scholarly journals Determinan Perilaku Pengelolaan Keuangan di Kecamatan Kajoran Kabupaten Magelang

2021 ◽  
Vol 3 (1) ◽  
pp. 53-69
Author(s):  
Agung Nurrohmat ◽  
Himawan Arif Sutanto
Keyword(s):  
Locus Of Control ◽  
Linear Regression ◽  
Financial Literacy ◽  
Financial Management ◽  
Sampling Method ◽  
Management Behavior ◽  
Regression Test ◽  
Consumptive Behavior ◽  
Positive Effect ◽  
Research Show

Financial management behavior is one of the main topics of discussion at this time. Because it is related to consumptive behavior in the community in Indonesia, and especially in the community of Kajoran sub-district. This research aims to determine the effect on financial literacy, financial attitude, income and locus of control financial management behavior. 100 people take as respondent using accidental sampling method. Analytical method uses linear regression test. The research show that financial literacy, financial attitude and locus of control have positive effect on financial management behavior. While income doesn’t affect on financial management behavior

scholarly journals FINANCIAL MANAGEMENT AND ASSETS OWNERSHIP TOWARD SUBJECTIVE WELL-BEING ON ENTREPRENEURIAL FAMILY

2019 ◽  
Vol 4 (1) ◽  
pp. 25
Author(s):  
Hani Setyasalma ◽  
Istiqlaliyah Muflikhati
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Management ◽  
Sampling Method ◽  
Well Being ◽  
Subjective Well Being ◽  
Significant Positive Effect ◽  
Asset Ownership ◽  
Regression Test ◽  
Positive Effect

This study aims to analyze the effect of financial management and asset ownership on subjective well-being on entrepreneurial families. This research was conducted on 90 families who had a business in Babakan Village, Dramaga District, Bogor Regency. The sampling method was using the purposive technique. Respondents in this study are husband or wife who owns and manage their business. Data analyzed descriptively and inferential statistics using multiple linear regression test. According to the research, entrepreneurial families have a low financial management index. Most families have assets at least three types. The level of subjective well-being of the entrepreneurial family is classified as moderate. Income and financial management have a significant positive effect on the subjective well-being of families. Asset ownership does not have a significant effect on subjective family well-being.

scholarly journals Determinan Perilaku Pengelolaan Keuangan pada UMKM di Kabupaten Kediri

2021 ◽  
Vol 31 (10) ◽  
pp. 2467
Author(s):  
Faradila Larasaty ◽  
Makaryanawati Makaryanawati ◽  
Rizka Furqorina
Keyword(s):  
Linear Regression ◽  
Financial Planning ◽  
Financial Management ◽  
Sampling Method ◽  
Sampling Technique ◽  
Self Control ◽  
Financial Knowledge ◽  
Management Behavior ◽  
Convenience Sampling ◽  
Positive Effect

This study aims to determine the effect of financial knowledge, financial planning and self-control on MSME's financial management behavior. The sampling technique in this study uses convenience sampling method. Data collected using questionnaire. This research used a quantitative approach and the analytical method used multiple linear regression. The results of this study are financial knowledge and financial planning have a positive effect on MSME's financial management behavior. Self control has no significant effect on the financial management behavior of SMEs. Based on the results of the study, the average respondent has good financial knowledge and has carried out financial planning well so there is good financial management behavior. Keywords: Financial Knowledge; Financial Planning; Self Control; MSME`s Financial Management.

scholarly journals Pengaruh Financial Literacy dan Financial Behavior terhadap Keputusan Investasi pada Ibu-Ibu PKK Kota Jambi

2020 ◽  
Vol 5 (2) ◽  
pp. 263
Author(s):  
Indah Mutiara ◽  
Efandri Agustian
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Sampling Method ◽  
Investment Decisions ◽  
Sampling Technique ◽  
T Test ◽  
Financial Behavior ◽  
Primary Data ◽  
Regression Test

This study aims to determine the level of influence of Financial Literacy and Financial Behavior toward investment decisions. The data used in this study are primary data, the sample used in this study were PKK members in Jambi City. The sampling technique was carried out by using purposive sampling method. The results obtained by using multiple linear regression test Y = 2,337 + 0.159 X1 + 0.518 X2, and the test of this study using the f-test, R2-test and t-test. The results of this study indicate that partially the Financial Literacy and Financial Behavior affect investment decisions. 

scholarly journals PERAN PEMEDIASI LOCUS OF CONTROL PADA PENGARUH FINANCIAL KNOWLEDGE DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR

2021 ◽  
Vol 9 (4) ◽  
pp. 1500-1515
Author(s):  
Bella Cahyaningrum ◽  
Muhammad Ali Fikri
Keyword(s):  
Locus Of Control ◽  
Financial Management ◽  
Sampling Technique ◽  
Positive Influence ◽  
Financial Knowledge ◽  
Primary Data ◽  
Questionnaire Data ◽  
Management Behavior ◽  
Positive Effect ◽  
Special Region

This study aim to determine the effect of financial knowledge and financial attitude towards financial management behavior with locus of control as a mediating variable for students of the Faculty of Economics and Business in Yogyakarta. The population of this study were students of the Faculty of Economics and Business in Yogyakarta, totaling 198,144 respondents. Sampling in this study used purposive sampling technique by using several criteria, namely students of the Faculty of Economics and Business in the Special Region of Yogyakarta, class 2016-2019 because students have studied finance-related subjects that have been studied in lectures, so that students have an understanding and knowledge of finance. The number of samples in this study were 96 respondents. The technique of collecting data by using a questionnaire. Data analysis tools using SmartPLS version 3.0 software. the type of data used is primary data. Direct significance testing of the hypothesis shows that financial knowledge has a positive effect on financial management behavior. Locus of control mediates the positive influence of financial knowledge on financial management behavior. Financial attitude has a positive effect on financial management behavior. Locus of control mediates the positive effect of financial attitude on financial management behavior.

scholarly journals Peran Mediasi Locus of Control pada Perilaku Keuangan

MANAJERIAL ◽  
2019 ◽  
Vol 6 (2) ◽  
pp. 64
Author(s):  
Asep Saepuloh ◽  
Sukaris Sukaris
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Financial Management ◽  
Structural Equation ◽  
Financial Knowledge ◽  
Equation Modeling ◽  
Management Behavior ◽  
Financial Attitudes ◽  
Mediating Role ◽  
Analysis Technique

Financial problems for the next five to ten years are spending greater than income, increasing loans, and not being able to have a place to live because income and housing installment costs are not balanced, on the other hand Indonesian people's awareness of the importance of financial literacy is currently low. The purpose of this study was to determine the mediating role of the locus of control between financial knowledge, financial attitudes towards financial management behavior. The sample used was 100 respondents, the analysis technique used was structural equation modeling with WarpPLS. The results show that internal and external locus of control variables are not mediating variables between financial knowledge, financial attitudes towards financial management behavior.

scholarly journals FAKTOR PREDIKTOR FINANCIAL MANAGEMENT BEHAVIOR GENERASI X

2021 ◽  
Vol 5 (1) ◽  
pp. 179
Author(s):  
Ida Ida ◽  
Sri Zaniarti ◽  
Nabilla Ayuningtyas
Keyword(s):  
Locus Of Control ◽  
Generation X ◽  
Financial Literacy ◽  
Financial Management ◽  
Self Efficacy ◽  
Management Behavior ◽  
Internal Locus ◽  
Human Needs ◽  
Internal Locus Of Control ◽  
Ease Of Access

Kemudahan akses menggunakan internet dalam memenuhi kebutuhan manusia dapat meningkatkan konsumsi. Generasi X sebagai generasi yang mengenal komputer perlu memiliki financial management behavior yang baik agar tidak menimbulkan masalah keuangan. Studi ini bertujuan untuk menguji secara empiris faktor- faktor yang dapat digunakan sebagai prediktor financial management behavior generasi X. Data dikumpulkan dengan menyebarkan kuesioner secara elektronik kepada generasi X yang lahir tahun 1961- 1980 dan terdapat 579 responden yang mengisi lengkap serta diolah dengan menggunakan pendekatan PLS-SEM. Hasil pengolahan diperoleh bahwa self efficacy, internal locus of control, dan Financial Literacy dapat digunakan sebagai faktor yang dapat memprediksi financial management behavior generasi X di kota Bandung Raya dengan responden penelitian yang mayoritasnya berjenis kelamin laki- laki, pendidikan tertinggi Perguruan Tinggi dan bekerja sebagai pegawai. Hasil penelitian ini diharapkan dapat memberikan masukan bagi generasi X agar dapat terus meningkatkan self efficacy, internal locus of control, dan Financial Literacy sehingga dapat meningkatkan financial management behaviornya.  Ease of access using the internet to meet human needs can increase consumption. Generation X is the generation that knows computers. Generation X needs to have good financial management behavior so as not to cause financial problems. This study aimed to test empirically the factors that can be predictors of generation X financial management behavior. The data were collected using questionnaires electronically to generation X (born in 1961-1980). There were 579 respondents. Data were processed using the PLS–SEM approach. The results of the processing show that self-efficacy, internal locus of control, and financial literacy can be used as factors that can predict the financial management behavior of generation X in the city of Bandung Raya with the majority of research respondents who are male, the highest education is higher education and work as an employee. The results of this study are expected to provide input for generation X to improve self-efficacy, internal locus of control, and financial literacy to improve their financial management behavior.

scholarly journals Literasi keuangan dan pengelolaan keuangan keluarga dalam perspektif budaya Jawa dan Bugis

2019 ◽  
Vol 7 (1) ◽  
Author(s):  
Reni Tri Purniawati ◽  
Lutfi Lutfi
Keyword(s):  
Regression Analysis ◽  
Financial Literacy ◽  
Financial Management ◽  
Sampling Technique ◽  
Family Welfare ◽  
Research Use ◽  
Management Behavior ◽  
Analysis Technique ◽  
Convenience Sampling ◽  
Consumptive Behavior

Consumptive behavior can negatively affect family welfare. Financial literacy is one of the factors which may affect family financial management behavior. This family financial may differ across ethnic groups due to the different characters and principles of life among them. This study aimed to examine the effect of financial literacy on family financial management using ethnic as a moderating variable. This study uses a questionnaire instrument that is distributed to 140 respondents of Javanese in Madiun residency and 96 respondents of Bugis at Makassar, East Sulawesi. The data analysis technique is multiple regression analysis. This research use purposive sampling and convenience sampling as the sampling technique. The result of this study shows that financial literacy positively affect family financial management behavior, while ethnic does not moderate the effect of financial literacy on family financial management behavior. This study suggests that families, both Javanese and Bugis, need to enhance their financial literacy to enable them to manage their finance well so that they can improve their welfare.

scholarly journals Kepuasan Finansial pada Individu Menikah di Kota Surabaya

2021 ◽  
Vol 9 (2) ◽  
pp. 499
Author(s):  
Avikhatus Sholihah
Keyword(s):  
Linear Regression ◽  
Financial Literacy ◽  
Financial Management ◽  
Economic Problem ◽  
Personal Income ◽  
Financial Satisfaction ◽  
Management Behavior ◽  
Married People ◽  
Financial Condition ◽  
Age Range

Married people have more needs than unmarried people, so they must manage their finances properly to achieve financial satisfaction. If married people can not manage their finance, they will felt dissatisfied with their financial condition. This situation can lead them to divorce by the economic problem. For this reason, this study aims to examine the factors that increase financial satisfaction in married people. Personal income, financial literacy, financial attitude, and financial management behavior will be examined in this study. A total of 110 married people in Surabaya with personal income and age range from 25-65 years were made into a sample in this study. This study uses multiple linear regression by using SPSS 25 program. This study found that personal income, financial attitude, and financial management behavior significantly affect financial satisfaction. While financial literacy does not affect financial satisfaction.

scholarly journals Pengaruh: Financial Attitude, Financial Knowledge Locus Of Control Terhadap Perilaku Manajemen Keuangan

2021 ◽  
Vol 3 (4) ◽  
pp. 1087
Author(s):  
Laurensia Agustine ◽  
Indra Widjaja
Keyword(s):  
Data Analysis ◽  
Locus Of Control ◽  
Financial Management ◽  
Structural Equation ◽  
Sampling Method ◽  
Structural Equation Models ◽  
Financial Knowledge ◽  
Management Behavior ◽  
Analysis Technique ◽  
Convenience Sampling

This study aims to analyze the influence of financial attitude, financial knowledge and locus of control on financial management behavior in 212 students of the Faculty of Economics and Business, Tarumanagara University. The sample was selected using convenience sampling method. The data analysis technique was using Structural Equation Models (SEM) with Smart-PLS version 3.3.3. The results of this study reveals that financial attitude and financial knowledge have an influence on financial management behavior, while locus of control have no effect on financial management behavior. Penelitian ini dilakukan untuk mengetahui pengaruh financial attitude, financial knowledge dan locus of control terhadap perilaku manajemen keuangan pada 212 mahasiswa Fakultas Ekonomi dan Bisnis Universitas Tarumanagara. Teknik pemilihan sampel yang digunakan adalah metode convenience sampling. Teknik analisis data menggunakan Structual Equation Models (SEM) dengan program Smart-PLS versi 3.3.3. Hasil penelitian menunjukkan bahwa financial attitude dan financial knowledge berpengaruh terhadap perilaku manajemen keuangan, sedangkan locus of control tidak berpengaruh terhadap perilaku manajemen keuangan.

scholarly journals Perilaku Manajemen Keuangan Mahasiswa Kelas Karyawan Di Cikarang

2020 ◽  
Vol 11 (1) ◽  
pp. 47-60
Author(s):  
Wisnu Setyawan ◽  
Siska Wulandari
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Quantitative Data ◽  
Female Students ◽  
Statistical Testing ◽  
Male Students ◽  
Management Behavior ◽  
Financial Attitudes ◽  
Economics Students ◽  
Positive Effect

AbstractFor some students, requires them to go to college while working to pay for their studies and living expenses. Financial management behavior has an important role in determining the success of their studies. This study aims to determine the financial management behavior of income-earning students, as well as the influence of financial literacy and financial attitudes on financial management behavior of employee class students in Cikarang.  The method in this study is quantitative associative research, research that uses quantitative data, then processed through regression statistical testing in answering research hypotheses.Respondents were 100 faculty of economics students of the Pelita Bangsa University, consisting of 71 female students and 29 male students. The results showed that financial literacy and financial attitudes had a positive effect on financial management behavior of the employee class students in Cikarang, with a contribution of more than 61%.Keywords: employee class; financial attitudes; financial management behavior; financial literacy; student income-earning.AbstrakBagi sebagian mahasiswa mengharuskan mereka kuliah sambil bekerja guna membiayai studi dan kebutuhan hidup. Perilaku manajemen keuangan memiliki peran penting dalam menentukan keberhasilan studi mereka. Penelitian ini bertujuan untuk mengetahui perilaku manajemen keuangan mahasiswa berpenghasilan, serta pengaruhnya literasi keuangan dan sikap keuangan terhadap perilaku manajemen keuangan mahasiswa kelas karyawan di Cikarang. Metode dalam penelitian ini adalah penelitian asosiatif kuantitatif, penelitian yang menggunakan data kuantitatif, lalu diolah melalui pengujian statistik regresi dalam menjawab hipotesis penelitian. Responden adalah 100 mahasiswa kelas karyawan fakultas ekonomi Universitas Pelita Bangsa yang terdiri dari 71 mahasiswa perempuan dan 29 mahasiswa laki-laki. Hasil penelitian menunjukan bahwa literasi keuangan dan sikap keuangan berpengaruh positif terhadap perilaku manajemen keuangan mahasiswa kelas karyawan di cikarang, dengan kontribusi diterminasi lebih dari 61%.Kata kunci : kelas karyawan; literasi keuangan; mahasiswa berpenghasilan; perilaku manajemen keuangan; sikap keuangan

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