Sustainable Poverty Reduction: Credit for the Poor

2013 ◽  
pp. 401-427
Author(s):  
Asis Kumar Banerjee
Keyword(s):  
Author(s):  
Jock R. Anderson ◽  
Regina Birner ◽  
Latha Najarajan ◽  
Anwar Naseem ◽  
Carl E. Pray

Abstract Private agricultural research and development can foster the growth of agricultural productivity in the diverse farming systems of the developing world comparable to the public sector. We examine the extent to which technologies developed by private entities reach smallholder and resource-poor farmers, and the impact they have on poverty reduction. We critically review cases of successfully deployed improved agricultural technologies delivered by the private sector in both large and small developing countries for instructive lessons for policy makers around the world.


2022 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Alhassan Abdul-Wakeel Karakara ◽  
Ernest Amoabeng Ortsin

Purpose Ghana has implemented different kinds of pro-poor program and policies since its independence to reduce poverty. The Livelihood Empowerment Against Poverty (LEAP) is one of such program. LEAP is a social cash transfer program and its implementation has been under the auspices of the Ministry of Gender, Children and Social Protection since 2008. It provides direct cash and health insurance coverage for extremely poor households across the country to alleviate short-term poverty and encourage long-term human capital development. This paper examines the LEAP program in terms of how it has achieved its aim and the opportunities for improvement.Design/methodology/approach Primary data were obtained from interviews of 110 beneficiaries of the program. The study proposes a conceptual framework that links poverty reduction and social policies to assist researchers analyze pro-poor or social cash transfer program.Findings The findings show that the program is challenged with administrative bureaucracies, irregular inflow of funds, perceived political interferences, inconsistent implementation strategies and low value of the cash transfer (which results in little or no impact on consumption). However, the data also show that LEAP has positive impacts on nonconsumption spending like children's schooling. The program' exit strategy does not impact much on beneficiaries to allow them exit without the tendency of being poor.Practical implications This paper discussed the LEAP program as a social cash transfer to the poor in Ghana. The study constructed a conceptual framework to help researchers and practitioners analyze the implementation of pro-poor interventions. This conceptualization allows for cash transfer program to empower beneficiaries and exits them to allow for other beneficiaries to enroll, ensuring reduction in poverty over time. Generally, the beneficiaries have benefited from the LEAP in the areas of consumption, education and healthcare with few beneficiaries being able to accumulate some few assets. The LEAP program has no exit plan.Originality/value This study adds to literature by offering a conceptual framework to help researchers and policy makers in dealing with social assistance policies to the poor. The study also gave an insight into how pro-poor policy strategies could be crafted.


2021 ◽  
pp. 58-60
Author(s):  
T. Indumathi ◽  
G. Savaraiah

The World Bank's Andhra Pradesh Rural Poverty Reduction Project supports the self helf groups of the women members. It promotes women's social, economic, legal and political empowerment to reduce poverty among the poor and the poorest of the poor. The important object of this article is to examine the impact of micronance on the socio economic empowerment of the rural women supported by the national reputed NGO- Rashtriya Seva Samithi (RASS). 184 women members of the SHGs promoted by Rasthriya Seva Samathi (RASS) an NGO which located in Tirupati town. 184 samples are selected randomly from 15 SHGs scattered throughout the Tirupati rural mandal (Taluk) from the area of the study have been considered to conduct the present research study. The study reveals that 87.71 percent of the sample women were below the poverty line before joining the SHGs. As a result of SHG, about 40 percent of the sample women crossed the poverty line. The highest intensive value indicates that more women have participated in social agitations for the welfare of the children and the society. The second highest intensity reveals that considerable numbers of women of SHGs have participated in the government sponsored schemes. The 1st point secured 3rd rank with total intensity value of 605 which status that the micro credit has resulted in increased social status and empowerment.


2012 ◽  
Vol 11 (1) ◽  
pp. 94-118 ◽  
Author(s):  
Rodrigo Salcedo ◽  
Alejandra Rasse

This paper addresses the scholarly debate on cultural homogeneity or heterogeneity of urban poor families. While authors such as Lewis (1959) or Wacquant (2000 ; 2001) claim that structural disadvantages are linked to a particular type of identity or culture, others such as Hannerz (1969) , Anderson (1999 ; 2002) , or Portes ( Portes and Manning, 1986 ; Portes and Jensen, 1989 ) believe that it is possible to find different behaviors, expectations, decision–making processes, and outcomes among people living in seemingly identical structural conditions ( Small et al., 2010 ). Using Santiago, Chile, as a case study, we differentiate five different cultures or identities among the poor. Those identities seem to be the product of different historical and political circumstances, as well as of different types of public policies. The paper ends with a discussion of the need for poverty reduction policies to consider these differences among the poor.


2017 ◽  
Vol 11 (1) ◽  
pp. 118
Author(s):  
Valeriana Darwis

Poverty reduction  is a priority  development agenda  and  a lot of  programs or  policies  that  have  been  implemented  by  the  government.  One  of  the  pockets  of poverty  are  diperdesaan  where  people  work  in  the  agricultural  sector.  In  locations irrigated  rice  agro-ecosystem  study  the  performance  of  rice-based  poverty  in  2007 and 2010  experienced a  negative growth,  it is seen from: (i)  reduced  employment  and increased  unemployment,  (ii)  a source  of income  from  agriculture  generally,  but  she became  a source  of income  in  non-agriculture,  (iii)  land  ownership  between  0.25 to 1 ha  and  reverse  the  decline  of arable land  rent  is increasing,  (iv)  expenditure  on food increased  primarily  to  meet  the  needs  of  carbohydrates  and  animal  sources.  The dynamics of  the most  positive  efforts  made  respondents  in addressing  the problem of food  by  way  of  debt,  overcoming  difficulties  by  reducing  the  amount  of  clothing purchases,  overcoming  difficulties  fulfilling  its way into  participants  health  insurance for the poor,  addressing  educational  problems  by borrowing  money  or  do not  attend school.


2003 ◽  
Vol 42 (4I) ◽  
pp. 417-444 ◽  
Author(s):  
Nanak Kakwani ◽  
Hyun H. Son

This paper looks into the interrelation between economic growth, inequality, and poverty. Using the notion of pro-poor growth, we examine the extent to which the poor benefit from economic growth. First, various approaches to defining and measuring propoor growth are scrutinised using a variety of criteria. It is argued that the satisfaction of a monotonicity axiom is a key criterion for measuring pro-poor growth. The monotonicity axiom sets out a condition that the proportional reduction in poverty is a monotonically increasing function of the pro-poor growth measure. The paper proposes a pro-poor growth measure that satisfies the monotonicity criterion. This measure is called a ‘poverty equivalent growth rate’, which takes into account both the magnitude of growth and how the benefits of growth are distributed to the poor and the non-poor. As the new measure satisfies the criterion of monotonicity, it is indicative that to achieve rapid poverty reduction, the poverty equivalent growth rate—rather than the actual growth rate—ought to be maximised. The methodology developed in the paper is then applied to three Asian countries, namely, the Republic of Korea, Thailand, and Vietnam.


Author(s):  
Nhung Thi Hong Vu

Microfinance as argued in recent literature is not a panacea for poverty reduction as it was expected. The poor may need support from various ranges of non-financial services including business development services and social services alongside microfinance services. The main aim of this chapter is to provide policymakers and practitioners some discussions on the pros and cons of integrating non-financial services together with microfinance services. This chapter proposes a framework of both positive and negative effects of providing non-financial services on microfinance institutions and clients. A case study of offering non-financial services in a microfinance institution in Vietnam provides both quantitative and qualitative evidence of effects on the microfinance institution and its clients.


Author(s):  
Rohit Bhattacharya

The concept of Financial Inclusion is not a new one. It has become a catchphrase now and has attracted the global attention in the recent past. Lack of accessible, affordable and appropriate financial services has always been a global problem. It is estimated that about 2.9 billion people around the world do not have access to formal sources of banking and financial services. India is said to live in its villages, a convincing statement, considering that nearly 72% of our population lives there. However, a significant proportion of our 650,000 odd villages does not have a single bank branch to boast of, leaving swathes of the rural population in financial exclusion. RBI has reported that the financial exclusion in India leads to the loss of GDP to the extent of one per cent (RBI, Working Paper Series (DEPR): 8/2011). Financially excluded people, consistently, depend on money lenders even for their day to day needs, borrowing at excessive rates to finally get caught in a debt trap. In addition, people in far-off villages are completely unaware of financial products like insurance, which could protect them in adverse situation. Therefore, financial inclusion is a big necessity for our country as a large chunk of the world's poor resides here. Access to finance by the poor and vulnerable groups is a prerequisite for poverty reduction and social cohesion. Present paper is an attempt to highlight the present efforts of financial inclusion in India its future road map, its challenges etc.


Author(s):  
Zaipuna O. Yonah ◽  
Baanda A. Salim

This chapter attempts to enhance the understanding and knowledge of Information and Communication Technologies (ICTs) in relation to the Tanzania National ICT Policy as a case study. The authors extensively explore these pervading technologies as they impact on the education, commerce, social, cultural, and economic life of the poor Tanzanian people. The chapter looks at how Tanzania is coping with the issue of poverty eradication as one of the eight UN Millennium Development Goals (MDGs). It addresses the issue of digital divide and the role that ICTs can play in poverty reduction. Tanzania’s efforts in embracing ICTs and the challenges facing the country in its efforts are also addressed. Overall, the chapter demonstrates that ICTs are a set of tools for knowledge sharing, which is a powerful means for poverty reduction. Furthermore, it is advisable to focus on information literacy rather than just focusing on computer literacy.


2014 ◽  
Vol 48 (1) ◽  
Author(s):  
Motshine A. Sekhaulelo

This article investigates and outlines the strategies, which the Reformed Churches in South Africa (RCSA) can employ for poverty alleviation in the South African urban communities. By RCSA, the author refers to the local churches that constitute a familyof churches or church organisation. It is important to note that, historically, the churches stood at the forefront of giving freely to the poor, caring for widows, taking in destitute orphans, visiting the sick, and caring for the dying. Despite this long and often appreciated legacy of support for the poor and the needy, the church ceased or slowed to provide such ministry. This was probably due to the emphasis on the ’social gospel’ in liberal theology,which many churches began to view with deep suspicion. In talking about the church’s stance towards poverty, it should also be noted that, historically, the poor have suffered due to those churches that, without warrant, preach the health, wealth and prosperity gospel, incorrectly stating that God wants everyone to be equally rich. By promoting false hope about the prospects for overnight success through prayer and tithing, some of these churches take advantage of a vulnerable congregation that is often desperate for an improvement in their economic circumstances. This article investigates not only the complex of poverty and inequality in the South African (SA) urban community, but also the prophetic calling of the RCSA with respect to poverty today. The conclusion arrived at is that poverty and inequality persist in the urban community whilst the church, both as institution and organism, should be able to study and respond positively to the dynamics involved in urban poverty.Die Gereformeerde Kerke in Suid Afrika (GKSA) se strategieë vir armoedeverligtingin stedelike gebiede. Hierdie artikel ondersoek en skets die strategieë wat die GKSA kan benut om armoede in stedelike gebiede te verlig. Die GKSA verwys na plaaslike kerke wat ’n familie van kerke of kerkorganisasies uitmaak. Dit is belangrik om kennis te neem van die feit dat die kerk, reg deur die geskiedenis, op die voorpunt was om vryelik aan armes te voorsien, vir die weduwees te sorg, weeskinders in te neem, siekes te besoek en sterwendeste versorg. Ten spyte van hierdie lang en meestal gewaardeerde nalatenskap aan armes en behoeftiges, het hierdie bediening deur die kerk afgeneem en is in baie gevalle gestaak. Dit is waarskynlik as gevolg van die klem wat in die bevrydingsteologie op die ‘sosialeevangelie’ geplaas is en tans deur baie kerke met agterdog bejeën word. Wanneer die kerk se houding teenoor armoede ter sprake kom, moet ’n mens in gedagte hou dat, histories gesproke, die armes as gevolg van die kerk ly – kerke wat sonder waarborg die gesondheidsen voorspoedteologie verkondig het en wat valslik voorgegee het dat dit God se wil is dat almal ewe ryk moet wees. Deur die vals vooruitsigte voor te hou om oornag deur gebed en uit offergawes ryk te word, is kwesbare gemeentelede wat desperaat was vir die verbetering van hulle ekonomiese omstandighede uitgebuit. Hierdie artikel ondersoek nie net die kompleksiteit van armoede en ongelykhede in die stedelike gemeenskappe van Suid-Afrika nie, maar ook die profetiese roeping van die GKSA met betrekking tot armoede vandag. Die gevolgtrekking is dus dat armoede en ongelykheid voortduur in stedelike gebiede terwyl die kerk as instituut sowel as organisme die bevoegdheid moes hê om die dinamiek wat deel van stedelike armoede uitmaak, te bestudeer en positief daarop te reageer.


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