scholarly journals FAKTOR-FAKTOR YANG MEMENGARUHI PROFIT DISTRIBUTION MANAGEMENT BANK UMUM SYARIAH DI INDONESIA PERIODE 2011-2016

2019 ◽  
Vol 5 (11) ◽  
pp. 974
Author(s):  
Adlina Sholfyta ◽  
Dian Filianti
Keyword(s):  
Data Analysis ◽  
Commercial Bank ◽  
Significant Influence ◽  
Commercial Banks ◽  
Panel Data Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Regression Result ◽  
Distribution Management ◽  
Profit Distribution

This research aims to find out the influence of financing to deposit ratio, deposit, and age of bank both partially or simultaneously to profit distribution management of islamic commercial bank in Indonesia. The sample are 8 islamic commercial banks in the period 2011-2016. This research uses quantitative approach by using secondary data in the form of financial statements of islamic commercial bank which listed on Bank Indonesia in year 2011- 2016. Regression result by using technique of panel data analysis with Eviews 6. The result showed that financing to deposit ratio and are partially giving significant influence to Profit Distribution Management. Meanwhile, age of bank have partially insignificant influence to Profit Distribution Management. imultaneously, financing to deposit ratio, deposit, and age of bank have significant influence to Profit Distribution Management with 27,82% value of coefficient determination, while the remaining 72,18% is influenced by other variables not included within this research.

scholarly journals DETERMINAN KINERJA KEUANGAN ASURANSI SYARIAH DI INDONESIA PERIODE 2014-2016

2019 ◽  
Vol 5 (11) ◽  
pp. 892
Author(s):  
Audina Ayu Hidayati ◽  
Atina Shofawati
Keyword(s):  
Data Analysis ◽  
Panel Data ◽  
Panel Data Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Insurance Companies ◽  
Regression Result ◽  
Company Size ◽  
Exogenous Variables ◽  
Negative Effect

This study aims to determine the effect of exogenous variables Leverage, liquidity, Company Size, and Company Age on profitability with proxy ROA. This research uses quantitative approach by using secondary data in the form of financial statements of sharia insurance companies which listed on Otoritas Jasa Keuangan (OJK) in year 2014-2016. Regression result by using technique of panel data analysis with eviews 6. In this reasearch shows that the variables of Leverage, Liquidity, Company SizeandCompany Agesignificant effect on the profitability of sharia insurance companies simultaneously. Partially, significant Leverage and Company Age at 0,1 (10%) has significant negative effect towards on ROA but there is no effect in the variables of liquidity andCompany Sizetowards on Profitability of 93.8%. for 6,2 %, it is affected by other variables which are not included in this research.

scholarly journals The Effect of Financing and Operational Income on Profit Sharing Return on Mudharabah Deposits for Islamic Commercial Banks

2021 ◽  
Vol 2 (4) ◽  
pp. 1428-1432
Author(s):  
Faulia Anggeraini ◽  
Inda Arfa Syera
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Commercial Bank ◽  
Significant Influence ◽  
Commercial Banks ◽  
Research Method ◽  
Profit Sharing ◽  
Research Approach ◽  
Operating Income

The purpose of this study is to determine the effect of financing and operating income on the return for the results of mudharabah deposits in Islamic commercial banks. The stages of the research method used are the research approach, population and sample, operational definitions, types and sources of data, data collection techniques, data analysis, location and time of research as well as tools and materials. Based on the conclusions found in this study, there is a significant influence of financing variables and operating income variables on the return for the results of Islamic Commercial Bank mudharabah deposits, this is evidenced by the results of research conducted by researchers where the significance value (sig) of 0.001 is smaller than the probability of 0.05 , so it can be concluded that H0 is rejected and Ha is accepted, which means that there is an influence of financing and operating income on the return on profit sharing from mudharabah deposits of Islamic Commercial Banks.

scholarly journals Does Covid-19 Have an Impact on Bank Performance in Indonesia? A Comparative Analysis Based on BUKU

2021 ◽  
Vol 2 (2) ◽  
pp. 9-18
Author(s):  
Novita Indri Yanti ◽  
Agrianti Komalasari ◽  
Tri Joko Prasetyo
Keyword(s):  
Comparative Analysis ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Secondary Data ◽  
Financial Statements ◽  
Bank Performance ◽  
Capital Asset ◽  
Major Focus ◽  
Management Efficiency ◽  
Asset Quality

This study aims to determine whether there are differences in the financial performance of commercial banks in Indonesia before and during the Covid-19 pandemic, with a major focus on capital, asset quality, profitability, and management efficiency based on BUKU (Bank Umum Kegiatan Usaha - Commercial Bank Business Activities). The data used in this study is secondary data, which consists of the 2015-2019 financial statements and the 1st quarter 2020 - the 3rd quarter 2020 financial statements. The sample used in this study amounted to 38 banks. The analytical method used is the Kruskal-Wallis test using the IBM SPSS version 25 software. The results of data processing and data analysis using the Kruskal-Wallis test show that there are differences in the capital (CAR), asset quality (NPL), profitability (ROA), and management efficiency (BOPO) of banking companies between BUKU 2, BUKU 3, and BUKU 4 before and during the covid-19 pandemic. The results of this study indicate that in general, the Covid-19 pandemic has an impact on the performance of commercial banks in Indonesia.

scholarly journals Bank Size, Capital Buffer, Efficiency, and Liquidity Risk in Indonesia Banking Industry

2020 ◽  
Vol 5 (6) ◽  
pp. 1177-1183
Author(s):  
Lasty Agustuty ◽  
Abdul Rakhman Laba ◽  
Muhammad Ali ◽  
Muhammad Sobarsyah
Keyword(s):  
Data Analysis ◽  
Commercial Bank ◽  
Significant Influence ◽  
Banking Industry ◽  
Liquidity Risk ◽  
Financial Statements ◽  
Risk Capital ◽  
Analysis Techniques ◽  
Panel Data Regression ◽  
Data Regression

The purpose of this study is to obtain empirical evidence of the influence of bank size, capital buffer and efficiency on liquidity risk. The research sample is a Conventional Commercial Bank that has a bank asset ratio value above 2% of total national banking assets and publishes financial statements in full during 2004-2019. Data analysis techniques in this study are panel data regression of EViews software. The results showed that bank size has a positive and significant influence on liquidity risk. Capital buffer has a positive and significant influence on liquidity risk. Efficiency that measured byBOPO ratio have a positive and significant influence on liquidity risk.

scholarly journals PENGARUH RETURN ON ASSET, DEBT TO EQUITY RATIO, DIVIDEN PAYOUT RATIO, DAN DIVIDEN YIELD TERHADAP RETURN SAHAM

2020 ◽  
Vol 7 (10) ◽  
pp. 1913
Author(s):  
Aprilidya Ayu Parandita Ananta ◽  
Imron Mawardi
Keyword(s):  
Data Analysis ◽  
Stock Returns ◽  
Panel Data Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Statistical Test ◽  
Test Results ◽  
Dividend Yield ◽  
Dividend Payout ◽  
Equity Ratio

ABSTRAKPenelitian ini bertujuan bertujuan untuk mengetahui pengaruh profitabilitas, leverage, dividen payout ratio, dan dividend yield terhadap return saham di Jakarta Islamic Index periode 2015-2019. Penelitian ini menggunakan data sekunder dari laporan keuangan perusahaan yang diambil dari website masing-masing perusahaan pada tahun 2015-2019. Pendekatan yang digunakan adalah kuantitatif dan dianalisis menggunakan analisis data panel. Hasil uji statistik menunjukkan bahwa profitabilitas, leverage, dividen payout ratio, dan dividend yield secara simultan tidak berpengaruh signifikan terhadap return saham. Secara parsial diperoleh hasil variabel dividend payout ratio berpengaruh signifikan terhadap return saham, sedangkan variabel rasio profitabilitas, leverage, dan dividend yield tidak berpengaruh signifikan terhadap return saham.Kata Kunci: Probabilititas, Leverage, Dividend Payout Ratio, Dividen Yield, Return Saham ABSTRACTThis study aims to determine the effect of profitability, leverage, dividend payout ratio, and dividend yield on stock returns of Jakarta Islamic Index for the 2015-2019 Period. This study uses secondary data from the company's financial statements taken from the websites of each company in 2015-2019. The approach used is quantitative and analyzed using panel data analysis. Statistical test results show that profitability, leverage, dividend payout ratio, and dividend yield simultaneously do not have a significant effect on stock returns. Partially dividend payout ratio have a significant effect on stock returns; profitability, leverage, and dividend ratio have no significant effect on stock returns.Keywords: Probability, Leverage, DividenD Payout Ratio, Dividen Yield, Stock Returns

scholarly journals Analysis of Impact of CAR, NPF, BOPO on Profitability of Islamic Banks (Year 2015-2017)

2019 ◽  
Vol 2 (1) ◽  
pp. 30-59 ◽  
Author(s):  
Wahyu Intan Kusumastuti ◽  
Azhar Alam
Keyword(s):  
Commercial Bank ◽  
Commercial Banks ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Multiple Linear Regression Analysis ◽  
Bank Performance ◽  
Islamic Banks ◽  
Analysis Method ◽  
Islamic Bank

Islamic banks have been known as the resistant banks to the global crisis that hit Indonesia a few years ago. The unique maintenance of Islamic bank performance leads to business continuity. Some Islamic bank performance can be measured by its profitability. There are some factors that affect the profitability Islamic bank and used in this study including CAR, BOPO, and NPF. While the purpose of this study is to determine the effect of CAR, BOPO and NPF on the profitability of Islamic commercial banks. The population of this research is the Islamic commercial bank whose financial statements have been published to the statistics of Islamic banks from 2015 -2017. This research used secondary data from OJK website. Data analysis in this paper conducted multiple linear regression analysis method. The results of this study indicate that the BOPO variable has a significant effect on ROA. On the other hand  CAR and NPF variables have no significant effect on ROA.

scholarly journals ANALISIS PENERAPAN GOOD CORPORATE GOVERNANCE DALAM MENINGKATKAN KINERJA KEUANGAN PERUSAHAAN

2021 ◽  
Vol 5 (1) ◽  
pp. 31-41
Author(s):  
Budi gautama Siregar
Keyword(s):  
Corporate Governance ◽  
Data Analysis ◽  
Financial Performance ◽  
Commercial Banks ◽  
Secondary Data ◽  
Agency Problems ◽  
Financial Statements ◽  
Good Corporate Governance ◽  
Research Period

The implementation of GCG is a concept that regulates the behavior of bank actors, namely company owners, management in carrying out their respective duties and responsibilities to minimize agency problems which in turn can improve the company's financial performance. This study aims to analyze the implementation of good corporate governance in improving financial performance at Islamic Commercial Banks for the 2012-2018 period. The study uses secondary data, namely the financial statements of Islamic Commercial Banks consistently published in the research period, namely 8 Islamic Commercial Banks. Based on the results of data analysis with the help of the eviews application, the results show that the implementation of good corporate governance has no effect on financial performance at Islamic Commercial Banks for the 2012-2018 period. Keywords: GCG, Financial Performance, BUS

scholarly journals THE EFFECT OF MUDHARABAH, MUSYARAKAH AND MURABAHAH FINANCE ON THE PROFITABILITY OF SHARIA GENERAL BANKS IN INDONESIA IN 2013-2017

2020 ◽  
Vol 1 (1) ◽  
pp. 49-60
Author(s):  
Yogi Bayu Pratama ◽  
Erwin Febriansyah
Keyword(s):  
Commercial Bank ◽  
Significant Influence ◽  
Commercial Banks ◽  
Research Method ◽  
Quantitative Research ◽  
Secondary Data ◽  
Analytical Tool ◽  
Research Approach ◽  
Return On Assets ◽  
Financial Reports

This study aims to analyze the effect of mudharabah, musyarakah and murabahah financing on the level of profitability at Islamic Commercial Banks in Indonesia using the Return on Assets (ROA) ratio. The research method used is descriptive quantitative research approach and case studies at Islamic Commercial Banks in Indonesia. The type of data obtained from this research is secondary data based on the results of Sharia Commercial Bank financial reports which include BCA Syariah, BNI Syariah, BRI Syariah, Mandiri Syariah Bank, Syariah Bukopin and Muamalat Bank during the 2013-2017 period. Sources of data obtained through the results of publications from the relevant Islamic Commercial Bank and through the official website of each bank. The analytical tool used is multiple linear regression analysis.The results showed that Mudharabah and Mutanaqisah financing had a significant influence on ROA levels while financing for Murabahah had an insignificant effect on the partial ROA level. Simultaneously, this Mudharabah, Mutanaqisah and Murabahah financing has a significant influence on the level of ROA

scholarly journals PENGARUH PEMBIAYAAN MUSYARAKAH TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH (BUS) PERIODE 2015-2017

2019 ◽  
Vol 3 (2) ◽  
Author(s):  
Lucy Auditya ◽  
Lufika Afridani
Keyword(s):  
Data Analysis ◽  
Commercial Banks ◽  
Secondary Data ◽  
Financial Statements ◽  
Islamic Banks ◽  
Simple Linear Regression ◽  
Return On Assets ◽  
Financial Reports ◽  
Return On Equity ◽  
Analysis Technique

The purpose of this study was to determine the effect of musyarakah financing on profitability in Sharia Commercial Banks in Indonesia for the 2015-2017 period and to find out how much influence musyarakah financing had on profitability in sharia commercial banks for the period 2015-2017. The limitation of the problem of this research is on the profitability of financial ratios ROA (Return On Assets) and ROE (Return On Equity). To disclose these issues in depth and thoroughly, researchers used a quantitative approach with secondary data collection techniques in the form of financial statements of each sharia bank for three consecutive years and provided quarterly financial reports, obtained by 5 Islamic banks to obtain 60 data. The data analysis technique used is simple linear regression using the SPSS version 16. Then the data is described, analyzed and discussed to answer the problems raised. From the results of the study it was found that musyarakah financing had a significant effect on ROA at alpha 5%. This is evidenced by the significance value (Sig.) (0.002) <(α) 0.05. While musyarakah financing has no significant effect on ROE at alpha 5%. This is evidenced by the significance value (Sig.) (0.669)> (α) 0.05.

PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, MUSYARAKAH, IJARAH TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2016-2018

2021 ◽  
Vol 4 (2) ◽  
Author(s):  
Oryza Sativa Meiswari ◽  
Diah Nurdiwaty
Keyword(s):  
Data Analysis ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Sampling Method ◽  
Secondary Data ◽  
Public Trust ◽  
Quantitative Approach ◽  
Financial Reports ◽  
Analysis Technique ◽  
Study Population

Profitability is a certain condition that has been achieved by a sharia bank as a reflection of public trust in commercial banks that have undergone a process of activity for several years. This study aims to analyze the effect of murabahah, mudharabah, musyarakah and ijarah financing on the profitability of Islamic commercial banks. Profitability is the dependent variable in this study, while murabahah, mudharabah, musyarakah and ijarah financing are independent variables.The type of data used is secondary data which is obtained from quarterly financial reports taken from the official website or website www.bi.go.id/www.ojk.go.id and the official website of each Islamic Commercial Bank. The study population consisted of 12 Islamic commercial banks, and obtained 72 samples by purposive sampling method. The approach used in this research is a quantitative approach. The data analysis technique used is multiple linear regression.The results of this study indicate that partially murabahah financing and ijarah financing have a significant effect on profitability. Based on the results of the F test, the variables of murabahah, mudharabah, musyarakah and ijarah financing simultaneously have a significant effect on profitability. Keywords: Murabahah Financing, Mudharabah, Musharaka, Ijarah, Profitability

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