Determinants of Financial Literacy Among Indian Youth

2019 ◽  
pp. 154-167 ◽  
Author(s):  
Jehangir Pheroze Bharucha
Keyword(s):  
Multivariate Analysis ◽  
Data Analysis ◽  
Marital Status ◽  
Financial Literacy ◽  
Educational Level ◽  
Descriptive Statistics ◽  
Capital City ◽  
Financial Capital ◽  
Explanatory Variables ◽  
High Level

The purpose of this study is to examine which factors actually determine the level of personal financial literacy among the youth in India's financial capital city. A total of 650 completed and returned questionnaires have been used for the purpose of this study. The data analysis uses descriptive statistics and multivariate analysis. The explanatory variables are gender, district of residence, educational level, father's educational level, employment, marital status, and parenthood. Findings of the study depict that having children is the most positively correlated (+0.327) with financial literacy. Education (+0.245) and employment (+0.140) are positively correlated with financial literacy. It is also concluded that females are less likely to have a high level of financial literacy (-0.271) compared to males.

Determinants of Financial Literacy Among Indian Youth

2021 ◽  
pp. 565-578
Author(s):  
Jehangir Pheroze Bharucha
Keyword(s):  
Multivariate Analysis ◽  
Data Analysis ◽  
Marital Status ◽  
Financial Literacy ◽  
Educational Level ◽  
Descriptive Statistics ◽  
Capital City ◽  
Financial Capital ◽  
Explanatory Variables ◽  
High Level

The purpose of this study is to examine which factors actually determine the level of personal financial literacy among the youth in India's financial capital city. A total of 650 completed and returned questionnaires have been used for the purpose of this study. The data analysis uses descriptive statistics and multivariate analysis. The explanatory variables are gender, district of residence, educational level, father's educational level, employment, marital status, and parenthood. Findings of the study depict that having children is the most positively correlated (+0.327) with financial literacy. Education (+0.245) and employment (+0.140) are positively correlated with financial literacy. It is also concluded that females are less likely to have a high level of financial literacy (-0.271) compared to males.

Socio-Economic and Demographic Determinants of Indian Youth Financial Literacy

2017 ◽  
Vol 8 (4) ◽  
pp. 15-28
Author(s):  
Jehangir Pheroze Bharucha
Keyword(s):  
Multivariate Analysis ◽  
Financial Literacy ◽  
Educational Level ◽  
Literacy Education ◽  
Descriptive Statistics ◽  
Capital City ◽  
Financial Capital ◽  
Explanatory Variables ◽  
High Level ◽  
Existing Data

The purpose of this study is, with the existing data about the level of financial literacy at hand, to examine which factors actually determine the level of personal financial literacy among the youth in India's financial capital city. A total of 650 completed and returned questionnaires have finally been used for the purpose of this study. The data analysis uses descriptive statistics and multivariate analysis. The explanatory variables are gender, district of residence, educational level, father's educational level, employment, marital status and parenthood. Findings of the study depict that having children is the most positively correlated (+0.327) with financial literacy. Education (+0.245) and employment (+0.140) are positively correlated with financial literacy. It is also concluded that females are less likely to have a high level of financial literacy (-0.271) compared to males.

scholarly journals Percepção da síndrome de burnout em árbitros de futsal

2019 ◽  
Vol 17 (2) ◽  
pp. 65-69
Author(s):  
Manoel Victor Botelho Ribeiro ◽  
Daniel Alvarez Pires
Keyword(s):  
Data Analysis ◽  
Psychological Health ◽  
Educational Level ◽  
High Performance ◽  
Descriptive Statistics ◽  
Three Dimensions ◽  
Burnout Syndrome ◽  
Psychological Pressure

Introdução: A pressão psicológica recorrente e as exigências por um desempenho elevado podem influenciar de forma negativa a saúde psicológica do árbitro. Essa sobrecarga de estresse pode torná-lo propenso à síndrome do esgotamento profissional conhecida como burnout. Objetivo: O presente estudo tem como objetivo comparar a percepção de burnout em árbitros de futsal em relação ao grau de escolaridade, ao nível de arbitragem e ao tempo de arbitragem. Participaram do estudo 41 árbitros de futsal com média de idade de 41,85±11,47 anos, pertencentes à Federação de Futsal do Pará (FEFUSPA). Métodos: Foram utilizados o “Inventário de Burnout para Árbitros”, composto por nove itens que associam as três dimensões da síndrome, e um questionário demográfico. Para a análise de dados foram utilizados a estatística descritiva e o teste U de Mann Whitney (p≤0,05). Resultados: Não houve diferenças significativas na percepção das dimensões de burnout em relação às variáveis estudadas. Conclusão: As variáveis grau de escolaridade, nível de arbitragem e tempo de arbitragem não interferem na manifestação da síndrome de burnout em árbitros. ABSTRACT. Burnout syndrome perception in futsal referees. Background: Recurrent psychological pressure and demands for high performance may negatively influence the referee’s psychological health. This stress overload can make referee prone to the burnout syndrome known as burnout. Objective: The present study aims to compare the perception of burnout in futsal referees in relation to the educational level, the level of arbitration and the time of arbitration. Methods: 41 futsal referees with a mean age of 41.85±11.47 years, belonging to the Futsal Federation of Pará (FEFUSPA), participated in the study. The “Burnout Inventory for Referees” was used, composed of nine items that associate the three dimensions of the syndrome, and a demographic questio-nnaire. Descriptive statistics and the Mann Whitney U test (p≤0.05) were used for data analysis. Results: There were no significant differences in the perception of burnout dimensions in relation to the studied variables. Conclusion: The variables educational level, arbitration level and arbitration time do not interfere in the manifestation of burnout syndrome in referees.

scholarly journals Levels of career commitment and career entrenchment of nurses from public and private hospitals

2015 ◽  
Vol 23 (6) ◽  
pp. 1033-1040 ◽  
Author(s):  
Mauren Pimentel Lima ◽  
Vânia Medianeira Flores Costa ◽  
Luis Felipe Dias Lopes ◽  
Laércio André Gassen Balsan ◽  
Andressa Schaurich dos Santos ◽  
...  
Keyword(s):  
Data Analysis ◽  
Field Survey ◽  
Career Commitment ◽  
Descriptive Statistics ◽  
Private Hospitals ◽  
Public And Private ◽  
Sociodemographic Data ◽  
Median Level ◽  
Public And Private Hospitals ◽  
High Level

Objective: to determine the prevalence of the types of relations to career - commitment and entrenchment - of nurses from public and private hospitals. Methods: field survey with a quantitative approach. A total of 237 nurses participated in the survey through a questionnaire with 43 questions about sociodemographic data, occupation, and relation to career. Descriptive statistics, frequency analysis, and Mann-Whitney U test were used for data analysis. Results: nurses from public and private hospitals have a high level of career commitment and a median level of career entrenchment. Conclusions: nurses have a stronger relation of affection and identification to career than a relation of stagnation, maintained primarily due to investments, followed by emotional costs and lack of alternatives. This fact is associated with individuals continuing in nursing and having a strong commitment to activities.

scholarly journals Managing Expats and Their Effectiveness: A Comparative Study

2020 ◽  
Vol 12 (1) ◽  
pp. 138-157
Author(s):  
Panagiotis Papadopoulos ◽  
Zoheir Ezziane
Keyword(s):  
Statistical Analysis ◽  
Comparative Study ◽  
Marital Status ◽  
Educational Level ◽  
Country Of Origin ◽  
Value Added ◽  
T Test ◽  
Descriptive Statistics ◽  
Operational Excellence ◽  
Analysis Point

AbstractObjective: This paper investigates how expatriates and UAE citizens understand the effectiveness of expats’ performance and significance in the workplace. In addition, it explores the difficulty of managing expats to achieve operational excellence.Methodology: A questionnaire was sent to over 1000 subjects whose feedback was analysed using descriptive statistics. A t-test has been used for the inferential part whenever requirements allowed it; in case this was not possible, a Mann-Whitney U test was used.Findings: The results of the conducted statistical analysis suggest that expats think it is difficult to be managed in the UAE compared to the locals who find it relatively easy to manage them. Furthermore, expats believe their effectiveness as a distinct competency to organizations is much higher compared to UAE citizens.Value Added: The results of the conducted statistical analysis point some important conclusions about the way that expats and local Emiratis view differently in managing expats and effectiveness of expats.Recommendations: A further research of this study can be done by examining various types of firms and organizations, by distinguishing them based on their provided services. Comparison among the 7 emirates could also be examined. Comparison between the views of different nationalities of the expats would be very interesting. Other parameters to be examined include age, educational level, nationality (or country of origin), and marital status of the participants.

Kajian Modalitas dalam MoU Helsinki Nota Kesepahaman Damai antara NKRI dan GAM

2019 ◽  
Vol 10 (2) ◽  
pp. 253-272
Author(s):  
Medri Osno
Keyword(s):  
Data Analysis ◽  
Middle Level ◽  
Descriptive Statistics ◽  
Analysis Method ◽  
Analysis Model ◽  
Matching Method ◽  
Basic Technique ◽  
Medium Level ◽  
High Level ◽  
Equivalent Method

The purpose of this study is to find the modalities contained in the Helsinki MoU and the reasons for modalities with the most dominant percentage of emergence. The type of this research is qualitative with descriptive statistics. Data collection uses the method of listening with the note techniques. The data analysis method uses a combination of the method of aggregation and the equivalent method which refers to the Halliday LFS analysis model. The technique used is a technique of sorting direct elements or BUL techniques. The basic technique of the matching method used is the sorting determining element or PUP technique. The modalities that appear in the data are modalization and modulation. The coverage of modalities includes causality, appearance and range. Furthermore, the orientation of modalities is explicit and implicit. Modality is dominated by medium-level probability of 77.3%, high-level proposition of 11.8%, high-level trend of 4.5%, medium-level tendency of 2.7%, and necessity of high and middle level 1.8%. These percentages indicate that most of the action have not been carried out by the Indonesian government and GAM in resolving problems in Aceh.

scholarly journals Literasi Finansial Keluarga Pekerja Migran Indonesia Ditinjau Dari Pengelolaan Remitan

2019 ◽  
Vol 14 (2) ◽  
pp. 68
Author(s):  
Bayu Adi Laksono
Keyword(s):  
Data Analysis ◽  
Migrant Workers ◽  
Financial Literacy ◽  
Random Sampling ◽  
Migrant Worker ◽  
Anova Analysis ◽  
Significant Difference ◽  
Medium Level ◽  
High Level ◽  
Cluster Random Sampling

Abstract: The purpose of this study was to examine the financial literacy of migrant worker families in terms of remittance management. This study was conducted in seven hamlets of Payaman Solokuro Village, Lamongan Regency. Using cluster random sampling techniques in determining the research sample and using the Harry King Nomogram in determining the number of samples, as many as 95 persons. Data analysis uses ANOVA (Analysis of Variant) technique. The results showed that 63.2% of migrant workers’ families received remittances of 1-3 million each sending period, and 81.1% received remittances once a month. The literacy rate of migrant workers’ families from the perspective of remittance receipts intensity is in medium level, however migrant workers’ families who receive remittances in period of once in three months tend a high level of literacy. Families of migrant workers who receive remittances of more than three million each sending period are higher in financial literacy than others. The results of data analysis show that the financial literacy of migrant workers’ families do not have a significant difference in terms of the remittance receipts intensity, and the financial literacy of migrant workers’ families in terms of remittance receiptsquantitydo not have a significant difference. The results of this study indicate that migrant workers’ families can increase their financial literacy through financial training and have careful considerationsin making economic decisionsAbstrak: Tujuan penelitian ini untuk mengkaji literasi finansial keluarga pekerja migran ditinjau dari pengelolaan remitan, baik dari intensitas maupun kuantitas. Penelitian ini dilakukan di tujuh dusun dari Desa Payaman Solokuro Kabupaten Lamongan. Menggunakan teknis cluster random sampling dalam menetukan sampel penelitian serta menggunakan Nomogram Harry King dalam menentukan besaran sampelnya, yakni sebanyak 95 orang. Analisis data menggunakan teknik ANOVA (Analysis of Varian). Hasil penelitian menunjukkan bahwa 63,2% keluarga pekerja migran mendapat remitan sebanyak 1-3 Juta setiap periode pengirimannya, serta 81,1% menerima remitan sebulan sekali. Tingkat literasi keluarga pekerja migran ditinjau dari sudut pandang intensitas penerimaan remitan berada pada tingkat sedang, namun keluarga pekerja migran yang menerima remitan pada periode tiga bulan sekali cenderung memiliki tingkat literasi yang tinggi. Keluarga pekerja migran yang menerima kiriman remitan lebih dari tiga juta setiap periode pengirimannya cenderung memiliki tingkat literasi finansial yang lebih tinggi diantara yang lainnya. Hasil analisis data menunjukkan bahwa literasi finansial keluarga pekerja migran tidak memiliki perbedaaan yang signifikan ditinjau dari intensitas penerimaan uang remitan, serta literasi finansial keluarga pekerja migran ditinjau dari kuantitas penerimaan uang remitan tidak memiliki perbedaan yang signifikan. Hasil penelitian ini menunjukkan bahwa keluarga pekerja migran dapat meningkatkan literasi finansialnya melalui pelatihan pengelolaan keuangan serta memiliki pertimbangan yang matang dalam mengambil keputusan ekonomi

The Levels of Financial Literacy in Kampala, Uganda: A comparative analysis using objective and subjective measures

2020 ◽  
Vol 8 (03) ◽  
pp. 1645-1660
Author(s):  
Colin Agabalinda ◽  
Alain Vilard Ndi Isoh
Keyword(s):  
Comparative Analysis ◽  
Financial Literacy ◽  
Employment Status ◽  
Financial Education ◽  
Descriptive Statistics ◽  
Formal Sector ◽  
Policy And Practice ◽  
High Level ◽  
Objectively Measured ◽  
Status Level

The study presents a comparative analysis of objectively measured and subjectively measured financial literacy in Kampala, Uganda. Financial literacy levels were measured and compared by the demographic characteristics of age, gender, employment status, level of education, and access to financial education. Survey data from a sample of n = 351 adults proportionately selected the five administrative divisions of Kampala in Uganda was analyzed using descriptive statistics, Exploratory Factor Analysis (EFA), and the Analysis of Variance (ANOVA). The findings reveal a high level of self-assessed financial literacy and a low level of objectively measured financial literacy among respondents. On the overall, respondents have a limited understanding of basic concepts of interest rate, inflation, and securities, thus suggesting overestimated levels of financial literacy among people in Kampala. The study finds the overestimation problem more prominent among younger people, and those employed in the formal sector. Further, financial literacy (both objectively and subjectively measured) is higher among men than women; and also higher among the respondents that have had prior financial education. Our findings have vital implications for policy and practice: First, is that financial education is a useful tool in promoting financial literacy. Second, financial education programs in Uganda need to proactively target women, persons aged 35 yrs and above, and self-employed persons operating in the informal sector. Third, there is an urgent need for financial educators to promote awareness on the need for financial education, especially among segments with overestimated levels of financial literacy.  

scholarly journals Ominous Phenomena such as Fraud and Forgery

2017 ◽  
Vol 13 (7) ◽  
pp. 10
Author(s):  
Hamid Reza Mirza Jani ◽  
Fatemeh Mirdad
Keyword(s):  
Data Analysis ◽  
Sex Ratio ◽  
Marital Status ◽  
Educational Level ◽  
Occupational Status ◽  
Mashhad City ◽  
Using Data

The main aim of this investigation is to examine crimes such as fraud and forgery and characteristics of convicts in a new context. To this end, prisoners are grouped in terms of their statuses in Mashhad city and some characteristics of convicts including sex ratio, marital status, educational level, and occupational status are studied. Using data analysis, proportions of the data are analyzed and the findings show that characteristic of convicts are important factors in committing crimes. That is, characteristics of convicts have influence on their fraud and forgery crimes. As well, crime management is another major issue in this research. Crime management can be not only controlling and limiting the convicts, but also informing the victims. Victims should be kept better informed of the consequences of cupidity or credulity. Therefore, the issue of characteristics of convicts is an intriguing one which can help us find strengthen and weakness of current solutions and problems.

Kajian Modalitas dalam MoU Helsinki Nota Kesepahaman Damai antara NKRI dan GAM

2019 ◽  
Vol 10 (2) ◽  
pp. 253
Author(s):  
Medri Osno
Keyword(s):  
Data Analysis ◽  
Middle Level ◽  
Descriptive Statistics ◽  
Analysis Method ◽  
Analysis Model ◽  
Matching Method ◽  
Basic Technique ◽  
Medium Level ◽  
High Level ◽  
Equivalent Method

The purpose of this study is to find the modalities contained in the Helsinki MoU and the reasons for modalities with the most dominant percentage of emergence. The type of this research is qualitative with descriptive statistics. Data collection uses the method of listening with the note techniques. The data analysis method uses a combination of the method of aggregation and the equivalent method which refers to the Halliday LFS analysis model. The technique used is a technique of sorting direct elements or BUL techniques. The basic technique of the matching method used is the sorting determining element or PUP technique. The modalities that appear in the data are modalization and modulation. The coverage of modalities includes causality, appearance and range. Furthermore, the orientation of modalities is explicit and implicit. Modality is dominated by medium-level probability of 77.3%, high-level proposition of 11.8%, high-level trend of 4.5%, medium-level tendency of 2.7%, and necessity of high and middle level 1.8%. These percentages indicate that most of the action have not been carried out by the Indonesian government and GAM in resolving problems in Aceh. Penelitian ini bertujuan menemukan modalitas yang terdapat dalam teks MoU Helsinki dan alasan modalitas yang persentase kemunculannya paling dominan. Model penelitian ini adalah kualitatif dengan statistik deskriptif. Metode simak dengan teknik catat dijadikan metode untuk pengumpulan data. Metode analisis data menggunakan kombinasi metode agih dan metode padan yang merujuk pada model analisis LFS Halliday. Teknik yang digunakan adalah teknik bagi unsur langsung atau teknik BUL. Teknik dasar dari metode padan yang digunakan adalah teknik pilah unsur penentu atau teknik PUP. Penyajian hasil analisis data menggunakan metode formal dan informal. Modalitas yang muncul dalam data adalah modalisasi dan modulasi. Cakupan modalitas meliputi kausalitas, pemunculan dan kisaran. Selanjutnya, orientasi modalitas bersifat eksplisit dan implisit. Modalitas didominasi oleh probabilitas tingkat menengah 77,3%, propabilitas tingkat tinggi 11,8%, kecenderungan tingkat tinggi 4,5%, kecenderungan tingkat menengah 2,7%, keharusan tingkat tinggi dan menengah 1,8%.  Persentase tersebut mengindikasikan bahwa sebagian besar aksi belum dilakukan oleh pemerintah RI dan GAM dalam menyelesaikan permasalahan di Aceh.

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