scholarly journals Impact of ASA Microcredit on Livelihood Status of Rural Women in Sylhet, Bangladesh

Author(s):  
Mohammed Habibur Rahaman ◽  
Tripti Sen ◽  
Johena Yasmin ◽  
Sufianur Rahman ◽  
Md. Lutfor Rahman Shimanta

The present study was conducted to assess the impact of microcredit of women borrowers of ASA credit at Sadar Upazila in the Sylhet district. With these views in mind, data were collected randomly from sixty respondents who were involved in different IGAs. The survey method was followed to collect the required data with a well-developed questionnaire. Descriptive statistics were applied for the analysis of data and sustainable livelihood framework was used for assessing the impact of credit. Results showed that there was a remarkable increase in assets of the respondents towards improved livelihood after joining with the ASA credit program. The findings exposed that ASA loan brought about a positive impact on the livelihood improvement of the borrowers. It was also found to have a significant positive effect on women’s social empowerment indicators namely attitude towards their children education, mobility to outside home, participation and decision-making ability etc. Finally, the present study suggests conducting further study of similar types in other parts of the country to make the findings representative one.

2020 ◽  
Vol 9 (1) ◽  
pp. 56-71
Author(s):  
Jalal Rajeh Hanaysha

This purpose of this article is to examine the impact of corporate social responsibility (CSR) and marketing mix elements on store image in Malaysian retail sector. The data were collected through a quantitative survey method from 278 customers of retail stores in eastern Malaysia. All of the returned questionnaires were inserted into SPSS and analyzed based on the structural equation modeling (SEM) technique using AMOS 18. The findings showed that CSR has a significant positive effect on store image. Furthermore, the outcomes revealed that advertising and price have significant positive effects on store image. However, the effect of sales promotion on store image is insignificant and negative. Finally, the results confirmed that store location and store environment have a significant positive effect on store image. The findings of this study contribute to our understanding with regard to the importance of these factors in influencing store image in the retail context.


2021 ◽  
Vol 6 (1) ◽  
pp. 23-40
Author(s):  
Millenia Prihatini ◽  
Abdul Muhid

Internet as media and information technology not only has a positive impact but also harms its users. Teenagers are the most vulnerable group that has an impact on internet use. The impact of using the internet depends on the digital literacy level of its users. This study examines digital literacy's effect on using the internet with Islamic content among urban Muslim teenagers. This study uses a quantitative approach with a survey method. The research subjects were 500 urban adolescents as the research sample. Measuring instruments used in this study are the Digital Literacy Scale for Teenagers to measure digital literacy and the Internet Behaviors Scale to measure internet usage behaviour. The result showed that digital literacy had a significant positive effect on internet usage behavior (B = 0.314; t = 13.602; p = 0.000). The higher level of digital literacy of adolescents automatically makes the higher behaviour in using the internet shows that digital literacy is important for using the internet with Islamic content among urban Muslim teenagers.


Author(s):  
Riswani Riswani Riswani ◽  
Rugaiyah Fitri ◽  
Rr Sri Kartikowati

The purpose of this research is to obtain information about the impact of workloads, personality, and work stress towards counseling and guidance teachers at public senior high schools in Riau Province. The research was conducted at public senior high schools in Riau Province. The data were collected using a survey method involving 186 counseling guidance teachers as a sample of 348 populations. Data from each variable were collected by using a survey method and analyzed by using Path Analysis. The results show that: (1) There is a direct positive effect of workloads towards counseling and guidance teachers an public senior high schools in Riau Province; (2) There is direct positive impact of personality toward counseling and guidance teachers at public senior high schools in Riau Province; (3) There is a direct positive effect of work stress towards counseling and guidance teachers at public senior high schools in Riau Province; (4) There is a direct positive effect of work stress towards counseling and guidance teachers at public senior high schools in Riau Province; 5) There is a direct negative effect of personality on work stress towards towards counseling and guidance teachers at public senior high schools in Riau Province. The implication of this research is that overfullness can disrupt teachers’ performance. Therefore, there should be cooperation between school supervisors, principals and counseling and guidance teachers in overcoming fatigue. Keywords: Workloads, personality, work stress and overfullness


2020 ◽  
Vol 3 (5) ◽  
Author(s):  
Zhihao Guan

Using microdata from the China Household Financial Survey Project (CHFS 2015), a negative binomial model is used to study the impact of social capital and financial literacy on the lending behavior of farmers with different incomes. The study found that the positive impact of social capital on the formal borrowing behavior of low- and middle-income farmers was significant, while the impact on informal borrowing behavior and both types of borrowing behavior of high-income farmers were not significant. Financial literacy has a significant positive effect on formal lending behavior only for high-income farmers. Financial literacy has a significant positive effect on formal lending behavior only for high-income farmers.


2019 ◽  
Vol 31 (4) ◽  
pp. 532-554 ◽  
Author(s):  
Tommy Lau ◽  
Man Lai Cheung ◽  
Guilherme D. Pires ◽  
Carol Chan

Purpose The abolishment of the wine tax in Hong Kong has led to increased wine consumption and increased demand for wine-related professionals, such as sommeliers. Yet the importance of sommeliers’ value-adding performance in the context of upscale Chinese restaurants has not been examined. To address this gap, the SERVQUAL framework is adopted to examine the influence of sommeliers’ service quality (SQ) on customer satisfaction (CS) and loyalty in the context of upscale Chinese restaurants in Hong Kong. Design/methodology/approach The survey method is used to collect data from 302 units of the population of interest, partial least square-structural equation modelling (PLS-SEM) is used to test the links between constructs. Findings Four of the seven dimensions of sommeliers’ service quality, namely, empathy, tangibles, credibility and assurance, have a significant positive impact on customer satisfaction and customer loyalty, whereas the impact of perceived value and responsiveness on customer satisfaction and customer loyalty is positive but only marginally significant. Reliability has a weak and non-significant impact on customer satisfaction and customer loyalty. Research limitations/implications Examining a small number of upscale Chinese restaurants in Hong Kong limits generalisation of the findings to other contexts. Replication of the research in different contexts will enhance generalizability. In terms of implications, the discussion highlights the importance of sommeliers’ service performance on customers’ SQ perceptions SQ, CS and loyalty, all of which are important variables for restaurateurs. Originality/value To the best of the authors’ knowledge, this is the first study of the influence of the quality of sommelier’s SQ on CS and loyalty in upscale Chinese restaurants in Hong Kong. Given the lack of attention to this service role in the literature, the study contributes theory from which further understanding can develop.


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Mauro Falasca ◽  
Scott Dellana ◽  
William J. Rowe ◽  
John F. Kros

PurposeThis study develops and tests a model exploring the relationship between supply chain (SC) counterfeit risk management and performance in the healthcare supply chain (HCSC).Design/methodology/approachIn the proposed theoretical model, HCSC counterfeit risk management is characterized by HCSC counterfeit risk orientation (HCRO), HCSC counterfeit risk mitigation (HCRM) and HCSC risk management integration (HRMI), while performance is represented by healthcare logistics performance (HLP) and healthcare organization overall performance (HOP). Partial least squares structural equation modeling (PLS-SEM) and survey data from 55 HCSC managers are used to test the research hypotheses.FindingsHCRO has a significant positive effect on HCRM, while HCRM has a positive impact on HRMI. With respect to HLP, HCRM has a nonsignificant effect, while HRMI has a significant impact, thus confirming the important mediating role of HRMI. Finally, HLP has a significant positive effect on the overall performance of healthcare organizations.Research limitations/implicationsAll study participants were from the United States, limiting the generalizability of the study findings to different countries or regions. The sample size employed in the study did not allow the authors to distinguish among the different types of healthcare organizations.Originality/valueThis study delineates between a healthcare organization's philosophy toward counterfeiting risks vs actions taken to eliminate or reduce the impact of counterfeiting on the HCSC. By offering firm-level guidance for managers, this study informs healthcare organizations about addressing the challenge of counterfeiting in the HCSC.


2019 ◽  
Vol 3 (2) ◽  
pp. 144-165
Author(s):  
Hanan Wihasto

The purpose of this study was to determine and analyze the effect of Marketing Communications on Customer Value. To know and analyze the influence of product quality on Customer Value. To know and analyze the influence of Distribution Channels for Customer Value. To know and analyze the effect of Marketing Communications, Product Quality and Distribution Channels together on Customer Value. To know and analyze the impact of the Consumer LoyaltyMarketing Communications. To know and analyze the influence of product quality on Consumer Loyalty. To know and analyze the influence of Distribution Channels for Consumer Loyalty. To know and analyze the effect on the Customer Value Customer Loyalty. To know and analyze the effect of Marketing Communications, Product Quality, Distribution Channels andCustomer Value jointly against Consumer Loyalty. The method used is survey method descriptive and explanatory survey with asample size of 435 respondents, as well as data analysis method used is SEM (Structural Equation Modelling) with LISREL 8.80. Based on the results of the study, then obtained the following findings: Marketing Communications positive and significant impact on Customer Value. Product quality and significant positive effect on Customer Value. Distribution Channels positive and significant impact on Customer Value. Marketing Communication, Product Quality and Distribution Channels simultaneously positive and significant impact on Customer Value. Partially Marketing Communications dominant contribution in influencing the Customer Value. Marketing Communications positive and significant impact on consumer loyalty. Product quality and significant positive effect on consumer loyalty. Distribution Channels positive and significant impact on consumer loyalty. Customer Value positive and significant impact on consumer loyalty. Marketing Communication, Product Quality, Distribution Channels and Customer Value simultaneously positive and significant impact on consumer loyalty. Partially Marketing Communications dominant contribution in influencing consumer loyalty.  


2017 ◽  
Vol 1 (1) ◽  
pp. 74
Author(s):  
Lilian Achieng Onyango ◽  
Dr. Paul Katuse

Purpose: The purpose of the study was to establish the need of creating sustainable competitive advantage in banking through technology, customer relationship management and internal marketing.Methodology: The research was carried out through an explanatory research. The target population of the study was 3,193 employees of the Co-op Bank. A sample of 68 employees spread across the bank was selected. The researcher used descriptive and inferential statistics in this study.  The study used primary data. The study used a questionnaire as the preferred data collection tool. This study used the quantitative method of data analysis which included inferential and descriptive statistics. Descriptive statistics included frequencies and measures of tendency mainly means and frequencies. Inferential statistics included correlation analysis. The tool for data analysis was Statistical Package for Social Sciences (SPSS) version 17 program. The results were presented using tables and pie charts to give a clear picture of the research findings.Results: The findings indicated that information technology has significant positive effect on competitive advantage. The findings also showed that customer relationship management (CRM) has a significant positive effect on competitive advantage of banks. The findings further implied that internal marketing has a significant effect on competitive advantage. Further the findings implied that information technology has significant positive effect on competitive advantage.Unique contribution to theory, practice and policy: Following study results, it was recommended that investment in Information technology be emphasized in the banks as it has an effect on the overall achievement of competitive advantage. The study also recommended that banks should emphasize customer relationship by investing in a customer relationship management system. It was further recommended that employees are central to an effective CRM and as such firms must manage its relationships with their employees if they have any hope of fully serving customer needs and that this is especially important in firms where employees are the eyes of customers.


2019 ◽  
Vol 14 (10) ◽  
pp. 1
Author(s):  
Hanaa A. El-Habashy

This study aims to investigate the impact of conservative accounting on corporate performance indicators of Egyptian firms. A sample of balanced data for the 40 most active non-financial companies was collected in the period 2009-2014 to test hypotheses. Panel regression models were used for data analysis. Givoly & Hayn (2000) indicator is used as a benchmark for measuring accounting conservatism. The corporate performance indicators used in this study are return-on-assets (ROA) and return on equity (ROE) representing accounting performance measures, as well as Tobin’s Q which measures market performance. The results of the research show that accounting conservatism has a significant positive impact on corporate performance indicators. This reflects the positive effect of corporate performance on shareholders that leads to a strong corporate financial position. To the best of our knowledge, no study has been conducted in Egypt as an emerging economy.


2021 ◽  
Vol 2021 ◽  
pp. 1-9
Author(s):  
Jingjing Lv ◽  
Nan Wang ◽  
Shaoxin Xiang

This paper analyzes the impact of information interaction ability on the value co-creation business model of online education enterprises from the perspective of supply chain. Integrate the perspective of supply chain and summarize the content of supply chain capability and performance. This paper analyzes the connotation and shortcomings of information interaction ability, combines the connotation of value co-creation to maximize the advantages of information interaction, assumes the impact of information interaction on value co-creation through questionnaire survey method, uses software to analyze the reliability and validity of data, and proves that the data are reasonable. Information interaction has a positive impact on the value co-creation business model of online education enterprises.


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