scholarly journals Mediating Effect of Social Status between Functioning of MFIs and Empowerment of Beneficiaries

Development of society becomes possible only when the economic and social status of people is developed and it leads to their empowerment. Microfinance is a mechanism of providing financial services to the targeted group who has been excluded by the formal banking services. Factors of the functioning of Microfinance Institutions have been considered in this study. The factors were extracted using Exploratory Factor analysis and the mediating effect of social status on the relationship between the functioning of MFIs and empowerment of beneficiaries was also checked. Both primary and secondary was used in this study. Primary data was collected with the help of prepared schedule from the beneficiaries of selected MFIs. Sampling has been done in multiple stages to collect data from 417 respondents. Result of the study shows that two factors namely group forming & monitoring and training & counselling were extracted from exploratory factor analysis. And, the social status of beneficiaries has a mediating effect on the relationship between the functioning of MFIs and the beneficiary’s empowerment. Various suggestions and policy implication were provided for the policymakers.

Author(s):  
Gangaram Biswakarma

This study focuses on measuring tourist satisfaction towards home stay. This paper emphasized to identify the variables that are related to tourist satisfaction during tourist homestay. It is also focused on analyzing the relationship and impact of these latent construct of factors to overall tourist satisfaction towards home stay. In an attempt to visualize the purpose, tourists satisfaction in a homestay in Nepal has taken into as a case, with an aim to identify the underlying dimensions of tourist satisfaction during tourist homestay. Twenty six (26) manifest variables of homestay has been formulated to understand the dimensions. Likewise, for a conforming the latent construct (1) statement as dependent variable of overall satisfaction was developed for the purpose of the primary data collection. The manifest variables are basically focused on aspects of home stay attributes namely cultural attraction, hospitality, amenities and safety & security at the home stay destination. Post Exploratory Factor Analysis indicates factor loading for twenty two (22) items manifest variables as significant, loaded with five (5) factors of home stay attributes named as Amenities & Safety, Reception, Local Cuisine & Accommodation, Local Life style & Costumes, and Cultural Performance. This study contributes to the development of survey instrument for exploring tourist satisfaction for Home stay for future researchers.


2010 ◽  
Vol 16 (2) ◽  
pp. 181-195
Author(s):  
Suzana Marković ◽  
Sanja Raspor ◽  
Klaudio Šegarić

The purpose of this study is to determine restaurant service quality. The aims are to: (a) assess customers’ expectations and perceptions, (b) establish the significance of difference between perceived and expected service quality, (c) identify the number of dimensions for expectations and perceptions scales of modified DINESERV model, (d) test the reliability of the applied DINESERV model. The empirical research was conducted using primary data. The questionnaire is based on Stevens et al. (1995) and Andaleeb and Conway’s (2006) research. In order to meet survey goals, descriptive, bivariate and multivariate (exploratory factor analysis and reliability analysis) statistical analyses were conducted. The empirical results show that expectations scores are higher than perceptions scores, which indicate low level of service quality. Furthermore, this study identified seven factors that best explain customers’ expectations and two factors that best explain customers’ perceptions regarding restaurant service. The results of this study would help management identify the strengths and weaknesses of service quality and implement an effective strategy to meet the customers’ expectations.


2019 ◽  
Vol 19 (1) ◽  
Author(s):  
Wan-Li Chen ◽  
Cheng-Gang Zhang ◽  
Zi-Yi Cui ◽  
Jing-Ya Wang ◽  
Jie Zhao ◽  
...  

Abstract Background Physical activity and good nutrition are important behavioral factors in promoting health and preventing disease. It is important to understand the factors affecting physical activity and nutrition. The purpose of this study was to explore whether social capital has an effect on physical activity and nutrition, and whether health literacy plays a mediating role between social capital and physical activity as well as nutrition. Methods This cross-sectional study was performed in a certain district of Shanghai in March and April 2017. Data was collected using a self-reported questionnaire, which included questions on sociodemographic characteristics, social capital, health literacy and health-promoting lifestyle profile-II. Health-promoting lifestyle profile-II measures the behaviours or habits of physical activity and healthy nutrition. An explore factor analysis of the principal components with varimax rotation was carried out on the social capital scale. Descriptive statistics was used to summarize the sociodemographic of participants. Mediation analysis was performed using the bootstrapping tests to examine whether health literacy mediate the relationship between social capital and physical activity as well as nutrition. Results The explore factor analysis results showed that social capital has five dimensions, namely social participation, social support, social network, control over life and feelings about the community. There is a positive correlation between social capital, health literacy, physical activity and nutrition. The correlation coefficient varied from 0.135 to 0.594. Mediation analysis demonstrated health literacy played a partial mediating effect between social capital and physical activity as well as nutrition. In the relationship between physical activity and social capital, the indirect effect of health literacy accounted for 8.20 to 12.65% of the total effect. In the relationship between nutrition and social capital, the mediation effect of health literacy accounted for 4.93 to 12.71% of the total effect. Conclusion Social capital can promote physical activity and nutrition by disseminating health information. Enhancing the social capital of residents will help increase physical activity and develop healthy eating habits. Attention should also be paid to the improvement of residents’ health literacy.


Author(s):  
Eric T. Greenlee ◽  
Lucas J. Hess

The current study investigated the relationship between stress and simulator sickness within vigilance tasks. The Simulator Sickness Questionnaire and the Short Stress State Questionnaire were employed. Data were aggregated from seven different visual vigilance tasks. Correlational relationships were investigated using an exploratory factor analysis, which revealed two factors. The first factor was represented by Distress, a stress measure, and all three simulator sickness subscales: Nausea, Disorientation, and Oculomotor symptoms. The second factor consisted only of Worry, a stress measure. These results suggest that the distress associated with vigilance is intertwined with reports of simulator sickness. One possible explanation is that the stress of vigilance effectively inflates reports of simulator sickness, a potential concern for the validity of simulator sickness assessments within tasks that require vigilance.


Author(s):  
Rajat Deb ◽  
Anirima Datta

Objectives: The present study seeks to examine the perception of the graduate students and pensioners of some selected localities of Kolkata about the importance of ATMs as a branch surrogate, impact of the ceiling on withdrawals from ATMs, and the strategies to win over the capping for the customers as well as for the banks to retain them. Participants and Data collection: It obtained primary data from 200 respondents consisting of 140 graduate students and 60 pensioners using different non-probability sampling techniques through schedule and personal interviews. Research Methods: Different statistical tests like factor analysis, Mann Whitney U test, students t-test, regression analysis, and descriptive statistics were performed to assess support for the hypotheses. The reliability of the questions and sample adequacy test was also carried out. Through factor analysis, five major factors viz. perceptions about ATM- an avatar for banks, customers satisfaction in ATM services, customers repercussion on capping, financial planning for withdrawals, and strategies for customers to avoid charges and for banks to retain them were extracted. Results: The results of the study suggest that youth prefer to use ATMs which has become indispensable and provide diversified financial services that leads to customers satisfaction, but withdrawing now requires some planning as customers need to visit branches to avoid fees. To retain the customers the banks should encourage the use of more electronic cards and net banking, should not charge for withdrawing own funds, allow them to access even the non-home branch ATMs close to the their locality, should reduce the minimum average floor balance to enjoy free unlimited access of home bank ATMs and keep currency of higher denomination to reduce the number of transactions.


Author(s):  
Guoliang Yang ◽  
Zhihua Wang ◽  
Weijiong Wu

Little is known about the relationship between social comparison orientation and mental health, especially in the psychological capital context. We proposed a theoretical model to examine the impact of ability- and opinion-based social comparison orientation on mental health using data from 304 undergraduates. We also examined the mediating effect of the four psychological capital components of hope, self-efficacy, resilience, and optimism in the relationship between social comparison orientation and mental health. Results show that an ability (vs. opinion) social comparison orientation was negatively (vs. positively) related to the psychological capital components. Further, the resilience and optimism components of psychological capital fully mediated the social comparison orientation–mental health relationship. Our findings indicate that psychological capital should be considered in the promotion of mental health, and that the two social comparison orientation types have opposite effects on psychological capital.


2016 ◽  
Vol 43 (1) ◽  
pp. 74-87
Author(s):  
C.M. Jolly ◽  
S. Vodouhe ◽  
B. Bayard ◽  
P.E. Jolly ◽  
J.T. Williams

ABSTRACT Aflatoxin (AF) contamination of groundnut poses a serious health and economic threat to Benin market participants. However, most farmers are unaware of the problem. A study of 182 farmers was conducted in 2002 using a Health Belief Model (HBM) to examine Benin farmers’ health beliefs, perception constructs of awareness, susceptibility, seriousness of the problem, barriers, and benefits derived from reducing AF levels. Exploratory Factor Analysis was employed to evaluate the HBM model constructs. The average age of farmers was 40.4 years with a Standard Deviation (SD) of 10.8, and farmers had an average of 18.32 years of farming experience. Approximately 93% of farmers stated that sorting of groundnuts was important or very important, while 77% thought that they were sure or definitely sure of the negative effects of AF on human health. The exploratory factor analysis revealed that two factors embodied the susceptibility, barrier and benefit constructs. The study results indicated that the reduction of AF in groundnuts was multidimensional and required policy intervention to increase awareness of the health risks, and to manipulate the factors that influenced the constructs at the farm and policy level.


2020 ◽  
Vol 8 (1) ◽  
pp. 30-46
Author(s):  
Taane La Ola ◽  
Nur Isiyana Wianti ◽  
Muslim Tadjuddah

The purpose of this paper is to provide an overview of the differences in the strength of social capital that is bonding and bridging two community groups, namely land-dwellers and Sama Bajo boat-dwellers in three islands in Wakatobi Marine National Park. This study used a post-positivistic research paradigm, and the primary data were collected by using a questionnaire to 240 respondents who represented the group of land-dwellers and Sama Bajo boat-dwellers on the islands of Wangi-wangi, Kaledupa, and Tomia. This research was also supported by qualitative data through in-depth interviews from several informants and desk studies. The results showed that bridging social capital relations tend to be weak in the two forms of interactions between the Sama Bajo and the land-dwellers on Wangi-wangi Island and Kaledupa Island, while bridging social capital tend to be secured in Tomia Island. We found that the social context through the historical links in the past and identity played a role in the relationship of bridging social capital and bonding social capital in the three communities as an analytical unit of this research.  


2021 ◽  
Author(s):  
Chaeyoon Kim ◽  
Keumjoo Kwak ◽  
Yeonsoo Kim

Abstract The purpose of this study was to investigate the mediating effect of grit on the relationship between stress and smartphone addiction among adolescents. Participants were 605 Korean students from age 12 to 16 (mean age = 13.97 years). Stress was assessed using the Daily Hassles Scales for Children in Korea developed by Han and Yoo (1995). Grit was measured by the Korean translated version of the Original Grit Scale (Duckworth et al., 2007; Park et al., 2020), and smartphone addiction was measured by using the Smartphone Addiction Proneness Scale for Youth developed by the National Information Society Agency (2011). The mediating effect was analyzed by using PROCESS macro version 3.5, and bootstrapping was conducted to test the significance of the mediating effect. The results showed that adolescent's stress and grit significantly influenced smartphone addiction. Also, grit partially mediated the relationship between stress and smartphone addiction. This means that high levels of stress reduced grit, which in turn increased smartphone addiction proneness among adolescents. In addition, two factors of grit (consistency of interest and perseverance of effort) both mediated the association between stress and smartphone addiction. The current study is meaningful in that it is the first study to empirically investigate adolescent's grit in relation to stress and smartphone addiction. Moreover, this study can provide useful information about prevention and intervention strategies for smartphone addiction.


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