scholarly journals Analisis Pembiayaan Murabahah pada BMT

2018 ◽  
Vol 1 (2) ◽  
pp. 69-80
Author(s):  
Mila Alfiani ◽  
Aan Zainul Anwar ◽  
Darwanto Darwanto

Financing is one of the function of bank or microfinance institutions such as BMT, it is a facilitation of funds for the part of deficit unit. And now murabahah is the most popular transactions in the islamic financial institusions. This study was condacted on KSPPS BMT AMAN UTAMA Jepara. This study aims to analysis operationalization of murabahah financing, analysis of calculation and accountancy of murabahah, comparation the operationalization murabahah in KSPPS BMT AMAN UTAMA with Fatwa Council of Sharia National (DSN MUI), and also analysis perception of member KSPPS BMT AMAN UTAMA about murabahah financing. The method used in this study use a qualitative method using a case study approach. This study found that the operationalization of murabahah financing in KSPPS BMT AMAN UTAMA is differentiated by the process of purchasing item. There are item which bought by BMT and there are items which bought by the member (delegated). This is what makes the murabahah financing in KSPPS BMT AMAN UTAMA can not fully match with Fatwa Council of Sharia National (DSN MUI) about murabahah financing. Beside that, the other case that not match with the Fatwa Council of Sharia National (DSN MUI) are the rule about discount/cash back and also the rule about piece repayment. This study also found that the member of KSPPS BMT AMAN UTAMA still common or not understand about murabahah financing although the company have explained about murabahah financing.

Author(s):  
Christanta Rejuna Phanes Sembiring Brahmana ◽  
Rudy Sofyan ◽  
Dian Marisha Putri

This paper is concerned with the problems in the application of Google Translate as a translation tool. The discussion focuses on the identification of the problems faced by the translators. This research was conducted by using the descriptive qualitative method with a case study approach. Some theories supporting this research were proposed by Munday, Imre, and also Ghasemi and Hasemian. The data sources in this research were taken from the questionnaires given to students of English Literature Department of USU. From the analysis, it was found that the biggest problems often faced by the students of English Literature Department of USU were the inaccuracy and mismatch of the meaning translated which reached 31%, followed by the inaccuracy of the language structure in the translation result which reached 30%. On the other hand, the findings also showed that the best solution to deal with these problems was to make self-corrections and check the meaning of some suspected words in the dictionary and make the best choice according to the context. With the same percentage of 29%, it could be concluded that the two solutions were claimed to be the best and most efficient for the students. The conclusion was that the use of Google Translate as a learning media in translation could be accepted and applied in the classroom. Based on the results of this analysis, it was revealed that students had already known how to solve the problems of using Google Translate.


2018 ◽  
Vol 9 (1) ◽  
pp. 75-101
Author(s):  
Saiful Muchlis ◽  
Husain Soleh Utomo

This study aims to determine the form of non-halal income and the impact on reputation and customer trust that is found in sharia banking, especially in PT Bank Muamalat Indonesia Makassar branch. This study used qualitative method based on interpretive paradigm with case study approach, to explain the phenomena that occur in the social scope or the scope of the company. Interview and financial statement analysis is used to gather data. The results of this study indicate that the non-halal income in PT Bank Muamalat Indonesia, Makassar Branch is from interest revenue of deposit in the other banks, and it’s derived to the declining of customer trust, then it can affect to the Bank’s reputation.


ARISTO ◽  
2018 ◽  
Vol 7 (1) ◽  
pp. 34
Author(s):  
Muh. Firyal Akbar ◽  
Sri Handyani Suprapto ◽  
Widya Kurniati Mohi

This research is generally aimed at strengthening Muhammadiyah union institution in one of Muhammadiyah's business charity in Gorontalo Province, whereas specifically the purpose of this research is to know objective description about reality that happened at campus of Muhammadiyah University of Gorontalo from organizational culture that developed on campus This, taking into account the organizational culture found in Muhammadiyah in accordance with the PHIWM. This research uses qualitative method with case study approach. Data collection techniques used are observation, interview and documentation. Research time started from January to June 2017 From the results show that the employees have not implemented properly. Indicators of hard work still have not shown good results because most employees still do not understand the main duties and functions in work. Discipline indicators are also not well implemented where there are still many employees who enter the campus through the provisions of the time set as well while attending events on campus and when entering the time of prayer still not heed these things. The last indicator is the optimization in the work also has not shown the maximum results because only a few who are able to work effectively in accordance with the work agenda that they set previously.


2020 ◽  
Vol 4 (2) ◽  
pp. 229
Author(s):  
Muhammad Eko Atmojo ◽  
Helen Dian Fridayani

Kulon Progo Regency is one of the districts that has many innovations, one of which is community empowerment in collaboration with a modern shop abbreviated as the shop name owned by the people (tomira). This research was motivated by the achievements of the Kulon Progo district government in carrying out development and innovation in the development of the Kulon Progo region by fully involving the Kulon Progo district community through community empowerment. This initiative was taken by the government of Kulon Progo Regency to improve community empowerment and protect the people of Kulon Progo Regency from various economic threats. Considering that in the past few years many modern shops have mushroomed in each district/city, so this is what makes Kulon Progo Regency move quickly to empower the community by collaborating between MSMEs or cooperative with modern shops. This study uses a qualitative method which case study approach. With the empowerment that has been done, the original products of Kulon Progo Regency or local products can be traded in modern stores so that local products in Kulon Progo Regency can compete with national products in these modern stores. The existence of such cooperation will indirectly improve the image of Kulon Progo Regency and lift the original products of Kulon Progo Regency. The lifting of the original products of Kulon Progo Regency will have a positive impact on the community, where indirectly the economy of the community will increase so that there will be prosperity for the community. Kabupaten Kulon Progo adalah salah satu kabupaten yang memiliki banyak inovasi, salah satunya adalah pemberdayaan masyarakat bekerja sama dengan toko modern disingkat nama toko yang dimiliki oleh masyarakat (tomira). Penelitian ini dilatarbelakangi oleh pencapaian pemerintah kabupaten Kulon Progo dalam melakukan pengembangan dan inovasi dalam pengembangan wilayah Kulon Progo dengan melibatkan sepenuhnya masyarakat kabupaten Kulon Progo melalui pemberdayaan masyarakat. Inisiatif ini diambil oleh pemerintah Kabupaten Kulon Progo untuk meningkatkan pemberdayaan masyarakat dan melindungi masyarakat Kabupaten Kulon Progo dari berbagai ancaman ekonomi. Menimbang bahwa dalam beberapa tahun terakhir banyak toko-toko modern telah menjamur di setiap kabupaten/kota, jadi inilah yang membuat Kabupaten Kulon Progo bergerak cepat untuk memberdayakan masyarakat dengan berkolaborasi antara UMKM atau bekerjasama dengan toko-toko modern. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan studi kasus, dengan metode yang digunakan adalah dokumentasi. Dengan pemberdayaan yang telah dilakukan, produk asli Kabupaten Kulon Progo atau produk lokal dapat diperdagangkan di toko modern sehingga produk lokal di Kabupaten Kulon Progo dapat bersaing dengan produk nasional di toko modern ini. Adanya kerjasama tersebut secara tidak langsung akan meningkatkan citra Kabupaten Kulon Progo dan mengangkat produk asli Kabupaten Kulon Progo. Pencabutan produk asli Kabupaten Kulon Progo akan berdampak positif bagi masyarakat, di mana secara tidak langsung perekonomian masyarakat akan meningkat sehingga akan ada kesejahteraan bagi masyarakat.


2019 ◽  
Vol 4 (1) ◽  
pp. 34-44
Author(s):  
Indah Ahdiah

AbstrakThis study aims to determine the background and motivating factors for survivors to become local volunteers in the earthquake, tsunami and liquefaction natural disasters that occurred on September 28 in the city of Palu. The method used is a qualitative method with a case study approach. The results of the study showed that being a survivor's background in volunteering was a position as a board or member of Muhammadiyah, and there was also an interest in MDMC work. The driving factors (1) imply the meaning of Al Maun, be useful human beings, (2) as an act of gratitude, (3) an expression of gratitude for the opportunity of life given by God, (4) working as a volunteer becomes one of the ways to restore emotions.Keywords : survivor, volunteer, humanitarian organizations


2020 ◽  
Vol 8 (2) ◽  
pp. 225
Author(s):  
Cut Meutia Karolina ◽  
Eni Maryani ◽  
Dian Wardiana Sjuchro

Bioskop Harewos is a cinema that specialized in visually impaired film viewers in Bandung, Indonesia.  The cinema runs with a traditional and distinct watching process. Some important concepts used in this research are related to communication competences; Visually impaired; and film. Using a qualitative method with constructivism paradigm and case study approach, this research tries to uncover several aspects, such as the communication capabilities of Visual Readers in Bioskop Harewos; the management effort of Bioskop Harewos in enhancing the communication effectiveness between Visual Readers and visually impaired viewers; also the competency of communication skills that required by Visual Readers. The result of this study revealed that the communication skills of Visual Readers in terms of being a prompter to visually impaired viewers were still under expectation. In terms of improving communication skills, the manager of the Bioskop Harewos has made several introductions and pre-viewing activities, yet the result is not as expected. This research also found three key competencies that are a necessity to be possessed by Visual Readers.


2020 ◽  
Vol 3 (2) ◽  
pp. 109-123
Author(s):  
Lisna Syadiah ◽  
Danang Harito Wibowo

This research examines in detail and academically the characteristics of the Paramount Modern Market, then conducts a post-occupational evaluation on the Paramount Modern Market building comprehensively. The object of study was chosen based on its location in the commercial superblock area, market design evolution, and in Gading Serpong commercial area there was an acceleration of economic growth. This study discusses the analysis of the application of the concept of green city in cluster dwellings in Gading Serpong. The method used in this study is a descriptive qualitative method that is carried out with a case study approach, as well as using inductive post-occupational evaluation techniques. The research found are the characteristics of the spatial, technical, and stylistic systems of the Paramount Market building are already efficient, quite in accordance with established rules, and can support trading activities on the market well and efficiently, and then the post-occupatonal evaluation results state that most of the elements in technical, functional and behavioral approaches are efficient and functioning optimally.


2018 ◽  
Vol 74 ◽  
pp. 08007
Author(s):  
Naufal D. Adam ◽  
Desi Adhariani

This study analyses the philosophical reasons behind the implementation of sustainable finance in ABC Bank in Indonesia based on parameters developed by previous research. The parameters consist of the theory of the firm, human nature of economic actors, ownership paradigm, and ethical framework. The case study approach is supported by primary and secondary data through interviews with managers and analysis of the company’s related reports and documents. The results confirm the parameters of sustainable finance implementation in ABC Bank, indicating the advanced movement made by the bank relative to the other counterparts to accommodate the issue of sustainability on the financial system.


Author(s):  
O. J. Ediae ◽  
E. P. Enoma ◽  
O. S. Igbogbo ◽  
I. C. Ezema ◽  
E. N. Ekhaese

Acoustics in churches design is concerned with the impact of sound on both the worshippers and the building as well. The aim of this study is to investigate sound audibility and quality with the use of acoustic materials and most appropriate architectural form. Qualitative and case study approach were adopted, the qualitative method involves the collection of narrative data in a natural setting, with a view to gaining insight. While the case study involved an intensive study of specific phenomena through investigations. These methods were chosen due to the nature of this research, personal observation and interviews were extensively carried out. Research shows that, architectural forms are special vaccines necessary to achieve quality of sound in churches and large halls in general.


Ta dib ◽  
2019 ◽  
Vol 24 (2) ◽  
pp. 293-302
Author(s):  
MOCH CHARIS HIDAYAT ◽  
CHOIRUL MAHFUD

This study aimed to investigate and describe the management of developing potential students based on Islamic views. This study used a qualitative method with a case study approach. The subjects of the research were Madrasah supervisors, Madrasah headmasters, and the teachers. The results of the study showed that the development of potential students when referring to the objectives of national education in particular and development, in general, is to create "Total Man" by creating human beings who has complete characteristics, harmonious, and balanced in the development of all aspects of his personality. Humans as a whole are individuals who can reach all relationships with God, with the environment or natural surroundings, with other humans in a constructive social life and with themselves. Management of the development of potential students based on Islamic views stipulates that new education will end when someone dies. Physically, seeking knowledge will end when someone dies, but the process of seeking knowledge continues to an infinite limit.


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