Choice in Insurance Markets: A Pigouvian Approach to Social Insurance Design

2021 ◽  
Vol 13 (1) ◽  
Author(s):  
Nathaniel Hendren ◽  
Camille Landais ◽  
Johannes Spinnewijn
Keyword(s):  
Adverse Selection ◽  
Unemployment Insurance ◽  
Social Insurance ◽  
Insurance Markets ◽  
Annual Review ◽  
Publication Date ◽  
Uncompensated Care ◽  
Regulatory Policies ◽  
The Social ◽  
Insurance Choice

Should choice be offered in social insurance programs? This review presents a conceptual framework that identifies the key forces determining the social value of offering choice. We show that the value of offering choice is higher the larger the variation in individual valuations for extra insurance is, but it gets reduced by both selection on risk and selection on moral hazard. Besides adverse selection, the implementation of choice-based policies is further challenged by the presence of choice frictions or the obligation to offer basic uncompensated care. All these inefficiencies can be seen as externalities that do not rationalize the absence of providing choice per se but point to the need for regulatory policies and suggest the potential value of corrective pricing à la Pigou. Applying this framework to the existing evidence on these forces in the context of unemployment insurance, we find that offering insurance choice can be valuable even in the presence of significant adverse selection. We conclude by showing how this framework can constitute a fruitful guide for further empirical research in different insurance domains. Expected final online publication date for the Annual Review of Economics, Volume 13 is August 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

Ethnography, Data Transparency, and the Information Age

2021 ◽  
Vol 47 (1) ◽  
Author(s):  
Alexandra K. Murphy ◽  
Colin Jerolmack ◽  
DeAnna Smith
Keyword(s):  
Social Life ◽  
New Technologies ◽  
Information Age ◽  
Annual Review ◽  
Publication Date ◽  
Ethical Implications ◽  
The Social ◽  
Share Data ◽  
Replication Crisis ◽  
Data Transparency

The conventions ethnographers follow to gather, write about, and store their data are increasingly out of sync with contemporary research expectations and social life. Despite technological advancements that allow ethnographers to observe their subjects digitally and record interactions, few follow subjects online and many still reconstruct quotes from memory. Amid calls for data transparency, ethnographers continue to conceal subjects’ identities and keep fieldnotes private. But things are changing. We review debates, dilemmas, and innovations in ethnography that have arisen over the past two decades in response to new technologies and calls for transparency. We focus on emerging conversations around how ethnographers record, collect, anonymize, verify, and share data. Considering the replication crisis in the social sciences, we ask how ethnographers can enable others to reanalyze their findings. We address ethical implications and offer suggestions for how ethnographers can develop standards for transparency that are consistent with their commitment to their subjects and interpretive scholarship. Expected final online publication date for the Annual Review of Sociology, Volume 47 is July 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

Social Epidemiology: Past, Present, and Future

2022 ◽  
Vol 43 (1) ◽  
Author(s):  
Ana V. Diez Roux
Keyword(s):  
Social Epidemiology ◽  
Policy Implications ◽  
Annual Review ◽  
Publication Date ◽  
Social Production ◽  
Systemic Racism ◽  
Future Directions ◽  
The Social ◽  
Critical Approaches ◽  
Social Causes

In a context where epidemiologic research has been heavily influenced by a biomedical and individualistic approach, the naming of “social epidemiology” allowed explicit emphasis on the social production of disease as a powerful explanatory paradigm and as critically important for interventions to improve population health. This review briefly highlights key substantive areas of focus in social epidemiology over the past 30 years, reflects on major advances and insights, and identifies challenges and possible future directions. Future opportunities for social epidemiology include grounding research in theoretically based and systemic conceptual models of the fundamental social drivers of health; implementing a scientifically rigorous yet realistic approach to drawing conclusions about social causes; using complementary methods to generate valid explanations and identify effective actions; leveraging the power of harmonization, replication, and big data; extending interdisciplinarity and diversity; advancing emerging critical approaches to understanding the health impacts of systemic racism and its policy implications; going global; and embracing a broad approach to generating socially useful research. Expected final online publication date for the Annual Review of Public Health, Volume 43 is April 2022. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

The Role of the Medial Prefrontal Cortex in Moderating Neural Representations of Self and Other in Primates

2021 ◽  
Vol 44 (1) ◽  
Author(s):  
Masaki Isoda
Keyword(s):  
Prefrontal Cortex ◽  
Medial Prefrontal Cortex ◽  
Critical Role ◽  
Autism Spectrum ◽  
Annual Review ◽  
Publication Date ◽  
Self And Other ◽  
Neural Representations ◽  
The Social

As a frontal node in the primate social brain, the medial prefrontal cortex (MPFC) plays a critical role in coordinating one's own behavior with respect to that of others. Current literature demonstrates that single neurons in the MPFC encode behavior-related variables such as intentions, actions, and rewards, specifically for self and other, and that the MPFC comes into play when reflecting upon oneself and others. The social moderator account of MPFC function can explain maladaptive social cognition in people with autism spectrum disorder, which tips the balance in favor of self-centered perspectives rather than taking into consideration the perspective of others. Several strands of evidence suggest a hypothesis that the MPFC represents different other mental models, depending on the context at hand, to better predict others’ emotions and behaviors. This hypothesis also accounts for aberrant MPFC activity in autistic individuals while they are mentalizing others. Expected final online publication date for the Annual Review of Neuroscience, Volume 44 is July 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

scholarly journals Social Inequality and the Future of US Life Expectancy

2021 ◽  
Vol 47 (1) ◽  
Author(s):  
Iliya Gutin ◽  
Robert A. Hummer
Keyword(s):  
United States ◽  
Life Expectancy ◽  
Social Inequality ◽  
Population Health ◽  
The United States ◽  
Annual Review ◽  
Publication Date ◽  
The Social ◽  
The Future ◽  
Extreme Longevity

Despite decades of progress, the future of life expectancy in the United States is uncertain due to widening socioeconomic disparities in mortality, continued disparities in mortality across racial/ethnic groups, and an increase in extrinsic causes of death. These trends prompt us to scrutinize life expectancy in a high-income but enormously unequal society like the United States, where social factors determine who is most able to maximize their biological lifespan. After reviewing evidence for biodemographic perspectives on life expectancy, the uneven diffusion of health-enhancing innovations throughout the population, and the changing nature of threats to population health, we argue that sociology is optimally positioned to lead discourse on the future of life expectancy. Given recent trends, sociologists should emphasize the importance of the social determinants of life expectancy, redirecting research focus away from extending extreme longevity and toward research on social inequality with the goal of improving population health for all. Expected final online publication date for the Annual Review of Sociology, Volume 47 is July 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

scholarly journals A Critical Review of the Social and Behavioral Contributions to the Overdose Epidemic

2020 ◽  
Vol 42 (1) ◽  
Author(s):  
Magdalena Cerdá ◽  
Noa Krawczyk ◽  
Leah Hamilton ◽  
Kara E. Rudolph ◽  
Samuel R. Friedman ◽  
...  
Keyword(s):  
Public Health ◽  
Public Health Problem ◽  
The United States ◽  
Social Contexts ◽  
Prescription Opioid ◽  
Annual Review ◽  
Publication Date ◽  
Opioid Overdose ◽  
The Social ◽  
Critical Public Health

More than 750,000 people in the United States died from an overdose between 1999 and 2018; two-thirds of those deaths involved an opioid. In this review, we present trends in opioid overdose rates during this period and discuss how the proliferation of opioid prescribing to treat chronic pain, changes in the heroin and illegally manufactured opioid synthetics markets, and social factors, including deindustrialization and concentrated poverty, contributed to the rise of the overdose epidemic. We also examine how current policies implemented to address the overdose epidemic may have contributed to reducing prescription opioid overdoses but increased overdoses involving illegal opioids. Finally, we identify new directions for research to understand the causes and solutions to this critical public health problem, including research on heterogeneous policy effects across social groups, effective approaches to reduce overdoses of illegal opioids, and the role of social contexts in shaping policy implementation and impact. Expected final online publication date for the Annual Review of Public Health, Volume 42 is April 1, 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

Putting People Down and Pushing Them Out: Sexual Harassment in the Workplace

2020 ◽  
Vol 8 (1) ◽  
Author(s):  
Lilia M. Cortina ◽  
Maira A. Areguin
Keyword(s):  
Sexual Harassment ◽  
Organizational Behavior ◽  
Organizational Context ◽  
Sexual Problem ◽  
Annual Review ◽  
Publication Date ◽  
Work Organizations ◽  
The Social ◽  
Social Organizational ◽  
Common Manifestation

Sexual harassment was once conceptualized solely as a sexual problem: coercive sexual advances that spring from natural feelings of sexual desire or romance. Research has since shown that by far the most common manifestation of sexual harassment is gender harassment, which has contempt at its core; this conduct aims to put people down and push them out, not pull them into sexual activity. With findings such as these, we have made many strides in the scientific study of sexual harassment. That body of scholarship is the focus of this article, which is organized around the following questions: What is sexual harassment, both behaviorally and legally? How common is this conduct in work organizations, and what are its consequences? What features of the social/organizational context raise the risk for sexual harassment? What are some promising (and not-so-promising) solutions to this pervasive problem? And finally, what are important directions for this area of research moving forward? Expected final online publication date for the Annual Review of Organizational Pscyhology and Organizational Behavior, Volume 8 is January 21, 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

Unequal Societies: Income Distribution and the Social Contract

2000 ◽  
Vol 90 (1) ◽  
pp. 96-129 ◽  
Author(s):  
Roland Bénabou
Keyword(s):  
Social Contract ◽  
Social Insurance ◽  
Western Europe ◽  
Education Finance ◽  
The United States ◽  
Political Support ◽  
Insurance Markets ◽  
Redistributive Policies ◽  
The Social ◽  
Persistent Inequality

This paper develops a theory of inequality and the social contract aiming to explain how countries with similar economic and political “fundamentals” can sustain such different systems of social insurance, fiscal redistribution, and education finance as those of the United States and Western Europe. With imperfect credit and insurance markets some redistributive policies can improve ex ante welfare, and this implies that their political support tends to decrease with inequality. Conversely, with credit constraints, lower redistribution translates into more persistent inequality; hence the potential for multiple steady states, with mutually reinforcing high inequality and low redistribution, or vice versa. (JEL D31, E62, P16, O41, I22)

scholarly journals Cash Transfers and Health

2021 ◽  
Vol 42 (1) ◽  
Author(s):  
Sicong Sun ◽  
Jin Huang ◽  
Darrell L. Hudson ◽  
Michael Sherraden
Keyword(s):  
Social Insurance ◽  
Cash Transfers ◽  
Financial Resources ◽  
Annual Review ◽  
Publication Date ◽  
Basic Income ◽  
Positive Health ◽  
Policies And Programs ◽  
Research And Policy ◽  
Improve Health

Financial resources are known to affect health outcomes. Many types of social policies and programs, including social assistance and social insurance, have been implemented around the world to increase financial resources. We refer to these as cash transfers. In this article, we discuss theory and evidence on whether, how, for whom, and to what extent purposeful cash transfers improve health. Evidence suggests that cash transfers produce positive health effects, but there are many complexities and variations in the outcomes. Continuing research and policy innovation—for example, universal basic income and universal Child Development Accounts—are likely to be productive. Expected final online publication date for the Annual Review of Public Health, Volume 42 is April 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

scholarly journals Replicability in Empirical Legal Research

2021 ◽  
Vol 17 (1) ◽  
Author(s):  
Jason M. Chin ◽  
Kathryn Zeiler
Keyword(s):  
Social Sciences ◽  
Social Science ◽  
Science Volume ◽  
Reform Movement ◽  
Annual Review ◽  
Publication Date ◽  
Legal Research ◽  
Current State ◽  
The Social ◽  
Statistical Issues

As part of a broader methodological reform movement, scientists are increasingly interested in improving the replicability of their research. Replicability allows others to perform replications to explore potential errors and statistical issues that might call the original results into question. Little attention, however, has been paid to the state of replicability in the field of empirical legal research (ELR). Quality is especially important in this field because empirical legal researchers produce work that is regularly relied upon by courts and other legal bodies. In this review, we summarize the current state of ELR relative to the broader movement toward replicability in the social sciences. As part of that aim, we summarize recent collective replication efforts in ELR and transparency and replicability guidelines adopted by journals that publish ELR. Based on this review, ELR seems to be lagging other fields in implementing reforms. We conclude with suggestions for reforms that might encourage improved replicability. Expected final online publication date for the Annual Review of Law and Social Science, Volume 17 is October 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

The Human Sleep Paradox: The Unexpected Sleeping Habits of Homo sapiens

2021 ◽  
Vol 50 (1) ◽  
Author(s):  
David R. Samson
Keyword(s):  
Homo Sapiens ◽  
Paradoxical Sleep ◽  
Small Scale ◽  
Ecological Niches ◽  
Annual Review ◽  
Publication Date ◽  
Data Sets ◽  
Human Sleep ◽  
The Social ◽  
Sleeping Habits

The human sleep pattern is paradoxical. Sleep is vital for optimal physical and cognitive performance, yet humans sleep the least of all primates. In addition, consolidated and continuous monophasic sleep is evidently advantageous, yet emerging comparative data sets from small-scale societies show that the phasing of the human pattern of sleep–wake activity is highly variable and characterized by significant nighttime activity. To reconcile these phenomena, the social sleep hypothesis proposes that extant traits of human sleep emerged because of social and technological niche construction. Specifically, sleep sites function as a type of social shelter by way of an extended structure of social groups that increases fitness. Short, high-quality, and flexibly timed sleep likely originated as a response to predation risks while sleeping terrestrially. This practice may have been a necessary preadaptation for migration out of Africa and for survival in ecological niches that penetrate latitudes with the greatest seasonal variation in light and temperature on the planet. Expected final online publication date for the Annual Review of Anthropology, Volume 50 is October 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.

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