PENGARUH PROMOSI, TINGKAT SUKU BUNGA, DAN LOKASI MELALUI KUALITAS PELAYANAN TERHADAP KEPUTUSAN BERTRANSAKSI PADA PD. BPR BANK DAERAH KARANGANYAR

EXCELLENT ◽  
2018 ◽  
Vol 5 (1) ◽  
pp. 42-53
Author(s):  
Toni Erlangga Wahyu Pibrina

This study aims to determine and analyze empirically the influence of promotion, interest rates, and location through the quality of service to the decision to transact on PD. BPR of Bank Daerah Karanganyar. The analytical technique used is by using instrument test which includes validity test and reliability test, linearity test, regression analysis, path analysis, t test, F test, coefficient determination test and correlation analysis. Hypothesis Test Result: Promotion has a significant effect on customer service quality. The interest rate has a significant effect on the quality of customer service. Location has a significant effect on customer service quality. Promotion has a significant effect on customer transaction decisions. Interest rates have a significant effect on customer transactions decisions. Location has significant effect on customer transaction decision. The quality of service has a significant effect on the transaction decision of the Customer. F test results can be concluded together promotional variables, interest rates, location and quality of service affect the decisions of customer transactions in PD. BPR of Bank Daerah Karanganyar. The total R2 value of 0.755 means that the decision to transact customers in PD. The BPR of Bank Daerah Karanganyar is explained by promotion variable, interest rate, location and service quality of 75.5% and the remaining 24.5% described other variables outside the research model as an example of organizational culture, organizational climate and motivation. The results of path analysis show that promotion, interest rates and location are effective through direct line. And path analysis shows that interest rate has the most dominant influence in improving transaction decision in PD. BPR of Bank Daerah Karanganyar. Keywords          : Promotion, Interest Rate, Location, Service Quality, Transaction Decision

EXCELLENT ◽  
2018 ◽  
Vol 5 (1) ◽  
pp. 120-129
Author(s):  
Zanuar Krisna Wahyu Esa

The as purpose of this study to determine, analyze and test empirically of satisfaction mediate the influence of service quality on loyalty of debtors PD. BPR BKK Karangmalang Branch of Sragen. The analytical technique used is by using instrument test which includes validity test and reliability test, linearity test, regression analysis, path analysis, t test, F test, coefficient determination test and correlation analysis. Test result t in the first equation can be concluded that the variable of physical evidence, guarantee and empathy have positive and significant effect on debtor satisfaction and reliability have negative and significant effect on debtor satisfaction. While for the variable of responsiveness and empathy have a negative and insignificant on the satisfaction of the debtor. The result of t test on the second equation can be concluded that physical evidence, reliability, responsiveness, assurance, empathy and satisfaction have positive and significant effect on loyalty. F test results can be concluded together independent variables namely physical evidence, reliability, responsiveness, guarantee, empathy and satisfaction have significant effect on the loyalty of the debtor. Total R2 value of 0.978, can be interpreted variations of loyalty of debtors in PD. BPR BKK Karangmalang Branch of Sragen Masaran explained by debtor satisfaction variable and service quality of 97.8%, the remaining 2.2% described other variables outside the research model. The result of path analysis shows that the influence of physical evidence on debtor loyalty through debtor satisfaction is lower than direct influence, so more effective chosen direct path. The influence of reliability on the debtor's loyalty through the debtor's satisfaction is less than the direct influence, so the more effective the direct path is chosen. The influence of responsiveness on the debtor's loyalty through the debtor's satisfaction is less than the direct influence, so the more effective the direct path is chosen. The effect of the guarantee on the debtor's loyalty through the debtor's satisfaction is less than the direct influence, so the more effective the direct path is chosen. The influence of empathy on the debtor's loyalty through the debtor's satisfaction is less than the direct influence, so the more effective the direct path is chosen.Keywords: Service Quality, Satisfaction, Debtor Loyalty


2019 ◽  
Vol 4 (2) ◽  
pp. 34
Author(s):  
Priyo Wismantoro ◽  
Fika Dwiyanti

Business banking is a service business based on principles of trust and t5he customer is a major asset. Under conditions of business competition among banks strict bank that has resulted in only a competitive advantage (compatative advantage as well as a competitive advantage) who can reach the highest position in the eyes of cusmers or the public. Competitive advantage can be obtained from the quality of customer servicr, so the focus on customers (customer focus), responsive to the development of customer desires and continuously innovate is an acitivity that can be done to anticipate the cimpetitive conditions. In this case, the bank should always evaluate the quality of service given to customers and is reflected in the level of customer satisfaction obtained. Rate the quality of service branch of bank syariah mandiri bogor whole is still under service, because it still was below expectations, this is evident also that the general level of service is still not meeting customer expectations, because the level of hope (expectation0 the customer is generally higher than the level of performance (perfromance) or perception(perception)customer.        Empathy dimension of service quality dimensions are most critical or have any impact on the most powerful influence on the level of satisfaction. In this case, the willingness og bank syariah mandiri branch bogor provide individual attention in serving its clients is crucial. Empathy dimension attributes inclide individual attention, operational time , personal attention, giving interests, and understand the needs. These attributes is the main priority of service quality improvements are intensive and comprehensive.           Customer service strategy to be implemented by the management of bank syariah mandiri in perspective five dimensioris of service quality(tangibles, realiability,responsiveness, assurance and empathy) looks not optimal. In an effort to provide the best service (service excellence) and focus to the customer(customer focus), then the customer satisfaction can be obatained with significantly improved and the improvement of quality of serivice aspects and impticalions of the strategy need to be consldered


2018 ◽  
Vol 7 (12) ◽  
pp. 6675
Author(s):  
I Made Deddy Saputra ◽  
I Nyoman Nurcaya

Customer satisfaction is an important element in determining and maintaining and growing the company. To be able to develop loyalty among its customers, banks need to know what factors influence loyalty and assess their performance in these factors. This research was conducted at PT. BPR Bali Dananiaga Denpasar. The number of respondents of this study were 117 respondents. Data collection is done through observation, interview and questionnaire. This research uses instrument test by using path analysis technique. Based on the analysis result found that service quality variable have positive and significant effect to company image. Quality of service has a positive and significant impact on customer loyalty. So the better the service quality of PT. BPR Bali Dananiaga, it will increase customer loyalty in PT. BPR Bali Dananiaga in Denpasar City. Corporate image has a positive and significant impact on customer loyalty. Corporate image proved able to mediate positively and significantly influence between service quality to customer loyalty.


2019 ◽  
pp. 190-196

Estilos de vida de los clientes y calidad de servicio de la asociación de comerciantes agro artesanal San Borja Dora Alejandrina Polo Cerna Universidad Nacional Federico Villarreal DOI: https://doi.org/10.33017/RevECIPeru2011.0044/ RESUMEN La presente investigación titulada: Estilos de vida de los clientes y calidad de servicio de la asociación de comerciantes agro artesanal de San Borja (ACMSB), tuvo como objetivo general determinar la relación que existe entre los estilos de vida de los clientes y la calidad de servicio de los empresarios de la ACMSB; los objetivos específicos fueron: Identificar los estilos de vida de los clientes; conocer la percepción de los clientes respecto a la calidad de servicio de los empresarios de la ACMSB. El método general utilizado fue el método científico, los instrumentos fueron dos cuestionarios Servqual y estilos de vida. La muestra compuesta de 171 clientes, varones y mujeres mayores de 18 años, cuyo consumo supero los S/.10.00 y que el día de la encuesta se encontraban comprando bienes y servicios en las instalaciones de la ACMSB, se incluyeron a las empleadas del hogar y se excluyeron a clientes mayores de 80 años. La hipótesis fue: Existe relación entre estilos de vida y la calidad de servicio de los clientes de la ACMSB. Para el análisis de datos se hizo uso de la estadística descriptiva y para la prueba de hipótesis el análisis inferencial. La prueba de Pearson arroja 0.746 que significa que existe una relación de 74% entre calidad de servicio y estilos de vida de los clientes de la asociación de comerciantes agro artesanal del San Borja. El estilo de vida de los clientes de la ACMSB es el moderno; este resultado coincide con los hallazgos de Arellano [1] quien reporto que el estilo de vida moderno es el preponderante en nuestro país. El hallazgo encontrado por De Soto [2] que los recién llegados del campo a la ciudad, encontraron un muro impenetrable de reglas, que los marginaban de las actividades sociales y económicas legalmente establecidas, en los que era sumamente difícil entrar a negocios formales, se ha logrado superar; puesto que estas micro y pequeñas empresas son viables, legales y están siendo muy bien vistos por los clientes. Mayor argumento constituye el reporte estadístico del INEI [3], que informa que la actividad comercial tuvo un crecimiento del 10,96 % , esto es una tendencia positiva en la mayoría de sus rubros componentes, destacándose entre otros, la venta minorista de alimentos, a través de las cadenas de supermercados e hipermercados y grandes almacenes. Se concluye que las empresas del sector retail en especial de la ACMSB, están reinventando estrategias en torno a la satisfacción del cliente y son conscientes de la invasión de las grandes cadenas de supermercados e hipermercados y grandes almacenes. Esta investigación servirá como base para futuras estrategias a adoptar por los empresarios de la ACMSB, a fin de mantener a los clientes satisfechos, con alta calidad de servicio. Descriptores: estilos de vida, clientes, calidad de servicio, asociación de comerciantes agro artesanal San Borja. ABSTRACT This research entitled: Lifestyle and quality customer service the business assocation artisanal agro San Borja (ACMSB), generally aimed at determining the relationship between the lifestyles of our customers and quality service employers in the ACMSB, the specific objectives were: To identify the lifestyles of our customers, know the customer perception about the quality of service for entrepreneurs ACMSB. The general method used was the scientific method, the instruments were two questionnaires Servqual and lifestyles. The sample consists of 171 clients, men and women over 18, whose consumption exceeded the S/.10.00 and the day of the survey were buying goods and services ACMSB facilities are included domestic workers and excluded clients over 80 years. The hypothesis was: There is a relationship between lifestyle and quality of service for customers ACMSB. For data analysis was done using descriptive statistics and hypothesis testing for inferential analysis. Pearson test sheds 0,746 which mean there is a ratio of 74% between service quality and lifestyles of customers in the traditional agro business association of San Borja. The lifestyle of the customers is the modern ACMSB, this result agrees with the findings of Arellano [1] who reported that the modern lifestyle is preponderant in our country. The finding found by De Soto [2] that the newcomers from the countryside to the city, found an impenetrable wall of rules, that marginalized social and economic activities legally established, in which it was extremely difficult to get into formal business was has been overcome, since these micro and small businesses are viable, legal, and are still very well regarded by customers. Major argument is the statistical report INEI [3], which reports that business grew by 10.96%, this is a positive trend in most of its component items, highlighting among others, retail food through supermarkets and hypermarkets and department stores. It concludes that companies in the retail sector especially the ACMSB are reinventing strategies around customer satisfaction and are aware of the encroachment of large chains of supermarkets and hypermarkets and department stores. This research will serve as a basis for future strategies to be adopted by employers in the ACMSB, in order to keep customers satisfied with high quality service. Keywords: lifestyle, customers, service quality, artisanal agro business association San Borja.


2020 ◽  
pp. 1388-1408
Author(s):  
Asim Sinan Yuksel ◽  
Ibrahim Arda Cankaya ◽  
Sadi Fuat Cankaya

Creating and updating meal tags, printing them on small-sized papers raise the costs, cause workload and affect the service quality negatively at the hotels with all-you-can-eat buffet system. Over the last few years, we have seen that many hotels started to make use of tablets to improve the service quality, decrease the costs, provide customers ability to order foods, make reservations, manage their rooms, etc. Going paperless and including more features by adopting new technologies increase the quality of service, help customer's and staff's decision-making processes more effective, improve customer and service personnel experience. In this chapter, authors designed and developed a flexible, cost effective, easy-to-use, customer-friendly and staff oriented paperless buffet management system for the restaurants that have all-you-can-eat buffet. Through this system, they aimed to achieve enhanced customer service, increased efficiency and customer satisfaction; save time, paper and printing costs; provide environmental benefits and efficient buffet management.


2018 ◽  
Vol 8 (1) ◽  
Author(s):  
Nafillah Noerdiana ◽  
Nadjib Ventura

This study aims to describes (1) does the interest rate of KUR of Bank BRI has a significant effect on the decision to borrow micro business customers in Surabaya (2) does the brand image of KUR of Bank BRI have a significant effect on the decision of borrowing micro business customers in Surabaya (3) does the service quality of the KUR of Bank BRI has significant influence to the decision of borrowing micro business customers Surabaya (4) do the interest rate, brand image, and service quality have a significant effect on the decision of borrowing micro business customers in Surabaya. The population in this study are customers of Bank BRI Surabaya. The selected sample is the micro business customers in Surabaya using the KUR product from Bank BRI Surabaya, which is calculated using purposive sampling and run into 110 respondents. The type of data used in this study is the primary data type. Data collection methods used in this study is through the distribution of questionnaires. The method of analysis used in the study is by using multiple linear regression method. The results of this study explain that interest rates, brand image, and quality of  services of KUR of Bank BRI, both partially and simultaneously have a significant influence on the decision to borrow micro business customers in Surabaya. These results explain that changes in interest rates, brand image and the quality of services offered by Bank BRI through small business loans can have an impact on the decision of micro business customers residing in Surabaya for lending


2021 ◽  
pp. 132-150
Author(s):  
Radosław WOLNIAK ◽  
Izabela JONEK-KOWALSKA

Currently, at a time when the Smart City concept is aimed at improving the quality of life of residents and being implemented in cities, the role of measuring the functioning of offices in relation to the customer is growing. The publication presents the results of research on the quality of service to residents by public administration on the example of municipal offices in Poland. The aim of the research, resulting from the identified research gap, was to examine the level of customer service quality in Polish municipal offices and to determine whether monitoring the quality of life and the quality of public services provided affect the quality of customer service. The research was carried out on a wide sample of 287 cities located around Poland, the sample was selected at random. The sample was good in such a way as to maintain the structure by province. The survey included questions rated on a 5-point Likert scale. The conducted research shows that there are no statistically significant differences in the level of customer service quality by municipal offices between individual provinces of Poland. Based on the research, it was found that: the existence of a quality-of-life department in the city has a positive impact on the quality of customer service in the office; monitoring the quality of life of residents and the quality of public services provided by the municipal office has a positive impact on the quality of customer service in the office, the implementation of the ISO 37120 standard by the municipal office has a positive impact on the quality of customer service in the city. A particularly high correlation occurs in the case of the impact of monitoring the quality of customer service.


Thus study aimed to determine the effect of brand awareness and quality of services to repeat purchase simultaneously, determine the effect of brand awareness to purchase again partially determine the effect of service quality on repeat purchase partially determine the effect of the perception of consumer trust in the repurchase partially, determine the effect of brand awareness to purchase again through the perception of consumer trust and determine the effect of service quality on repeat purchases through the perception of consumer trust. The study was conducted at the customer PT. Kreasi Langit. Sampling using accidental sampling involving 94 consumers. Analysis of data using path analysis. The results showed that the variables of brand awareness and service quality affect the simultaneous re-purchase. Variable brand awareness, quality of service and the perception of trust affect the partial repurchase. Kaulitas influence brand awareness and service to re-purchase confidence through the perception is greater than the direct effect so that it can be said that the perceptions of trust variables have an impact on the increase in repeat purchases.


Author(s):  
Dzhereliuk Yu.

The article considers the problem of substantiation of management decisions on the choice of method of assessing the quality of service in tourism enterprises to strengthen competitive positions in the market. The existing methods of assessing the quality of service in tourism enterprises are analyzed. The main indicators of service quality assessment are given. It is noted that when forming a system of service quality indicators it is necessary to take into account the specifics of a particular enterprise, the goals of each employee, as well as to ensure the coordination of the existing capabilities of enterprises with its objectives. The criteria that influence the choice of methods for assessing the quality of service are identified: the complexity of implementing the selected methods in the practice of a particular enterprise; the reliability and completeness of the information used for evaluation; time and financial costs for the implementation of the evaluation method; simplicity, clarity and accessibility of the evaluation procedure of each method; variety of service quality indicators. It is stated that the evaluation of the quality of service should be carried out in the context of the relationship between the priority of each evaluation method, taking into account the compliance of all criteria that are more important for him from the point of view of a particular enterprise. It is proposed to use multi-criteria analysis of alternatives in justifying the choice of method of assessing the quality of ser-vice, as this method allows you to clearly rank the available alternatives and choose the best alternative under the existing conditions. An example of approbation of the offered methodical recommendations for the tourist enterprise is presented. The study identified the best option for assessing the quality of service in a tourism enterprise with a specific combination of defined criteria. The results of an expert survey on the quality of services at a tourism enterprise are presented. In order to form a general idea of the level of quality of tourist services and the quality of customer service of the tourism enterprise in further research it is planned to assess the levels of quality of management at tourism enterprises.Keywords: quality of service, evaluation method, evaluation criteria, service quality indicators, multicriteria analysis, tourism enterprise. У статті розглянуто проблему обґрунтування управлінських рішень щодо вибору методу оцінювання якості обслуговування в туристичних підприємствах для посилення конкурентних позицій на ринку. Проаналізовано існуючі методи оцінювання якості об-слуговування в туристичних підприємствах. Наведено основні показники оцінювання якості обслуговування. Визначено критерії, які впливають на вибір методів оцінювання якості обслуговування. Запропоновано використовувати багатокритеріальне аналі-зування альтернатив під час обґрунтування вибору методу оцінювання якості обслуговування. Представлено приклад апробації запропонованих методичних рекомендацій для туристичного підприємства. У межах дослідження визначено найкращий варіант для оцінювання якості обслуговування в туристичному підприємстві за конкретної комбінації визначених критеріїв.Ключові слова: якість обслуговування, метод оцінювання, критерії оцінювання, показники якості обслуговування, багато-критеріальне аналізування, туристичне підприємство.


2017 ◽  
Vol 3 (3) ◽  
pp. 299
Author(s):  
Lidya Nurlita Sabatini ◽  
I Made Ardiana ◽  
Oce Prasetya

The objective of this study  is to determine the influence of service quality and brand images to customer satisfaction and its impact on customer loyalty in PT Freight Solution Indonusa. The research population is all the customers export and import 200 customers. Number of sample is using Slovin formula 133 customers. The data obtained and collected through the instrument by a questionnaire using a Likert scale. The data, then analyzed using path analysis. The results of the calculation and the test data can be concluded that quality of service and brand image  influenced on customer satisfaction and  have an impact on customer loyalty. Therfore, the quality of service and a good brand image will create customer satisfaction and  enhance customer loyalty.


Sign in / Sign up

Export Citation Format

Share Document