scholarly journals Pengaruh gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang

2021 ◽  
Vol 1 (7) ◽  
pp. 697-686
Author(s):  
Aida Miftachul Jannah ◽  
Lisa Rokhmani

Abstract In this modern era, the world is enjoying the phenomenon of increasingly rapid technological development, this phenomenon is called the industrial revolution 4.0. Humans will be required to become more rational individuals in carrying out consumption activities and also to fulfill various desires that arise in them. This study aims to determine the partial and simultaneous influence on lifestyle, emotional intelligence, and financial literacy on consumption rationality in 2018 Economics Education students, State University of Malang. This research uses a quantitative approach with quantitative descriptive research. The population of this research is all students of economic education class 2018 State University of Malang. The technique used in sampling is proportional random sampling. To determine the sample size is calculated using the Slovin formula. This study used a sample of 99 students spread over 6 classes from a population of 131 students. The instruments in this study were questionnaires and multiple-choice tests. The data analysis method in this study uses multiple linear regression analysis with the help of the SPSS version 25 program. The results of the analysis in this study show that: (1) Lifestyle has a significant effect on consumption rationality. (2) Emotional Intelligence has a significant positive effect on consumption rationality. (3) Financial Literacy has a significant positive effect on the rationality of student consumption. (4) Lifestyle, emotional intelligence, and financial literacy affect the consumption rationality of 2018 Economics Education students Abstrak Pada era modern ini dunia sedang menikmati fenomena perkembangan teknologi yang semakin pesat, fenomena ini disebut dengan revolusi industri 4.0. Manusia akan dituntut untuk lebih menjadi individu yang rasional dalam melakukan kegiatan konsumsi dan juga untuk memenuhi berbagai keinginan yang muncul dalam dirinya. Penelitian ini bertujuan untuk mengetahui pengaruh secara parsial dan simultan pada gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi pada mahasiswa Pendidikan Ekonomi angkatan 2018 Universitas Negeri Malang. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian deskriptif kuantitatif. Populasi penelitian ini adalah seluruh mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang. Teknik yang digunakan dalam pengambilan sampel adalah proportional random sampling. Untuk menentukan besarnya sampel dihitung dengan menggunakan rumus slovin. Penelitian ini menggunakan sampel sebesar 99 mahasiswa yang tersebar di 6 kelas dari populasi yang berjumlah 131 mahasiswa. Instrumen dalam penelitian ini adalah angket dan tes pilihan ganda. Metode analisis data dalam penelitian ini menggunakan analisis regresi linear berganda dengan bantuan program SPSS versi 25. Hasil analisis dalam penelitian menunjukkan bahwa: (1) Gaya Hidup berpengaruh signifikan terhadap rasionalitas konsumsi. (2) Kecerdasan Emosional berpengaruh positif signifikan terhadap rasionalitas konsumsi. (3) Literasi Keuangan berpengaruh positif signifikan terhadap rasionalitas konsumsi mahasiswa. (4) Gaya hidup, kecerdasan emosional dan literasi keuangan berpengaruh terhadap rasionalitas konsumsi mahasiswa Pendidikan Ekonomi angkatan 2018.

Jurnal Ecogen ◽  
2018 ◽  
Vol 1 (2) ◽  
pp. 450
Author(s):  
Muthia Yulianda ◽  
Rita Syofyan

The  purpose  of  this  study  is  to  determine  the  effect  oflearning motivation, peers  on  academic procrastination and student learning achievement of student of the Departemen of Economic Education, State University of  Padang. This  research  is  causative. The  population of  this  study  are  students majoring in Economics Education, State University of Padang 2014, 2015 and 2016years a namber 337 students and obtained as many samples 77 students by using a formula proportional random sampling. The analytical method used is path analysis using SPSS version 21. The results of this study indicate that (1) peers contribute to the learning motivation, (2) learning motivation, peers contribute simultaneously and significantly to the academic procrastination and (3) learning motivation , academic peers and procrastination contribute simultaneously and significantly to the learning achievement. The implementation from this Economic Education students will improve their motivation to learn and interact with peers and not take action to postpone doing assignments so that students of Economic Education can improve learning achievement optimally. Keywords: learning motivation, peers, academic procrastination, and learning achievemen


2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Wilda Rahmayanti ◽  
Hanifa Sri Nuryani ◽  
Abdul Salam

This study aims to examine the effect of financial attitude and financial behavior on financial literacy (case study on the housewives in the Lito Village, Moyo Hulu Subdistrict, Sumbawa District). This research is a quantitative research with a causal method. The method of data collection was done by distributing questionnaires to 125 respondents, namely the housewives in the Lito Village, Moyo Hulu Subdistrict, Sumbawa Regency. The sampling technique uses purposive sampling. Data analysis used is multiple linear regression analysis. Based on the results of the study it can be concluded that financial attitudes a significant positive effect on financial literacy with a value of 4.382> 1,657 and a significance level (α) 0,000 <0.05, financial behavior has a significant positive effect on financial literacy with a value of 5,060> 1,657 and a significance level (α) of 0,000 <0.05 and the level of financial literacy of housewives is very high 98.4% (>76%).


2019 ◽  
Vol 12 (1) ◽  
pp. 59-71
Author(s):  
Didit Darmawan ◽  
Rahayu Mardikaningsih ◽  
Samsul Arifin ◽  
Mila Hariani

A good corporate image can be formed through marketing communication that is right on target. Marketing communication consists of several elements such as advertising and sales promotions. With attractive sales promotions that are different from competitors and creative and unique advertisements using different themes to attract people's interest and to try what the company offers. This study aims to analyze and discuss the effect of salespromotions andadvertisements on the corporate image of the Ramayana Department Store. The sampling technique uses probability sampling method with a sample random sampling technique. The number of samples involved in this study were 100 respondents. Analysis analysis of collected data is processed through multiple linear regression analysis with SPSS 24.0 software. The results state that salespromotions and advertisements have a significant positive effect on corporate image.


2019 ◽  
Vol 4 (2) ◽  
Author(s):  
Marselina Murniati ◽  
Sulistyo Sulistyo ◽  
Udik Yudiono

The purpose of this study was to determine the Effect of Personality, Entrepreneurship Knowledge, Creativity and Family Environment on Mint Entrepreneurship Student Economics Education Universitas Kanjuruhan Malang. This type of research uses ex post facto, using multiple linear regression analysis. The study was conducted at Universitas Kanjuruhan Malang Faculty of Economics and Business Economics Education Students. The population in this study were students of economic education in 2016 and 2017 totaling 65 students with sampling techniques using saturated sample techniques. Data collection uses questionnaires and documentation. Based on the calculation results it is known that: (1) there is an influence between Personality, Entrepreneurship Knowledge, Creativity and Family Environment on Entrepreneurial Interest in Economic Education Students in Universitas Kanjuruhan Malang (2) there is an influence between Personality on Entrepreneurial Interest in Economic Education Students in Universitas Kanjuruhan Malang. (3) there is an influence between Entrepreneurship Knowledge on Entrepreneurial Interest in Economic Education Students in Universitas Kanjuruhan Malang. (4) there is an influence between Creativity on Entrepreneurial Interest in Economic Education Students in Universitas Kanjuruhan Malang. (5) there is an influence between the Family Environment on Student Entrepreneurial Interest in Economic Education, Universitas Kanjuruhan Malang.


2018 ◽  
Vol 3 (1) ◽  
Author(s):  
Maria Elen ◽  
Rusno Rusno ◽  
Udik Yudiono

The purpose of the study was to reveal the effect of entrepreneurial creativity, learning achievement and self-efficacy on the interests of entrepreneurship in economic education students. Research using a quantitative approach to the type of research explanatory research. The population is 105 students. A sample of 58 students was determined using proportional random sampling. Data collection techniques using questionnaires and documentation. Based on the results of the analysis, several conclusions can be drawn including: there is an influence of entrepreneurial creativity, learning achievement and self-efficacy simultaneously have a positive effect on student interest in entrepreneurship seen from the F test with a significant value of 000 <0.05. Entrepreneurial creativity has a positive influence on students' entrepreneurial interest seen from the F test with a significant value of 0.035 <0.05. Learning achievement has a positive influence on students' interest in entrepreneurship from the F test with a significant value of 0.020 <0.05. self-efficacy has a positive effect on the entrepreneurial interest in entrepreneurship seen from the F test with a significance of 0.008 <0.05.


Author(s):  
Noni Rozaini

This research is motivated by the high consumptive behavior in Economics Education Students of the Faculty of Economics, Medan Stambuk State University 2018. The purpose of this study is to investigate the effect of pocket money management and modernity on the consumptive behavior of economic education students at the Faculty of Economics of the State University of Medan 2018. Samples in research this is 97 people. Data collection methods used were observation, questionnaire and documentation. The data analysis technique used is multiple linear regression. Based on the partial hypothesis test, the results show that the Pocket Money Management variable has a negative and significant effect on the Consumer Consumptive Behavior of the Education Economics of the Whip 2018. Modernity variable has a negative effect and Significant to Consumptive Behavior of Economics Education Students of Stambuk 2018.


2018 ◽  
Vol 15 (1) ◽  
pp. 20-26
Author(s):  
Mia Muktiana Banowati ◽  
Maimun Sholeh

Penelitian ini bertujuan mengetahui pengaruh pemahaman prinsip tabungan syariah, tingkat religiusitas, faktor sosial budaya, persepsi tentang Bank Syariah baik secara parsial maupun simultan terhadap niat menabung di Bank Syariah pada Mahasiswa Pendidikan Ekonomi Angkatan Tahun 2014 Universitas Negeri Yogyakarta. Jumlah anggota populasi yaitu sebanyak 69 Mahasiswa S1 Program Studi Pendidikan Ekonomi Angkatan Tahun 2014. Dengan teknik analisis regresi linear berganda, menunjukkan bahwa terdapat (1) pengaruh positif pemahaman prinsip tabungan syariah terhadap niat menabung di Bank Syariah; (2) pengaruh positif tingkat religiusitas terhadap niat menabung di Bank Syariah; (3) pengaruh positif faktor sosial budaya terhadap niat menabung di Bank Syariah; (4) pengaruh positif persepsi tentang Bank Syariah terhadap niat menabung di Bank Syariah; dan (5) terdapat pengaruh pemahaman prinsip tabungan syariah, tingkat religiusitas, faktor sosial budaya, persepsi tentang Bank Syariah secara simultan terhadap niat menabung di Bank Syariah pada Mahasiswa Pendidikan Ekonomi Angkatan Tahun 2014. This study aims to determine the effect of understanding the principles of sharia savings, the level of religiosity, socio-cultural factors, perceptions of Islamic banks both partially and simultaneously towards the intention to save at a Sharia Bank for the 2014 Yogyakarta State University Economic Education Students. The number of members of the population is as much as 69 S1 students of the 2014 Economic Education Study Program. With multiple linear regression analysis techniques, it shows that there are (1) positive influences on understanding the principle of sharia savings towards the intention to save in Islamic banks; (2) a positive influence on the level of religiosity on the intention to save in Islamic banks; (3) the positive influence of socio-cultural factors on the intention to save in Islamic banks; (4) the positive influence of perceptions of Islamic banks on the intention to save in Islamic banks; and (5) there is an effect of understanding the principles of sharia savings, the level of religiosity, socio-cultural factors, perceptions of Islamic banks simultaneously towards the intention to save in a Sharia Bank for 2014 Economic Education Students.


2016 ◽  
Vol 18 (3) ◽  
pp. 75
Author(s):  
Edy Suprianto ◽  
Septian Harryoga

<em>Framework for the Development of Accounting Education Research which is</em><br /><em>promulgated by the American Accounting Association (AAA), state that special research for accounting education is a need. Tikollah et al. (2006) found that the degree of accounting knowledge is increased by emotional intelligence and students’ self-confidence. This study tries to evaluate the effect of emotional intelligence, study behavior, and culture to the degree of accounting knowledge that is moderated by self confidence. The research population is all of the students in Semarang. While the samples were collected using purposive sampling method. There are two criteria to</em><br /><em>choose the samples; which are (1) student from the accounting department in sixth until eighth semester, and (2) the students in Sultan Agung Islamic University, Diponegoro University and Semarang State University. Based on these criteria, the samples are counted by 96 students. The result revealed that emotional intelligence and study behavior has a significant positive effect to the degree of accounting knowledge. Culture does not have a significant effect to the the degree of accounting knowledge. Moreover, the research could not provide evidence that self-confidence is a moderating variable to increase degree of accounting knowledge.</em>


Author(s):  
IGA MERTHA DEWI ◽  
Ida Bagus Anom Purbawangsa

Research respondents are employees of PT Bank Pembangunan Daerah Bali Branch Renon with a sample of 76 people. Sampling technique in this research use random sampling. Data were analyzed by using Multiple Linear Regression Analysis. The result of this indicate that financial literacy, income has a positive effect on investment decision behavior, but the work period positively has no effect on investment decision behavior. This is because in the banking industry, the entire new employee and who have been working long time get the training and obtain informations about financial developments and financial conditions that occur at this time. In the other words the undertanding of financial literacy and employee behavior is almost the same. Based on the results of statistical data, financial literacy variables have the most influence in determining the behavior of investment decisions compared to income. This explains that a good understanding of finance is a major factor in determining an invesment decisions.


2020 ◽  
Vol 2 (4) ◽  
pp. 3840-3857
Author(s):  
Ridho Irmas Ferdian ◽  
Mayar Afriyenti

This study wanted to determine the ethical perceptions of students from the individual side of accounting students at FE UNP, namely from the emotional intelligence and ethical sensitivity of students. The author makes students the object of research because an accountant's ethical perceptions can also be influenced by several factors. One of them is external factors, namely the environment. The environment affects the formation of a person's character so that it affects their behavior. This research is classified as a causative research. The population used in this study were accounting students at the Padang City College. Samples were taken using purposive stratified sampling technique. Where is the sampling by taking samples of people selected by the author according to specific characteristics and certain characters. The analysis used in this study is multiple linear regression analysis used in this study is to use the SPSS 21 computer program. . The results of this study are that emotional intelligence has a positive effect on students' ethical perceptions as prospective accountants and ethical sensitivity has a positive effect on students' ethical perceptions as prospective accountants.


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