scholarly journals Deposit Determinants and Domestic Currency Deposits In Nigeria (2000-2018)

2021 ◽  
Author(s):  
Ayodeji Emmanuel Abiodun ◽  
Adebayo Tunbosun Ogundipe ◽  
Omomen Musa-Agboneni
Keyword(s):  
Gross Domestic Product ◽  
Private Sector ◽  
Interest Rates ◽  
Banking Sector ◽  
Economic Value ◽  
Secondary Data ◽  
Domestic Product ◽  
Domestic Currency ◽  
Significant Positive Effect ◽  
Positive Effect

Abstract The study was carried out to investigate the effects of macroeconomic and banking sector-specific variables on domestic currency deposits in Nigeria within a temporal scope 2000-2018. On the theoretical threshold of Ayodeji-Ajala bank-intermediation (economic value) theorem, the study proxied the dependent variable, domestic currency deposit, by total domestic currency deposit of banks, and the independent variable, deposit determinants, by three macroeconomic variables (interest rate, gross domestic product, inflation) and two banking sector-specific variables (private sector credit and bank size). Secondary data were sourced from the Central Bank of Nigeria statistical bulletin of various editions, and were estimated using Auto Regressive Distributed Lag (ARDL) approach. It was found that, while interest rates exhibited insignificant negative effects on domestic currency deposits in Nigeria, inflation rate exerted significant negative effect on it, and gross domestic product exerted significant positive effect on it. It was, also, found that, private sector credit exerted a significant positive effect on domestic currency deposit while bank size exhibited insignificant positive effect on it. It was, further, found that, a significant long-run relationship existed between deposit determinants and domestic currency deposits in Nigeria. It was, therefore, concluded that macroeconomic and banking sector-specific variables exert significant long-term influence on domestic currency deposits in Nigeria. It was, therefore, recommended that, government should effectively adopt the instruments of monetary and fiscal policies for enhancing the effects of interest rates and curbing the effects of inflation on the Nigerian economy. Also, banks are encouraged to invest more on their assets, as this would help attract more customers of various types while they should increase private sector credits, and channel the same to the productive sector of the economy so that economic growth can be enhanced.

scholarly journals Determinan Jumlah Penduduk Miskin di Jawa Periode 2007-2015

2017 ◽  
Vol 4 (2) ◽  
pp. 164
Author(s):  
Mohammad Saleh ◽  
Mochammad Dwi Ainoer Rizzal ◽  
Aisah Jumiati
Keyword(s):  
Economic Growth ◽  
Gross Domestic Product ◽  
Research Method ◽  
Secondary Data ◽  
Domestic Product ◽  
Poor People ◽  
Unit Of Analysis ◽  
Factors Affecting ◽  
Negative Effect ◽  
Positive Effect

Poverty is one of the problems that impede economic growth and national and regional development. It is therefore necessary to find solutions to reduce poverty and solve the problems that are being experienced. The purpose of this study to determine the influence of unemployment, wages and Gross Domestic Product (GDP) on poverty in Java. This research method is explanatory research method. The unit of analysis used in this study is the number of poor people in Java, factors affecting poverty include unemployment, wages and Gross Domestic Product (GDP). Data used in this research is secondary data. The results showed that the positive effect of unemployment and wages and GRDP a significant negative effect on poverty. From the results of this study are expected later able to provide references improvements creation of the welfare of society equally. Keywords: People poverty, unemployment, wage, Gross Regional Domestic Produc

Pengaruh Tingkat Suku Bunga, Tingkat Bagi Hasil, Likuiditas, Inflasi, Ukuran Bank, dan Pertumbuhan Produk Domestik Bruto terhadap Deposito Mudharabah Bank Umum Syariah di Indonesia

2018 ◽  
Vol 6 (1) ◽  
pp. 1-22
Author(s):  
Akhris Fuadatis Sholikha
Keyword(s):  
Gross Domestic Product ◽  
Interest Rates ◽  
Significant Influence ◽  
Quantitative Research ◽  
Hypothesis Test ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Profit Sharing ◽  
Commercial Banking ◽  
Domestic Product

The purpose of this study is to examine the influence of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously and partially on mudaraba deposits at Islamic Commercial Banking in Indonesia. This study conduct quantitative research with hypothesis testing on secondary data in term of time series on the quartely financial statements starting from the first quarter of 2011 to fourth quarter of 2014. The reserach sample is six Islamic Commercial Banking in Indonesia. The data analysis technique in this study are descriptive analysis, classical assumption test, multiple regression analysis, hypothesis test uses F test, and t test. The result showed that variable of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia. while partially variable of the level of profit sharing, and the size of the company positivelly significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia, but interest rates, liquidity, inflation, and the growth of gross domestic product does not  significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia.

scholarly journals PENGARUH SUKU BUNGA, NILAI TUKAR, DPK, DAN NPF/NPL KPR TERHADAP PENYALURAN KPR PERBANKAN DI INDONESIA

2020 ◽  
Vol 6 (10) ◽  
pp. 2077
Author(s):  
Muchammad Atho'ur Rohman ◽  
Siti Zulaikha
Keyword(s):  
Exchange Rates ◽  
Interest Rates ◽  
Secondary Data ◽  
Third Party ◽  
Islamic Banking ◽  
Significant Positive Effect ◽  
Simultaneous Test ◽  
Banking Market ◽  
Negative Effect ◽  
Positive Effect

This study aims to determine the effect of interest rates, exchange rates, third party funds and NPF / NPL Mortgages on the distribution of banking mortgages in Indonesia. It is intended that Islamic banks are able to make optimal policies in the distribution of mortgages and mitigation so that the Islamic banking market share can develop. The data required is secondary data from the Indonesian Banking Statistics report, Islamic Banking Statistics, and Indonesian Economic and Financial Statistics for the period October 2014 - May 2019. Based on Multiple Linear Regression, it is known that the simultaneous test results of all variables together have a positive significant effect in the distribution of banking mortgages, and in the partial test it is known that the interest rates and third party funds have a significant positive effect on mortgages in sharia and conventional banking. The exchange rate has a significant positive effect on Islamic banking mortgages, and a significant negative effect on conventional banking mortgages. NPF / NPL mortgage has an insignificant positive effect on the mortgages of both banks. So it can be concluded that the variable interest rates, exchange rates, and third party funds affect the distribution of Islamic banking mortgages and conventional banking mortgages, while the variable NPF / NPL mortgages have no effect.Keywords: Interest rates, exchange rates, third party fund, non performing finance, non performing loan

scholarly journals IMPACT OF THE POLITICAL INSTABILITY ON THE LIBYAN ECONOMY

2019 ◽  
Vol 31 (1) ◽  
pp. 61-67
Author(s):  
Rwida Kreiw
Keyword(s):  
Economic Development ◽  
Gross Domestic Product ◽  
Interest Rates ◽  
Banking Sector ◽  
Oil And Gas ◽  
Political Instability ◽  
Domestic Product ◽  
The Political ◽  
Significance Level ◽  
The Government

Regarding the Libyan macroeconomic framework, the petroleum sector returns caused to the government and the need to support civil service job opportunity and preserve the widespread funding system. In 2006, the increasing of the price of the Libyan price oil, around US $63.05, had a significant and positive influence on the Libyan economic situation. The price increased around 65 % compared to the corresponding value in 2004 which was in averaged around US $38.In the same context, the favorable enhancement in the oil sector donated to an observable development in balance of payment surplus, which achieved around 15.4 % of gross domestic product. Also, international reserves improved to be around 19 billion US dollars. Moreover, the Libyan authorities have decreased the bank the percentage of interest rates across the board to enhance the demand in the private sector for credit and established a strategy to update the payment system. All these monetary policies and strategies affect positively on the Libyan macroeconomic and financial situations to be satisfactory in 2004.In 2005, the performance of the macroeconomic stayed comparatively strong. The gross domestic product achieved approximately about 3.5 %. Moreover, the inflation stayed 2.5 %. On the other hand, the economic development is assessed to have been created mainly 4.5 % in the non-oil sectors. In details, the non-oil sectors such as hotels and transportation, construction and services, agriculture and manufacturing sector with respectively values 7%, 5%, 2.5 % and 1.8%. unfortunately, all these sectors showed weak performance recently because of the unstable political situation in the country.Regarding to the banking sectors, according to (Murugiah and Akgam, 2015), Libyan banking sector has realized especially after the issuance of laws. In 2005, this Central Bank of Libya has significant impact on establishing banks and reorganization assets inducing them to look for new investment chances. In our model, the variables Stock Capital, Libyan Oil PriceNumber of population in Libya and dummy variable for the political instability have significant impact on the Libyan gross domestic products at 5% significance level. The heteroscedasticity and autocorrelation tests are checked in the model.Finally, we conclude that increasing (decreasing) the oil and gas prices has a significant influence on the economic development generally in Libya and on the macroeconomic indicators, such as gross domestic product, monetary policy, the unemployment rate, and the inflation rate in the country.

scholarly journals Impor gandum Indonesia dan faktor-faktor yang Mempengaruhinya

2019 ◽  
Vol 7 (2) ◽  
pp. 101-112
Author(s):  
Gita Wulandari ◽  
Siti Hodijah ◽  
Yohanes Vyn Amzar
Keyword(s):  
Gross Domestic Product ◽  
Interest Rates ◽  
Regression Models ◽  
Total Population ◽  
Secondary Data ◽  
Least Square ◽  
Domestic Product ◽  
Linear Regression Models ◽  
Ordinary Least Square ◽  
Multiple Linear Regression Models

This study aims: 1) to analyze the development of wheat import volume, gross domestic product (GDP), inflation, investment credit interest rates, and population of Indonesian wheat imports. 2) to analyze the effect of gross domestic product, inflation, investment interest rates on Indonesian wheat imports. This study is a descriptive study and the types of data used in this study are secondary data in the form of gross domestic product, inflation, investment credit interest rates, and population for the last 18 years (2000-2017). The data obtained were processed using SPSS 20 with multiple linear regression models using the Ordinary Least Square (OLS) method. The results of this study indicate that the gross domestic product (GDP) obtained a significant level of 0.03, inflation obtained a significant level of 0.598, and the total population obtained a significant level of 0.522. The regression results show that partially only the variable gross domestic product (GDP) and interest rates are Investment credit interest has a significant effect on imports of Indonesian wheat, while inflation and population have no significant effect on imports of Indonesian wheat. Keywords: GDP, Inflation, Interest rates, Population

scholarly journals Managing Economic Recession through Effective Tax Collection: The Nigerian Experience

2017 ◽  
Vol 1 (1) ◽  
pp. 71
Author(s):  
D. O. Gbegi ◽  
J. F. Adebisi ◽  
Bodunde Tosin
Keyword(s):  
Gross Domestic Product ◽  
Government Spending ◽  
Capacity Utilization ◽  
Economic Recession ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Collection System ◽  
Tax Collection ◽  
Tax Payers ◽  
Positive Effect

Economic recession has eaten deep into the economy to the extent that taxes generated cannot serve as a pivot upon which the economy could strive. This study examines how economic recession can be managed through effective tax collection. Secondary data was obtained from the CBN statistical bulletin between periods of 2003 to 2016. Regression technique was used in testing the data collected with the aid of E-VIEWS. The study revealed that taxes do not have significant positive effect on the nation’s Gross Domestic Product, Government Spending, Capacity Utilization and Money Supply. Thus, it implies that taxes in Nigeria are rather unfortunately underexploited, which is an indication of poor tax collection system. This study therefore concludes that, tax should be considered as the urgent and needful panacea to rescue the current economic illness that Nigeria is currently facing. This should be done by ensuring that relevant tax authorities have good tax collection system like effective tax data base, effective E-tax registration, effective E-tax payment and all tax payers should have tax identification number.

Factors Affecting Foreign Direct Investment: The Afghanistan Case

2021 ◽  
Vol 39 (2) ◽  
Author(s):  
Mehmet Eryigit ◽  
Abdul Qayum Shafaq
Keyword(s):  
Exchange Rate ◽  
Gross Domestic Product ◽  
Ordinary Least Squares ◽  
Domestic Product ◽  
Foreign Direct Investments ◽  
Significant Positive Effect ◽  
Factors Affecting ◽  
Export Volume ◽  
Negative Effect ◽  
Positive Effect

This study examined the factors affecting foreign direct investments (FDI) for the case of Afghanistan. Generally, the literature has focused on the factors affecting direct investments towards developing and underdeveloped countries. The primary purpose of this study is to identify the factors affecting FDI inflow to Afghanistan. Different from previous studies, this study examined the effects of the following factors; globalization indices, gross domestic product, export volume, import volume, and exchange rate (USD/AFN) of Afghani. The factors were determined based on a review of the literature. Regarding the interaction across variables, three different regression models were tested to examine the effects of those factors on FDI inflows to Afghanistan. Ordinary Least Squares estimation was employed. According to the results of the integrated model (the model that covers all exploratory variables), globalization has a statistically significant positive effect on FDI, whereas the gross domestic product (GDP) has a statistically significant negative effect on FDI. When we test the effect of GDP and exchange rate (EXC) jointly on FDI, we find the statistically significant positive effect of those variables on FDI. The results of this study recommend the economy politicians in Afghanistan implement exchange rate policies that promote the FDI and to increase the inflowing of FDI into the country.

Factors Affecting Foreign Direct Investment: The Afghanistan Case

2020 ◽  
Vol 39 (1) ◽  
Author(s):  
Mehmet Eryigit ◽  
Abdul Qayum Shafaq
Keyword(s):  
Exchange Rate ◽  
Gross Domestic Product ◽  
Ordinary Least Squares ◽  
Domestic Product ◽  
Foreign Direct Investments ◽  
Significant Positive Effect ◽  
Factors Affecting ◽  
Export Volume ◽  
Negative Effect ◽  
Positive Effect

This study examined the factors affecting foreign direct investments (FDI) for the case of Afghanistan. Generally, the literature has focused on the factors affecting direct investments towards developing and underdeveloped countries. The primary purpose of this study is to identify the factors affecting FDI inflow to Afghanistan. Different from previous studies, this study examined the effects of the following factors; globalization indices, gross domestic product, export volume, import volume, and exchange rate (USD/AFN) of Afghani. The factors were determined based on a review of the literature. Regarding the interaction across variables, three different regression models were tested to examine the effects of those factors on FDI inflows to Afghanistan. Ordinary Least Squares estimation was employed. According to the results of the integrated model (the model that covers all exploratory variables), globalization has a statistically significant positive effect on FDI, whereas the gross domestic product (GDP) has a statistically significant negative effect on FDI. When we test the effect of GDP and exchange rate (EXC) jointly on FDI, we find the statistically significant positive effect of those variables on FDI. The results of this study recommend the economy politicians in Afghanistan implement exchange rate policies that promote the FDI and to increase the inflowing of FDI into the country.

scholarly journals HUBUNGAN KAUSALITAS INVESTASI DENGAN PERTUMBUHAN EKONOMI INDONESIA

2013 ◽  
Vol 2 (1) ◽  
Author(s):  
Fitri Amalia
Keyword(s):  
Time Series ◽  
Gross Domestic Product ◽  
Private Sector ◽  
Secondary Data ◽  
Domestic Product ◽  
Government Investment ◽  
Causality Test ◽  
Know How ◽  
Vector Auto Regression ◽  
Auto Regression

This research aim to know how the relation of causality between investment, in this case governmental investment and investment of private sector with growth of Indonesia. Data applied is data time series during 36 years and is secondary data. There are some variable applied in this research, that is: growth of chartered investment counsel proxy with value GDP, investment of government proxy with disbursement of government, investment of foreign private sector (PMA) and investment of domestic private sector (PMDN). Method applied analyst to the relation of causality is with approach of model Vector Auto Regression (VAR). To test there are no of the relation of causal between variable is applied [by] causality test Granger. Result of testing of Granger indicates that there are three the relation of concurrent. Based on the result, hence chartered gross domestic product (GDP), governmental investment and investment of domestic private sector (PMDN) in significant influences investment of foreign private sector (PMA) and not happened on the contraryDOI: 10.15408/sjie.v2i1.2370

scholarly journals PENGARUH PRODUK DOMESTIK BRUTO, NILAI EKSPOR, DAN INFLASI TERHADAP INVESTASI ASING LANGSUNG DI INDONESIA PADA TAHUN 2010-2019

account ◽  
2021 ◽  
Vol 8 (1) ◽  
Author(s):  
Farhah Anindita ◽  
Jhonny Marbun ◽  
Agus Supriyadi
Keyword(s):  
Foreign Direct Investment ◽  
Gross Domestic Product ◽  
Open Economy ◽  
Direct Investment ◽  
Capital Investment ◽  
Linear Regression Analysis ◽  
Domestic Product ◽  
Significant Positive Effect ◽  
Study Results ◽  
Positive Effect

ABSTRACT  Indonesia is a developing country that embraces an open economy in which to run its economy, the government will not escape the interaction of private sector or other countries. In this case, Indonesia certainly needs a large enough funding to build an equitable and prosperous economy for its people. Foreign direct investment is one of the alternative financing from abroad that can be used as additional funding for economic development in Indonesia. Foreign direct investment is influenced by several factors. This study aims to analyze the Gross Domestic Product, Export Value, and Inflation of Foreign Direct Investment in 2010-2019. The type of data used is secondary data obtained from the official website of the Central Statistics Agency, Capital Investment Coordinating Board, Ministry of Trading, and Bank Indonesia. The method of analysis which used by the research is multiple linear regression analysis with a significance level of 5%. This study results showed that partially Gross Domestic Product has a significant positive effect on Foreign Direct Investment. Export Value has a significant negative effect on Foreign Direct Investment and Inflation has a significant positive effect on Foreign Direct Investment. Meanwhile, the variable of Gross Domestic Product, Export Value, and Inflation has a significant effect on Foreign Direct Investment by 91,2%, while the remaining 8,8% was needed by other factors outside of this research.   Keywords: GDP, Export Value, Inflation, Foreign Direct Investment. ABSTRAK Indonesia merupakan negara berkembang yang menganut perekonomian terbuka di mana dalam menjalankan perekonomiannya, pemerintah tidak luput akan adanya interaksi dari pihak swasta ataupun negara-negara lain. Dalam hal ini, Indonesia tentu memerlukan pembiayaan yang cukup besar untuk membangun perekonomian yang merata dan sejahtera bagi rakyatnya. Investasi asing langsung merupakan salah satu alternatif pembiayaan berasal dari luar negeri yang dapat digunakan sebagai tambahan pembiayaan dalam pembangunan ekonomi di Indonesia. Investasi asing langsung dipengaruhi oleh beberapa factor. Penelitian ini bertujuan untuk menganalisis Produk Domestik Bruto, Nilai Ekspor, dan Inflasi terhadap Investasi Asing Langsung di Indonesia Tahun 2010-2019. Jenis data yang digunakan adalah data sekunder yang diperoleh dari website resmi Badan Pusat Statistik, Bank Indonesia, Kementrian Perdagangan, dan Badan Koordinasi Penanaman Modal. Metode analisis yang digunakan adalah Regresi Berganda dengan tingkat signifikansi 5%. Hasil dari penelitian ini menunjukan bahwa secara parsial PDB berpengaruh positif signifikan terhadap Investasi Asing Langsung, Nilai Ekspor berpengaruh negatif signifikan terhadap Investasi Asing Langsung, dan Inflasi berpengaruh positif signifikan Investasi Asing Langsung. Sedangkan secara simultan, variabel PDB, Nilai Ekspor, dan Inflasi berpengaruh signifikan terhadap Investasi Asing Langsung di Indonesia sebesar 91,2%, sedangkan sisanya sebesar 8,8% dipengaruhi oleh faktor lain di luar penelitian ini.   Kata kunci: PDB, Nilai Ekspor, Inflasi, Investasi Asing Langsung

Sign in / Sign up

Export Citation Format

Share Document