scholarly journals Factors Influencing Family Business Decision for Borrowing Credit from Commercial Banks: Evidence in Tra Vinh Province, Viet Nam

2019 ◽  
Vol 6 (2) ◽  
pp. 119-122 ◽  
Author(s):  
Ha Hong NGUYEN ◽  
◽  
Trinh To LIEN
Keyword(s):  
Family Business ◽  
Commercial Banks ◽  
Viet Nam ◽  
Business Decision ◽  
Factors Influencing

Impacts of Financial Integration in the Asia Economic Community on Competitiveness of the Commercial Banks in Vietnam

2018 ◽  
Vol 34 (4) ◽  
Author(s):  
Nguyen Cam Nhung
Keyword(s):  
Financial Services ◽  
Commercial Banks ◽  
Financial Integration ◽  
International Standards ◽  
Capital Adequacy ◽  
Viet Nam ◽  
Economic Community ◽  
Industrial Policies ◽  
Capital Adequacy Ratio ◽  
Internet Economy

This paper assesses the impacts of financial integration in the Asia Economic Community (AEC) on the capacity of finance and provision of financial services of Vietnamese commercial banks. In recent years, Vietnamese commercial banks have achieved some successes as reflected in the growth indicators of operation scales, charter capital and total assets. However, under the pressure of integration, the capital adequacy ratio (CAR) fell slightly in 2016 resulting from the applying of the CAR calculation method to commercial banks in accordance with the new regulations towards step by step approaching international standards. Compared to other countries in the AEC, the capacity of finance and provision of financial services of the Vietnamese commercial banks remains low. As a result, it is necessary to carry out synchronous and drastic measures in the coming time to enhance the competitiveness of the Vietnamese commercial banks. Keywords Competitiveness, financial integration, AEC, commercial bank, Vietnam References [1] UNCTAD, World Investment Report 2018: Investment and New Industrial Policies, June 2018.[2] Cục Đầu tư nước ngoài, “Tình hình thu hút Đầu tư nước ngoài 8 tháng năm 2018”, 2018, http://fia.mpi.gov.vn/tinbai/6045/Tinh-hinh-thu-hut-Dau-tu-nuoc-ngoai-8-thang-nam-2018.[3] Google and Temasek, “e-Conomy SEA Spotlight 2017: Unprecedented growth for Southeast Asia’s $50B internet economy, 2017”, 2017.[4] Tô Thị Thanh Trúc, “Khu vực tài chính Việt Nam trong bối cảnh hội nhập tài chính ASEAN”, Tạp chí Phát triển Khoa học và Công nghệ, 19 (2016) Q1, 2016.[5] Phạm Xuân Hoan, Nguyễn Cẩm Nhung, Nguyễn Bích Thủy, “Ngân hàng TMCP Ngoại thương Việt Nam: Chủ động đón AEC”, Tạp chí Kinh tế và Dự báo, Số 2 tháng 1/2016.[6] Phạm Xuân Hoan, Nguyễn Cẩm Nhung, Nguyễn Bích Thủy, “Khả năng thích ứng của các ngân hàng thương mại Việt Nam khi tham gia hội nhập AEC”, Tạp chí Tài chính, Kỳ 1 tháng 12/2015 (622).[7] Trần Thị Vân Anh, “Ngân hàng Việt Nam trong tiến trình gia nhập Cộng đồng Kinh tế ASEAN”, Tạp chí Khoa học Xã hội Việt Nam, 4 (2016) 101.[8] Nguyễn Thị Diễm Hiền, “Một số vấn đề về ngân hàng thương mại khi Việt Nam gia nhập Cộng đồng Kinh tế Asean”, Tạp chí Phát triển Khoa học và Công nghệ, 19 (2016) Q1, 2016.[9] Blattner N., “Competitiveness of Banks”, Journal of Financial Economics, N.21 (1992).[10] PwC Growth Markets Centre, The Future of ASEAN - Time to Act Financial Services, 2018.

FACTORS INFLUENCING LECTURERS’ ATTITUDE TOWARDS WORKING AT UNIVERSITIES AFTER RETIREMENT AGE

2021 ◽  
Vol 18 (11) ◽  
pp. 1940
Author(s):  
Nguyễn Tuấn Kiệt
Keyword(s):  
Retirement Age ◽  
Viet Nam ◽  
Factors Influencing

 Chính sách dành cho người nghỉ hưu đang là vấn đề được các cơ quan thuộc Chính phủ, người sử dụng lao động, các tổ chức tài chính và người lao động quan tâm. Các giảng viên về hưu thuộc các trường đại học công lập có xu hướng chuyển sang công tác tại các trường tư thục để được tiếp tục làm việc. Bài viết này nghiên cứu các yếu tố tâm lí và xã hội về thái độ làm việc của giảng viên lớn tuổi sau khi nghỉ hưu. Để giải quyết vấn đề này, bài viết xem xét đội ngũ giảng viên trong các trường đại học Việt Nam bằng cách phân tích sự khác biệt mang tính thống kê của các nhóm ảnh hưởng đến thái độ của giảng viên lớn tuổi. Kết quả nghiên cứu định lượng đã chỉ ra 5 trong số 6 giả thuyết của mô hình nghiên cứu được hỗ trợ, đóng vai trò là tài liệu tham khảo cho các nhà quản lí trường đại học để có thể thiết lập một chính sách cân nhắc về vấn đề nghỉ hưu. Kết quả này có thể góp phần giúp lãnh đạo trường đại học trong việc đưa ra những quyết định hợp lí về chính sách quản lí nguồn nhân lực nhằm nâng cao chất lượng giảng dạy và đào tạo; từ đó, thúc đẩy sự phát triển lành mạnh, đạt được những lợi thế cạnh tranh bền vững ở các trường đại học.  

El Batraa manufacturers for chemicals and paint

2021 ◽  
Vol 11 (1) ◽  
pp. 1-20
Author(s):  
Ashraf Sheta ◽  
Sandra Wael ◽  
Mariam Soliman ◽  
Nour Abdallah ◽  
Rovan Bahnassy ◽  
...  
Keyword(s):  
Emerging Markets ◽  
Family Business ◽  
Master Of Business Administration ◽  
Business Decision ◽  
Content Type ◽  
Succession Plan ◽  
Academic Level ◽  
The Family ◽  
Future Strategy ◽  
Main Protagonist

Learning outcomes • Develop an understanding of how to institutionalize a family business. • Define the dynamics of the family business decision-making process in emerging markets. • Assess the cultural differences between founders and successors in an emerging markets context. • Identify the role of intergenerational differences in deciding the future strategy of a family business in emerging markets. Case overview/synopsis This case addresses El Batraa Manufacturers for Chemicals and Paints S.A.E., a privately owned family business operating in the coloring paste industry in Egypt. The main dilemma of the case is the existence of different visions about the business between the old and new generations. Also, it addresses the importance of understanding family dynamics to resolve existing challenges. The necessity of having governance in a family business is highlighted, together with a clear succession plan to secure family unity and business sustainability. Sandra the main protagonist within the case is trying to arrive to a resolution that can guarantee a motivating environment for her to join the family business. Her main dilemma is whether to choose to join the family business, with all the existing challenges or not. Accordingly, she proposes some steps to make the family business more appealing. Complexity academic level Under Graduate and Master of Business Administration level. Supplementary materials Teaching notes are available for educators only. Please contact your library to gain login details or email [email protected] to request teaching notes. Subject code CSS 3: Entrepreneurship.

scholarly journals An Assessment of Entrepreneurial Affinity in Bangladesh: A Comparative Analysis between Small Live Entrepreneurs and Potential Entrepreneurs of University Level Students

2016 ◽  
Vol 10 (1) ◽  
pp. 1-20
Author(s):  
Serena Aktar
Keyword(s):  
Family Business ◽  
Risk Taking ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Influential Factors ◽  
Influential Factor ◽  
Small Scale ◽  
Factors Influencing ◽  
University Level

This is an empirical and quantitative study conducted on small scale live entrepreneurs and potential entrepreneurs of university level students of Bangladesh. The main purpose of this study is to identify and examine the factors influencing decision of becoming an entrepreneur. For fulfilling the study purpose, by using simple random sampling technique a total of 600 questionnaires were administered; 300 were distributed to the students who were interested to become entrepreneurs and 300 questionnaires were also distributed to small scale live entrepreneurs who formed their business during the last two years and more. Data were analyzed according to objectivity. The results indicated that need for achievement is highly influential factor in picking up decision of becoming an entrepreneur of potential entrepreneurs of university level students and family business background is the main influential factor in taking decision of becoming an entrepreneur of the small scale live entrepreneurs. Parallel factors, e.g., locus of control, risk taking propensity and proactive personality also acted as the influential factors of creating entrepreneurial affinity in both of them.Journal of Business and Technology (Dhaka) Vol.10(1) 2015; 1-20

scholarly journals Business Analytics and Its Role in Managing the Competitiveness of an Enterprise

2020 ◽  
pp. 214-220
Author(s):  
Bohdan Dmitrishin ◽  
◽  
Maksym Boroviy ◽  
Keyword(s):  
Adaptive Systems ◽  
Full Potential ◽  
Business Analytics ◽  
Business Decision ◽  
Advantages And Disadvantages ◽  
Stage Of Development ◽  
Factors Influencing ◽  
Business Analysis ◽  
Enterprise Competitiveness ◽  
Positive Effect

The purpose of the article is to develop the methodological foundations of business analytics as a necessary component in the competitiveness management system of a modern enterprise. The article is devoted to solving the problem of relations business analytics (in particular business decision support systems) and systemic characteristics of enterprise competitiveness management. Substantiation of factors influencing the formation of the competitiveness of an enterprise becomes significant at this stage of development of the national economy. The publication summarizes the tasks, principles and goals of business analytics. The relations between business analytics and enterprise competitiveness is defined and structured. Business analytics aims to simplify the work of the company as much as possible, increasing the profitability of sales and minimizing losses, which will certainly have a positive effect on the competitiveness of an enterprise. It is noted that the qualitative improvement of the range and intellectual potential of an enterprise has a positive effect on the competitiveness of manufactured goods (services), personnel of an enterprise. Factors influencing the competitiveness of an enterprise are established and substantiated. The types of relations between business strategy and business analytics are analyzed. The significance and necessity of conducting business analysis for making managerial decisions are revealed. The tools of a business analyst in a rapidly changing environment are proposed. Ukrainian enterprises are recommended to use not static, but strategically-oriented adaptive systems of competitiveness management, based on the widespread use of business process modeling and business intelligence tools. Further research should be focused on the implementation of modern methods of business analytics in enterprises, taking into account the experience of the most developed countries, conducting a comparative analysis of business analysis tools to reveal their full potential, highlighting the advantages and disadvantages.

scholarly journals Factors Influencing Non-Performing Loans in Commercial Banks: The Case of Banks in Selangor

2017 ◽  
Vol 12 (2) ◽  
pp. 246
Author(s):  
Uma Murthy ◽  
Naail Mohammed Kamil ◽  
Paul Anthony Mariadas ◽  
Dilashenyi Devi
Keyword(s):  
Interest Rate ◽  
Commercial Banks ◽  
Quantitative Research ◽  
Balance Sheet ◽  
Banking System ◽  
Sampling Technique ◽  
Research Approach ◽  
Probabilistic Sampling ◽  
Factors Influencing ◽  
Descriptive Approach

Non-performing loans (NPL) is a worldwide issue that affects financial markets stability in general and banking industry viability in particular. The net non-performing loan (NPL) ratio in the banking system since the Asian financial crisis has gradually been in decline from 13.6% in December 1998 to 2.8% in May 2008. Government intervention to non-performing loan recovery strategies have contributed significantly in the decline. The Malaysian government and banks have succeeded in removing the non-performing loans (NPL) from banks Balance Sheet. This study examines the factors influencing non-performing loans in commercial banks in Selangor. A quantitative research approach is employed in this research following the positivist assumption with a realist ontology and objectivist epistemology. Data was collected using a probabilistic sampling method, particularly a stratified random sampling technique. The adapted survey questionnaire employed in this study and distributed 150 questionnaires and successfully received 130 questionnaires. Overall, the researcher has discussed about the findings of the analysis that was conucted using the SPSS software. Descriptive approach, correlation and multiple regression analysiss had been shown during the analysis. The descriptive approach displayed direct  results while  the correlation displayed the relationship between the dependent variable (non-performing loan) and the independent variables (standard of living, consumer income, economy of the country, bank interest rate). In this research, found three factors that influencing non-performing loan in Malaysia which are consumers’ income, the economy of the country and bank interest rate. The bank will found that the bank interest rate affect the rate of non-performing loan increase. For the future researchers, this research will benefit them as well. If they are doing their researches which are related to this topic, they can gather everything they want easily. Besides that, it will benefit the researcher who is going to do this research study in Malaysia. This is because the information in Malaysia is limited.

International Practice Of Development And Implementation Of Deposit Policy

2021 ◽  
Vol 03 (02) ◽  
pp. 1-10
Author(s):  
Bekhzodjon Usmonovich Shermukhamedov ◽  
Keyword(s):  
Information Systems ◽  
Policy Implementation ◽  
Commercial Banks ◽  
Financial Stability ◽  
Best Practice ◽  
Current State ◽  
Factors Influencing ◽  
Systemic Development ◽  
Practical Recommendations

The current state of the deposit policy of commercial banks of our country was analyzed in this article. During the analysis the peculiarities of systemic development of factors influencing on the process of deposit policy implementation were investigated. Also the conditions and opportunities of using of information systems and other directions of international best practice for improving the deposit policy of commercial banks were assessed. Based on the total conclusions on the organization of the system of targeted using of instruments for the development of deposit policy of commercial banks, scientific proposals and practical recommendations were developed to increase the level of capitalization and deposit base of commercial banks, to direct the strategy and tactics of deposit activity of commercial banks to strengthen their financial stability and reliability.

Promoting a revamped CRM through Internet of Things and Big Data: an AHP-based evaluation

2020 ◽  
Vol 28 (1) ◽  
pp. 66-91 ◽  
Author(s):  
Mohamad Abu Ghazaleh ◽  
Abdelrahim M. Zabadi
Keyword(s):  
Big Data ◽  
Internet Of Things ◽  
Customer Service ◽  
Assessment Model ◽  
Analytic Hierarchy ◽  
Business Decision ◽  
Content Type ◽  
Factors Influencing ◽  
New Frontier ◽  
The Impact

Purpose Internet of things (IoT) and big data (BD) could change how the societies function. This paper explores the role of IoT and BD and their impact on customer relationship management (CRM) investments in modern customer service. The purpose of this paper is to develop an analytic hierarchy planning framework to establish criteria weights and to develop a general self-assessment model for determining the most important factors influencing the IoT and BD investment in CRM. The authors found that most studies have focused on conceptualizing the impact of IoT without BD and with limited empirical studies and analytical models. This paper sheds further light on the topic by presenting both IoT and BD aspects of future CRM. Design/methodology/approach The analytic hierarchy process (AHP) methodology is used to weight and prioritize the factors influencing the IoT and BD investment in modern CRM in the service industry. The AHP framework resulted in a ranking of 21 sustainability sub-factors based on evaluations by experienced information technology and customer service professionals. Findings The paper provides significant insight on the new frontier of CRM, focusing on the use of IoT and BD and the respective solutions to address them were identified. This study primarily contributes in providing the process of effectively managing and implementing IoT and BD in big businesses by identifying the connecting link between firms and customers. Practical implications The understanding of new frontier of CRM connective via IoT and BD can solve the dilemmas and challenges linked to the practice of implement IoT and BD in the information systems field. The study provides valuable information and critical analysis of IoT and BD with regard to the integration of CRM. Finally, this study further provides directions for future researchers. Originality/value IoT and BD are a growing phenomenon, which business decision-makers and information professionals need to consider seriously to properly ascertain the modern CRM dimensions in the digital economies. They also should embrace the proper CRM innovation, which is powered by IoT and BD, and discover how IoT and BD can bring the next level of maturity to CRM “CRM of everything.”

scholarly journals Factors Influencing Individual Customers Trust in Internet Banking: Case of Baltic States

2018 ◽  
Vol 10 (12) ◽  
pp. 4809 ◽  
Author(s):  
Viktorija Skvarciany ◽  
Daiva Jurevičienė
Keyword(s):  
Commercial Banks ◽  
Online Survey ◽  
Banking System ◽  
Internet Banking ◽  
Trust Building ◽  
Powerful Factor ◽  
Banking Service ◽  
Factors Influencing ◽  
Internet Users ◽  
Building Process

The investigation of trust in commercial banks needs to focus specifically on internet banking, as it is the fastest growing banking service. The article explores factors influencing trust in internet banking and estimates this impact in the Baltics states. The factors are as follows: Provided information, e-banking system, the website of a bank, and a bank’s characteristics. Overall, 1013 respondents and 21 experts took part in the current study. The results of the respondents’ survey showed that the factor that is necessary for trust building in all the examined countries differs: In Lithuania, information and the bank, in Latvia, the website, and in Estonia, the bank. According to the experts, the most powerful factor in the trust-building process in Lithuania and Latvia is the e-banking system while in Estonia, the website. The research has the following limitations: The online survey of individual customers (however, internet banking relates to internet users, so this limitation is not essential); the analysis of only the positively affecting criteria of the trust-building process; only experts assessed the subfactors.

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