scholarly journals THE CONCEPT AND APPLICATION OF COVENANT IN FINANCING GOLD PAWN BY SHARIA BANKS IN WEST JAVA

Asy-Syari ah ◽  
2020 ◽  
Vol 22 (1) ◽  
pp. 127-146
Author(s):  
Neni Nuraeni ◽  
Dewi Sulastri ◽  
Z Zulbaidah

Abstract: In Law Number 1 of 1974 Article 3 paragraphs 1 and 2, providing an explanation of the marriage principle is monogamous but is open, or in KHI using the term polygamy is limited to four wives, but with a record of the ability to provide and do justice towards his wives and children. Households that are built based on polygamy are part of a community that is a matter of controversy, but legal normativeity has been ratified and that a social reality occurs. The method is used in this study by collecting data in the form of literary literature (literature research), as for the steps in this study by reading literature in the form of books, articles, legislation and fatwas. The data is analyzed by qualitative descriptive method in order to obtain research results based on theories related to research The results showed that there were no women who were willing to be polygamous. In the case of polygamy, women are the object of violence wrapped neatly in household life. Abstrak: Salah satu bentuk inovasi yang dikeluarkan bank syariah untuk menunjang kebutuhan masyarakat adalah produk gadai emas syariah. Namun, kekhawatiran muncul terhadap produk rahn (gadai syariah) karena produk ini bukan merupakan aset produktif dalam menghasilkan keuntungan. Dengan adanya layanan ini, Bank Syariah hanya men­dapatkan keuntungan dari jasa pemeliharaan barang yang dijanjikan sebagai jaminan. Permasalahan muncul ketika keuntungan diambil dari persentase besaran pinjaman yang diberikan oleh Bank Syariah kepada nasabah sebagaimana praktik di perbankan kon­ven­­sional.  Oleh karena itu, ini adalah topik yang menarik untuk dibahas di antara akademisi yang terkait dengan besaran dan perhitungan jasa pemeliharaan yang harus dibayar nasabah kepada Bank. Jika jasa pemeliharaan ditentukan berdasar­kan persen­tase dari jumlah pembiayaan atau pinjaman, maka terdapat nilai bunga kredit atas pembiayaan yang harus dikembalikan oleh nasabah sebagai jasa pemeliharaan yang dihitung dari besaran pinjaman tersebut. Dengan demikian, penelitian ini dimaksudkan untuk menganalisa konsep akad dan penerapan­nya dalam pembiayaan gadai emas di bank syariah. Adapun obyek studi ini adalah mengenai bank komersial Islam, termasuk Bank Syariah Mandiri dan Bank Jabar Banten Syariah.

2021 ◽  
Vol 5 (1) ◽  
pp. 1-14
Author(s):  
Trinovianto George Reinhard Hallatu ◽  
Darsono Wisadirana ◽  
Sholih Mu'adi ◽  
Anif Fatma Chawa

The sar culture is the pre-existing culture of the Kanum tribe whose implementation is aimed to maintain and preserve nature. Sar culture not only has a positive influence on the environment, but it also represents symbolic violence against women and the Kanum people. This research is aimed to describe sar culture based on the theory of habitus and symbolic violence by Bourdieu. This research involved a qualitative descriptive method, in which the data was obtained from in-depth interviews with Kanum tribal head, Kanum tribe elders, and some village residents involved in sar, observation in Naukenjerai district, and supported by literature review. All collected data were then analyzed descriptively according to the concepts of habitus and symbolic violence by Bourdieu. The research results show that sar culture is a habitus resulting from an interaction between human beings and their nature that has existed for long before. Besides that, there is symbolic violence to the Kanum women and also to the Kaum people, which done by the Kanum men and the leaders of the Kanum tribe as the dominant actors.


2014 ◽  
Vol 2 (2) ◽  
pp. 103
Author(s):  
Ahmad Toni

Television personality award for the motor marketing television programs itself, the need to raise the rating and share. The awards were recently held by MetroTV devoted to female finalists Indonesia called modern Kartini. This study aimed to describe the representation of women in the awards Indihome Women Award at Metro TV. The method used consciousness-raising method, a method to generate knowledge and awareness in terms of women's issues and women movement within the frame of the mass media (television). This study used a qualitative descriptive method with emphasis on the reality of the media that have a relationship or context with social reality in Indonesia. The results showed the awards event Indihome Women Award in Metro women disepresentasikan as duality and ambiguity in the system of nation building; (1) Women look no further indicate the identity and values alignment on national development map but are represented at the level of the worse off, (2) Women made a movement which is represented as a capitalist agent, (3) Women and the movement into the implementation of a number of representations of themselves and movements performed in the frame of self falsehood.


2015 ◽  
Vol 2 (2) ◽  
pp. 127
Author(s):  
Ngatini Ngatini ◽  
Bambang Ismanto

<p>This study aimed to know the management of school academic supervision activity that conducted by principal in the state primary school Pongangan, Gunungpati, Semarang area that included the planning, implementation, and the follow-up to increacse teachers’ performace. This research was conducted with qualitative descriptive method. The collecting data used interview, observation, and documentation. Research results revealed that (1) the planning of academic supervision by the principal at SDN Pongangan rated very good. (2) the implementation of academic supervision in SDN Pongangan a great fit the program, the schedule, the instruments that used according to the design, aspects that disupervisi votes had been lead on target academic supervision adapted to the needs of teachers and schools, the approach was with the program, academic supervision techniques used varied enough, the academic supervision of implementation constraints by the head of the school is the limited time; (3) the principal efforts made in the follow-up assessed academic supervision has been very good and hard-wired. Activities performed were: a) the beginning of each semester were held in groups/joint supervision of teachers meeting school/KKG school; b) performs the inverse to the teacher in order to reflect ourselves; c) implementing guidance on drafting/administration/creation of learning; d) emphasize on teachers that always paid attention to the discipline of work in carrying out the task of teaching as a teacher; e) provided guidance for teachers on how to teach in interesting and fun way; f) conducted coaching and guidance for teachers in the use of learning media, techniques/methods of teaching; g) provide a learning device formats that are new to the teacher, and taught how to fill them; g) For School Superintendent gave a complete written report in the end of years.</p>


Equity ◽  
2019 ◽  
Vol 20 (2) ◽  
pp. 17
Author(s):  
Wahyu Jati Agung Prabowo ◽  
Lulus Kurniasih

This study discusses the application of accounting, accountability andinternal control contained in the Gereja Kristen JawaWedi Klaten, because a lot of corruption in religious institutions. The purpose of this study was to analyze and evaluate the implementation of accounting, accountability and internal controls exist in Gereja Kristen Jawa Wedi Klaten. The method used in this research is qualitative descriptive method, that is by direct observation, interviews, and literature. This research was conducted in Gereja Kristen JawaWediKlaten which is a non-profit religious organization. Research results obtained Gereja Kristen Jawa Wedi Klaten namely the application of accounting, accountability, and internal controls are already well underway, but there are some shortcomings that reporting is not in accordance with IAS 45, the employee who is not competent, and yet there is a good division of labor


2018 ◽  
Vol 4 (2) ◽  
pp. 48
Author(s):  
Dinar Martia Azizah

Learning inside the classroom is never enough because there are various limitations, so it needs the non-school hour assignment called homework. This research aims to find out the varieties of homework given by English teachers of vocational schools. This research uses a qualitative descriptive method by involving eight English teachers of vocational schools in Yogyakarta. Open-ended questionnaires, interview, and document analysis are used to collect the data. In analyzing the obtained data, the researcher does three steps, namely data condensation, data display, and conclusion drawing. The research results showed that homework varieties given by English teachers serve three main objectives. Those objectives are to broaden knowledge, sharpen skills, and inculcate values. It is concluded that formal education in schools requires homework that improve students' English proficiency. Besides, the existence of State Examination is regarded as a special thing that effects on learning process.Keywords: homework; broaden knowledge; sharpen skills; inculcate values; English proficiency.


2019 ◽  
Vol 23 (2) ◽  
pp. 106-117
Author(s):  
Irvina Restu Handayani

This study was aimed at describing humanism in Shi no Hana and Tsumi no Hi by Abe Tomoji. This research was a literature research that used qualitative descriptive method. The data were in the form of text excerpts, both words, phrases and sentences containing humanism. The data were sourced from Shi no Hana novels and Tsumi no Hi by Abe Tomoji published by Shinbungeisha. The data collection techniques used was library research techniques. The collected data was then analyzed based on orientalism theory. To gain the valid result, a triangulation test was carried out, namely time triangulation. The result shows that Hinobe as an invader still maintains human nature, self-concept and freedom. The nature of human beings as individual beings is a feature of humanism in Shi no Hana and Tsumi no Hi. Despite being an invader, Hinobe realized his differences with other Japanese people regarding the ideals of peace. Freedom in Shi no Hana and Tsumi no Hi is divided into physical and psychological freedom, both of which are only Hinobe consciousness not realization. The self concept is divided into physical, attitude and intelligence.Humanisme dalam Shi No Hana dan Tsumi No Hi Karya Abe Tomoji (Kajian Orientalisme)Penelitian ini bertujuan untuk mendeskripsikan humanisme dalam Shi no Hana dan Tsumi no Hi karya Abe Tomoji. Penelitian ini merupakan penelitian sastra yang menggunakan metode deskrptif kualitatif. Data berupa kutipan teks, baik kata, frasa maupun kalimat yang mengandung humanisme. Data diperoleh dari sumber data berupa novel Shi no Hana dan Tsumi no Hi karya Abe Tomoji yang diterbitkan oleh Shinbungeisha. Teknik pengumpulan data menggunakan teknik penelitian pustaka. Data yang sudah terkumpul kemudian dianalisis dengan mendasarkan pada teori orientalisme. Untuk mendapatkan hasil yang benar-benar valid, dilakukan uji triangulasi, yaitu triangulasi waktu. Berdasarkan hasil penelitian diketahui bahwa Hinobe sebagai penjajah masih mempertahankan hakikat manusia, konsep diri dan kebebasan. Hakikat manusia sebagai makhluk individu menjadi keistimewaan humanisme dalam Shi no Hana dan Tsumi no Hi. Meskipun sebagai penjajah, Hinobe menyadari akan perbedaan dirinya dengan orang Jepang lain terkait cita-cita perdamaian. Kebebasan di dalam Shi no Hana dan Tsumi no Hi terbagi atas kebebasan fisik dan psikologis, yang keduanya hanya berupa kesadaran Hinobe bukan realisasi. Konsep diri terbagi menjadi penilaian fisik, sikap dan kecerdasan.


2018 ◽  
Vol 2 (2) ◽  
pp. 369
Author(s):  
Horiana Ilyadim Tenis ◽  
Yoseph B. Kroon ◽  
Johnson W. Haan

This research entitled “The Role of Semantic Argument on Verbal Clauses of Dawan Dialect Amanuban”. The Problems discussed in this research are (a) How is the basic structure of verbal clause of Dawan Dialect Amanuban? (b) What role does the semantic argument contain in the verbal clause of Dawan Dialect Amanuban? The study aims to (a) Describe and analyze the structure of the verbal clause argument of Dawan Dialect Amanuban, (b) Identify and analyze the role of semantic argument verbal clause of Dawan Dialect Amanuban. The Method used is qualitative descriptive method and macro perceived theory (Macro rules). Based on this theory, the analysis of the research results shows that the basic structure of the BDDA verbal clause is Subject-Predicate-Object (SPO) and Subject-Predicate (SP) in the intransitive clause. Percent macro actors are realized through the thematic role of locative influencing agents, theme, instrumental, and benefactive. The role of the macro underground is realized through the thematic, benefactive, instrument, theme, locative, and influence roles. 


2018 ◽  
Vol 14 (1) ◽  
Author(s):  
Edgar Gilbert Lumanto ◽  
Harijanto Sabijono ◽  
Hendrik Gamaliel

Income Tax Article 21 is a tax that is deducted by another party for income in the form of salary, wages, honorarium, allowances, and other payments by name and in any form in connection with work, services, or activities carried out by domestic private taxpayers. On this basis Government Agencies and Companies that pay employees or employees are obliged to apply Article 21 Income Tax calculations to the income received by their employees every month. This research was carried out at PT Marabunta Adi Perkasa Manado. The purpose of the study is to analyze the collection mechanism and Article 21 PPh reporting of PT Marabunta Adi Perkasa Manado whether it is in accordance with the Taxation Law No. 36 of 2008 concerning Income Tax. The research method used in this thesis research is descriptive method whose purpose every data collected is analyzed and then drawn a conclusion and research type used is qualitative descriptive. The research results obtained that the Article 21 PPh collection and reporting mechanism applied by PT Marabunta Adi Perkasa Manado is in accordance with Law No. 36 of 2008 concerning Income Tax.Keywords: Mechanism of Collection, Reporting, Income Tax Article 21.


2020 ◽  
Vol 3 (1) ◽  
pp. 13-19
Author(s):  
Andika Pradipta ◽  
Rara Saputri ◽  
Seri Dewi Ami ◽  
Ahmad Walid

This study aims to determine the types of ferns found in Padang Pelasan Village, Seluma Regency, Bengkulu Province. The research was conducted using a qualitative descriptive method, namely research by collecting data or words. Sampling Pteridophyta was done by the Cruise Method. Data obtained from ferns (Pteridophyta) was then identified by observing samples consisting of roots, stems, leaves, and spores. The ferns found were brought to the nail cultivation site and the planting process was carried out. Based on the research results, the results of the inventory of ferns in Padang Pelasan Village, Seluma Regency, found 30 species of ferns consisting of 12 families, namely 3 species of Blechnaceae, 2 species of Selaginellaceae, 1 species of Dennstaedtiaceae, 1 species of Gleicheniaceae, 6 species of Pteridaceae. 1 species of Lygodiaceae, 4 species of Schizaceae, 1 species of Davalliaceae, 1 species of Athyriaceae, 1 species of Aspleniaceae, 7 species of Polypodiaceae, and 1 species of Equisetaceae. The most dominating ferns are the Polypodiaceae with 7 species.


Equity ◽  
2019 ◽  
Vol 20 (2) ◽  
pp. 17
Author(s):  
Wahyu Jati Agung Prabowo ◽  
Lulus Kurniasih

This study discusses the application of accounting, accountability andinternal control contained in the Gereja Kristen JawaWedi Klaten, because a lot of corruption in religious institutions. The purpose of this study was to analyze and evaluate the implementation of accounting, accountability and internal controls exist in Gereja Kristen Jawa Wedi Klaten. The method used in this research is qualitative descriptive method, that is by direct observation, interviews, and literature. This research was conducted in Gereja Kristen JawaWediKlaten which is a non-profit religious organization. Research results obtained Gereja Kristen Jawa Wedi Klaten namely the application of accounting, accountability, and internal controls are already well underway, but there are some shortcomings that reporting is not in accordance with IAS 45, the employee who is not competent, and yet there is a good division of labor


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