Research on current status and cultivation approaches of college students’ financial literacy in China under the campus loan perspective

2021 ◽  
pp. 002072092098350
Author(s):  
Ning Yida ◽  
Liu Huijun ◽  
Feng Litao
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Financial Risk ◽  
Current Status ◽  
Discrimination Ability ◽  
Development History ◽  
The Status ◽  
Internet Finance ◽  
History Of ◽  
Survey Results

This paper first reviews the development history of campus loans in China and the scale of Internet finance consumption, then conducts a survey of the status of college students’ financial literacy by using universities and colleges in Hunan as an empirical study. Basing on the survey results, we can find the general lack of financial literacy among college students. Finally, it expounds the cultivation path of college students’ financial literacy from three aspects in China, namely, establishing financial information security awareness, cultivating financial risk prevention awareness and improving financial discrimination ability, so as to control campus loan risks.

scholarly journals DIALOGICAL LINGUISTICS IN RUSSIA: THE HISTORY OF FORMATION AND THE CURRENT STATUS

2021 ◽  
pp. 159-173
Author(s):  
N. N. Shpilnaya ◽  
Keyword(s):  
General Theory ◽  
Research Program ◽  
Linguistic Theory ◽  
Final Part ◽  
Current Status ◽  
Interactional Theory ◽  
Current State ◽  
The Status ◽  
History Of ◽  
History Of Formation

The article is an outline of the development of Dialogical Linguistics in Russia. It represents its milestones of formation and the current state. Dialogical Linguistics is considered to be an integral linguistic branch, claiming the status of a distinct «research program» and comprises such sections as follows: Linguistics of Dialogical Text, Linguistic Theory of Replication, Interactional Theory of Dialogue, General Theory of Dialogue. In the final part of the article, the principles of dialogical modeling of linguistic objects are being formulated.

scholarly journals Financial Literacy and Behavioral Biases among Traditional Age College Students

2018 ◽  
Vol 8 (1) ◽  
pp. 30
Author(s):  
Ohaness Paskelian ◽  
Kevin Jones ◽  
Stephen Bell ◽  
Robert Kao
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Retirement Savings ◽  
Retirement Plans ◽  
Private Companies ◽  
Financial Decisions ◽  
Personal Finances ◽  
The Status ◽  
Literacy Knowledge ◽  
Short Run

Financial literacy and planning are crucial for everyone. This is especially true for college students who as the decisions they make in this stage of their lives can haunt them throughout their income earning years and beyond. In this paper, we examine several financial literacy issues facing college students. We identify college students’ perceptions about their own financial situation, assess student financial literacy knowledge, as well as evaluate their awareness about the status of their savings and retirement positions. We find that basic financial literacy is not the only factor in making sound financial decisions. Our results show the majority of the college students surveyed are financially literate and have the ability to make informed decisions about their personal finances in the short-run. While our respondents appear confident in making short-run financial decisions, their behavior tends to suggest that their confidence is somewhat misguided. In addition, a large number of the students surveyed feel they do not have the requisite knowledge to make wise retirement planning choices. Furthermore, several respondents report a distrust of retirement plans offer by private companies, which may lead to suboptimal retirement savings.

Financial Literacy of Indian Youth: A Study on the Twin Cities of Hyderabad–Secunderabad

2016 ◽  
Vol 6 (2) ◽  
pp. 132-147
Author(s):  
Mousumi Singha Mahapatra ◽  
Swati Alok ◽  
Jayasree Raveendran
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Financial Planning ◽  
Parental Influence ◽  
Negative Impact ◽  
Positive Impact ◽  
Twin Cities ◽  
Different Types ◽  
The Status

A person’s capability to manage financial matters has become important in today’s world. Availability of different types of sophisticated financial products coupled with the complexity and increased uncertainty of the economy and financial markets have generated a strong move to measure and study financial literacy among investors. The present article aims to analyze the status of financial literacy of college students with three identified antecedents, namely, socio-demographic characteristics, parental influence and attitude towards financial planning. A sample of 425 students from various colleges of the Hyderabad–Secunderabad region was studied to understand the role of the identified antecedents on financial literacy. The results of logistic regression analysis support the hypothesis that financial literacy of Indian college students is influenced by their socio-demographic characters, parental influence and their attitude towards financial planning. While both socio-demographic and parental influences have a positive impact on financial literacy, attitude towards financial planning is observed to have a negative impact.

The Ethnic Russians – Scattered in Geo-cultural and Semantic Spaces of Kyrgyzstan – Minorities, Diasporas or Depleting Historical Resource? Back to the History of the Issue

2014 ◽  
Vol 21 (2) ◽  
pp. 226-255 ◽  
Author(s):  
Bakyt Baimatov
Keyword(s):  
Russian Language ◽  
Current Status ◽  
Minority Languages ◽  
Public Figures ◽  
The Status ◽  
History Of ◽  
Semantic Spaces ◽  
Communist Past ◽  
The Russian Language ◽  
Mountainous Country

The current status of the Russian language in modern Kyrgyzstan is vague and precarious. Historically, Russians and the Russian language have been a backbone of Kyrgyz culture that paved the way for an unprecedented rise in literacy and a socio-economic upswing in this small mountainous country during Communism. However, post-Soviet times have witnessed an advent of revisionist tendencies in rethinking of the Communist past where Russians and their language are implicitly associated with historical injustices towards titular nations. Russian lingua franca as a means of inter-ethnic communication has become a source of controversy and a matter of debates. The Kyrgyz are divided along the lines of those politically-motivated public figures, who seek to exploit the status of the Russian language in their election campaigns. A package of laws providing exclusive use of Kyrgyz language in office and administration has been recently adopted in an attempt to place limits on the Russian language. These developments are widely regarded as discriminative towards not only Russian but also other minority languages in the country. On the other hand, the overwhelming majority of Kyrgyz intellectuals still hold a strong view that Russians and the Russian language deserve better in Kyrgyzstan.

CURRENT STATUS OF FINANCIAL RISKS INSURANCE IN UKRAINE

2018 ◽  
Vol 8 (2) ◽  
pp. 118-122
Author(s):  
Olena Panchenko
Keyword(s):  
Financial Risk ◽  
Insurance Market ◽  
Current Status ◽  
Financial Risks ◽  
Present Stage ◽  
The Status ◽  
Key Indicators ◽  
Financial Transactions ◽  
Risk Insurance

A set of relationships, which are formed in the process of financial risks insurance in Ukraine at the present stage, is researched within the article. When considering the organization of insurance protection of financial transactions, the features of financial risk insurance and deficiencies in its classification were identified. The analysis of the status of financial risks insurance is carried out taking into consideration the author's approach to the classification of insurance services, which prevents existing misunderstandings. The analysis of financial risk insurance is based on the study of the dynamics of key indicators, which characterize the existing situation in the insurance market. Such indicators are insurance premiums, insurance payments and the level of insurance pay-ments. Based on the analysis, problems of financial risks insurance as the most controversial and imperfect type of insurance in the insurance market of Ukraine are identified and ways to improve its organization are offered.

scholarly journals Invasive Species in Puerto Rico: The View From El Yunque

2021 ◽  
Vol 9 ◽  
Author(s):  
Jess K. Zimmerman ◽  
Julissa Rojas-Sandoval ◽  
Aaron B. Shiels
Keyword(s):  
Invasive Species ◽  
Puerto Rico ◽  
Native Species ◽  
Current Status ◽  
Feral Cat ◽  
Native Flora ◽  
Disturbed Areas ◽  
The Status ◽  
History Of ◽  
Taxonomic Groups

Native flora and fauna of Puerto Rico have a long biogeographic connection to South America. Theory and empirical evidence suggest that islands, particularly those distantly isolated from the mainland, should be more susceptible to naturalizations and invasions of non-native species than continental areas. Anthropogenic disturbances can facilitate accidental and deliberate introductions of non-native species. In this study, we asked: What is the current status of introduced species within El Yunque National Forest (EYNF), the largest and most well-conserved forest area of Puerto Rico? To address this question, we reviewed the literature and surveyed local experts to identify introduced plant and animal taxa that are behaving as invaders within EYNF. We hypothesized that well-conserved forest areas within EYNF would be more resistant to invasions than disturbed areas along roads and ruderal areas with a long history of human activity. We found that there is only partial evidence that supports our hypothesis and this evidence is strongest in vascular plants, but not for the other taxonomic groups analyzed. Our combined results showed that currently the more ubiquitous invasive species in EYNF include some mammals (feral cat, rat, and mongoose) and some invertebrates (earthworms, mosquito, and Africanized honeybee). For many taxa, there is little information to thoroughly test our hypothesis, and thus more detailed surveys of the status of non-native and invasive species in EYNF are needed.

scholarly journals Current status and natural history of the critically endangered Variable Harlequin Toad (Atelopus varius) in Costa Rica

2021 ◽  
Vol 28 (3) ◽  
pp. 374-388
Author(s):  
Cesar Luis Barrio Amoros ◽  
Gerardo Chaves ◽  
Robert Puschendorf
Keyword(s):  
Costa Rica ◽  
Natural History ◽  
Critically Endangered ◽  
Current Status ◽  
Color Patterns ◽  
The Status ◽  
History Of

The Variable Harlequin Toad (Atelopus varius) has suffered extensive declines in Panama and Costa Rica.Of 169 previously documented populations, only seven are known to survive. Herein we review the status of the survivingpopulations of this species in Costa Rica, describing the results of random visits to five of the seven survivingpopulations during the last six years, novel information on the natural history of three of these, and the results of amonitoring program of one continuous year on one of them. We identify three distinct morphs that might be the onlysurvivors of what once was a wide array of phenotypic color patterns.

scholarly journals Introduction to SeamlessAccess

2020 ◽  
Vol 40 (3) ◽  
pp. 161-175
Author(s):  
Tim Lloyd
Keyword(s):  
Current Status ◽  
General Introduction ◽  
Privacy And Security ◽  
The Status ◽  
History Of ◽  
Technical Terms ◽  
Seamless Access

This paper provides a general introduction to the SeamlessAccess (SA) initiative, covering the following four topics: Why are we here? A recap of why was SA created and the history of this initiative to date; How does it work? A walk through how Federated Authentication and SA work, so you are familiar with some of the technical terms and we can build on that knowledge when we address privacy and security; What is the current status? An update on the status of this initiative; How do I participate? Information on how you can participate to deliver more seamless access to your users.

scholarly journals The Kids Are Alright—Right? Physical Activity and Mental Health in College Students

2020 ◽  
Vol 9 (4) ◽  
pp. 279-286 ◽  
Author(s):  
Steven J. Petruzzello ◽  
Allyson G. Box
Keyword(s):  
Mental Health ◽  
Physical Activity ◽  
Higher Education ◽  
College Students ◽  
Colleges And Universities ◽  
Anxiety And Depression ◽  
Student Mental Health ◽  
The Past ◽  
The Status ◽  
History Of

The status of physical activity in higher education has changed dramatically over the past 100 years. In this paper, we aim to (a) provide a brief history of physical activity on campus; (b) describe how that activity has changed from a requirement to an elective; (c) illustrate how mental health (particularly stress, anxiety, and depression) has changed in college students over the past few decades; and (d) describe the relationships between physical activity and mental health, particularly in college students. The paper culminates with recommendations for how colleges and universities might facilitate better student mental health through physical activity. There is room to improve the physical activity and mental health of college students, realigning higher education with the promotion of mens sana in corpore sano.

scholarly journals Investigation and Analysis of the Status Quo of Normal University Students’ Teaching Internship——Taking Taishan University as an Example

2020 ◽  
Vol 14 (1) ◽  
pp. 40
Author(s):  
Tingting Liu
Keyword(s):  
Professional Development ◽  
College Students ◽  
Practical Experience ◽  
Teaching Quality ◽  
Status Quo ◽  
Effective Form ◽  
School Teaching ◽  
The Status ◽  
Survey Results

Teaching internship is an effective form of cooperation between university and primary and middle school. Teaching internship can promote the improvement of the teaching quality of internship primary and secondary schools, and also promote the integration of theoretical knowledge and practical experience by college students, and promote the professional development of college students. In order to grasp the situation pertaining to normal students’ teaching internship, we conducted a questionnaire survey on a sample of normal students. The survey results show that the teaching effect of teaching internship is satisfactory, and through teaching internship, the teaching ability of normal students has also been developed, which has promoted the professional development of normal students.

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