scholarly journals THE EFFECT OF MUDHARABAH FINANCING ON THE PROFITABILITY OF ROA AND ROE OF SHARIA RURAL BANKS (BPRS) IN INDONESIA 2017-2018

2021 ◽  
Vol 8 (2) ◽  
pp. 80-90
Author(s):  
Khansa Asy-Syaffa ◽  
Nur S Buchori ◽  
Firmansyah Firmansyah

The purpose of this research is to analyze The  Influence of  Mudharabah Financing as the dependent variable (X) To The Return On Asset (ROA) as independent variables (Y1) and Return On Equity (ROE) as independent variables (Y2), of  The Sharia Rural Banking (BPRS) in Indonesia in 2017-2018. This analysis used 106 BPRS that are made as a sample. The data sources used are secondary data sources from reports on financial publications of each Syariah Rural Banking at the OJK. This type of research is quantitative with Cross Section data method. The analysis technique used is the Eviews 10 for students. The results of this study indicate that Mudharabah Financing has no significant effect on the Ratio On Asset with a regression coefficient and a significance level of 0,160.05. While Mudharabah Financing  has no significant effect with the regression coefficient of  0,16 with a significance level 0,000.05 

2020 ◽  
Vol 18 (1) ◽  
pp. 51
Author(s):  
Rully Firmansyah ◽  
Dyah Wulansari

Happiness is the main goal in life. To measure someone's happiness is not easy, many opinions have emerged. Some say happiness can be measured through the satisfaction of one's life, some say happiness is measured through one's income, education, and health. The number of people's opinions to measure one's happiness appears as an indicator of happiness. At present, there are 48 indicators. One of the most accurate is HPI. The HPI indicator is very important for a country to increase the happiness of its people. Example: life expectancy in a country will increase and unemployment will decrease because a person has extensive knowledge and knowledge that is needed both by himself and the company that will accept him as his employee. The purpose of this study is to find out how HDI influences, life expectancy, unemployment on the level of happiness of people in ASIA. In this study using secondary data sources conducted by taking HDI data, life expectancy, unemployment in ASIA, and HPI data on ASIA. The results of the analysis using quantitative methods indicate that the independent variables namely HDI, life expectancy, and unemployment. Has a significant positive effect on the HPI dependent variable.


2021 ◽  
Vol 2 (5) ◽  
pp. 795-807
Author(s):  
Joelianti Dwi Supraptiningsih

This study at to analyze the effect of product, price, place, and promotion on consumer purchasing decisions uses the Go Food application during the covid pandemic 2021 The research methodology used quantitative method with cross section data and primary data obtained from questionnaires. Mechanical sampling uses purposive sampling method. The data analysis technique used is multiple linear regression to test the validity, reliability test, normality test, classic assumption test (multicollinearity test, heteroscedasticity test) and hypothesis testing t-statistics and f-statistics to examine the effect together with a significance level of 5%. The results of this study showed that in partial variables of Product, Price, Place, and Promotion have a positive impact and significant impact on consumer purchasing decisions using the Go Food application. Meanwhile, independent variables of Product, Price, Place, and Promotion simultaneously have a significant relationship to the dependent variables, on consumer purchasing decisions using the Go Food application. Coefficient of determination from this study shows 83.01%. It shows that the variation of the independent variables are Product, Price, Place, and Promotion is able to explain the rise and fall of the dependent variable variation on consumer purchasing decisions using the Go Food application is 83.01%, while the remaining of 16.99% is affected by other independent variables.


Author(s):  
I Gede Dea Joendra Septyana Putra ◽  
Ni Luh Karmini ◽  
I Wayan Wenagama

This study aims to analyze the effect of the number of tourist visits and the average tourist expenditure on the local income of Bali Province, to analyze the effect of the number of tourist visits, average tourist expenditure, and local income on the economic growth of Bali Province, and to analyze the role of income. native areas in mediating the effect of the number of tourist visits and the average tourist expenditure on the economic growth of Bali Province. The data used in this research is secondary data, with the method of observation by observing documents or secondary data sources that are related. This study uses time series data with a total of 30 years of observations from 1990-2019, with the analysis technique used is Path Analysis. This study shows the results that the number of tourist visits and the average tourist expenditure have a positive and significant effect on local income in Bali Province. The number of tourist visits, the average tourist expenditure and local revenue have a positive and significant effect on economic growth in Bali Province. Own-source revenue mediates the effect of the number of tourist visits and the average tourist expenditure on economic growth in Bali Province.


2021 ◽  
Vol 2 (2) ◽  
pp. 41
Author(s):  
Putri Handayani ◽  
Sulastri Caniago

This study aims to explain the practice of paying debts by working in terms of fiqh muamalah in Jorong Malintang Nagari Lawang Mandahiling, Salimpaung District, Tanah Datar Regency. This research is a field research. The data sources consist of primary data sources, namely 7 people who owe, 7 people who give debts and 1 scholar, while secondary data sources are documentation and books and scientific works related to accounts payable. Data collection techniques that the author uses are interviews and documentation. The data analysis technique that the author uses is descriptive qualitative analysis. This study found that the implementation of debt payments by working carried out by the community in Jorong Malintang Nagari Lawang Mandahiling, Sallimpaung District, Tanah Datar Regency, namely debt and money receivables which was only done verbally without any written evidence. If it is due, but the borrower is unable to pay it and the payment is made by working in the person's field with his wages taken in exchange for the debt. The execution of debts paid by work is included in usury where the debtor takes the excess wages for working money when paying his debts.


Author(s):  
Umi Kalsum ◽  
Salman Farisi ◽  
Muslim Muslim ◽  
Winda Meliandani

The purpose of this study was to determine and analyze cash, debt and profitability at PT. Perkebunan Nusantara III (Persero) Medan period 2013-2018. This research method uses a descriptive approach with primary and secondary data sources. The data collection technique in this study used a documentation study. The results showed that cash and debt were not optimal in increasing the profitability of ROI (return on investment) and ROE (return on equity). Where cash has decreased every year because the company does not contribute to the company's wealth (profit) to cash which is feared that cash will not be able to finance its debts.PT. Perkebunan Nusantara III Medan in 2013-2018 experienced a significant increase, where the increasing debt will affect the company's profitability.


2021 ◽  
Vol 11 (2) ◽  
pp. 134-149
Author(s):  
Ahmad Syamsir ◽  
Muhammad Andi Septiadi ◽  
Muhamad Ilham Nurhakiki ◽  
Muhammad Ihsan Al-Habsy ◽  
Muhammad Rizal Arifin Hidayah

Salafis are known for their puritanical attitudes and thoughts. They strongly desire to purify Islamic teachings by inviting people to avoid shirk, heresy, and superstition. This makes them trapped in these stigmas, thus making them often come into conflict with groups that are opposite to them. Especially when this Salafi understanding came to Indonesia, when they began to spread his puritanical teachings, they were immediately rejected. This study aims to understand the theological instructions adopted by Salafi figures both abroad and domestically. This type of research is qualitative by using secondary data sources and using the Geisteswissenschaften analysis technique developed by Wilhelm Dilthey, which is often used to analyze religious texts of puritan groups using an interpretative approach. In addition, we also conducted observations using non-participatory methods in communities that claim to be Salafi. This study states that Salafis's theology is very rigid and tends only to understand the text according to personal interpretation. This study also finds that people do not really understand the teachings of Salafis as a whole but only take refuge behind the name of Salafis. This research encourages the Ministry of Religion and MUI to be more active in maintaining unity in Islam, although there are some differences of opinion. And also encourage the public to enrich Islamic literature more to be more tolerant in understanding differences.


Author(s):  
Diala Chinwendu Virginia ◽  

This study carefully searched secondary data sources on the processes and enablers of knowledge transfer in Multinational Corporation in Nigeria. Through knowledge based theory and Agency Theory the independent variables have positive relationship with dependent variable. Organizational Culture and Information Technology are important in the process of transferring knowledge from MNCs headquarter to its subsidiaries, and should be acknowledged.


1970 ◽  
Vol 1 (3) ◽  
pp. 294-309
Author(s):  
Budi Agus Sumantri ◽  
Abdullah Idi ◽  
Nurlaila Nurlaila

This study aims to determine the teacher's personal competency, student achievement, and the effect of teacher personality competency on student achievement at MTs Ar-Riyadh 13 Ulu Palembang. A teacher must have and be aware of the importance of competence teacher training especially personal competence. Many teachers master learning methodology well and have extensive knowledge of material taught, but not with a personality that reflects as a teacher who can be emulated and exemplary in the middle society especially students. This type of research is a type of quantitative research. While secondary data sources are administrative staff, books and school documentation. The population in this study were all students of Ar-Riyadh MTs 13 Palembang Ulu. While the sample of this study was students of class VIII.A which amounted to 34 students. Data obtained by observation, questionnaire and documentation.First, the data is collected, then recapitulated, then analyzed using statistics, namely by using the formula mean, standard deviation, TSR and percentage, and Product Moment. The results of this study are: first, the personality competencies of teachers in Ar-Riyadh MTs 13 Palembang Ulu are categorized as moderate or good enough because of the 34 respondents there were 21 respondents who stated medium (61.76%). Second, student achievement in Ar-Riyadh MTs 13 Palembang Ulu is categorized as moderate or good enough because of the 34 respondents there were 22 respondents who were in the medium category or equal to (64.70%). Third, there is a significant influence between teacher personality competencies on student achievement at Ar-Riyadh MTs 13 Palembang Ulu. Based on the results of statistical analysis that the "r" table (Product Moment) of 0.489 is greater than the "r" count both at the significance level of 5% (0.349) and at the significance level of 1% (0.449).


PsycCRITIQUES ◽  
2011 ◽  
Vol 56 (5) ◽  
Author(s):  
Francis C. Staskon

Author(s):  
Shanty Bahar Ising ◽  
Mujiono Mujiono

This study aims to find out, describe and analyze the democratic leadership of the Principal in improving achievement at the Palangka Raya Model State Madrasah (MAN). The research method used is descriptive qualitative. The researcher wanted to describe the Principal's democratic leadership in improving achievement at the Palangka Raya Model State Islamic Senior High School (MAN). Primary data sources (person) are the Principal, Teachers (Teachers) and Students of MAN Model Palangka Raya. Whereas secondary data sources are the data in the Palangka Raya Model MAN and supporting literature. The results of the study show that the Principal's leadership in improving achievement in the Palangka Raya Model MAN is very democratic, this condition can be seen from: (1) Principals are happy to receive suggestions, opinions and even criticism from subordinates both delivered by students and teachers through suggestion boxes and in the teacher council meeting, (2) the Principal always strives to prioritize teamwork cooperation in an effort to achieve the goal by appointing the instructor teacher, trainer teacher and mentor teacher and conducting deliberation in planning, implementing and evaluating activities, (3) the Principal always tries to make subordinates more success than him, which is realized by including teachers in seminars, workshops, training and competitions so that they get achievements both locally and nationally, and (4) Principals always try to develop their personal capacity as good leaders in conceptual skills, human skill and technical skill.


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