scholarly journals THE IMPACT OF HALAL AT THAYYIB AND CONSUMPTION ETHICS IMPACT ON ECONOMIC GROWTH: AN ECONOMIC TAFSIR AL-BAQARAH:168

2019 ◽  
Vol 5 (2) ◽  
Author(s):  
Taqiyah D. Insani ◽  
Abdul W. Al-Faizin ◽  
Muhammad N. H. Ryandono
Keyword(s):  
Positive Impact ◽  
Public Awareness ◽  
Legal Framework ◽  
Islamic Banks ◽  
Logit Regression ◽  
Independent Variable ◽  
Level Of Significance ◽  
The Impact ◽  
And Training ◽  
Study Hypothesis

This study investigates the contribution of Islamic banks and Islamic windows to thegrowth of the Nigerian economy. Data were obtained using structured questionnaires.379 copies of questionnaires were administered based on the sample size obtainedvia the use of Taro Yamane formula. 367 questionnaires were successfully retrieved.Variables such as deposit activities, loan activities, and perception of bank employeeswere also adopted as explanatory or independent variable and dependent variablerespectively. To support the study hypothesis were also formulated. For the analysis,measures of central tendency (tables, frequency and percentages) and inferentialstatistics (Logit Regression) were used. The result revealed that the variables (i.e.deposit and loan activities) have a positive impact on the growth of Nigeria’s economybecause the probability values of the variables (P=0.003 and 0.019) were less thanalpha (α =0.05) level of significance. In other words, this implies that Islamic banksand windows have largely supported private consumption, business investments of itscustomers, aid government spending via sharia bonds (sukuk) to fund developmentalprojects of its customers. The study concludes that Islamic banks and windows havecontributed towards the growth of the Nigeria’s economy. Furthermore, the studyrecommends that there is need for creating the necessary legal framework to ensureits smooth operations, intensify efforts on creating public awareness, rolling out moresharia compliant products that can take care of the peculiarities that exist in businessenvironment and training and retraining of staff on effective Islamic banking.

scholarly journals THE PERCEPTION ON THE CONTRIBUTION OF ISLAMIC BANKS AND ISLAMIC WINDOWS TOWARDS THE GROWTH OF NIGERIAN ECONOMY

2019 ◽  
Vol 5 (3) ◽  
pp. 603-622
Author(s):  
Jibril Musa Talba ◽  
Mohammed Lawal Ibrahim ◽  
Umar Babagana Imam
Keyword(s):  
Positive Impact ◽  
Public Awareness ◽  
Legal Framework ◽  
Business Environment ◽  
Islamic Banks ◽  
Independent Variable ◽  
Bank Employees ◽  
Level Of Significance ◽  
And Training ◽  
Study Hypothesis

This study was to assess the perception on the contribution of Islamic banks and Islamic windows towards the growth of the Nigerian economy. To document this, data were obtained through the use of structured questionnaires. 379 copies of questionnaires were administered based on the sample size obtained via the use of Taro Yamane formula. 367 questionnaires were successfully retrieved. Variables such as deposit activities, loan activities and perception of bank employees were also adopted as explanatory or independent variable and dependent variable respectively. To support the study hypothesis were also formulated. For the analysis, measures of central tendency (tables, frequency and percentages) and inferential statistics (Logit Regression) were used. The result revealed that the variables (i.e. deposit and loan activities) have a positive impact on the growth of Nigeria’s economy because the probability values of the variables (P=0.003 and 0.019) were less than alpha (α =0.05) level of significance. In other words, this implies that Islamic banks and windows have largely supported private consumption, business investments of its customers, aid government spending via sukuk to fund developmental projects of its customers. The study concludes that Islamic banks and windows have contributed towards the growth of the Nigeria’s economy. Furthermore, the study recommends that there is need for creating the necessary legal framework to ensure its smooth operations, intensify efforts on creating public awareness, rolling out more shariah compliant products that can take care of the peculiarities that exist in business environment and training and retraining of staff on effective Islamic banking.

scholarly journals Examining the impact of academic development in the engineering faculties in Chile: Changes in teaching philosophy and teachers' competencies

2017 ◽  
Vol 7 (2) ◽  
pp. 254
Author(s):  
Roxana Acosta ◽  
Marina Tomás-Folch ◽  
Mónica Feixas
Keyword(s):  
Teaching Practice ◽  
Positive Impact ◽  
Training Programme ◽  
Teaching Quality ◽  
Teaching Philosophy ◽  
Engineering Sciences ◽  
Teaching Unit ◽  
Assessment Strategies ◽  
The Impact ◽  
And Training

The Faculties of Engineering Sciences at Universidad Católica del Norte in Chile regard teacher training as a necessary tool for its academics’ professional development and as a fundamental way to improve their teaching quality. The Teaching Unit for Innovation in Engineering (UIDIN) has developed a new curriculum and training programme which seeks to support the faculty in its implementation. This article presents some of the outcomes of a study aimed at qualitatively examining the development of the faculty’s conceptions and philosophy of teaching and improvements in pedagogical competencies as a result of the implementation and transfer of the training programme. The teaching philosophy is described in different ways, but overall it considers teaching an act of disciplinary knowledge transfer based on students’ interests, skills and attitudes, and with a heavy emphasis on building students’ core values. Interviews reveal changes in the participants’ learning and competencies due to the training, along with a positive impact on the teachers’ lesson planning and assessment strategies and students’ feedback and the willingness to engage in more reflexive teaching practice.

scholarly journals Role of Zakat as Social Finance Catalyst to Islamic Banking and Economic Growth

2017 ◽  
Vol 2 (2) ◽  
pp. 55-70 ◽  
Author(s):  
Ai Nur Bayinah
Keyword(s):  
Economic Growth ◽  
Positive Impact ◽  
Islamic Banking ◽  
Annual Data ◽  
Impulse Response Functions ◽  
Islamic Banks ◽  
West Java ◽  
Vector Autoregressive ◽  
The Impact ◽  
Integration Analysis

This paper is aimed to assess the contribution of Zakat in boosting Islamic banks’ financing and economic growth for the period 2011-2015, in 10 district/city of West Java Province, Indonesia. Through Vector Autoregressive (VAR) panel co-integration analysis, variance decompositions (VD) and impulse response functions (IRF), this study investigates Zakat, Islamic Banking, and economic growth nexus. Findings in this research highlight that Zakat has a significant impact on Islamic banking, so this institution would contribute to economic growth both in the short and the long run, with fluctuation in variance from the first year. The results lend support to the view that Zakat not only leads to social benefits but also has a positive impact on the economy through increasing Islamic banks’ financing. Therefore, this research will serve as a motivation for the industry players and regulators to continuously promote Zakat as a strategic policy. The originality of this research is to assess Zakat-led growth and finance by analyzing the impact of Zakat on the Islamic banking and regional economic outcome. Another novel aspect of this study is in the methodology as it employs VAR panel co-integration analysis, VDs and IRFs on the set of annual data. Keywords: Zakat, Islamic Banking Financing, Economic Growth, West Java

scholarly journals Impact of the Ownership Structure on the Financial Performance of Banks: Comparative Study between Conventional and Islamic Banks

2019 ◽  
Vol 4 (2) ◽  
pp. 50-63
Author(s):  
Achraf Haddad ◽  
Anis El Ammari ◽  
Abdelfattah Bouri
Keyword(s):  
Financial Performance ◽  
Ownership Structure ◽  
Least Squares Method ◽  
Conflicts Of Interest ◽  
Positive Impact ◽  
Ordinary Least Squares ◽  
Performance Measure ◽  
Islamic Banks ◽  
Two Samples ◽  
The Impact

According to the literature of corporate governance, ownership structure is advanced as a non-dissociable mechanism of control intended to follow the stakeholders and especially used by shareholders to monitor the conflicts of interest and the opportunistic behavior of managers. Several previous studies have focused on the impact of ownership structure on financial performance separately in conventional or in Islamic banks. However, the comparative studies between these two impacts are non-existent. In this research, we compared the impacts of this governance mechanism on the financial performance in the two types of banks by using the Ordinary Least Squares method. Data relating to financial performance and ownership structure of banks come from 16 countries. Two samples were collected: the first one included 63 conventional banks, whereas the second one integrated 63 Islamic banks whose data are available over the period (2010-2018). Panel results showed that partial effect of each determinant of ownership structure on each measure of financial performance varied from one banks’ type to another and from one performance measure to another. Besides, the reconciliation of similar models revealed many differences between the same impacts’ signs. Therefore, we concluded that in both banks’ types the ownership structure has a positive impact on the financial performance. While, the negative part of the same impact is less significant in Islamic banks. JEL Classification:  F33, G20, G21, G24, G30.

Environmental Policy and Its Role in Achieving Sustainability Requirements: An Analytical Study at the General Company for Battery Industry / Babylon 1 Factory

2021 ◽  
pp. 16-36
Author(s):  
Vian Mohammed Hassan ◽  
Abdul Reza Shafiq Al-Basri
Keyword(s):  
Social Sciences ◽  
Environmental Policy ◽  
Analytical Study ◽  
Positive Impact ◽  
Effective Means ◽  
Research Problem ◽  
Statistical Program ◽  
Independent Variable ◽  
The Impact ◽  
Battery Industry

Environmental policy represents one of the important administrative issues for organizations that seek to have a bright future. They are required to make great and real efforts to diagnose the environmental dimension, evaluate environmental efforts, and think about effective means, mechanisms and ways to protect the environment in the future and to correct past mistakes. The aim of this research is to show the impact that the environmental policy can play in achieving the requirements of sustainability. The research relied on the independent variable represented by the environmental policy, and the dependent variable 17 السياسة البيإية ودور ا ف تحقيق متطلبا االستدامة Millennium Journal of Humanities and Social Sciences 2(4): (2021) on sustainability and its requirements represented by (rationalization of resource consumption, reducing pollution, reducing the impact on human health, and using renewable energy). The descriptive analytical approach was adopted in the completion of this research, and it included answering the questions related to the research problem by testing two main hypotheses, with regard to correlation and influence relations. The General Battery Industry / Babel 1 Factory in Baghdad, and the statistical program (SPSS.V.23) was used to extract the results. This research reached a set of conclusions regarding environmental policy, the most prominent of which is that it has a continuous and effective positive impact that occurs due to internal and external environmental factors in achieving sustainability, which was represented by the validity of the two hypotheses of the research with the existence of a link and impact of environmental policy on sustainability. Keywords: Environment, environmental policy, sustainability

scholarly journals Impact of training and development function on enhancing competitiveness capacity (An Empirical study of Jordanian industrial companies from managers perspective)

2015 ◽  
Vol 6 (1) ◽  
pp. 25 ◽  
Author(s):  
Salih A. Jaradat
Keyword(s):  
Professional Training ◽  
Positive Impact ◽  
Field Work ◽  
Training And Development ◽  
Correlation Relationship ◽  
Industrial Companies ◽  
General Managers ◽  
Training Unit ◽  
Independent Variable ◽  
The Impact

<p>The purpose of this study is to examine the impact of training and development function on enhancing competitiveness capacity for Jordanian industrial companies. The variables of this study consisted of independent variable ( Training and development function) and dependent variable ( enhancing competitiveness capacity) .</p><p>The study employed the statistical analytical descriptive approach based on the literature review approach and field work to test the study hypotheses. The population of this study consisted of Jordanian industrial companies. A sample consisted of (30) general managers and department managers as a respondents of this study, the researcher targeted industrial companies which was selecting randomly . The study used questionnaire as a tool to collect data to measure study sample individuals attitudes toward the impact of training and development function on enhancing competitiveness capacity for Jordanian industrial companies.</p><p>The findings of the study indicates that there is high correlation relationship between independent variable and it's dimensions with dependent variable, and there is positive impact of training and development function on enhancing competitiveness capacity for Jordanian industrial companies.</p>The study recommends to apply this study on the other sectors by researchers in the future, establish professional training unit in every medium and large industrial company, and deduct a reasonable ratio from it's annual profits for training.

scholarly journals The Impact of Applying the Electronic Cheque Clearing System on Employees’ Satisfaction in Accounting Departments’ of Jordanian Islamic Banks

2016 ◽  
Vol 9 (2) ◽  
pp. 137
Author(s):  
Adel M. Qatawneh ◽  
Fairouz M. Aldhmour ◽  
Lara T. Aldmour
Keyword(s):  
Random Sample ◽  
Significant Relationship ◽  
System Reliability ◽  
Islamic Banks ◽  
Face To Face ◽  
Clearing System ◽  
Employees Satisfaction ◽  
Independent Variable ◽  
The Impact

<p>This study aims to investigate the impact of applying the electronic cheque clearing system on employees’ satisfaction in Accounting Departments’ of Jordanian Islamic banks. The population of this study was the employees who work at the Accounting Departments. A random sample of (150) employees who work in Accounting departments, particularly clearing directory in the Islamic Banks in Jordan were chosen to be the sample of the study. One hundred and fifty questionnaires were distributed to the employees who work in clearing directory and those who worked in this directory in the Islamic Banks in Jordan. The results indicate that there is a weak impact of the independent variable the applying ECC system (Reliability, Responsiveness, Tangibility and Privacy) on the dependent variable (Employees’ Satisfaction) in Jordanian Islamic banks. Against expectation, the results show that only Tangibility has a positive and significant relationship with ‘Employees’ Satisfaction. The researchers recommended that employees’ satisfaction in bank sector may affect customers’ satisfaction positively or negatively because most of employees in this sector deal with customers face to face.</p>

scholarly journals The Impact of Strategic Notetaking on EFL learners’ Academic Performance in Jordan

2020 ◽  
Vol 9 (1) ◽  
pp. 249
Author(s):  
Ibrahim F. F. Almaagbh
Keyword(s):  
Academic Performance ◽  
Foreign Language ◽  
Positive Impact ◽  
Note Taking ◽  
Efl Learners ◽  
English As Foreign Language ◽  
Descriptive Research ◽  
The Social ◽  
Independent Variable ◽  
The Impact

This study investigates the impact of strategic notetaking on English as Foreign Language (EFL) learners’ academic performance among university students in Jordan. Thus, we hypothesized that there is a significant and positive impact of strategic note-taking on EFL learners’ academic performance. To confirm this hypothesis, descriptive research design was applied in this study. 384 (three hundred and eighty-four) respondents were randomly selected from the four public universities in Jordan. This study adapted instruments which include strategic note taking and students’ academic performance measurement items and the data obtained was analysed through Statistical Package for the Social Science (SPSS-22). The result showed that the strategic note taking (i.e. independent variable) has significant effects on EFL learners’ academic performance (R2 =.919). Moreover, the strategic notetaking made the significant contribution (Beta= .449; t= 18.714; P <0.05) to the prediction of EFL learners’ academic performance. In line with the findings, this study emphasised and explained the impact of strategic notetaking and how to improve EFL learners’ level of notetaking for better academic performance in Jordan.

scholarly journals Educational technology and its impact on the efficiency of the educational process in higher education

2021 ◽  
Vol 16 (4) ◽  
pp. 1384-1394
Author(s):  
Eman Nayef Al Njadat ◽  
Somaya Al-Ja’afreh ◽  
Ahed Hani Ibrahim Almsaiden
Keyword(s):  
Educational Technology ◽  
Positive Impact ◽  
Education Technology ◽  
Educational Process ◽  
Faculty Members ◽  
Material Resources ◽  
University College ◽  
Independent Variable ◽  
Spss Software ◽  
The Impact

This study aims to reveal the impact of educational technology on the efficiency and improvement of the educational process at Aqaba University College. The study followed the descriptive-analytical approach, and a random population consisting of twenty-seven (27) faculty members were selected to represent the sample community. The independent variable in this study is the education technology, while the dependent variable is the educational system. The questionnaire is distributed among all selected twenty-seven faculty members for data collection, and the SPSS software is used to analyze the data. The analysis of the study found that educational technology has a positive impact represented in the highly improved educational process at Aqaba University College. At the same time, the challenges were the material resources needed for educational technology. Keywords: Information technology; Communication; Efficiency of the educational process; Educational technology; Education system

scholarly journals The Impact of Various Mode of Financings in Reducing Inequality in Various Groups of Countries

2021 ◽  
Vol 3 (2) ◽  
pp. 25-43
Author(s):  
Irma Yuliani ◽  
Muhammad Abdul Rohman
Keyword(s):  
World Bank ◽  
Low Income ◽  
Positive Impact ◽  
Low Income Countries ◽  
Islamic Banks ◽  
Middle Income ◽  
Middle Income Countries ◽  
Islamic Bank ◽  
The Impact ◽  
Positive Effect

The existence of Islamic bank not always provide positive impact to the real sector of economy. Declining inequality is one of the expected significant impacts with appyling mode of financing as instrument to relize that. This study aims to investigate the impact of mode of financing was applied by Islamic bank to reduce inequality among countries of IsDB Group. World bank data and IDB data of Islamic banks are employed as samples from 1977 to 2018. The results show that equity and leasing have a positive effect and significant to reduce inequality for low income countries, where the leasing or ijarah have the most effective impact than all. In addition, instalment sale of financing has a significant impact to reduce inequality for middle-income countries, loan is being the only significant mode of financing to reduce inequality in all IDB countries. Unfortunately, Mudharabah, PLS (profit and loss sharing), Murabahan and Istishna have not significantly impact to reduce inequality

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