scholarly journals A Study on Farmers Knowledge about Crop Insurance Schemes in Northern Karnataka

2019 ◽  
pp. 691-700
Author(s):  
S. K. Jamanal ◽  
K. V. Natikar ◽  
S. V. Halakatti
Keyword(s):  
Crop Insurance ◽  
Multiple Linear Regression Model ◽  
Sampling Procedure ◽  
Farm Income ◽  
Knowledge Level ◽  
Agricultural Insurance ◽  
Ex Post ◽  
Karnataka State ◽  
Ex Post Facto ◽  
Cent Level

Agriculture production and farm income in India are frequently affected by natural disasters such as droughts, floods, cyclones, storms, landslides and earthquakes. In recent times, mechanisms like contract farming and future trading have been established which are expected to provide some insurance against price fluctuations directly or indirectly. But, agricultural insurance is considered as an important mechanism to address the risk of output and income effectively which is resulting from various natural and manmade events. The study was conducted in Karnataka State during the year 2017-18 by using “Ex-post- facto” research design. Belgavi, Dharwad, Haveri and Vijayapura districts were selected purposely based on more number of insured farmers. Further, two taluks from each district and from each taluk three villages (i.e. total 24 villages) were randomly selected. Sample size for the study was 240. Purposive sampling procedure was used. Descriptive statistics and multiple linear regression model were applied to analyze the data. The findings of the study revealed that, 44.17 per cent of the insured farmers belonged to low knowledge level followed by medium (37.92%) and high (17.91%) level with respect to Crop Insurance Schemes. The variable ‘credit availed’ had positive and significant relationship at one per cent level of probability. The co-efficient of determination (R2) was 0.427 which indicated that 42.70 per cent of the variation in the knowledge level of insured farmers was together explained by all the independent variables. Thus, concerned officers should conduct awareness  programmes from time to time by using different extension teaching methods like trainings, workshops, distribution of pamphlets, road shows, advertisement through television, newspaper, radio, mobile SMS etc to enhance the knowledge level of farmers.

scholarly journals Constraints and Suggestions Expressed by the Farmers in Availing Crop Insurance Schemes in Northern Karnataka

2019 ◽  
pp. 1-5
Author(s):  
S. K. Jamanal ◽  
K. V. Natikar ◽  
M. P. Potdar
Keyword(s):  
State Government ◽  
Crop Insurance ◽  
Sampling Procedure ◽  
Farm Income ◽  
Loss Assessment ◽  
Market Prices ◽  
Ex Post ◽  
Ex Post Facto ◽  
Disastrous Effect ◽  
Ranking Technique

Crop insurance is one of the methods by which farmers can stabilize farm income, investment and guard against disastrous effect of losses due to natural hazards or low market prices. Crop insurance not only stabilizes the farm income but also helps the farmers to initiate production activity after a bad agricultural year. The study was conducted in Karnataka State during 2017-18 by using “Ex-post- facto” research design. Belgavi, Dharwad, Haveri and Vijayapura districts were selected purposely based on more number of insured farmers. Further, two taluks from each district and from each taluk three villages (i.e. total 24 villages) were selected randomly. Sample size for the study was 240. Purposive sampling procedure was used. The data collected from respondents were tabulated and analyzed by using Garrett’s Ranking Technique. The findings of the study revealed that, delay in getting the claim was the prime constraint faced by the insured farmers with a highest Garret Score (GS) of 73.53 and  ranked as first (I), followed by inadequate compensation (GS-61.51 and Rank-II) and officials bias in loss assessment (GS-56.42 and Rank-III). With respect to suggestions given by the farmers were, claim should be dispersed before starting of the next season with utmost priority by farmers with a Garret Score of 75.70 and ranked first (I), followed by creation of separate insurance cell at Block / Taluk level (GS-66.40 & Rank-II) and more number of trainings need to be organized on Crop Insurance Scheme (GS-54.91 & Rank-III). The study brought out various constraints faced by the farmers related to Crop Insurance Schemes. Thus, concerned officers should approach the State Government to make sincere efforts to pay the claim before the start of next season and conduct more number of training and awareness programmes. Non-loanee farmers also should be encouraged by simplifying the online registration process and making the ‘Samrakshane Portal’ farmer friendly.

scholarly journals Determinants of Cocoa (Cacao Theobroma) Farmers Uptake of Crop Insurance: Evidence from Ekiti State

2020 ◽  
pp. 96-104
Author(s):  
Olatomide Waheed Olowa ◽  
Omowumi Ayodele Olowa
Keyword(s):  
Crop Insurance ◽  
Risk Preferences ◽  
Household Size ◽  
Farm Income ◽  
Cocoa Bean ◽  
Agricultural Insurance ◽  
Processing Technologies ◽  
Significant Difference ◽  
Household Heads ◽  
Cocoa Farmers

Cocoa farmer faces increasing challenging environment through exposure to risks factors which have impacted negatively on their production or output. Since farmers are primary producers and often times lack capacity to control risks factor, it is important to manage this factors. This study examines the cocoa farmers’ risk preferences and crop insurance perception and isolates the drivers of decision to uptake crop insurance among cocoa farmers in Ekiti state. The sample for the study consist of 200 cocoa farmers who were household heads selected through multi-stage sampling across four Local government areas of Ekiti State who are predominantly cocoa producers. Data collected on socio-demographic characteristics, perception of crop insurance and risk preferences, were analyzed using descriptive statistics and binary logistic model. Results showed that majority of the cocoa farmers were without crop insurance, with higher enrolment in Membership of cooperative society, owned their land, larger household size and lower educational level but higher level of farm experience when compared to cocoa farmers who are holding crop insurance. Farmers risk preferences showed no significant difference between farmers with or without insurance. Education (β=0.59), Household size (β=0.0029) and Debt use (β=0.02), Membership of cooperative (β=-4.53), Farming Experience (β=-2.51), Owned Land (β=-2.19) and Non-Farm Income (β=-0.65) were among the significant determinants of insurance uptake. Risk mitigating measures such as provision of necessary incentives such as improved varieties of cocoa seedling, as well as provision of fertiliser and approved pesticides, financial assistance, and simple processing technologies that produce standard cocoa bean plus a re-jigged Nigeria Agricultural Insurance Corporation (NAIC) for an improved discharge of its function are recommended.

scholarly journals A Study on Socio-economic Characteristics of Crop Insured Farmers of Northern Karnataka

2020 ◽  
pp. 137-145
Author(s):  
S. K. Jamanal ◽  
K. V. Natikar ◽  
S. V. Halakatti
Keyword(s):  
Media Exposure ◽  
Middle School Education ◽  
Annual Income ◽  
Income Category ◽  
Organizational Participation ◽  
Ex Post ◽  
Karnataka State ◽  
Ex Post Facto ◽  
Medium Level ◽  
Mass Media Exposure

The study was conducted in Karnataka State during 2017-18 by using “Ex-post- facto” research design. Belgavi, Dharwad, Haveri and Vijayapura districts were selected purposely based on more number of insured farmers. Further, two taluks from each district and from each taluk three villages (i.e. total 24 villages) were selected randomly. Sample size for the study was 240. The findings of the study revealed that, majority of the farmers (53.33%) belonged to middle age, 35.42% of them had received middle school education, majority of the insured farmers (94.16%) were not participated in any training, 47.08% of the respondents belonged to medium annual income category and 39.58% of the insured farmers borrowed loan less than 49000 rupees. About 56.67% of the insured farmers belonged to medium land holding category, medium farming experience (37.50%), medium annual income category (47.08%), medium level of extension contact (43.75%), medium level of mass media exposure (44.16%), medium scientific orientation (42.08%), medium category of risk orientation (52.50%) and medium category of organizational participation (45.83%). More than fifty % (51.25%) of the insured farmers belonged to high perception level with respect to extent of climate variation followed by medium (29.58%) and low (19.17%).

scholarly journals The Extent Contribution of Independent Variables to the Knowledge and Adoption of Mobile Agro-advisory Services by the Farmers in Udupi District of Karnataka State of India

2019 ◽  
pp. 1-9
Author(s):  
Navinkumar . ◽  
B. Dhananjaya ◽  
T. H. Ranjith
Keyword(s):  
Sample Size ◽  
Coefficient Of Determination ◽  
Knowledge Level ◽  
Independent Variables ◽  
Advisory Services ◽  
Farming Community ◽  
Karnataka State ◽  
Cent Level ◽  
Independent Variable ◽  
Level Of Significance

The study was conducted during 2016-17 in Udupi district of Karnataka state of India. The farmers who are registered for mobile agro-advisory services for receiving all agricultural information through SMS were considered as a target group for the study. There were 4000 registered Agro-met Advisory users and 1400 registered users in KVK. Among those registered farmers 40 farmers from each existing three taluks viz. Udupi, Karkala & Kundapur were selected as respondents for the study. Thus the sample size of the study comprises of 120 respondents. The contribution of selected independent variable with the knowledge and adoption were analysed. It could be observed from the results that, ‘F' value (6.412) obtained was significant at one per cent level of significance indicating that all the independent variables put together contributed significantly to the variation in the extent of the knowledge level of the farmers. The coefficient of determination (R2) was 0.5316, which revealed that the variation in the extent of knowledge about mobile messages by the farmers was together explained by all the independent variables selected for the study. It could be observed from the results that, ‘F' value (5.160) obtained was significant at one per cent level of significance indicating that, all the independent variables put together contributed significantly to the variation in the extent of adoption of mobile agro-advisory services by the farmers. The coefficient of determination (R2) was 0.408, which revealed that the variation in the extent of adoption of mobile agro-advisory services by the farmers was together explained by all the independent variables selected for the study. Hence, the present study helps the Krishi Vignan Kendras (KVKs) and Government for further improvement in providing mobile agro-advisory services to the farming community. 

scholarly journals Extent of Participation of Farm Youth in Chrysanthemum Cultivation

2021 ◽  
Vol 108 (special) ◽  
Author(s):  
Denadyalan S ◽  
◽  
Murugan PP ◽  
Shibi Sebastian ◽  
Patil S G ◽  
...  
Keyword(s):  
Research Design ◽  
Economic Importance ◽  
Value Addition ◽  
Contributing Factors ◽  
Agricultural Knowledge ◽  
Ex Post ◽  
Ex Post Facto ◽  
Cultivable Land ◽  
Cent Level ◽  
High Level

Youthification of the farming population has the potential to revive, reform, and revolutionize the agriculture and allied sectors by concentrating the youth’s efforts towards it. Chrysanthemum is a traditional flower crop with many economic importance and numerous avenues for value addition and export. The study was conducted among 120 farm youths in Omalur, Kadayampatti, and Mecheri blocks of Salem district, Tamil Nadu.An ex post facto research design was used to study the extent of participation and factors that contribute to the participation of farm youth in chrysanthemum cultivation. Analysis of the responses indicated that a majority of farm youth had a medium (71.66 per cent) level of participation and 19.16 per cent had a high level of participation. Statements with a higher mean score, such as availability of cultivable land (4.16), attractive remuneration (4.09), agricultural knowledge (3.90), and interest in agriculture and allied activities (3.89), were the key contributing factors that led to the increased participation of farm youth in chrysanthemum cultivation.

scholarly journals Attitude of Sericulture Beneficiary Farmers towards the Activities of Technical Service Centres (TSCs) in Karnataka State of India

2021 ◽  
pp. 114-122
Author(s):  
N. Harisha ◽  
B. Mukunda Rao ◽  
T. Gopi Krishna ◽  
K. Uma Devi ◽  
S. K. Nafeez Umar
Keyword(s):  
Technical Service ◽  
Growth Promoters ◽  
Favourable Attitude ◽  
Study Tour ◽  
Ex Post ◽  
Karnataka State ◽  
Ex Post Facto ◽  
Grass Root ◽  
Grass Root Level ◽  
Training Institute

Sericulture in Karnataka is in the process of modernization in many phases through new demand driven extension approach called Technical Service Centres (TSCs) located at the grass-root level (Hobli and Taluka level). These centres mainly involved in the dissemination of the technologies developed by the Research Institutes and also in supply of mulberry cuttings/saplings, monitoring mulberry cultivation, silkworm rearing and providing   information about loan facilities and subsidy schemes. There is a need to study the attitude of sericulture beneficiary farmers towards activities of TSCs. The study was conducted during 2018-20 in the Karnataka state of India. The Karnataka state was contributing 35.00 per cent of silk production in India. An ex-post facto research design was used or the study. An attitude was measured by Likert scale construction. The Ramanagara and Mandya districts were selected because these district having highest number of TSCs in Bangalore and Mysore division respectively. Mandya, Malavalli and K.R Pet taluks from Mandya district on the other hand Ramanagara, Channapatna and Kanakapura taluks from Ramanagara district were purposively selected for the study. Above taluks were selected based on top 3 taluks in TSCs in district. The four TSCs from each taluk leads to twelve from each district, Totally, 24 TSCs were selected for the study. Ten sericulture farmers under each TSC, collectively 240, were selected by using random sampling method. The study revealed that just little more than half (50.42%) of the sericulture farmers had medium favourable attitude towards activities of TSCs followed by high favourable attitude (35.00%) and only 14.58 per cent of the sericulture farmers had low favourable attitude. The probable reason might be majority of the sericulture farmers participated in trainings at Sericulture Training Institute at K.R Pet of Mandya District and Channapatna of Ramanagara district and also they were undergone for study tour to Kolar district. They were supplied subsidized mulberry saplings, bed disinfectants, growth promoters among sericulture farmers.

scholarly journals Knowledge Level of Onion Growers on Improved Onion Production Technologies in Gadag District of Karnataka

2020 ◽  
pp. 1-6
Author(s):  
Shashidhar K. Baraker ◽  
K. C. Lalitha ◽  
K. V. Manjunath ◽  
Dadimi Anilkumar Reddy
Keyword(s):  
Significant Relationship ◽  
Structured Interview ◽  
Knowledge Level ◽  
Independent Variables ◽  
Ex Post ◽  
Medium Level ◽  
Cent Level ◽  
Production Technologies ◽  
Level Of Knowledge ◽  
Level Of Significance

Aim: To assess the Knowledge level of Onion growers on Improved Onion production technologies and to find out the Relationship between personal, socio economical and psychological characteristics of onion growers with their knowledge level. Study Design: “Ex-post facto” research design. Place and Duration of the Study: The present study was conducted during 2017–18 in Gadag district of Karnataka. Methodology: Two villages from each of the four Taluks of Gadag district were randomly selected and from eight villages, 15 respondents were selected from each village by adopting random sampling method to form a sample of 120 farmers. Data was collected from the respondents by personal interview method using a pre-tested structured interview schedule. Results: Majority of the farmers have medium level (42.50%) of knowledge followed by high level (31.66) of knowledge. Further study revealed that farmers had cent percent knowledge on seed rate, time of sowing, irrigation and weeding, whereas low level of knowledge on transplanting (10%), fertilizer dose (10%) and plant protection (15%). Independent variables like, Education, Mass media exposure, Extension contact, Management Orientation were have significant relationship with knowledge level of onion growers at 1 per cent level of significance, While Age, Farming experience, Innovativeness, Extension participation, Social participation and Risk Orientation at 5 per cent level of significance and variables such as Family size, Land holding , Area under Onion cultivation, Annual income exhibit non-significant relationship with knowledge level of onion growers. Conclusion: Significant portion of respondents were having medium level of knowledge with most of the independent variables contributing significantly towards their knowledge level on improved onion production technologies.

scholarly journals Weather based crop insurance for risk management in agriculture

2021 ◽  
Vol 22 (2) ◽  
pp. 101-108
Author(s):  
LATA VISHNOI ◽  
ANUPAM KUMAR ◽  
SUNIL KUMAR ◽  
GAURAV SHARMA ◽  
A.K. BAXLA ◽  
...  
Keyword(s):  
Risk Management ◽  
Crop Insurance ◽  
Secondary Data ◽  
Weather Data ◽  
Farm Income ◽  
Insurance Scheme ◽  
Agricultural Insurance ◽  
Income Insurance ◽  
Critical Issues ◽  
The Government

In recent years, in many parts of the country, indebtedness, crop failures, unpaid prices and poor returns have resulted in agrarian distress. The government has identified and introduced several programs to address these critical issues viz. crop insurance, lending waivers etc. among them. Crop insurance as a concept for risk management in agriculture has emerged in India since the turn of the twentieth century and government has launched various insurance schemes in last three decades like Comprehensive Crop Insurance Scheme (CCIS), National Agricultural Insurance Scheme (NAIS) and Modified NAIS (MNAIS) etc. Apart from these schemes, several other pilot projects such as Seed Crop Insurance, Farm Income Insurance Scheme and Weather Based Crop Insurance Scheme (WBCIS) were implemented from time to time. At present, two most important schemes are functional i.e. Pradhan Mantri Fasal BimaYojna (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) are in operation. This study focused on the performance of the Restructured Weather based Crop Insurance Scheme (RWBCIS) from historical and analytical perspectives and presents recommendation for future scenarios. RWBCIS scheme having two most important challenges. Firstly, weather data related issues by designing a modern scientific approach to develop high resolution secondary data and secondly, modifying the existing design of RWBCIS Products, based on sound agronomic principles.

scholarly journals Extension Participation of National Horticulture Mission Beneficiaries of Davanagere District in India

2020 ◽  
pp. 402-407
Author(s):  
J. Raghuraja ◽  
M. Madhumathi ◽  
S. Shashikumar
Keyword(s):  
Sample Size ◽  
Research Design ◽  
Service Providers ◽  
Family Members ◽  
Sources Of Information ◽  
Ex Post ◽  
Karnataka State ◽  
Ex Post Facto ◽  
Training Programmes ◽  
Veterinary Officer

The present study was conducted in all the six blocks (taluks) of Davanagere district of Karnataka state, India. The sample size was 144 randomly selected beneficiaries of National Horticulture Mission from 24 villages. Ex-post facto research design was employed for this study. The results revealed that family members (34.26%), neighbors (33.56%), friends and relatives (33.45) are the major sources of information for the NHM beneficiaries followed by other service providers, fellow beneficiaries and NHM personnel. Among the extension media, the farm magazine (66.21%), radio (57.87%), newspapers (55.10%), internet (44.44%), WhatsApp (42.36%) and mobile SMS (32.27 %) are regularly used by the beneficiaries. In case of contact with extension personnel, 42.82 per cent of beneficiaries had contact with agricultural assistant followed by 36.11 per cent with assistant agriculture officer, 30.09 per cent with veterinary officer and 28.70 per cent had contact with agriculture officer. The extension participation reveals that 33.45 per cent of beneficiaries participated in group meetings whereas, 33.10 per cent in krishi melas, 31.02 per cent in field visits and 28.47 per cent in training programmes. In all, 40.97 per cent of beneficiaries visited town or cities twice in a week while, 38.18 visited once in a week and 16.67 per cent visited once in fortnight. 

Determinants of Gender Responsive Spending in Rural Families in Tamil Nadu

2021 ◽  
Vol 8 (4) ◽  
pp. 129-138
Author(s):  
M Ramasubramanian ◽  
G Selvarani ◽  
D Puthira Prathap ◽  
M Senthil Kumar ◽  
A Anuratha
Keyword(s):  
Tamil Nadu ◽  
Rural Families ◽  
Binary Logistic Regression ◽  
Structured Interview ◽  
Sampling Procedure ◽  
Interview Schedule ◽  
Good Education ◽  
Ex Post ◽  
Gender Neutral ◽  
Ex Post Facto

A study was conducted among 120 as respondents in Six villages of Madurai district with the objective of analysing the determinants for gender neutral spending in families and to predict their willingness to spend gender neutrally. Ex-post facto research design was employed and the respondents were selected using random sampling procedure. The data was collected using a well-structured interview schedule. The results revealed that among the determinants differential needs of sons/daughters, earning of husband and wife, urge for giving good education, perceived importance of the issue, availability of money for spending were found to be highly influencing the respondents to spend gender neutrally in families. Similarly, Influence on relatives on spending decisions, influence of neighbours on spending decision, social values, spending for health were the determinants which were moderately influencing the gender neutral spending in families. Binary Logistic Regression results revealed that the willingness of a parent improves 18 times if he/she is influenced by differential need of son and daughters. Further, it was found that, if a parent is influenced by urge for giving good education, the odds of his/her willingness to neutrally spend in families would increase by a factor of 17.58 units.

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