scholarly journals Some Aspects of Sickness Insurance

1901 ◽  
Vol 4 ◽  
pp. 408-425
Author(s):  
Henry Brown

Although the subject we are about to discuss is frequently referred to as “Health” Insurance, I venture to submit that as a mere question of exactness Sickness Insurance is the correct term. The common method of naming systems of Insurance is not, however, too exact, but that is no sufficient reason for being inexact where exactness is possible. Insurance against fire, insurance against accident, and insurance against sickness are expressions, each of which carries with it a precise meaning; but to speak of “insurance against health” would be a contradiction and an impossibility. In Life work we refer to Life Assurance, while in reality we mean insurance against death, and in respect of this particular business, whoever may have been responsible for the primary use of the term was wise in his generation. To write or speak perpetually upon the subject of death even in its relation to insurance would be a lugubrious vocation to engage in. The subject itself would not only be uninviting but repellent, and therefore as far as possible men would seek to avoid its discussion. For the same reason I imagine “Health” Insurance is preferred by some to Sickness Insurance; but the description cannot be supported by the same reasoning, while, as I have said, it is incorrect and therefore unnecessary.

1940 ◽  
Vol 70 (3) ◽  
pp. 271-313 ◽  
Author(s):  
E. A. J. Heath

The subject of sickness insurance does not appear to have been previously discussed before this Institute except in relation to Friendly Societies and the National Health Insurance Act. There is, however, a most comprehensive paper by Mr W. A. Robertson, the present President of the Faculty, in the Transactions, Vol. xiv, page 21. Disability in the sense of long-term sickness insurance has been considered on several occasions, but purely as an added benefit to life assurance contracts. The results shown by the American offices, who at one time transacted a large volume of this business, have been anything but encouraging.


1946 ◽  
Vol 72 (1) ◽  
pp. 35-78
Author(s):  
A. H. Shrewsbury

‘If there be one point free from obscurity in the Act of 1842 it is this, that the Legislature intended all traders, whether in groceries, annuities or other articles of commerce, to be assessed upon the same footing.’ Lord Watson in The Gresham Life Assurance Society υ. Styles.The main object is to discuss principles and therefore many points of detail will be omitted, however intrinsically interesting they may be. Satisfactory consideration of principles entails reference to all classes of business which involve an actuarial valuation (viz. life assurance and annuity business, sinking fund business and permanent sickness insurance business). Reference will be made to the National Defence Contribution and the Excess Profits Tax, which are based upon income-tax legislation. The subject in mind is the relation of such taxation to insurance business and funds of the classes mentioned, as distinct from other aspects of income tax which an insurance office encounters, and it will be considered solely from the point of view of an office established in the United Kingdom which transacts business only in the United Kingdom. In view of the paper by Messrs S. J. Rowland and F. H. Wales on ‘The Taxation of the Annuity Fund’ (March 1937, J.I.A. Vol. LXVIII), only brief reference will be made to annuity business, and it will be assumed that it is unnecessary, in describing taxation processes, to include explanations or qualifying phrases on account of annuity business.


1896 ◽  
Vol 3 ◽  
pp. 116-139
Author(s):  
William Harvey

It will probably conduce to clearness if I explain at the outset the order in which I propose to deal with the subject of this paper.In the first part of the paper I propose to discuss, in relation to policies of insurance, (1) the general rules of law in regard to fraud or misrepresentation in the preliminary negotiations, as invalidating contracts; and (2) the rules of law as to concealment in relation to contracts, such as contracts of insurance, in regard to which the law requires the utmost good faith on both sides. I shall also consider the effect of misrepresentation or concealment by a third party, not a party to the contract.In the second part I shall refer to the usual forms of provision in policies of life assurance, relating to the answers by the assured to the questions in the proposal, and consider their effect in modifying the rules of the common law. In this connection I shall endeavour to classify policies on well-marked lines of distinction, and will also deal with the question of the interpretation of the usual inquiries in the proposal, and the rules of construction of ambiguous or contradictory provisions in the policy or declaration.


2020 ◽  
Vol 23 (10) ◽  
pp. 1182-1194
Author(s):  
A.A. Akhmetzyanov ◽  
A.Yu. Sokolov

Subject. The article focuses on the advanced time-driven tools for allocating overhead expenses, which are based on process-based budgeting. Objectives. We articulate a technique for cost allocation so as to assess the cost of each process with reference to the common time driver. Methods. The study relies upon methods of systematization, classification, analogy and comparison, and summarizes the scientific literature on the subject. Results. The article presents our own suggestions on implementing TD-ABC and TD-ABB into the strategic management accounting process of developer companies. The principles were proved to help more effectively allocate overhead expenses and assess the capacity load of each process performed by functions, departments and employees. Carrying out a comparative analysis, we found certain reserves for utilizing resources more effectively. Conclusions and Relevance. The findings are of scientific and practical significance and can be used by developer and construction businesses. The conclusions can prove helpful for scientific papers, student books, and further research.


2004 ◽  
Vol 32 (3) ◽  
pp. 337-355 ◽  
Author(s):  
Leslie Zines

This article originally was published as a Law and Policy Paper. The Law and Policy Papers series was established in 1994 by the Centre for International and Public Law in the Faculty of Law, the Australian National University. The series publishes papers contributing to understanding and discussion on matters relating to law and public policy, especially those that are the subject of contemporary debate. In 1999 the papers were published jointly by the Centre for International and Public Law and The Federation Press. This article is reproduced in the Federal Law Review with the permission of the original publishers.


Author(s):  
Justine Pila

This chapter considers the meaning of the terms that appropriately denote the subject matter protectable by registered trade mark and allied rights, including the common law action of passing off. Drawing on the earlier analyses of the objects protectable by patent and copyright, it defines the trade mark, designation of origin, and geographical indication in their current European and UK conception as hybrid inventions/works in the form of purpose-limited expressive objects. It also considers the relationship between the different requirements for trade mark and allied rights protection, and related principles of entitlement. In its conclusion, the legal understandings of trade mark and allied rights subject matter are presented as answers to the questions identified in Chapter 3 concerning the categories and essential properties of the subject matter in question, their method of individuation, and the relationship between and method of establishing their and their tokens’ existence.


2021 ◽  
Vol 11 (2) ◽  
pp. 21
Author(s):  
Julia V. Furtado ◽  
António C. Moreira ◽  
Jorge Mota

Gender affirmative action (AA) in management remains a controversial topic among scholars, practitioners, and employees. While some individuals may support the use of AA policies as a means of increasing representation of women, others are not supportive at all, further understanding gender AA as an unacceptable violation of merit—even when targeted by it. With the aim of analyzing how scholars have approached the subject, we systematically reviewed 76 published articles (SCOPUS database), covering the extant literature on gender AA and management. Findings indicate a consensus regarding the common antecedents of attitudes towards gender AA with prior experiences with AA and diversity management (DM) (as well as general perceptions of AA). Performance and satisfaction appear as the predominant outcomes. In addition, while investigating the differences among AA, equal employment opportunity (EEO) and diversity management (DM), scholars are mainly focused on the effectiveness of AA as a means of increasing the inclusion of minorities in general. We conclude that despite marginal studies on employees’ attitudes toward gender AA, there is a gap in the literature, particularly an absence of research on the bivalent position of meritocracy (or merit violation) as both an antecedent and outcome of attitudes towards AA, which deserves further scrutiny.


1973 ◽  
Vol 21 ◽  
pp. 3-7
Author(s):  
Helen Sawyer Hogg

The title of this talk is really just a different phrasing from one I have used at several IAU meetings on the subject of numbers and kinds of variables in globular clusters. To furnish this material, I have finished the Third Catalogue of Variables in Globular Clusters. Since many of you are coming to this Colloquium with new information, the Catalogue is in draft form with a request that corrections and additions be given me by October 2, after which the draft will go to the printer.The First Catalogue of Variables in Globular Clusters was published at this observatory in 1939 and the Second Catalogue in 1955. In 1966 appeared the excellent Catalogue of Variables South of Declination—29° by Fourcade, Laborde and Albarracin, with splendid large prints of identification charts.


Sign in / Sign up

Export Citation Format

Share Document