scholarly journals Constraints and Suggestions Expressed by the Farmers in Availing Crop Insurance Schemes in Northern Karnataka

Author(s):  
S. K. Jamanal ◽  
K. V. Natikar ◽  
M. P. Potdar

Crop insurance is one of the methods by which farmers can stabilize farm income, investment and guard against disastrous effect of losses due to natural hazards or low market prices. Crop insurance not only stabilizes the farm income but also helps the farmers to initiate production activity after a bad agricultural year. The study was conducted in Karnataka State during 2017-18 by using “Ex-post- facto” research design. Belgavi, Dharwad, Haveri and Vijayapura districts were selected purposely based on more number of insured farmers. Further, two taluks from each district and from each taluk three villages (i.e. total 24 villages) were selected randomly. Sample size for the study was 240. Purposive sampling procedure was used. The data collected from respondents were tabulated and analyzed by using Garrett’s Ranking Technique. The findings of the study revealed that, delay in getting the claim was the prime constraint faced by the insured farmers with a highest Garret Score (GS) of 73.53 and  ranked as first (I), followed by inadequate compensation (GS-61.51 and Rank-II) and officials bias in loss assessment (GS-56.42 and Rank-III). With respect to suggestions given by the farmers were, claim should be dispersed before starting of the next season with utmost priority by farmers with a Garret Score of 75.70 and ranked first (I), followed by creation of separate insurance cell at Block / Taluk level (GS-66.40 & Rank-II) and more number of trainings need to be organized on Crop Insurance Scheme (GS-54.91 & Rank-III). The study brought out various constraints faced by the farmers related to Crop Insurance Schemes. Thus, concerned officers should approach the State Government to make sincere efforts to pay the claim before the start of next season and conduct more number of training and awareness programmes. Non-loanee farmers also should be encouraged by simplifying the online registration process and making the ‘Samrakshane Portal’ farmer friendly.

Author(s):  
S. K. Jamanal ◽  
K. V. Natikar ◽  
S. V. Halakatti

Agriculture production and farm income in India are frequently affected by natural disasters such as droughts, floods, cyclones, storms, landslides and earthquakes. In recent times, mechanisms like contract farming and future trading have been established which are expected to provide some insurance against price fluctuations directly or indirectly. But, agricultural insurance is considered as an important mechanism to address the risk of output and income effectively which is resulting from various natural and manmade events. The study was conducted in Karnataka State during the year 2017-18 by using “Ex-post- facto” research design. Belgavi, Dharwad, Haveri and Vijayapura districts were selected purposely based on more number of insured farmers. Further, two taluks from each district and from each taluk three villages (i.e. total 24 villages) were randomly selected. Sample size for the study was 240. Purposive sampling procedure was used. Descriptive statistics and multiple linear regression model were applied to analyze the data. The findings of the study revealed that, 44.17 per cent of the insured farmers belonged to low knowledge level followed by medium (37.92%) and high (17.91%) level with respect to Crop Insurance Schemes. The variable ‘credit availed’ had positive and significant relationship at one per cent level of probability. The co-efficient of determination (R2) was 0.427 which indicated that 42.70 per cent of the variation in the knowledge level of insured farmers was together explained by all the independent variables. Thus, concerned officers should conduct awareness  programmes from time to time by using different extension teaching methods like trainings, workshops, distribution of pamphlets, road shows, advertisement through television, newspaper, radio, mobile SMS etc to enhance the knowledge level of farmers.


Author(s):  
C. Vasanthi ◽  
J. G. Angadi

Market led extension is the market orientation of agriculture through extension, with a blend of economics, which aids in reaching the doorsteps of the farming community with the help of appropriate technologies. The present study was conducted with the objective of analyzing the constraints faced by the farmers in utilization of market led extension practices in grape, arecanut and maize crops. Ex-post-facto research design was used for carrying out the study. The study was conducted considering Uttara Kannada district for arecanut, Bagalkot and Vijayapura districts for grapes and Belagavi and Haveri districts for maize. The sample for the study was 240. The Garrett ranking technique was used to rank and analyze the constraints in utilization of market led extension practices as expressed by the farmers. The primary production constraint in all three crops was the higher cost of labour. Existence of numerous middlemen in the value chain was major marketing constraint in grapes, unstable market prices was major marketing constraint in arecanut and inadequate storage facilities which lead to distress sale was major marketing constraint in maize. The significant extension constraint was found to be lack of follow up activities by extension personnel in grapes and maize where as lack of credibility of online channels was significant extension constraint faced by arecanut growers.


2021 ◽  
Vol 8 (4) ◽  
pp. 129-138
Author(s):  
M Ramasubramanian ◽  
G Selvarani ◽  
D Puthira Prathap ◽  
M Senthil Kumar ◽  
A Anuratha

A study was conducted among 120 as respondents in Six villages of Madurai district with the objective of analysing the determinants for gender neutral spending in families and to predict their willingness to spend gender neutrally. Ex-post facto research design was employed and the respondents were selected using random sampling procedure. The data was collected using a well-structured interview schedule. The results revealed that among the determinants differential needs of sons/daughters, earning of husband and wife, urge for giving good education, perceived importance of the issue, availability of money for spending were found to be highly influencing the respondents to spend gender neutrally in families. Similarly, Influence on relatives on spending decisions, influence of neighbours on spending decision, social values, spending for health were the determinants which were moderately influencing the gender neutral spending in families. Binary Logistic Regression results revealed that the willingness of a parent improves 18 times if he/she is influenced by differential need of son and daughters. Further, it was found that, if a parent is influenced by urge for giving good education, the odds of his/her willingness to neutrally spend in families would increase by a factor of 17.58 units.


2019 ◽  
pp. 122-129
Author(s):  
Nwosu-Kanu, D. ◽  
Oleford Ngozika A. ◽  
Ekanem E.E. ◽  
Akpanudo E.M.

The study examined school plant security management and students‟ academic achievement in public secondary schools in Akwa Ibom State. Two research questions were raised and two hypotheses were formulated to guide the study. The design of the study was ex-post facto. The study population consisted of 48, 840 SSII students and 6755 teachers in 235 public secondary schools in Akwa Ibom State. The sample comprised 977 SSII students and 811 teachers in 118 Secondary Schoolswhich were sampled, using multistage sampling procedure. Two instruments were used for data collection. They are researcher developed checklist and questionnaire respectively titled “School Plant Security Availability Checklist (SPSAC) and School Plant Security Utilization Questionnaire (SPSUQ)”. SPSUQ was responded to by both the teachers and students. The reliability co-efficient of the instrument was determined using the Cronbach Alpha statistic. The Reliability index of 0.82 was obtained. Mean and Standard Deviation were used to answer the research questions while Analysis of Variance (ANOVA) was used to test the hypotheses at 0.05 alpha level. The findings of the study are that lacks of security devices in the school affect negatively students‟ academic achievement in English Language, Mathematics and Biology. The study recommended that there is need to overhaul the existing policy on school plant security as to ensure proper provision and utilization of the devices. It also recommended that government should make available suitable security devices and all the materials needed to make them functional.


2021 ◽  
Vol 20 (1) ◽  
pp. 45-54
Author(s):  
Isaac Ofem Ubi ◽  
Esther Chinenye Udemba

The purpose of this study was to explore the influence of age differentials on item difficulty and discrimination indices of West African School Certificate (WAEC) English Language Objective test for May/June 2014 taken by students in Nigeria. The study area was the southern Education Zone of Cross River State. The design used for the study was ex-post facto, justified by the fact that the variable of the study had occurred before being studied and that no manipulation of subjects of study was involved. The 2014 May/June English objective test items were used as they were. The instrument (made up of all the fifty items of the test) was administered to a sample of 100 students selected through accidental sampling procedure. Results of the study indicate that item response to the test depended, among other things, on the age brackets of the students. The older students seem to respond more correctly to items than their younger counterparts. The study recommends more proactive steps in admission of age compliant candidates for terminal examinations in Secondary Schools.


Author(s):  
Y. Darshan ◽  
K. Ramakrishnan ◽  
J. Pushpa ◽  
K. Prabakaran

The Pradhan Mantri Fasal Bima Yojna (PMFBY) is a crop-based insurance policy designed to help farmers who have suffered crop loss or damage and stabilizes farm income. In the year 2020-21, a study was conducted in the Tumkur district of Karnataka as district had highest number of insurance units (895) as compared to other districts of the Karnataka state. The findings of the study revealed that delay in getting the claim was the prime constraint faced by the beneficiaries with a highest percentage of 81.67 per cent and as ranked first followed by less compensation offered (80.00 per cent) and getting claims is a complicated procedure (76.67 per cent). With respect to suggestions given by the beneficiaries were before the start of the next season, the claim should be distributed with a percentage of 87.50 and ranked first, followed by organizing awareness programs for farmers regarding PMFBY (78.33 per cent) and representatives from financial institutions and policy makers should monitor and supervise the assessment (72.50 per cent). The study bought out a number of various constraints faced by the farmers related to Crop Insurance Schemes. As a result, concerned officers should approach the State Government and request that they make earnest efforts to pay the claim before the start of the following season as well as conduct more training and awareness programs.


2016 ◽  
Vol 3 (3) ◽  
Author(s):  
Bilal Ahmad Lone ◽  
Sadhan Dasgupta

The present study was to examine a cross cultural study on aggression in a group of college students from west Bengal and Jammu & Kashmir. Cluster sampling procedure was taken for the selection of sample total 491 college students (both male & female) in the study. The ex-post facto correlation design was used and results showed that there is relationship between experience & expression of aggression and each of the variables, namely, personality, frustration, parental bonding and perceived life stress.


2018 ◽  
Vol 32 (2) ◽  
Author(s):  
Leslie S. Rush ◽  
Suzanne Young

In 2006, the Wyoming state government allocated monies for the Department of Education to fund the work of Instructional Facilitators, or coaches, in schools across the state (Wyoming Department of Education, 2008). In Spring 2009, after the program had been in place for two years, an ex-post facto study was designed to examine the impact of the program on teacher practice. An online survey was used to collect data from classroom teachers throughout Wyoming’s public schools. Teachers answered questions about the extent of their work with Instructional Facilitators, the activities that they worked on with Instructional Facilitators, and the impact of their work with Instructional Facilitators on their practice. Results indicate that while a large number of teachers reported spending a small amount of time working with Instructional Facilitators, a small number of teachers reported spending a great deal of time working with Instructional Facilitators. Although differences by teaching level were apparent, the majority of respondents indicated they wished to continue working with an Instructional Facilitator and that Wyoming is spending its money wisely on the program. Discussion of these findings includes implications for Instructional Facilitator workloads and the need to focus their work on specific outcomes.  


Author(s):  
Radia N. Bonenehu ◽  
Made Antara ◽  
Rustam Abd Rauf

This study aims to: (1) Knowing large farm income peanut varieties Nolion 1 and Nolion 2 in District Totikum South Banggai Islands, and (2) Determine the ratio of production and farm income peanut varieties Nolion 1 and Nolion 2 in District Totikum South Banggai Islands, research type used in this research is descriptive analysis with comparative research method is ex post facto. Sampling is done by simple random sampling method (simple random sampling) take 15% of the population with sampling technique Proportional Stratified Random Sampling. Analysis of data using revenue analysis and comparative analysis / comparison of the average production and average farm income of farmers responder peanut varieties Nolion Nolion 1 and 2. The results show the average farmer's income respondents peanut farmers varieties Nolion 1 in one process location production research Rp 10,073,697- /ha and Rp.10,637,612,-/ha for varieties Nolion 2. The results of comparative analysis (Compare Independent samplest-test) is obtained, there are differences in average production and income of farmers varieties with varieties Nolion 1 and Nolion 2, on the level of α 5%.  Conclusion of the study that there is a difference in the average production and average farm income farm Nolion 1 peanut varieties and varieties of peanut farming Nolion 2


Author(s):  
S. Amutha Kumari ◽  
R. Jansi Rani ◽  
R. Premavathi ◽  
S. Sridevy

The aim of the study is to ascertain the perception of farmers towards Pradhan Mantri Fasal Bima Yojana (PMFBY).The research design adopted for this study is an ex-post facto. The present investigation was carried out in Konganapuram and Kadayampatti  block of Salem district of Tamil Nadu. The duration of the study is from 2020-2021. As per the list provided by Joint Director of Agriculture and other officials  farmers were selected from each village, who have registered under P.M.F.B.Y. Respondents were selected from each village through proportionate sampling method and the sample size was 117. Based on judges’ opinion and review of literature, the well-structured interview schedule was prepared and used to collect data from the respondents. The collected data were coded, quantified, classified, tabulated and analyzed with the help of frequency and percentage to get the inference. The statement like all farmers can pay the amount of premium under crop insurance ranked as I (MS - 2.52) followed by the damage caused by fire and electricity must be included in Insurance (MS - 2.44), It is mandatory for all farmers to get crop insurance (MS - 2.42) were ranked as 2 and 3 respectively. As crop insurance protects the farmers from the uncertainty of risk in farming like natural calamities (floods, droughts, cyclones, and earth quakes, etc.). That crop insurance is mandatory for every type of farmer; Government should take the initiative to give subsidies for small scale farmers and large-scale farmers as a basis of proportion to their income levels.


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