The Impact of University Curricula on Financial Education of Millennials

The objective of this research is to analyze the financial literacy knowledge of the Millennial generation. The research method is qualitative-quantitative of correlational type since it consists of identifying the relationship between the independent variable and the dependent variable. The general hypothesis is that limited financial education in curricula affects the financial education of the Millennials. Through the information gathered and the surveys applied, it is evident that Millennials have no financial knowledge and university curricula have limited information on financial education.

Helping Communities Confront Extremism

False claims disseminated on social media by extremists can convince ordinary people not just to sit in their armchairs and rage at the violence of one side or another but to leave their homes either to riot at the Capitol in Washington, DC, for example, or to sneak over international borders in order to join the so-called “Islamic State.” Governments' softer counterextremist policies may focus on messaging but tend to overlook the specific claims aimed at those vulnerable to radicalisation. Furthermore, general lack of trust in officialdom can undermine its messaging or even serve to bolster the extremist “us and them” narrative. This chapter suggests that, by harnessing their specialist information literacy knowledge and skills, librarians can build on their positive social capital and assume an active role in developing in their users the critical thinking and awareness necessary to identify and expose misleading extremist propaganda, thereby helping to make their local communities safer.

“Mbas Mi”: Fighting COVID-19 Through Music in Senegal

In the first two months of the COVID-19 pandemic, Senegalese musicians produced a large body of songs addressing the coronavirus. These songs engage with prophylaxes, symptoms, instructions in case of infection, and metaphysical conceptions about the origin and meaning of the pandemic. These songs are part of a national strategy aimed at containing and eradicating the coronavirus by developing “COVID-literacy”: knowledge about the pandemic which is spread through music. In this article, we examine a socio-local history of music’s use during health crises, its place in local religious communities, and how its use interlaces linguistic, traditional, and metaphysical tenets.

Design, Development, and Evaluation of a Cybersecurity, Privacy, and Digital Literacy Game for Tweens

Tweens are avid users of digital media, which exposes them to various online threats. Teachers are primarily expected to teach children safe online behaviours, despite not necessarily having the required training or classroom tools to support this education. Using the theory of procedural rhetoric and established game design principles, we designed a classroom-based cybersecurity, privacy, and digital literacy game for tweens that has since been deployed to over 300 Canadian elementary schools. The game, A Day in the Life of the JOs , teaches children about 25 cybersecurity, privacy, and digital literacy topics and allows them to practice what they have learned in a simulated environment. We employed a user-centered design process to create the game, iteratively testing its design and effectiveness with children and teachers through five user studies (with a total of 63 child participants and 21 teachers). Our summative evaluation with children showed that the game improved their cybersecurity, privacy, and digital literacy knowledge and behavioural intent and was positively received by them. Our summative evaluation with teachers also showed positive results. Teachers liked that the game represented the authentic experiences of children on digital media and that it aligned with their curriculum requirements; they were interested in using it in their classrooms. In this article, we discuss our process and experience of designing a production quality game for children and provide evidence of its effectiveness with both children and teachers.

PELATIHAN UNTUK MENINGKATKAN PENGETAHUAN PENULISAN KARYA ILMIAH PADA SMA NEGERI 3 SEMARANG

Understanding research methodology and information literacy are two important things in writing scientific papers systematically and structured manner and producing perfect work. In this community service, we focus on how to provide basic level training on the application of research methods and information literacy; this is useful not only for writing scientific papers but also for providing a solid basis for processing data and sorting information more accurately measurably and correctly. Furthermore, this community service will continue to be developed so that SMA Negeri 3 Semarang gets the best things in terms of technological knowledge and research. To face global competition, research methodology and information literacy become a guide for producing works that can positively contribute to society. Therefore, this training is very useful to develop the things that have been mentioned above. The method used is to conduct needs analysis, research, interviews to find out the problem, then the implementation of training activities for students at SMA Negeri 3 Semarang. The result of this community service is that students will understand the basics of research methodology as the basic concept of writing scientific papers and the basic concepts of information literacy to be able to sort or select information and/or data more accurately so that the scientific work produced can be of high quality and provide a positive impact on society. Furthermore, this service will continue to be held to improve competence, general (visible) and specific knowledge (invisible) for students and teachers at SMA Negeri 3 SemarangKeywords: Information literacy, Knowledge, Research methodology, Scientific work AbstrakMemahami metodologi penelitian dan literasi informasi merupakan dua hal penting dalam penulisan karya ilmiah secara sistematis dan terstruktur serta menghasilkan sebuah karya yang sempurna. Pada pengabdian masyarakat ini, kami berfokus bagaimana memberikan pelatihan tingkat dasar mengenai penerapan metode penelitian dan literasi informasi, hal ini berguna tidak hanya untuk penulisan karya ilmiah tetapi memberikan dasar yang kuat dalam mengolah data dan memilah informasi secara lebih akurat, terukur dan benar. Lebih jauh lagi, pengabdian masyarakat ini akan terus dikembangkan agar SMA Negeri 3 Semarang mendapatkan hal-hal yang terbaik dari sisi pengetahuan teknologi dan riset. Dalam rangka menghadapi persaingan global, maka metodologi penelitian dan literasi informasi menjadi sebuah panduan untuk menghasilkan karya-karya yang dapat memberikan kontribusi positif kepada masyarakat. Oleh sebab itu, pelatihan ini sangat berguna untuk mengembangkan hal-hal yang sudah disebutkan di atas. Adapun metode yang digunakan adalah melakukan analisis kebutuhan, riset, wawancara untuk mengetahui masalah, kemudian pelaksanaan kegiatan pelatihan terhadap siswa di SMA Negeri 3 Semarang. Hasil dari pengabdian masyarakat ini adalah siswa memahami dasar-dasar metodologi penelitian sebagai konsep dasar penulisan karya ilmiah dan konsep dasar literasi informasi, sehingga siswa dapat memilih informasi dan/atau data secara lebih akurat sehingga karya ilmiah yang dihasilkan dapat berkualitas tinggi dan memberikan dampak positif kepada masyarakat. Lebih lanjut, pengabdian ini akan terus diadakan guna meningkatkan kompetensi, pengetahuan umum dan khusus bagi siswa dan guru di SMA Negeri 3 Semarang.Kata kunci: Karya ilmiah, Literasi informasi, Metodologi penelitian, Pengetahuan

The effectiveness of a financial literacy and job-readiness curriculum for youth from low-income households

Intergenerational poverty and scarce financial resources can create and sustain detrimental behaviors and outcomes among adolescents. Efforts to increase financial literacy and job-related skills, however, can offer youth from low-income households knowledge, skills, and opportunities otherwise unavailable to them. Targeted interventions that combine financial literacy and job-readiness components may help adolescents disrupt the cycle of intergenerational poverty by increasing economic awareness, adaptive financial behaviors, and work-related skills. Drawing on career construction and asset theory, the present study examined changes in financial knowledge and labor skills among youth from low-income households (N = 111) over the course of their participation in the Road to Success curriculum as well as how changes varied across demographic characteristics of participants. Data analysis included descriptive statistics, t-test analyses, and MANCOVA. Results indicated several improvements from Wave 1 to Wave 2 as students developed job-readiness and financial literacy knowledge. Potential educational and policy implications are discussed.

What matters for pension planning in Turkey: financial literacy or perceived consumer risks?

PurposeThis study mainly aimed to show that financial literacy is not always enough in explaining workers' individual pension plan ownership as financial literacy knowledge does not always result in financially literate decisions/actions, and in such cases perceived consumer risks can be used to explain the IPP ownership decision of workers.Design/methodology/approachThe data were collected via a questionnaire adapted from earlier questionnaires using convenience and snowball sampling methods with Internet based applications such as Facebook, Twitter, Instagram and WhatsApp. T-tests, ANOVA and Chi-Square tests were conducted to find out if there is a relation/interaction between individual pension plan (IPP) ownership and financial literacy, and perceived consumer risks (N = 651).FindingsIt is found out that financial literacy level does not have a statistically significant relation with individual pension system (IPS) involvement of workers in Turkey, but perceived consumer risks show differences based on IPP ownership.Originality/valueTo the best of authors’ knowledge, this study contributes to the literature being the first paper to study the relationship between financial literacy and workers' IPP ownership decisions in Turkey and it also shows that perceived consumer risks can be used for explaining workers' IPS involvement in cases where financial literacy knowledge does not translate into financially literate decisions.

TANTANGAN GURU DALAM MENGAJAR DENGAN SISTEM WORK FROM HOME PADA MASA PANDEMI COVID-19 DI MADRASAH IBTIDAIYAH

The purpose of this study wa to determine the challenge faced by teachers in implementin pedagogic competencies during the teaching process with a work from home system. This research is located at the Madrasah Ibtidaiyah Lemo Tua, Kuajang Village, Binuang District,Polewali Mandar Regency,West Sulawesi Province.The research subjects were 6 class teachers. This research is an exploratory case study using a qualitative research approach with data analysis techniques using triangulation. The results of the study found that the challenges faced by teachers were 1) teachers had difficulties in achieving learning targets according to the curriculum, 2) teachers had difficulties in implementing online learning using technology media, 3) teachershad difficulties in assessing student learning outcomes in accordance with validation instruments and reliable data. These challenges cause teachers to be unable to maximize their pedagogical competence in teaching with a work from home system. Researchers offer ideas to answer these challenges, namely,1) the need for simplification of learning and assessment targets, 2) the need for provision of digital literacy knowledge and the use of technology for teachers, students and parents,3) the need for smartphone subsidies for teachers and students during the pandemic.