Factors for Resistance to the Use of Mobile Banking

2019 ◽  
pp. 1301-1327
Author(s):  
Juliana Yamaguchi Neves da Rocha ◽  
Valéria Farinazzo Martins
Keyword(s):  
New Technologies ◽  
Age Groups ◽  
Brazilian Population ◽  
Psychological Aspects ◽  
The Internet ◽  
Mobile Banking ◽  
Internet Users

In spite of the great potential for the development of mobile banking in Brazil, since the banking index reaches more than half of the population and the number of internet users is even higher, this potential is not evenly distributed among the age groups in the country. Taking into account the tendency to resist new technologies as one ages, this chapter aimed to identify the factors that lead the Brazilian population aged 45 years or over to use the internet and, within this spectrum, identify the barriers to the adoption of mobile banking technology. A questionnaire was applied and 113 responses were analyzed and categorized between functional and psychological aspects in these barriers. This chapter presents the results of this research.

Factors for Resistance to the Use of Mobile Banking

2018 ◽  
pp. 183-215
Author(s):  
Juliana Yamaguchi Neves da Rocha ◽  
Valéria Farinazzo Martins
Keyword(s):  
New Technologies ◽  
Age Groups ◽  
Brazilian Population ◽  
Psychological Aspects ◽  
The Internet ◽  
Mobile Banking ◽  
Internet Users

In spite of the great potential for the development of mobile banking in Brazil, since the banking index reaches more than half of the population and the number of internet users is even higher, this potential is not evenly distributed among the age groups in the country. Taking into account the tendency to resist new technologies as one ages, this chapter aimed to identify the factors that lead the Brazilian population aged 45 years or over to use the internet and, within this spectrum, identify the barriers to the adoption of mobile banking technology. A questionnaire was applied and 113 responses were analyzed and categorized between functional and psychological aspects in these barriers. This chapter presents the results of this research.

scholarly journals Information security of children and adolescents in the modern world: psychological aspects of the problem

2017 ◽  
Vol 7 (1) ◽  
pp. 13-24 ◽  
Author(s):  
S.V. Budykin
Keyword(s):  
Information Security ◽  
Children And Adolescents ◽  
New Technologies ◽  
Personal Information ◽  
Age Groups ◽  
Psychological Aspects ◽  
Modern World ◽  
The Internet ◽  
Behavioral Strategies ◽  
The Impact

The authors focus on identifying the psychological aspects of the problem of information security of children and adolescents in the modern world. It is noted that new technologies are penetrating deeper into our lives, become cultural means of socialization and human development, contribute to the formation of new social practices in everyday life, require a certain style of life. Draws attention to the fact that the impact of these technologies varies in age groups, the most vulnerable are children and adolescents. After Western researchers of problems of information security of children and adolescents, identifies the category of risk associated with Internet communication: 1) risk associated with the content of the materials provided on the Internet; 2) the risk due to contacts with others; 3) the risk arising in connection with the illegal downloading of materials. 4) risks resulting from the use of personal data, children and adolescents often provide personal information. Demonstrates the necessity of analyzing how users of new technologies to diagnose risk associated with the use of technology such as the Internet, and what behavioral strategies they adapt. Stresses the importance and the need to examine how the immediate environment of children and adolescents interpreterpath information security and suggests how to counter the threat, coupled with the use of the Internet.

Extended model of online privacy concern: what drives consumers’ decisions?

2019 ◽  
Vol 43 (5) ◽  
pp. 799-817 ◽  
Author(s):  
Ivan-Damir Anic ◽  
Jelena Budak ◽  
Edo Rajh ◽  
Vedran Recher ◽  
Vatroslav Skare ◽  
...  
Keyword(s):  
New Technologies ◽  
Experimental Studies ◽  
Individual Characteristics ◽  
Online Privacy ◽  
The Internet ◽  
Extended Model ◽  
Perceived Benefits ◽  
Privacy Concern ◽  
Content Type ◽  
Internet Users

Purpose The purpose of this paper is to investigate the relationship between individual and societal determinants of online privacy concern (OPC) and behavioral intention of internet users. The study also aims to assess the degree of reciprocity between consumers’ perceived benefits of using the internet and their OPC in the context of their decision-making process in the online environment. Design/methodology/approach The study proposes comprehensive model for analysis of antecedents and consequences of OPC. Empirical analysis is performed using the PLS–SEM approach on a representative sample of 2,060 internet users. Findings The findings show that computer anxiety and perceived quality of regulatory framework are significant antecedents of OPC, while traditional values and inclinations toward security, family and social order; and social trust are not. Furthermore, the study reveals that perceived benefits of using the internet are the predominant factor explaining the intention to share personal information and adopt new technologies, while OPC dominates in explanation of protective behavior. Research limitations/implications Although the authors tested an extended model, there might be other individual characteristics driving the level of OPC. This research covers just one country and further replications should be conducted to confirm findings in diverse socio-economic contexts. It is impossible to capture the real behavior with survey data, and experimental studies may be needed to verify the research model. Practical implications Managers should work toward maximizing perceived benefits of consumers’ online interaction with the company, while at the same time being transparent about the gathered data and their intended purpose. Considering the latter, companies should clearly communicate their compliance with the emerging new data protection regulation. Originality/value New extended model is developed and empirically tested, consolidating current different streams of research into one conceptual model.

scholarly journals Evolution of the Web: from Web 1.0 to 4.0

2021 ◽  
Vol 1 (3) ◽  
pp. 20-28
Author(s):  
Asaad Khaleel Ibrahim
Keyword(s):  
New Technologies ◽  
Interaction Network ◽  
Web Technology ◽  
The Internet ◽  
Human Machine Interaction ◽  
Web 3.0 ◽  
Internet Users ◽  
Multiple Dimensions ◽  
Machine Communication ◽  
New Generation

The internet has become a vital component of the twenty-first century as technology has advanced. The number of new technologies emerging in tandem with the qualities supplied by the Internet is rapidly increasing. The World Wide Web (WWW), which is commonly referred to as the world's largest information environment, is a vital virtual environment in which internet users may trade, read, and publish information using a Web browser. Web 1.0, Web 2.0, and Web 3.0 technologies have all been seen and are still being observed in this review paper. However, there is no clear definition for Web 4.0, which is a 4th generation web technology, in the literature. Web 4.0 has multiple dimensions, as seen by the first examples that have appeared. Big data, augmented reality, machine-to-machine communication (M2M), cloud computing, and artificial intelligence (AI) technologies, as well as smart agents, will be able to integrate in the future years. Web 4.0 is a web technology revolution that includes a new internet of things (IoT) that interacts with a variety of models. The goal of this study is to clarify the notion of Web 4.0, which is viewed as an intelligent and symbiotic (human-machine interaction) network with massive interfaces and linkages, as well as to contribute to the literature by studying its many dimensions and investigating its links with new generation technologies.

scholarly journals Digital Marketing for Sustainable Growth: Business Models and Online Campaigns Using Sustainable Strategies

2020 ◽  
Vol 12 (3) ◽  
pp. 1003 ◽  
Author(s):  
Jose Ramon Saura ◽  
Pedro Palos-Sanchez ◽  
Beatriz Rodríguez Herráez
Keyword(s):  
Business Models ◽  
New Technologies ◽  
Online Advertising ◽  
Sustainable Growth ◽  
Digital Marketing ◽  
The Internet ◽  
Digital Ecosystem ◽  
Internet Users ◽  
New Business ◽  
New Business Models

In recent years, digital marketing has transformed the way in which companies communicate with their customers around the world. The increase in the use of social networks and how users communicate with companies on the Internet has given rise to new business models based on the bidirectionality of communication between companies and Internet users. Digital marketing, new business models, online advertising campaigns, and other digital strategies have gathered user opinions and comments through this new online channel. In this way, companies have started to see the digital ecosystem as not only their present, but also as their future. From this long-term perspective, companies are concerned about sustainability and the growth of their business models. There are new business models on the Internet that support social causes, new platforms aimed at supporting social and sustainable projects, and digital advertising campaigns promoting sustainability. The overarching aim of this Special Issue was to analyze the development of these new strategies as well as their influence on the sustainability of digital marketing strategies. Therefore, we aimed to analyze how companies adopt these new technologies in a digital environment that is increasingly concerned with the sustainability of business models and actions on the Internet.

scholarly journals Cybercrime and sexual exploitation of children in e-environment in the context of strengthening urban and rural security

2019 ◽  
Vol 68 ◽  
pp. 01010
Author(s):  
Andrejs Vilks
Keyword(s):  
Rural Areas ◽  
New Technologies ◽  
Sexual Exploitation ◽  
The Internet ◽  
Real Situation ◽  
Internet Technologies ◽  
Internet Users ◽  
Criminal Offenses ◽  
Wide Availability ◽  
Pornographic Material

Among various types of threats to urban and rural security, there has been an increase in cybercrime in recent years, an increase in criminal offenses in the e-environment. This also applies to the sexual exploitation of children in the e-environment. Sexual violence against children in cyberspace is linked to objectively determined factors, such as the development of Internet technologies and their wide availability. The active efforts of children to learn and use the new technologies, the attractiveness of the virtual environment in contrast to the real situation and the ambiguous and in many cases incomprehensible nature, as well as the saturation of pornographic material in the Internet, the weak control of their distribution, should be noted. Due to the increasing availability of the Internet, the expansion of e-services in cities and rural areas is relatively balanced. An Internet user may be at risk in both big cities and in a less populated rural area. Among Internet users the proportion of young people and children is relatively high, which objectively determines their increased victimization potential. Among threats to children related to the e-environment, multiple forms of child sexual abuse, including cyberbullying, sextings, sextorings, cyberstalkings, are increasing.

scholarly journals Social Anxiety and Loneliness in Adults Who Solicit Minors Online

Sexual Abuse ◽  
2015 ◽  
Vol 29 (6) ◽  
pp. 519-540 ◽  
Author(s):  
Anja Schulz ◽  
Emilia Bergen ◽  
Petya Schuhmann ◽  
Jürgen Hoyer
Keyword(s):  
Social Anxiety ◽  
Internet Use ◽  
Age Groups ◽  
Problematic Internet Use ◽  
The Internet ◽  
Sexual Interaction ◽  
Convenience Sample ◽  
Internet Users ◽  
Assessment And Treatment ◽  
Treatment Procedures

This study examined the association of social anxiety, loneliness, and problematic Internet use (PIU) with the online solicitation of minors. Within a convenience sample of adult Internet users from Germany, Finland, and Sweden ( N = 2,828), we compared the responses of participants who had not interacted sexually with strangers online ( n = 2,049) with participants who sexually interacted with unknown adults online ( n = 642), and both groups with adults who sexually solicited unknown minors online ( n = 137). Online sexual interaction with adults was associated with higher levels of social anxiety, loneliness, and PIU compared with not sexually interacting with strangers online. Sexually soliciting minors online was associated with higher levels of social anxiety, loneliness, and PIU compared with sexually interacting with adults and not sexually interacting with strangers at all. Interestingly, compared with those with adult contacts, loneliness was specifically pronounced for participants who solicited children, whereas social anxiety and PIU were pronounced for participants soliciting adolescents. These findings suggest that social anxiety, loneliness, and PIU may be among the motivators for using the Internet to solicit individuals of different age groups for sexual purposes. These factors emerged as specifically relevant for adults who sexually solicited minors and who reported greater impairments compared with adults who sexually interacted with adults. These characteristics may thus be important to consider for assessment and treatment procedures for individuals soliciting minors online.

Impact of Digital Marketing on the Buying Behavior of Youth With Special Reference to Uttarakhand State

2021 ◽  
pp. 162-182
Author(s):  
Arun Kant Painoli ◽  
Rohit Bansal ◽  
Ram Singh ◽  
Ankur Kukreti
Keyword(s):  
New Technologies ◽  
Ease Of Use ◽  
Digital Marketing ◽  
The Internet ◽  
Young Generation ◽  
Buying Behavior ◽  
Goods And Services ◽  
Internet Users ◽  
Marketing Tool ◽  
Buying Behaviors

The buying behaviors of the consumers are changing very rapidly in the today's consumer-oriented market. New technologies are evolving in the market to attract the customers. Smart phones have become necessities to cope with the changing dynamics of the market and society as a whole. Due to competitive price offer by the various cellular operators, it has become easy for all to reach the internet. Due to ease of use, the young generations are using the application of internet for various uses especially for purchasing goods and services. Today, every company is applying the digital marketing tool to attract customers, especially the young generation. As per a report published in Economics, the internet users in India are expected to reach 627 million by the end 2020. Due to the digital marketing, a new concept of shopping has evolved in the market, which the authors call off-the-shop retailing.

Swedish Students Online

2013 ◽  
pp. 735-756
Author(s):  
Håkan Selg
Keyword(s):  
Web 2.0 ◽  
Everyday Life ◽  
Age Groups ◽  
Net Generation ◽  
The Internet ◽  
Broadband Access ◽  
Digital Environment ◽  
Internet Users ◽  
The Individual ◽  
The Web

Results from a major survey among Internet users at Swedish universities indicate fundamental differences in patterns of usage. The “Web 2.0 culture” is socially driven and characterised by interactivity and participation. In the “Web 1.0 culture”, the Internet is considered more of a tool for the rationalising of duties and tasks in everyday life. A strong age element can be observed in the sense that a majority of the Web 2.0 culture adherents have grown up in a digital environment with broadband access while those belonging to the Web 1.0 culture generally adopted Internet as adults. However, the findings do not support the claims made by early commentators of a “Net Generation”, or “Digital Natives”, with a set of common characteristics. The considerable variations within the age groups indicate that the process of appropriation of the Internet by the individual is far more complex than what is embedded in the generations approach.

Swedish Students Online

2011 ◽  
pp. 41-62 ◽  
Author(s):  
Håkan Selg
Keyword(s):  
Web 2.0 ◽  
Everyday Life ◽  
Age Groups ◽  
Net Generation ◽  
The Internet ◽  
Broadband Access ◽  
Digital Environment ◽  
Internet Users ◽  
The Individual ◽  
The Web

Results from a major survey among Internet users at Swedish universities indicate fundamental differences in patterns of usage. The “Web 2.0 culture” is socially driven and characterised by interactivity and participation. In the “Web 1.0 culture”, the Internet is considered more of a tool for the rationalising of duties and tasks in everyday life. A strong age element can be observed in the sense that a majority of the Web 2.0 culture adherents have grown up in a digital environment with broadband access while those belonging to the Web 1.0 culture generally adopted Internet as adults. However, the findings do not support the claims made by early commentators of a “Net Generation”, or “Digital Natives”, with a set of common characteristics. The considerable variations within the age groups indicate that the process of appropriation of the Internet by the individual is far more complex than what is embedded in the generations approach.

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