scholarly journals UPAYA PENINGKATAN KESEJAHTERAAN PELAKU UMKM DI KECAMATAN LAWANG DENGAN PEMBIAYAAN MUDHARABAH PADA BANK SYARIAH MANDIRI KCP LAWANG

2020 ◽  
Vol 11 (2) ◽  
pp. 259-276
Author(s):  
Aslikhah

Micro, Small and Medium Enterprises (MSMEs) have an important and strategic role in national economic development. In addition to playing a role in economic growth and employment, MSMEs also play a role in distributing development resultsThe purpose of this research is to find out how the efforts to improve the welfare of MSMEs actors in Lawang sub-district through Mudharabah financing at Bank Syari'ah Mandiri KCP Lawang. The method used in this research is the qualitative method. The data collection technique is by observing, interviewing and documenting the stakeholders fram Bank Syariah Mandiri KCP Lawang, as well as MSMEs actors who receive mudharabah financing from BSM KCP Lawang.The results of this study indicate that mudharabah financing at Bank Syariah Mandiri KCP Lawang has a fairly central contribution in improving the welfare of micro and small business actors which is characterized by the presence of new business actors each year. This is a benchmark for the success of mudharabah financing products in the community and as a benchmark for the success of a banking product in increasing the productivity of financing products.

2019 ◽  
Vol 11 (1) ◽  
pp. 121-138
Author(s):  
Aslikhah

Micro, Small and Medium Enterprises (MSMEs) have an important and strategic role in national economic development. In addition to playing a role in economic growth and employment, MSMEs also play a role in distributing development resultsThe purpose of this research is to find out how the efforts to improve the welfare of MSMEs actors in Lawang sub-district through Mudharabah financing at Bank Syari'ah Mandiri KCP Lawang. The method used in this research is the qualitative method. The data collection technique is by observing, interviewing and documenting the stakeholders fram Bank Syariah Mandiri KCP Lawang, as well as MSMEs actors who receive mudharabah financing from BSM KCP Lawang.The results of this study indicate that mudharabah financing at Bank Syariah Mandiri KCP Lawang has a fairly central contribution in improving the welfare of micro and small business actors which is characterized by the presence of new business actors each year. This is a benchmark for the success of mudharabah financing products in the community and as a benchmark for the success of a banking product in increasing the productivity of financing products.


2020 ◽  
Vol 2 (1) ◽  
pp. 53-57
Author(s):  
Zanuar Rifa'i ◽  
Luzi Dwi Oktaviana

Micro, Small and Medium Enterprises (MSMEs) have an important and strategic role in national economic development. In addition to playing a role in economic growth and employment, MSMEs also play a role in distributing development results. Banyumas SME Centers are the center of sales of Banyumas SME products. At present sales at the Banyumas MSME center are mostly using manual promotions. For online promotion, the Banyumas UMKM center has used Instagram and marketplace media, but the promotion is not yet maximal. For this reason, it is necessary to carry out activities in the form of Digital Marketing Training and Seo Optimization in the Marketplace at the Banyumas Umkm Center to Maximize Online Product Marketing. The method used in this activity is the method of seminars, discussions and questions and answers. The result of this activity is that MSMEs can maximize sales through online media.


AdBispreneur ◽  
2016 ◽  
Vol 1 (1) ◽  
Author(s):  
Berman Surriadi

ABSTRACT  After the economic crisis hit almost all developing countries in 1997 ago, small and medium enterprises (SMEs) has been demonstrated as a bussiness sector that is able to survive in the storm crisis. The fact is that then able to deflect the direction of governmenteconomic policy. From the pro capitalist becomes more populist. Small and medium enterprisesubsequently deemed to have a strategic role in national economic development. With the flexibility that is owned, SMEs is considered one sector to reduce unemployment and improve people’s lives. The purpose of this research to identify the role of state/government,in case regional government (Pemda Tk II) Kotamadya Surabaya, for empowerment UKM Paguyuban jajan Pasar. How the government’s efforts to give a space conducive to UKM.  


Author(s):  
Sulasno, Sulasno ◽  
Uul Nabila

Micro, Small and Medium Enterprises (UMKM) have an important and strategic role in national economic development, UMKM in Serang City have the potential to drive the regional economy of UMKM into one of the economic pillars that drives the wheels of the economy in Indonesia. Based on data from the Serang City Industrial, Trade and Cooperatives Office, the total number in each district of the city and district of Serang reaches 10,132 UMKM, 499 MSMEs that have a small micro business license (UMK). This proves that the awareness of MSME entrepreneurs on the importance of a business permit, the importance of a brand in a product is still minimal. On this basis, we make a program called law weekend, which is a legal approach to the public or business people so that they can understand the importance of copyright, the importance of brands and contribute to trademark registration in order to protect UMKM.


Author(s):  
Davinder Singh ◽  
Jaimal Singh Khamba ◽  
Tarun Nanda

Micro, Small and Medium Enterprises (MSMEs) have been noted to play a significant role in promoting economic growth in less developed countries, developing and also in developed countries. Worldwide, the micro and small enterprises have been accepted as the engine of economic growth of any nation. Small and Medium Enterprises are the backbone of the economies, because it trigger employment, output, export, poverty alleviation, economic empowerment, economic development etc. in developed as well as in developing countries. It is more important to developing countries as the poverty and unemployment are burning problems. MSMEs have been playing a momentous role in overall economic development of a country like India where millions of people are unemployed or underemployed. Therefore, the growth of small sectors is essential for the growth in the GDP, employment generation, total manufacturing production and export. India, being one of the fastest growing economies of the world, needs to pay an honest attention for the utmost growth of MSMEs for its increased contribution in above areas.


2019 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Adi Putra ◽  
Hasan Basri

UMKM are very important to note because UMKM are a driver of national economic development. The important role of UMKM is the most productive sector at the time of the monetary crisis in Indonesia. The development of UMKM is also the most important element for economic development policies to create jobs, equal income, economic growth, alleviate poverty and increase income for the regional economy. This study aims to determine how the socio-economic conditions of UMKM actors in the Tourism Object area of the Muaro Jambi Temple Complex, with descriptive statistical analysis methods, frequency analysis, factor analysis and influence tests to determine the effect of independent variables and dependent variables. the results of this study find out how the socio-economic conditions of Micro, Small and Medium Enterprises in the area of Tourism Object Muaro Jamb ensemble complex, and obtained models and strategies for business development from social capital owned by the community.


2020 ◽  
Vol 15 (3) ◽  
pp. 14 ◽  
Author(s):  
Rachel Bayisenge ◽  
Hu Shengede ◽  
Yves Harimana ◽  
Jean Bosco Karega ◽  
Margret Lukileni ◽  
...  

Small and Medium Enterprises are the key to the national economic development as a way to improve its population livelihood. The main reason for this sector is a potential employment with the low cost of the capital. The contribution of small and medium enterprises run by women in society was recognized to the employment generation, gender equality and economic development. A personnel initiative, vision, and innovation to grow their businesses are well needed. In this research 15 districts out of 30 were selected to get all needed data, and thirteen (13) women were communicated in each selected district (15) as a sum of a hundred and ninety-five (195) correspondents. The combination of quantitative and qualitative methods was used to analyze data, and questionnaires and interviews were used to collect data. Our results have been proved that small and medium enterprises run by women and sustainability of Rwandan economic development were closely related as the SMEs run by women increase and employment opportunities also increase. It was noted that women owned SMEs is a central driving effort behind gender equality, poverty reduction, and job creation. Therefore, it is recommended that the government might set the policy to encourage women in doing business whereby women in different regions of Rwanda should be given enough attention in economy activities through both small and medium enterprises, and entrepreneurship.


2021 ◽  
Vol 17 ◽  
pp. 898-910
Author(s):  
Petrunenko Iaroslav ◽  
Iryna Khmarska ◽  
Tetiana Tkachenko ◽  
Hanna Koptieva ◽  
Veronika Komandrovska

An important engine of economic development of the country is the development of small and medium enterprises. At the same time, small and medium-sized businesses, being elements of the economic system, have a significant impact on the overall economic growth of the country. Thus, there is a mutual influence of economic units on the economy as a whole. The purpose of the article is to study the impact of small and medium-sized enterprises of small and medium-sized enterprises on the gross domestic product on the example of Eastern European countries. Methods: analysis, description, observation, comparison, generalization, induction, deduction, grouping, systematization, tabular and graphical representation. Results: The level of ease of doing business in Eastern Europe was analyzed according to the Ease of doing business ranking and it was found that the Czech Republic and Poland are among the 40 countries in Eastern Europe ranked 40th and 41st out of 190 possible. It is established that the subjects of small (including micro-enterprises) and medium-sized enterprises belonging to the non-financial sector, in the structure of all enterprises of the non-financial sector of each of the studied countries occupy more than 90%. It was found that a significant share in the structure of small and medium enterprises in Eastern Europe is occupied by micro-enterprises, while the share of medium-sized enterprises is the lowest. The results of regression analysis to determine the impact of small and medium enterprises on the economic growth of countries obtained by establishing the dependence of GDP on Turnover of the non-financial business economy by size class of employment. Revealed a high dependence of GDP Turnover of the non-financial business economy by size class of employment in all surveyed countries in Eastern Europe.


Author(s):  
Pradeep Kumar N

The Micro Small and Medium enterprises (MSMEs) have been accepted as the engine of economic growth and play an important role in the equitable economic development of country.The MSMEs constitute over 90% of total enterprises in most of the economies and are credited with generating the highest rates of employment growth and account for a major share of industrial production and exports.Coronavirus outbreak is eroding the already battered Indian economy in more ways than one.MSMEs, which is a crucial pillar of emerging economy like India’s are not able to do business as usual.The main objective of the study is to measure the major liquidity measures announced by the Central Government in this pandemic situation and to identify the rise of MSMEs in India and the initiatives by the banks. The study is based on the secondary data.


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