scholarly journals Impact of Banc Assurance on Customers in Purchasing Insurance Policies with Special Reference to Kurnool District of Andhra Pradesh

2019 ◽  
Vol 8 (6S4) ◽  
pp. 713-716
Keyword(s):  
Financial Markets ◽  
Andhra Pradesh ◽  
New Technologies ◽  
Insurance Industry ◽  
Securities Markets ◽  
Common People ◽  
Insurance Policies ◽  
Financial Products ◽  
The Common ◽  
The Impact

Banking industry has grown quickly all over the world, at the same time insurance industry has also grown rapidly in the same cut throat economic environment. With the entry into non core products or services like insurance and securities markets, these days banks have increased their businesses. The integration of financial markets, emergence of new technologies and expansion of non-banking activities has a great impact on baking operations. Thus it results in opening doors for the business of non core products like insurance and securities (banc assurance) by banks. The only intention behind this diversification of business by the banks is to provide ample investment alternatives to the common people who do not have access to various financial products and securities so that they can maximize the returns on their investment. The increasing popularity of banc assurance has widened the scope of research in this area. In this study an attempt is made to know the impact of banc assurance on customers while they made decisions to purchase the insurance policies.

scholarly journals Bancassurance – A Panacea for Increased Sales: Insurance Companies Perspective

2019 ◽  
Vol 8 (2) ◽  
pp. 2787-2790
Keyword(s):  
Financial Markets ◽  
New Technologies ◽  
Banking Industry ◽  
Insurance Industry ◽  
Insurance Companies ◽  
Securities Markets ◽  
Common People ◽  
Financial Products ◽  
The Common ◽  
The Impact

Banking industry has grown quickly all over the world, at the same time insurance industry has also grown rapidly in the same cut throat economic environment. With the entry into non core products or services like insurance and securities markets, these days banks have increased their businesses. The integration of financial markets, emergence of new technologies and expansion of non-banking activities has a great impact on baking operations. Thus it results in opening doors for the business of non core products like insurance and securities (bancassurance) by banks. The only intention behind this diversification of business by the banks is to provide ample investment alternatives to the common people who do not have access to various financial products and securities so that they can maximize the returns on their investment. The increasing popularity of bancassurance has widened the scope of research in this area. In this study an attempt is made to know the impact of bancassurance on customers while they made decisions to purchase the insurance policies.

scholarly journals The Financial Implications of the Coronavirus COVID-19 Pandemic: A Review

2021 ◽  
Vol 39 (68) ◽  
Author(s):  
Ilmir Nusratullin ◽  
Nikolay Mrochkovskiy ◽  
Raul Yarullin ◽  
Natalia Zamyatina ◽  
Oksana Solntseva
Keyword(s):  
Financial Markets ◽  
Government Regulation ◽  
Financial Sector ◽  
Developed Countries ◽  
Securities Markets ◽  
Bank Deposits ◽  
Economic Shock ◽  
Spread Of Infection ◽  
The Impact ◽  
Increased Pressure

The COVID-19 pandemic in 2020 was a real shock to the entire global community. It hit both the health systems of the infected countries and the economies. Border closures, quarantines for citizens and disruption of production caused economic shock to many organizations. First, the tourism and transport industry suffered, followed by agriculture and mining, and then all other industries. However, the economic crisis also caused some problems in the financial sector: increased risks of non-compliance with loans, cash outs of bank deposits, increased pressure on the insurance market, panic in commodity and securities markets. The purpose of this study is to examine the impact of COVID-19 on the financial system of developed countries. As part of this study, a review of scientific research in the field of pandemics and finances was conducted, how the spread of infection affected the economy, banking, financial markets, and government regulation in the financial sector as a whole.

scholarly journals The Influence of Humanism on the Main Magisterial Reformers

2020 ◽  
Vol 2 (2) ◽  
pp. 48-64
Author(s):  
John F. Lingelbach
Keyword(s):  
Social Impacts ◽  
Protestant Reformation ◽  
Common People ◽  
The Social ◽  
The Common ◽  
The Impact

In light of the wide acknowledgement that humanism influenced the Protestant Reformation, one must ask the question about how much of what Protestantism maintains owes a debt to this modern ideology often juxtaposed in contrast to Christianity. Given the remarkable role of such a controversial ideology during a seminal period of the modern church, this study seeks an answer to the following question: how did the humanism movement of the fourteenth and fifteenth centuries impact the lives and work of the main Magisterial Reformers? This research is important and necessary because discovering the answer to this question leads to an understanding of the larger question of how humanism impacts the Protestant tradition. Understanding the nature of this impact sheds light on what Protestantism means and may induce some Christians to contemplate why they call or do not call themselves “Protestants” or “humanists.” This present study progressed through four phases. First, the study sought to describe the humanism of the fourteenth and fifteenth centuries. Second, it sought to describe the impact this humanism had on society. Third, the study analyzed how the social impacts of the humanism of the fourteenth and fifteenth centuries served to advance or hinder the causes of the main Magisterial Reformers. Finally, it synthesized the findings. This paper argues and concludes that the humanism of the fourteenth and fifteenth centuries impacted the lives and work of the main Magisterial Reformers by facilitating their desire to include the common people in a religious world previously dominated by the elite.

scholarly journals TOWARDS AN ABM-BASED FRAMEWORK FOR INVESTIGATING CONSUMER BEHAVIOUR IN THE INSURANCE INDUSTRY

Ekonomika ◽  
2010 ◽  
Vol 89 (2) ◽  
pp. 95-110
Author(s):  
Aurelija Ulbinaitė ◽  
Yannick Le Moullec
Keyword(s):  
Consumer Behaviour ◽  
Insurance Industry ◽  
External Factors ◽  
Agent Based ◽  
Income Levels ◽  
Agent Based Modelling ◽  
Financial Products ◽  
Insurance Product ◽  
The Impact ◽  
Demographic Features

This paper presents a framework that builds upon agent-based modelling for investigating the behaviour of consumers in the insurance industry. Consumers are modelled as agents and clustered in groups reflecting their income levels. Agents that model consumers are characterised by their socio-demographic features and interact with other insurance consumer-agents by means of local and global social networks. Furthermore, the environment in which they evolve models the impact of external factors such as mortality, disease and other accident rates as well as insurance culture. This makes that consumer-agents accumulate experience, improve their understanding and knowledge of financial products, and thus develop their perception of need for security and consider the usefulness of insurance services. In turn, the framework enables to model the construction of the customers’ insurance product purchase decision.p>

scholarly journals Myths And Misconceptions About Dental Care Among Adult Population Visiting A Dental Institution

2019 ◽  
Author(s):  
RAMADASU SAHITHYA ◽  
PONAMADI LAKSHMI ◽  
TALLURI DEVAKI ◽  
SRIVALLI KOYI ◽  
Nijampatnam Pavani ◽  
...  
Keyword(s):  
Andhra Pradesh ◽  
Indian Population ◽  
Adult Population ◽  
Dental Students ◽  
Positive Finding ◽  
Common People ◽  
Relieve Pain ◽  
Traditional Practitioner ◽  
The Common ◽  
Self Administered Questionnaire

Background: India, a developing country faces many challenges in rendering health needs to its countrymen. Indian population consists of people from varied cultural and religious backgrounds. In Indian view point, a dental myth regularly emerges from conventional belief of non exploratory base. People believe in spiritual treatment and alternative forms of medicine, they prefer visiting a hakim (local traditional practitioner) to a doctor. Materials and Methods: The study was conducted with approval from institutional ethical committee of SIBAR Institute of dental sciences, Andhra Pradesh. A self administered questionnaire based survey was conducted among out- patient division of the institution. Results: In the present study 87.7% of the participants said that tooth problems should be taken seriously and cannot be neglected.42.3% agreed to the myth that ‘’no visible dental problem means no need to visit the dentist’’. Discussion: A positive finding of the present study, i.e., 18.3 percent believed that placing a medicament beside a painful tooth can relieve pain is significantly less than 30.8 percent of Raina SA et al. Conclusion: The results of the current study showed that myths still hover in the minds of the common people. Key words: Myths, dental students, institution.

scholarly journals On the impact of publicly available news and information transfer to financial markets

2021 ◽  
Vol 8 (7) ◽  
pp. 202321
Author(s):  
Metod Jazbec ◽  
Barna Pàsztor ◽  
Felix Faltings ◽  
Nino Antulov-Fantulin ◽  
Petter N. Kolm
Keyword(s):  
World Wide Web ◽  
Financial Markets ◽  
Information Transfer ◽  
Large Scale ◽  
World Wide ◽  
Machine Learning Techniques ◽  
Economic Significance ◽  
The World ◽  
The Common ◽  
The Impact

We quantify the propagation and absorption of large-scale publicly available news articles from the World Wide Web to financial markets. To extract publicly available information, we use the news archives from the Common Crawl, a non-profit organization that crawls a large part of the web. We develop a processing pipeline to identify news articles associated with the constituent companies in the S&P 500 index, an equity market index that measures the stock performance of US companies. Using machine learning techniques, we extract sentiment scores from the Common Crawl News data and employ tools from information theory to quantify the information transfer from public news articles to the US stock market. Furthermore, we analyse and quantify the economic significance of the news-based information with a simple sentiment-based portfolio trading strategy. Our findings provide support for that information in publicly available news on the World Wide Web has a statistically and economically significant impact on events in financial markets.

scholarly journals Shifting characterizations of the ‘Common People’ in modern English retranslations of Thucydides’ History of the Peloponnesian War: a corpus-based analysis

2019 ◽  
Vol 5 (1) ◽  
Author(s):  
Henry Jones
Keyword(s):  
English Language ◽  
Target Language ◽  
Peloponnesian War ◽  
Common People ◽  
Political Debates ◽  
History Of ◽  
The Common ◽  
The Impact

Abstract Little research has yet explored the impact of (re)translation on narrative characterization, that is, on the process through which the various actors depicted in a narrative are attributed particular traits and qualities. Moreover, the few studies that have been published on this topic are either rather more anecdotal than systematic, or their focus is primarily on the losses in character information that inevitably occur when a narrative is retold for a new audience in a new linguistic context. They do not explore how the translator’s own background knowledge and ideological beliefs might affect the characterization process for readers of their target-language text. Consequently, this paper seeks to make two contributions to the field: first, it presents a corpus-based methodology developed as part of the Genealogies of Knowledge project for the comparative analysis of characterization patterns in multiple retranslations of a single source text. Such an approach is valuable, it is argued, because it can enhance our ability to engage in a more systematic manner with the accumulation of characterization cues spread throughout a narrative. Second, the paper seeks to move discussions of the effects of translation on narrative characterization away from a paradigm of loss, deficiency and failure, promoting instead a perspective which embraces the productive role translators often play in reconfiguring the countless narratives through which we come to know, imagine and make sense of the past, our present and imagined futures. The potential of this methodology and theoretical standpoint is illustrated through a case study exploring changes in the characterization of ‘the common people’ in two English-language versions of classical Greek historian Thucydides’ History of the Peloponnesian War, the first produced by Samuel Bloomfield in 1829 and the second by Steven Lattimore in 1998. Particular attention is paid to the referring expressions used by each translator—such as the multitude vs. the common people—as well as the specific attributes assigned to this narrative actor. In this way, the study attempts to gain deeper insight into the ways in which these translations reflect important shifts in attitudes within key political debates concerning the benefits and dangers of democracy.

scholarly journals Impact of Demonetization Policy on Common People Life

2017 ◽  
Vol 5 (43) ◽  
Author(s):  
S. Amutharani ◽  
S. Saraswathi
Keyword(s):  
Tax Evasion ◽  
Vital Role ◽  
Indian Government ◽  
Common People ◽  
The Public ◽  
Terrorist Financing ◽  
Money Economy ◽  
The Common ◽  
The Impact ◽  
Lengthy Process

In 2016, the Indian government decided to demonetize the two biggest denominations of 500 and 1000 rupee notes. These notes accounted for 86% of the country’s cash supply. The government’s goal was to eradicate counterfeit currency, fight against tax evasion, eliminate black money, terrorist financing activities and promote a cashless economy. Demonetization Policy is a master stroke to combat corruption, bribery, unethical tax evasion by the black money hoarders. Black money and corruption affects the growth of the economy of any country. The annual black money economy is conservatively placed at around 20 percent about GDP . GDP recovered to 6.3 percent in Nov to September 2016 from the previous quarter’s 5.7 percent. To eradicate the root problem of black money generation, this policy play vital role. Hence the study of opinion of the public towards the impact of demonetization is mandatory. The result of the demonetization cannot be reaped with a night. It is a lengthy process, even year to take to yield a benefit. The present article has made an attempt to explain the impact of demonetization in the common man life in Virudhunager district.

Introduction

2021 ◽  
pp. 1-36
Author(s):  
Josephine McDonagh
Keyword(s):  
British Literature ◽  
World Wide ◽  
New Technologies ◽  
Human Mobility ◽  
Common Denominator ◽  
The Novel ◽  
English Novel ◽  
History Of ◽  
The Common ◽  
The Impact

The increased extent and rapidity of migration was a world-wide phenomenon in the nineteenth century and forms the context of a dynamic period in the history of the English novel. Although British literature often seems unwilling to represent migration, nevertheless the form of the novel in this period is shaped in the context of the frenetic transcontinental movement of people. The common denominator of migration and fiction in this period is print, which, in this period, through new technologies was cheaper and more easily produced. Print helped to stimulate and sustain migration through the production of information for emigrants. Moreover, the development of printing presses in settler colonies stimulated important new readerships especially for fiction, which flourished as a consequence. Fictions in this period show the impact of increased human mobility in both their themes, and their formal attributes. They interrogate questions that are provoked by colonization and mass mobility, regarding community, freedom, democracy, and displacement; and they develop an aesthetic that is characterized by an emphasis on contiguity, and adjacent relations.

Impact of Social Schemes on the Empowerment of Aam Aadmi - A Study on MGNREGS and Food Security Bill

Think India ◽  
2015 ◽  
Vol 18 (1) ◽  
pp. 7-15
Author(s):  
M. Maschendar Goud ◽  
V Usha Kiran
Keyword(s):  
Food Security ◽  
Secondary Data ◽  
Successful Implementation ◽  
Common People ◽  
Rural Employment ◽  
The Common ◽  
The Government ◽  
Employment Guarantee ◽  
The Impact ◽  
Employment Guarantee Scheme

Aam Aadmi has achieved tremendous transformation from the stage of isolation to the stage of decision maker in the era of globalization. Increasing political concerns, neglecting the confidence on Aam Aadmi has resulted in huge loss to the dictators. In view of the importance of Aam Aadmi, a great change has occurred in terms of concern for Aam Aadmi in the present era. Increasing initiations of social schemes including Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) and National Food Security Bill, 2013 are some of the best examples which show that the government is highly concerned for the development and as well as empowerment. In view of the emergence of two of the most popular schemes by the government, the present paper will critically examine the need for social schemes for Aam Aadmi. Further, the paper also contributes the benefits of the schemes. Further, the challenges ahead for the successful implementation of the scheme have also been presented in the paper. The present paper is mainly based on the secondary data. The data pertaining to the opinions of the common people especially in rural India have also been considered. The paper provides the valuable observations on examining the impact of social schemes for the upliftment of Aam aadmi.

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