scholarly journals Importance, Causes, and Management Responses to Farm Risks: Evidence From Florida and Alabama

1985 ◽  
Vol 17 (2) ◽  
pp. 105-116 ◽  
Author(s):  
William G. Boggess ◽  
Kwabena A. Anaman ◽  
Gregory D. Hanson
Keyword(s):  
Risk Management ◽  
Logistic Regression ◽  
Management Practices ◽  
Summary Statistics ◽  
Relative Importance ◽  
Risk And Uncertainty ◽  
Chi Square ◽  
Perceptions Of Risk ◽  
Regression Techniques ◽  
Random Survey

AbstractDespite the contention that risk and uncertainty play an important role in agriculture in North Florida and South Alabama, very little is known about producers' perceptions of risk. This paper describes the procedures used and the results obtained from a statistically random survey of farmers' perceptions of the importance of various sources of risk and alternative risk management practices. Initially, farmers were asked to define risk and then to rank various sources of risk and management responses to risk based on the relative importance of each to their operation. Summary statistics, Chi-square analyses, and logistic regression techniques were used to analyze the data.

Effect of Non-Performing Loans on the Financial Performance of Commercial Banks in Nigeria

2019 ◽  
Vol 1 (2) ◽  
pp. 1-9
Author(s):  
Okoh Gabriel ◽  
Inim Ekemini Victor ◽  
Idachaba Odekina Innocent
Keyword(s):  
Risk Management ◽  
Central Bank ◽  
Financial Performance ◽  
Commercial Banks ◽  
Deposit Insurance ◽  
Management Practices ◽  
Regression Techniques ◽  
High Level ◽  
Reserve Ratio ◽  
Analyze Data

The study examined the effect of Non-Performing Loans on the financial performance of commercial banks in Nigeria between the periods of 1985 to 2016. The study employed the multiple regression techniques to analyze data collated from the Central Bank of Nigeria (CBN) statistical bulletin and Nigeria Deposit Insurance Corporation (NDIC) publications for various years. The result of the study shows that Non-Performing Loans to Total Loans ratio (NPL/TLR) and Cash Reserve Ratio (CRR) had statistically negative significant effect on Return on Asset (ROA). These result shows that a high level of non-performing loans would reduce the financial performance of commercial banks in Nigeria. Consequently, the study recommends that the regulatory authorities in Nigeria should create and support an environment where commercial banks in Nigeria can have a strong risk management practices.

scholarly journals Examination of the effects of some variables in internal control and organizational stress management via multiple regression on perception of risk and uncertainty

2018 ◽  
Vol 15 (1) ◽  
pp. 155 ◽  
Author(s):  
İlknur Bilgen ◽  
Hikmet Yaşar ◽  
Mustafa Şeker ◽  
Nuh Mehmet Büyüksivaslıoğlu
Keyword(s):  
Risk Management ◽  
Internal Control ◽  
Work Experience ◽  
Textile Industry ◽  
Management Practices ◽  
Essential Element ◽  
Organizational Stress ◽  
Risk And Uncertainty ◽  
Perception Of Risk ◽  
Survey Form

Internal control is an essential element of successful and effective management. Internal control which plays a role as a proactive and integral element in organizations’ adapting to changing and changes also plays an important role in the realization of organizational strategy. In some cases, change brings risks along with uncertainties.  One of the most effective tools against the stress occurring in cases where the risks and change cannot be managed is, without doubt, internal control practices.  Risk management practices are dealt with within the scope of internal control. Risk management is directly related to perception of risks and uncertainties of the employees and the organization. The effect of some variables on the perception of risk and uncertainty has been investigated since the risks and uncertainties in the organizations are constantly in interaction with stress and internal control applications. The study was conducted face to face by asking 348 entrepreneurs operating on the textile industry to fill in the survey form in Kayseri in Turkey.  The effects of total work experience, age, gender and strength on perception of risk and uncertainty have been determined.

Effect of Non-Performing Loans on the Financial Performance of Commercial Banks in Nigeria

2021 ◽  
pp. 1-9
Keyword(s):  
Risk Management ◽  
Central Bank ◽  
Financial Performance ◽  
Commercial Banks ◽  
Deposit Insurance ◽  
Management Practices ◽  
Regression Techniques ◽  
High Level ◽  
Reserve Ratio ◽  
Analyze Data

The study examined the effect of Non-Performing Loans on the financial performance of commercial banks in Nigeria between the periods of 1985 to 2016. The study employed the multiple regression techniques to analyze data collated from the Central Bank of Nigeria (CBN) statistical bulletin and Nigeria Deposit Insurance Corporation (NDIC) publications for various years. The result of the study shows that Non-Performing Loans to Total Loans ratio (NPL/TLR) and Cash Reserve Ratio (CRR) had statistically negative significant effect on Return on Asset (ROA). These result shows that a high level of non-performing loans would reduce the financial performance of commercial banks in Nigeria. Consequently, the study recommends that the regulatory authorities in Nigeria should create and support an environment where commercial banks in Nigeria can have a strong risk management practices.

The Role of Stigma Toward Mental Illness in Probation Officers’ Perceptions of Risk and Case Management Decisions

2018 ◽  
Vol 45 (5) ◽  
pp. 573-588 ◽  
Author(s):  
Jennifer Eno Louden ◽  
Sarah M. Manchak ◽  
Elijah P. Ricks ◽  
Patrick J. Kennealy
Keyword(s):  
Mental Illness ◽  
Risk Management ◽  
Case Management ◽  
Mental Health Treatment ◽  
Management Practices ◽  
Management Strategies ◽  
Probation Officers ◽  
Management Decisions ◽  
Perceptions Of Risk ◽  
Offenders With Mental Illness

Recommendations for supervising offenders with mental illness have evolved from a narrow focus on treating psychopathology to an integration of mental health treatment and correctional interventions. Probation officers likely have inflated perceptions of risk for offenders with mental illness, which may result in improper risk assessment and misinformed risk management practices. In a sample of 89 probation officers, we examined perceptions of risk for probationers with and without mental illness and explored whether stigmatizing attitudes toward mental illness affect perceptions of risk and risk management strategies. Officers did not overestimate risk for offenders with mental illness, and stigma toward mental illness bore little influence on risk ratings and case management decisions. However, officers did rate the offender with mental illness as higher risk than the nondisordered offender and chose more punitive responses to a violation he committed—despite being informed that the offenders were of the same risk classification.

The Impact of Shariah Governance and Corporate Governance on the Risk Management Practices: Evidence from Local and Foreign Islamic Banks in Malaysia

2018 ◽  
Vol 15 (2) ◽  
pp. 1-20
Author(s):  
Sabri Embi ◽  
Zurina Shafii
Keyword(s):  
Risk Management ◽  
Corporate Governance ◽  
Management Practices ◽  
Principal Component ◽  
T Test ◽  
The Body ◽  
Primary Data ◽  
Islamic Banks ◽  
Shariah Governance ◽  
The Impact

The purpose of this study is to examine the impact of Shariah governance and corporate governance (CG) on the risk management practices (RMPs) of local Islamic banks and foreign Islamic banks operating in Malaysia. The Shariah governance comprises the Shariah review (SR) and Shariah audit (SA) variables. The study also evaluates the level of RMPs, CG, SR, and SA between these two type of banks. With the aid of SPSS version 20, the items for RMPs, CG, SR, and SA were subjected to principal component analysis (PCA). From the PCA, one component or factor was extracted each for the CG, SR, and RMPs while another two factors were extracted for the SA. Primary data was collected using a self-administered survey questionnaire. The questionnaire covers four aspects ; CG, SR, SA, and RMPs. The data received from the 300 usable questionnaires were subjected to correlation and regression analyses as well as an independent t-test. The result of correlation analysis shows that all the four variables have large positive correlations with each other indicating a strong and significant relationship between them. From the regression analysis undertaken, CG, SR, and SA together explained 52.3 percent of the RMPs and CG emerged as the most influential variable that impacts the RMPs. The independent t-test carried out shows that there were significant differences in the CG and SA between the local and foreign Islamic banks. However, there were no significant differences between the two types of the bank in relation to SR and RMPs. The study has contributed to the body of knowledge and is beneficial to academicians, industry players, regulators, and other stakeholders.

Management of grazing systems

1989 ◽  
pp. 117-122 ◽  
Author(s):  
J. Hodgson
Keyword(s):  
Management Practices ◽  
Management Control ◽  
Grazing Management ◽  
Relative Importance ◽  
Stocking Rate ◽  
Pastoral Systems ◽  
Starting Point ◽  
Alternative Means ◽  
Grazing Systems ◽  
Stocking Rates

Recent assessments of the relative importance of stocking rate. stocking policy and grazing management on the output from pastoral systems are used as a starting point to argue the need for objective pasture assessments to aid control of livestock enterprises to meet production targets. Variations in stocking rates, stocking policy and other management practices all provide alternative means of control of pasture conditions which are the major determinants of pasture and animal performance. Understanding of the influence of pasture conditions on systems performance should provide a better basis for management control and for Communication between farmers, extension officers and researchers. Keywords: Stocking rate, pasture condition, pasture cover

The Effect of Sanctions on Cooperative Behavior: A Study on Medium Trust Individuals in the Context of Corruption

2018 ◽  
Vol 34 (1) ◽  
Author(s):  
Dewi Rosiana ◽  
Achmad Djunaidi ◽  
Indun Lestari Setyono ◽  
Wilis Srisayekti
Keyword(s):  
Logistic Regression ◽  
Public Interest ◽  
Logistic Regression Model ◽  
Cooperative Behavior ◽  
Research Subjects ◽  
Chi Square ◽  
Public Interests ◽  
The Public ◽  
Chi Square Analysis ◽  
Personal Interests

This study aims to describe the effect of sanctions (individual sanctions, collective sanctions, and absence of sanctions) on cooperative behavior of individuals with medium trust in the context of corruption. Both collective sanctions and individual sanctions, are systemic, which means sanctioning behavior is exercised not by each individual but by the system. Cooperative behavior in this context means choosing to obey rules, to reject acts of corruption and to prioritize public interests rather than the personal interests. Conversely, corruption is an uncooperative behavior to the rules, and ignores the public interest and prioritizes personal interests. Research subjects were 62 students. The Chi-Square Analysis was used to see the association between the variables and the logistic regression model was applied to describe the structure of this association. Individual sanction is recommended as punishment to medium trust individuals to promote cooperative behavior in the context of corruption. The results showed that individuals with medium trust had more cooperative behavior.

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