scholarly journals Financial Performance of ICICI Bank

2019 ◽  
Vol 8 (2S8) ◽  
pp. 90-93
Keyword(s):  
Financial Performance ◽  
Future Issue

The task titled "An investigation on money related execution" directed in ICICI bank is to break down the budgetary position of the bank. The target of this undertaking is to discover the proficiency of the bank utilizing monetary proportions like benefit proportions, turnover proportion and dissolvability proportion of the bank, to discover the liquidity position of the banks, to ponder the presentation of banks through similar examination and to give appropriate recommend improving the money related execution of the banks. [1],[ 3],[5] The undertaking is related to the bank's information accessible for as long as five years. The ends are drawn from the investigation finished with the proportions, relative, basic size examination. The examination explains the money related position of the manages an account regarding the previous five years. It encourages the banks to put itself among different other aggressive organizations. [2 ],[ 4],[6] The examination through the investigation uncovers the upsides and downsides of the bank's money related status. It empowers the peruser to comprehend the different budgetary parts of a banks through uncomplicated elucidation and discoveries for study reason. [7],[ 9] ,[11] Money related execution can improve the budgetary quality of banks. The bank's liquidity position needs to increment and it will take care of future issue. The bank is keeping up the stores and surplus better so it can confront money related worry later on. To appropriate keep up of budgetary execution to accomplish the bank objective. [8],[ 10] ,[12]

Do disclosure and transparency affect bank’s financial performance?

2019 ◽  
Vol 19 (6) ◽  
pp. 1344-1361
Author(s):  
Isaiah Oino
Keyword(s):  
Risk Management ◽  
Corporate Governance ◽  
Financial Performance ◽  
Financial Institutions ◽  
Content Type ◽  
Loan Portfolios ◽  
Cent Level ◽  
Transparency And Disclosure ◽  
The Impact

Purpose The purpose of this paper is to examine the impact of transparency and disclosure on the financial performance of financial institutions. The emphasis is on assessing transparency and disclosure; auditing and compliance; risk management as indicators of corporate governance; and understanding how these parameters affect bank profitability, liquidity and the quality of loan portfolios. Design/methodology/approach A sample of 20 financial institutions was selected, with ten respondents from each, yielding a total sample size of 200. Principal component analysis (PCA), with inbuilt ability to check for composite reliability, was used to obtain composite indices for the corporate governance indicators as well as the indicators of financial performance, based on a set of questions framed for each institution. Findings The analysis demonstrates that greater disclosure and transparency, improved auditing and compliance and better risk management positively affect the financial performance of financial institutions. In terms of significance, the results show that as the level of disclosure and transparency in managerial affairs increases, the performance of financial institutions – as measured in terms of the quality of loan portfolios, liquidity and profitability – increases by 0.3046, with the effect being statistically significant at the 1 per cent level. Furthermore, as the level of auditing and the degree of compliance with banking regulations increases, the financial performance of banks improves by 0.3309. Research limitations/implications This paper did not consider time series because corporate governance does not change periodically. Practical implications This paper demonstrates the importance of disclosure and transparency in managerial affairs because the performance of financial institutions, as measured in terms of loan portfolios, liquidity and profitability, increases by 0.4 when transparency and disclosure improve, with this effect being statistically significant at the 1 per cent level. Originality/value The use of primary data in assessing the impact of corporate governance on financial performance, instead of secondary data, is the primary novelty of this study. Moreover, PCA is used to assess the weight of the various parameters.

scholarly journals Simultaneous Association between Quality of Corporate Environmental Performance and Financial Performance: Evidence from Select Asian Countries

2020 ◽  
Vol 4 (1) ◽  
pp. 78
Author(s):  
Santi Gopal Maji ◽  
Utpal Kumar De ◽  
Ardi Gunardi
Keyword(s):  
Financial Performance ◽  
Environmental Performance ◽  
Fixed Effects ◽  
Positive Impact ◽  
Generalized Method Of Moments ◽  
Positive Influence ◽  
Equation Model ◽  
Business Practices ◽  
Asian Countries

This study empirically investigates the simultaneous association between the quality of environmental performance (EP) and financial performance of firms selected from three Asian countries—Japan, South Korea, and India. The content analysis technique based on a four-point scale was used to measure the quality of EP, whereas financial performance was measured based on the market-to-book ratio. Employing system generalized method of moments and fixed effects regression model in a system of two-equation model, the study finds that EP has a positive impact on financial performance. Similarly, the financial performance has a positive influence on the quality of EP. The findings of the study indicate that a firm can enhance its overall financial performance by improving its EP. This implies that firms not only improve their economic performance through environmentally responsible business practices, but also help in fulfilling some of the sustainable development goals of the United Nation’s 2030 development agenda.

scholarly journals PENGARUH TASK TECHNOLOGY FIT DAN EFFECTIVENESS ACCOUNTING INFORMATION SYSTEM TERHADAP KUALITAS KINERJA KEUANGAN DENGAN BALANCED SCORECARD SEBAGAI VARIABEL MODERETING

INDIKATOR ◽  
2020 ◽  
Vol 1 (1) ◽  
Author(s):  
Anggih Akbar Nugraha
Keyword(s):  
Information System ◽  
Regression Analysis ◽  
Financial Performance ◽  
Balanced Scorecard ◽  
Accounting Information ◽  
Accounting Information System ◽  
The Balanced Scorecard ◽  
Task Technology Fit ◽  
Positive Effect

This study aims to examine the effect of task technology fit and effectiveness accounting information system on the quality of financial performance with the balanced scorecard as a moderating variable. This research was conducted at PT. Perkebunan Nusantara XIV in the city of Makassar. This study is a quantitative research with a descriptive approach. The sampling technique used purposive sampling method, with 36 respondents as respondents. Data analysis using multiple linear regression analysis and moderation regression analysis (MRA). The results of multiple linear analysis shows that technology fit task has a positive effect and the effectiveness accounting information system has a positive effect on the quality of financial performance. Moderation regression analysis shows that the balanced scorecard is able to moderate task technology fit the quality of financial performance, while the balanced scorecard is not able to moderate the effectiveness of accounting information system on the quality of financial performance. 

Caribbean Water Study

2021 ◽  
Author(s):  
Nils Janson ◽  
Lindsay N. Burkhard ◽  
Sara Jones
Keyword(s):  
Financial Performance ◽  
Performance Indicators ◽  
Disaster Preparedness ◽  
Disaster Response ◽  
Water Utilities ◽  
Financial Impact ◽  
The Caribbean ◽  
Residential Consumption ◽  
Post Disaster

The Caribbean Water Study describes the operational and financial performance of selected water utilities in the Caribbean as reported by the utilities as well as secodary sources, the situation of non-revenue water (NRW) among these utilities, the financial impact of COVID-19 on the utilites, and the issue of their resilience to natural disasters. Benchmarking of the key performance indicators for water utilities in the Caribbean shows how utilities are performing in relation to their peers across time. NRW is seen to be one of the biggest challenges for water utilities in the Caribbean and one of the most direct ways to improve a utilitys efficiency, financial performance, and quality of service. In addition, reducing NRW contributes significantly to climate change adaptation. Regarding financial impact of COVID-19, the Study found that due to the large decreases in non-residential consumption, most utilities registered a fall in revenues and in average tariffs. The Study elucidated the fact that their small size and limited resources of water utilities make it is difficult for them to recover from the devastation of a storm on their own and post-disaster response, natural disaster preparedness, investments to increase resiliency, and access to funds are of critical importance.

The Effect of E-Money on the Non-Financial Performance of Banks

2018 ◽  
pp. 1426-1438
Author(s):  
Mohsen Shafiei Nikabadi ◽  
Seyed Mahmoud Mousavi
Keyword(s):  
Structural Analysis ◽  
Customer Satisfaction ◽  
Financial Performance ◽  
Path Analysis ◽  
Conceptual Model ◽  
Random Sample ◽  
Research Process ◽  
Factor Analyses ◽  
University Lecturers

This study is to explore the effect of the various aspects of e-money on the non-financial performance of banks. The population included all clients of Bank Mellat in the capital of Tehran, who use e-money services. A random sample of 404 of the clients was selected. Further, to collect data, the researchers developed a questionnaire with a Cronbach's Alpha of 0.891, which was validated by university lecturers and experts in banking and structural analysis. In order to analyze the problem and test the conceptual model of the study, factor analyses of first and second ranks, as well as path analysis were utilized. Throughout the research process, e-money was categorized into card-based and network-based types, and the non-financial performance of banks was measured in three indices of customer satisfaction, diversity of services offered by the banks, and the quality of those services. Findings suggest that e-money affects the non-financial performance of banks and its sub-factors, where the effect is more conspicuous on customer satisfaction and quality of services, compared to service diversity.

Performance indicators for wastewater services - towards a manual of best practice

2003 ◽  
Vol 3 (1-2) ◽  
pp. 365-371 ◽  
Author(s):  
R. Matos ◽  
A. Cardoso ◽  
P. Duarte ◽  
R. Ashley ◽  
A. Molinari ◽  
...  
Keyword(s):  
Quality Of Service ◽  
Information Systems ◽  
Financial Performance ◽  
Performance Indicators ◽  
Best Practice ◽  
Decision Processes ◽  
Physical Quality ◽  
Efficient Performance ◽  
Draft Version

The aim of this paper is to present current work to develop a system of performance indicators (PI) for wastewater services undertaken under the auspices of IWA and coordinated by LNEC. Present day wastewater utilities manage their services and systems in an increasingly demanding and complex way. For this reason, it is important to support their work and decision processes with the best available tools in order to deliver services with the most effective and efficient performance. The paper focuses on proposed performance indicators (PIs) for wastewater services and on the main aspects of PI assessment. These are based on data related to: environmental, operational, personnel, physical, quality of service and economic and financial performance. Data are mostly made available through the various common-use information systems in the utilities. This IWA forum has been important not only for the dissemination of the work already developed but also as promotion of a wider discussion to enhance the final draft version of the IWA Manual of Best Practice due for publication in 2003.

The effects of corporate governance on financial performance and financial distress: evidence from Egypt

2015 ◽  
Vol 15 (5) ◽  
pp. 641-662 ◽  
Author(s):  
Tamer Mohamed Shahwan
Keyword(s):  
Corporate Governance ◽  
Firm Performance ◽  
Financial Performance ◽  
Financial Distress ◽  
Emerging Market ◽  
Negative Relationship ◽  
Positive Association ◽  
Time Frame ◽  
Content Type

Purpose – This paper aims to empirically examine the quality of corporate governance (CG) practices in Egyptian-listed companies and their impact on firm performance and financial distress in the context of an emerging market such as that of Egypt. Design/methodology/approach – To assess the level of CG practices at a given firm, the current study constructs a corporate governance index (CGI) which consists of four dimensions: disclosure and transparency, composition of the board of directors, shareholders’ rights and investor relations and ownership and control structure. Based on a sample of 86 non-financial firms listed on the Egyptian Exchange, the effects of CG on performance and financial distress are assessed. Tobin’s Q is used to assess corporate performance. At the same time, the Altman Z-score is used as a financial distress indicator, as it measures financial distress inversely. The bigger the Z-score, the smaller the risk of financial distress. Findings – The overall score of the CGI, on average, suggests that the quality of CG practices within Egyptian-listed firms is relatively low. The results do not support the positive association between CG practices and financial performance. In addition, there is an insignificant negative relationship between CG practices and the likelihood of financial distress. The current study also provides evidence that firm-specific characteristics could be useful as a first-pass screen in determining firm performance and the likelihood of financial distress. Research limitations/implications – The sample size and time frame of our analysis are relatively small; some caution would be needed before generalizing the results to the entire population. Practical implications – The findings may be of interest to those academic researchers, practitioners and regulators who are interested in discovering the quality of CG practices in a developing market such as that of Egypt and its impact on financial performance and financial distress. Originality/value – This paper extends the existing literature, in the Egyptian context in particular, by examining firm performance and the risk of financial distress in relation to the level of CG mechanisms adopted.

scholarly journals Pengaruh Kinerja Keuangan Bank Terhadap Koefisien Respon Laba Melalui Investment Opportunity Set (Studi Kasus pada Bank Umum yang Terdaftar di Bursa Efek Indonesia Periode Tahun 2011-2016)

2020 ◽  
Vol 5 (1) ◽  
pp. 27
Author(s):  
Atti Rasnawati
Keyword(s):  
Financial Performance ◽  
Investment Opportunity ◽  
Earnings Response Coefficient ◽  
Economic Decisions ◽  
Good Corporate Governance ◽  
Response Coefficient ◽  
Investment Opportunity Set ◽  
Earnings Response ◽  
Measure Of Performance

This research raises the issue of banking performance including Risk Profile, Good Corporate Governance, Earning and Capital (RBBR or RGEC). Profit achieved by a company is a measure of performance and is considered by investors or creditors in making decisions to make investments or to provide additional credit. The low quality of earnings will make the decision making mistakes of the users such as investors and creditors, so that the value of the company will decrease. Earnings quality will be measured by using earnings response coefficient. Low The earnings response coefficient shows that earnings are less informative or in other words less qualified for investors to make economic decisions. The purpose of this study was to examine and determine the EFFECT of the Bank's Financial Performance on the Coefficient of Earnings Response through the Investment Opportunity Set. The analysis tools used include CAR, NPL, LDR, NIM, and GCG for bank financial performance. Then MBVE for investment opportunity set and for KRL using CAR, EU and RT. The results of this study indicate that the bank's financial performance has a positive and insignificant effect on the earnings response coefficient and earnings response coefficient can be explained by the bank's financial performance of 28.5% and the remaining 71.5% is explained by other variables outside the financial performance of the bank under study. Then the bank's financial performance has a negative and significant effect on the investment opportunity set and the earnings response coefficient can be explained by the bank's financial performance of 10.1% and the remaining 89.9% is explained by other variables outside the financial performance of the bank under study. Furthermore, the investment opportunity set has a positive and significant effect on the earnings response coefficient and the earnings response coefficient can be explained by an investment opportunity set of 26.4% and the remaining 73.6% is explained by other variables outside the financial performance of the bank under study.

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