scholarly journals Islamic Economic Concept in Poverty Alleviation

Author(s):  
Agussalim Rahman ◽  
Siradjuddin Siradjuddin

This study aims to describe the concept of Islamic economics in poverty alleviation. This research method is descriptive qualitative research using data sources from literature or library research (library research). The research approach uses a normative approach and a historical approach. The normative approach is used to examine the ideals of the Islamic Economic conception and then analyze how it is applied. Meanwhile, the historical approach is used to study empirical facts about poverty alleviation. The results showed that the stagnant distribution will cause inequality and social inequality. For this reason, the implementation of the zakat obligation is a very urgent need. The priority of poverty alleviation according to the concept of Islamic economics is to overcome the causes of poverty, namely improving the distribution of wealth. Zakat is the main instrument which is a solution to these various problems, especially in dealing with poverty and social inequality. In Islam, the state must create programs and facilities that can overcome the problem of poverty, guarantee a decent life for the poor and provide the economic means needed to become a source of livelihood for the poor. Islamic economics can be explored more deeply for the development of economics and its benefits in alleviating poverty.

Author(s):  
Havis Aravik ◽  
Achmad Irwan Hamzani ◽  
Nur Khasanah

Islamic economic thought became increasingly prevalent with the birth of various schools of thought in Islamic economics. One of them is the critical alternative school that was pioneered by Timur Kuran. This research will discuss from Islamic economics to the urgency of prohibiting usury; an offer of the East Kuran Islamic economy. With the aim of knowing and analyzing the extent to which Eastern Kuran's economic thought made significant contributions to the development of contemporary Islamic economics. This research is a qualitative research with a library research approach and all data obtained were analyzed using descriptive analysis methods. The results of this study indicate that Timur Kuran is one of the pioneers of the Critical alternative school which critically studies various concepts of Islamic economics and banking. Various forms of economic thought such as from the concept of Islamic economics are none other than modern doctrines that offer alternatives to the economic systems of Capitalism and Socialism. The emergence of an Islamic economy was none other than political-cultural, with the largest contribution coming from Pakistanis, zakat is a more effective safety net than a secular redistribution system and the waqf system does not yet have the flexibility needed for efficient resource use, and the Qur'an prohibits the practice of usury which involves compounding the debt of a loan that is unable to make payments according to a predetermined schedule.


2021 ◽  
Vol 9 (1) ◽  
pp. 155-174
Author(s):  
Doli Witro ◽  
Atang Abdul Hakim ◽  
Koko Komaruddin

In Indonesia, one of the institutions authorized to issue fatwas is the Indonesian Ulama Council (MUI). MUI is an institution with the role and authority to issue fatwas for Indonesian citizens who are diverse in Islam which are not mentioned in the Al-Quran and Hadith. Although not all groups can accept the fatwa issued by the MUI or there are reaping criticism and controversy by some circles, the influence and role of the MUI fatwa are considerable in maintaining the peace of the Indonesian people. Departing from this, it is essential to see fatwas based on the characteristics and essence of fatwas on Islamic economic law. This paper is conducted in qualitative research. There are several approaches used in this paper, namely, the normative approach, the historical approach, and the political approach. This paper aims to reveal the characteristics and essence of fatwas on sharia economic law in Indonesia. The analysis results show that fatwas as a product of Islamic law are identical to fiqh and have inherent specific characteristization. In essence, a fatwa can become state law if there is recognition through competent state institutions.


2019 ◽  
Vol 4 (02) ◽  
pp. 143-153
Author(s):  
Zuwardi MA ◽  
Hardiansyah Padli

This research aims to depict Tan Malaka’s socialist economic thought related to the issues on the production of concept.  This is qualitative research using library research method to gather the data on Tan Malaka’s thought on the concept of production. This study shows that the concept of the balance of production and consumption, the country's economic independence and the concept of labor costs in line with the concept of Islamic economics. While from the arrangement of land as a factor of production, Tan Malaka gradually wants to eliminate individual ownership of the means of production. This is not in line with Islamic economic concept where individual ownership of the means of production and production factors permitted as long as not contrary to Islamic law.


2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Nur Muthmainnah

The role of Islamic economics in regulating the mechanism of market activity at this time is a very important factor, for the advancement and development of world economy in general and especially for the nation of Indonesia, this now the rate of the  economy is still quite slow, after the monetary crisis in this country. As well as the regulation (determination) in the Islamic economic concept of determining is done by market forces namely the power of demand and offer. The research is the result of qualitative research that aimed answering the question of how Ibn Taimiyah thought about market mechanism and price regulation, how Ibn Khaldun thought about market mechanism and price regulation, and how the comparative analysis of Ibn Taimiyah and Ibn Khaldun's thought about market mechanism and price regulation. The research approach used a comparative descriptive or comparison approach, the data collection is done by reviewing the books.of  figures Islamic economic thinkers. The results of the research of Ibn Taimiyah and Ibn Khaldun's thought about market mechanisms and price regulation, Ibn Taimiyah and Ibn Khaldun opinion that the ups and downs of prices in the market are determined by the level of demand and offer  by a goods and prohibit the interference of any party in determining the price during the market is normal, and in the minds of the two figures there are some differences and equation in explaining about market mechanism and price regulation. Keywords: Ibn Taimiyah, Ibn Khaldun, Market Mechanism and Price Regulation


At-Taqaddum ◽  
2020 ◽  
Vol 12 (2) ◽  
pp. 201-222
Author(s):  
Sandy Rizki Febriadi Sanusi ◽  
Neneng Nurhasanah ◽  
Maman Surahman

The application of fiqh principles to Islamic economic issues often uses general principles outside the muamalah field, even though general fiqh rules in the muamalah field and detailed rules have been formulated. This article aims to describe the development of fiqh principles on Islamic economic fatwas issued by the DSN-MUI from 2000 to 2019. This study uses a qualitative research approach with descriptive analysis, using a library research approach. This study's results indicate that the development of fiqh principles in the DSN-MUI fatwa can be analyzed from two perspectives. First, the ten fiqh rules with the most significant number are the rules "Basically all forms of muamalat are allowed, unless there are arguments that prohibit them." This rule occupies several repetitions of 125 times (36%). Then the fiqh rule ranks tenth with the intensity of the repetition of 8 times (2%), namely the fiqh rule: "Every debit and credit that brings benefits is usury." Second, the DSN-MUI Fatwa Commission has used the theoretical level because its use includes: core principles, basic principles, general rules, special rules, to detailed regulations.


2020 ◽  
Vol 5 (2) ◽  
pp. 78-85
Author(s):  
S.H.S Ulil Albab ◽  
Trinah Asi Islam

Abstract: The problem of resolving Sharia banking disputes arises after the issue of Law Number 8 of 2008 concerning Sharia Banking, precisely in Article 55 paragraph (2). Article 55 paragraph (2) legally reduces Law No. 3/2006 concerning Religious Courts which gives authority to the Religious Courts in resolving Islamic economic disputes. resulting in a dualism of the authority of the Court, namely the Religious Courts and General Courts. In the Constitutional Court Decision Number 93 / PUU-X / 2012 states that Article 55 Paragraph (2) of the Islamic Banking Law, causes legal uncertainty that is contrary to Article 28D Paragraph (1) of the 1945 Constitution concerning legal certainty. This research uses the library research method, namely research that studies and examines theories, and ideas, with a normative approach that aims to provide a systematic exposition of the rule of law. This study analyzes the settlement of Sharia Banking disputes Post Constitutional Court Ruling Number: 93 / PUU-X / 2012 and its legal implications. The decision of the Constitutional Court was that the settlement of sharia banking was settled in the Religious Courts and Arbitration Institutions so that there was no longer dualism in resolving Sharia Banking disputes. Keywords: Juridical Analysis, Sharia Banking Disputes, Constitutional Court Decision Number: 93 / PUU-X / 2012   Abstrak: Masalah penyelesaian sengketa perbankan Syariah muncul setelah lahirnya Undang-Undang Nomor 8 Tahun 2008 Tentang Perbankan Syariah, tepatnya pada Pasal 55 ayat (2). Pasal 55 ayat (2) tersebut secara yuridis mereduksi UU Nomor 3 tahun 2006 tentang Peradilan Agama yang memberikan kewenangan kepada Peradilan Agama dalam menyelesaikan sengketa ekonomi syariah. sehingga menimbulkan dualisme kewenangan Pengadilan yaitu Peradilan Agama dan Peradialn Umum. Dalam Putusan Mahkamah Konstitusi Nomor 93/PUU-X/2012 menyebutkan bahwa Pasal 55 Ayat (2) UU Perbankan Syariah, menyebabkan ketidak pastian hukum yang bertentangan dengan Pasal 28D Ayat (1) UUD 1945 tentang kepastian hukum. Penelitian ini menggunakan Metode penelitian kepustakaan (library research) yaitu penelitian yang mengkaji dan menelaah tentang teori, dan gagasan, dengan pendekatan  normatif yang bertujuan untuk memberikan eksposisi yang bersifat sistematis mengenai aturan hukum. Penelitian ini menganalisi tetang penyelesaian sengketa Perbankan syariah Pasca Putusan Mahkamah Konstitusi Nomor : 93/PUU-X/2012 dan implikasi hukumnya. Putusan Mahkamah Konstitusi tersebut memutuskan penyelesaian perbankan syariah diselesaikan di Pengadilan Agama dan lembaga Arbitase sehingga tidak ada lagi dualisme penyelesaian sengketa Perbankan Syariah. Kata Kunci:   Analisis Yuridis, Sengketa Perbankan Syariah, Putusan Mahkamah                                          Konstitusi Nomor: 93/PUU-X/2012


2021 ◽  
Vol 6 (1) ◽  
pp. 38
Author(s):  
Choirul Amirudin ◽  
Ahmad Fikri Sabiq

This research was conducted with the aim of providing solutions and the role of one the Islamic economic instruments, namely zakat, infaq, alms and waqf which can be applied in dealing with economic problems due to the Covid-19 pandemic. In conducting research, researchers used a library research approach and content analysis techniques. The results of the research that show that Ziswaf can be a solution and role to restore the economy due to the Covid-19 pandemic are as follows: (1) Make each village an UPZ to maximize zakat (2) maximize cash zakat and productive zakat (3) maximize zakat and infaq management (4) providing educational assistance for students affected by Covid-19, which is prioritized for students majoring in sharia economics so that in the future they can educate the public about Islamic economics.


2019 ◽  
Vol 3 (1) ◽  
pp. 75-93
Author(s):  
Malahayatie Malahayatie ◽  
Maryamah Maryamah

Marketing is a human activity that is directed to meet the needs and desires through the exchange process. While marketing in the view of Islam is an application of strategic discipline in accordance with sharia values ​​and principles. Assessment of business success is not only determined by increasing economic and financial achievements, but success must also be measured through benchmarks of morality and ethical values ​​on the basis of social values ​​in religion. The type of this research is library research (library research), which is a data collection which is carried out directly on an object to obtain data. This research uses a normative approach which is research based on theories and marketing concepts in Islam. From the results of this discussion it was concluded that, Islamic marketing teaches marketers to be honest with consumers or others. Sharia values ​​prevent marketers from falling into values ​​that must be upheld by a marketer. Four forms of marketing in Islamic Economic Ethics that guide marketing as Rabbaniyah, Akhlaqiyyah, Al-Waqiyyah and Insaniyyah. Some things that must be considered as marketing ethics in the perspective of Islamic economics are having a good and spiritual personality (taqwa), being fair in business, having a good personality and and respecting people's rights and property correctly, serving consumers humbly, always keeping promises and no cheating in marketing, honest and trustworthy and not excessive in advertising goods, do not like to prejudice and bad-mouthing the merchandise of others, do not make bribes (risywah), all forms of marketing activities must provide benefits to many parties and cooperate with each other and provide benefits with the aim of welfare among fellow entrepreneurs.


Author(s):  
M Nur Rianto Al Arif

The government poverty alleviation program could not give a significant change<br />to reduce poverty. It needed a support from other sub-system, such as zakah.<br />Zakah, as one of the Islamic fiscal instruments has played a significant role in<br />Islamic economic. The potential of zakah would cover several aspects like poverty<br />alleviation program through social welfare system. Zakah could obtain a social<br />welfare system such as workplace accident insurance, old age pension, pension<br />insurance, and death insurace. In addition, other problems such as housing for<br />the poor, capital investment and education could be cared through zakah if<br />zakah was managed and developed in a maximal way.<br />Program pengentasan kemiskinan yang dijalankan oleh pemerintah masih<br />belum memberikan dampak yang signifikan terhadap penurunan tingkat<br />kemiskinan. Ia membutuhkan dukungan dari sub sistem lain termasuk zakat.<br />Zakat merupakan salah satu instrumen fiskal Islam yang telah memberikan<br />peranan cukup signifikan dalam sistem ekonomi Islam. Potensi zakat akan<br />mampu mencakup berbagai macam aspek termasuk untuk program pengentasan<br />kemiskinan dalam bentuk sistem jaminan sosial. Zakat dapat dipergunakan<br />dalam berbagai bentuk sistem jaminan sosial, seperti asuransi tenaga kerja,<br />asuransi pensiun dan asuransi jiwa. Serta untuk mengatasi berbagai macam<br />masalah seperti perumahan, akses permodalan dan pendidikan bagi si miskin<br />yang dapat dilakukan melalui maksimalisasi pengelolaan dan pendayagunaan<br />zakat.<br /><br />


2020 ◽  
Vol 9 (1) ◽  
pp. 75-90
Author(s):  
Khikmatun Amalia

This article aims to discuss matters related to 'urf as a method of determining Islamic economic law in economic activity. The research methodology in this article uses a qualitative method with a library research approach. The results showed that urf is something that is known and has become a community habit, either in the form of words or deeds. So that 'urf can be used as a method of determining Islamic economic law, including in economic transaction activities. Some examples of the application of 'urf in economic transactions today are buying and selling in modern shopping centers and online-based transactions without saying shighat (my words sell-I buy).


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