific research, scientists have different approaches to defining the concept of vulnerability and the mechanisms of falling of individuals or groups of people into the category of vulnerable. Thus, for lawyers, vulnerability means the possibility of violating the rights of a certain category of people, for economists – getting into a situation where a person is limited in access to economic resources, which does not allow him to meet the «minimum level of quality of life». From the point of view of sociologists, vulnerability is inherent in individuals or groups that have certain socio-demographic characteristics or social status. For social workers, a sign of vulnerability is the presence of a difficult life situation. However, despite the diversity of scientific approaches to determining vulnerability, prevention of this phenomenon largely depends on the strategy and tactics of state regulation, on determining the priorities and directions of social policy adequate to the situation in our country, aimed at ensuring social protection and social security. Reforms, which are a necessary condition for stabilizing the development of society, should be aimed at increasing the level of social support, based on the needs (taking into account the income of recipients) and targeting (depending on social risks) in providing this support.

THE NOTION OF MILITARY ADMINISTRATION

2020 ◽  
Vol XIII ◽  
pp. 2-3
Author(s):  
Ryszard Szynowski
Keyword(s):  
Point Of View ◽  
Military Administration ◽  
The Face ◽  
Methodological Approaches ◽  
Document Examination ◽  
Definition Of

The following article refers to the notion of military administration. The cognitive procedure was focused around the definition of “military administration”, and research was focused on recognizing the elementary facts that are related to this notion. The aim of the article is to present and organize the most important methodological approaches that refer to the notion of “military administration”. To achieve this goal, the method of document examination was employed, which made it possible to accumulate, sort, describe and scientifically interpret the issues of military administration. By pinpointing and justifying the problem, a stance was taken in the face of the views of other authors, who considered all the aspects of “military administration”. From a scientific point of view, the topic described below and the attempt at defining the notion of “military administra-tion” can lead to conclusions which have not been a topic of discussion for many years

scholarly journals THE MATTER OF THE ESSENCE OF THE CONCEPT «THE SAVING POTENTIAL OF HOUSEHOLDS»: SYSTEM APPROACH

2017 ◽  
Vol 2017 (2) ◽  
pp. 45-51
Author(s):  
Ирина Маратканова ◽  
Irina Маratkanova
Keyword(s):  
System Approach ◽  
Regional Economy ◽  
Research Work ◽  
Well Being ◽  
State Regulation ◽  
Point Of View ◽  
Household Savings ◽  
Real Economy ◽  
Household Saving ◽  
Definition Of

Subject. The subject of the current research is the saving potential of households. The matter of the essence of the saving potential of households is relatively underexplored. At the same time, it remains a topical issue from the academic as well as from the practical point of view. The matter maintains its current importance because (1) household savings are an important long-term investment resource for the uplift of the real economy sector; (2) household savings are an indicator of material well-being of households and economic growth of the regional economy in general. As a result, the investigation of theoretic aspects of the saving potential of households acquires a special actuality. Objectives. The purpose of the research work is the attempt to reveal the essence of the saving potential of households from positions of system approach. Methods. The appliance of the system approach in combination with methods of general scientific perception and special methods (comparative analysis, structuring, systematization, classification, comparison) allowed revealing the theoretic aspects of the saving potential of households. Results. The paper analyses approaches to the definition of the concept «saving potential of households» available in scientific literature. It proves the need for a system approach to the concept «saving potential of households». The article also reveals a system methodology of formation of household saving potential. It demonstrates the system properties of household saving potential and offers a structure of the system of saving potential of households. The paper features the author’s definition of household saving potential from positions of the system approach. Conclusions. The analysis of the methodological approaches to the investigation of the content of the concept «saving potential of households» makes it possible to accentuate the system approach, alongside with the resource-process and institutional approach. The system approach to saving potential of households allows one to structure the interrelated elements of the system. This interrelation must be taken into consideration while shaping the state regulation measures of the regional economy.

scholarly journals CONCEPT OF “HIDDEN ASSETS” AND METHODOLOGICAL BASES FOR THEIR ASSESSMENT

2020 ◽  
Vol 6 (5) ◽  
pp. 54-63
Author(s):  
Borys Burkynskyi ◽  
Valeriy Goryachuk ◽  
Julia Nazarenko
Keyword(s):  
Development Strategy ◽  
Methodological Approach ◽  
Balance Sheet ◽  
Value Added ◽  
Economic Benefits ◽  
Point Of View ◽  
Methodological Approaches ◽  
The Difference ◽  
Definition Of ◽  
The Right

To assess the prospects of an enterprise and plan its activities, it is very important to know what assets it has, including hidden assets. Today, there is no single understanding of this concept. Some researchers attribute this to an underestimation of the company’s assets, others – to a lack of accounting for assets, or to insufficient use of assets. This is the result of applying various methodological approaches and insufficient research of this concept. On the ground of a methodological approach based on the identification of generic concepts and essential features, a generalized definition of the concept of “hidden assets” is proposed. These are assets, value of which on the company’s balance sheet is undervalued compared to their real value, or which are not reflected in the balance sheet, or which are underutilized and which are real assets, and which are capable to provide a competitive advantage or economic benefit. This definition of the concept of “hidden assets” allows to combine different existing points of view on this concept and to look at the capital of an enterprise in a broader context. The difference between the concepts of “hidden assets” and “accounted assets” from the point of view of law is considered separately. Assets that are recorded in the balance sheet belong to the enterprise based on ownership rights. As for hidden assets, as a rule, the enterprise in relation to them has the right to use only. Firstly, this applies to the leased fixed assets, human capital (use of time, knowledge and skills of specialists). In other words, the right to use is of crucial importance. In this case, the assets of the enterprise are considered as a set of rights to receive economic benefits. With such a broad view, the components of the hidden capital of an enterprise can be identified. Analysis of existing methodological approaches to the assessment of hidden assets has shown that they have significant methodological shortcomings and difficulties in applying and collecting the necessary initial data. Methodological bases for estimation of hidden assets are proposed based on the defined concept of “public value of an enterprise” as the sum of all assets used by an enterprise to create gross value added. Calculations have shown that the average share of hidden assets of Ukrainian enterprises in the period from 2012 to 2018 in the total volume of all assets is 33.7 %, and by type of economic activity from 14.3 % in construction to 70.1 % in agriculture. Hidden assets are the missing link in determining the level of capitalization of an enterprise. All other things being equal, the difference in the level of economic development of enterprises can be explained by differences in the volume and structure of their hidden assets. Hidden assets can be the key to creation of an enterprise’s development strategy.

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