Pengaruh Tingkat Suku Bunga, Tingkat Bagi Hasil, Likuiditas, Inflasi, Ukuran Bank, dan Pertumbuhan Produk Domestik Bruto terhadap Deposito Mudharabah Bank Umum Syariah di Indonesia

2018 ◽  
Vol 6 (1) ◽  
pp. 1-22
Author(s):  
Akhris Fuadatis Sholikha
Keyword(s):  
Gross Domestic Product ◽  
Interest Rates ◽  
Significant Influence ◽  
Quantitative Research ◽  
Hypothesis Test ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Profit Sharing ◽  
Commercial Banking ◽  
Domestic Product

The purpose of this study is to examine the influence of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously and partially on mudaraba deposits at Islamic Commercial Banking in Indonesia. This study conduct quantitative research with hypothesis testing on secondary data in term of time series on the quartely financial statements starting from the first quarter of 2011 to fourth quarter of 2014. The reserach sample is six Islamic Commercial Banking in Indonesia. The data analysis technique in this study are descriptive analysis, classical assumption test, multiple regression analysis, hypothesis test uses F test, and t test. The result showed that variable of interest rates, the level of profit sharing, liquidity, inflation, the size of the company, and the growth of gross domestic product simultaneously significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia. while partially variable of the level of profit sharing, and the size of the company positivelly significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia, but interest rates, liquidity, inflation, and the growth of gross domestic product does not  significant influence on mudaraba deposits at Islamic Commercial Banking in Indonesia.

scholarly journals Tingkat Bagi Hasil, Pertumbuhan Likuiditas, dan Produk Domestik Bruto Terhadap Simpanan Mudharabah

2017 ◽  
Vol 1 (1) ◽  
pp. 15-25
Author(s):  
Ismayana Marhamah
Keyword(s):  
Gross Domestic Product ◽  
Hypothesis Testing ◽  
Hypothesis Test ◽  
Profit Sharing ◽  
T Test ◽  
Domestic Product ◽  
Gdp Growth ◽  
Islamic Banks ◽  
Independent Variable ◽  
Test Result

This study aims to determine the effect of profit sharing growth, liquidity growth, gross domestic product (GDP) growth, of mudharabah saving growth in general islamic banks. The variables studied are the influence of profit sharing rate, liquidity growth, gross domestic product (GDP) growth as independent variable and mudharabah saving growth as dependent variable. The population in this study are sharia islamic banks registered in Bank Indonesia (BI) and the amount of gross domestic productquarter-year period 2012-2016.The result of hypothesis testing (t test) shows that the profit sharing growth and gross domestic product partially has significant effect to mudharabah saving growth. Then the test result of liquidity growth partially has no effect and not significant to mudharabah saving growth. The results of simultaneous hypothesis test (test F), show that all independent variabels in this study has significant effect to mudharabah saving growth.

Pengaruh Variabel Makroekonomi dan Variabel Spesifik Bank Terhadap Non Performing Financing Pada Bank Umum Syariah dan Unit Usaha Syariah di Indonesia Periode 2013-2014

2015 ◽  
Vol 2 (6) ◽  
pp. 512
Author(s):  
Daisy Firmansari ◽  
Noven Suprayogi
Keyword(s):  
Linear Regression ◽  
Gross Domestic Product ◽  
Commercial Bank ◽  
Significant Influence ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Domestic Product ◽  
Business Unit ◽  
Significance Level ◽  
Quarterly Data

This research attempt to analyze the effect of variable gross domestic product (GDP), inflation and financing to deposit ratio (FDR) to non performing financing (NPF) of Islamic Commercial Bank and Islamic Business Unit in Indonesia. This research using quantitative methods. The study is based on quarterly data for the period 2003-2014. Typed of data used are the secondary data from official website Indonesian Bank and Bureau Statistic Center. The analytical methods used in this study is the method of multiple linear regression with a significance level of 0,05.The result of this research indicate that gross domestic product and inflation partially provide a significant influence to non performing financing. Only financing to deposit ratio have an insignificant influence to non performing financing. However, gross domestic product, inflation and financing to deposit ratio simultaneously provide a signification effect to non performing financing.

scholarly journals Effect of Fiscal Decentralization Financial Performance Against Local And Regional Gross Domestic Product (GDP) NTB

2020 ◽  
Vol 7 (4) ◽  
pp. 169
Author(s):  
M Amin
Keyword(s):  
Gross Domestic Product ◽  
Financial Performance ◽  
Significant Influence ◽  
Fiscal Decentralization ◽  
Secondary Data ◽  
Domestic Product

This study aims to empirically prove the effect of Fiscal Decentralization on regional financial performance, the effect of fiscal decentralization on Gross Regional Domestic Product and the effect of Regional Financial Performance on Gross Regional Domestic Product. This study uses secondary data taken from 10 districts/cities in West Nusa Tenggara Province. The results of this study indicate that H1 Fiscal Decentralization has significant and significant influence on regional financial performance. H2 turns out that the Fiscal Decentralization variable does not significantly influence the Gross Regional Domestic Product. H3 Regional Financial Performance does not significantly influence Gross Regional Domestic Product.

scholarly journals Impor gandum Indonesia dan faktor-faktor yang Mempengaruhinya

2019 ◽  
Vol 7 (2) ◽  
pp. 101-112
Author(s):  
Gita Wulandari ◽  
Siti Hodijah ◽  
Yohanes Vyn Amzar
Keyword(s):  
Gross Domestic Product ◽  
Interest Rates ◽  
Regression Models ◽  
Total Population ◽  
Secondary Data ◽  
Least Square ◽  
Domestic Product ◽  
Linear Regression Models ◽  
Ordinary Least Square ◽  
Multiple Linear Regression Models

This study aims: 1) to analyze the development of wheat import volume, gross domestic product (GDP), inflation, investment credit interest rates, and population of Indonesian wheat imports. 2) to analyze the effect of gross domestic product, inflation, investment interest rates on Indonesian wheat imports. This study is a descriptive study and the types of data used in this study are secondary data in the form of gross domestic product, inflation, investment credit interest rates, and population for the last 18 years (2000-2017). The data obtained were processed using SPSS 20 with multiple linear regression models using the Ordinary Least Square (OLS) method. The results of this study indicate that the gross domestic product (GDP) obtained a significant level of 0.03, inflation obtained a significant level of 0.598, and the total population obtained a significant level of 0.522. The regression results show that partially only the variable gross domestic product (GDP) and interest rates are Investment credit interest has a significant effect on imports of Indonesian wheat, while inflation and population have no significant effect on imports of Indonesian wheat. Keywords: GDP, Inflation, Interest rates, Population

scholarly journals Deposit Determinants and Domestic Currency Deposits In Nigeria (2000-2018)

2021 ◽  
Author(s):  
Ayodeji Emmanuel Abiodun ◽  
Adebayo Tunbosun Ogundipe ◽  
Omomen Musa-Agboneni
Keyword(s):  
Gross Domestic Product ◽  
Private Sector ◽  
Interest Rates ◽  
Banking Sector ◽  
Economic Value ◽  
Secondary Data ◽  
Domestic Product ◽  
Domestic Currency ◽  
Significant Positive Effect ◽  
Positive Effect

Abstract The study was carried out to investigate the effects of macroeconomic and banking sector-specific variables on domestic currency deposits in Nigeria within a temporal scope 2000-2018. On the theoretical threshold of Ayodeji-Ajala bank-intermediation (economic value) theorem, the study proxied the dependent variable, domestic currency deposit, by total domestic currency deposit of banks, and the independent variable, deposit determinants, by three macroeconomic variables (interest rate, gross domestic product, inflation) and two banking sector-specific variables (private sector credit and bank size). Secondary data were sourced from the Central Bank of Nigeria statistical bulletin of various editions, and were estimated using Auto Regressive Distributed Lag (ARDL) approach. It was found that, while interest rates exhibited insignificant negative effects on domestic currency deposits in Nigeria, inflation rate exerted significant negative effect on it, and gross domestic product exerted significant positive effect on it. It was, also, found that, private sector credit exerted a significant positive effect on domestic currency deposit while bank size exhibited insignificant positive effect on it. It was, further, found that, a significant long-run relationship existed between deposit determinants and domestic currency deposits in Nigeria. It was, therefore, concluded that macroeconomic and banking sector-specific variables exert significant long-term influence on domestic currency deposits in Nigeria. It was, therefore, recommended that, government should effectively adopt the instruments of monetary and fiscal policies for enhancing the effects of interest rates and curbing the effects of inflation on the Nigerian economy. Also, banks are encouraged to invest more on their assets, as this would help attract more customers of various types while they should increase private sector credits, and channel the same to the productive sector of the economy so that economic growth can be enhanced.

scholarly journals PENGARUH PERTUMBUHAN FAKTOR EKSTERNAL DAN INTERNAL TERHADAP PERTUMBUHAN DANA PIHAK KETIGA BANK SYARIAH

2020 ◽  
Vol 7 (12) ◽  
pp. 2286
Author(s):  
Rosa Kartika Al-Jihadi ◽  
Noven Suprayogi
Keyword(s):  
Interest Rate ◽  
Gross Domestic Product ◽  
Interest Rates ◽  
Profit Sharing ◽  
Third Party ◽  
Domestic Product ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect ◽  
Regression Techniques

ABSTRAKPenelitian ini bertujuan untuk mengetahui pengaruh pertumbuhan suku bunga, inflasi, Produk Domestik Bruto (PDB), biaya promosi dan tingkat bagi hasil terhadap pertumbuhan dana pihak ketiga (DPK) secara parsial maupun simultan. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik analisis regresi data panel dengan bantuan program Eviews 6. Hasil menunjukkan bahwa secara parsial, variabel pertumbuhan suku bunga, inflasi dan PDB berpengaruh signifikan negatif terhadap pertumbuhan DPK. Variabel tingkat bagi hasil berpengaruh signifikan positif terhadap pertumbuhan DPK, sedangkan variabel biaya promosi tidak berpengaruh signifikan terhadap pertumbuhan DPK. Secara  simultan, hasil menunjukkan bahwa variabel pertumbuhan suku bunga, inflasi, PDB, biaya promosi dan tingkat bagi hasil berpengaruh signifikan terhadap pertumbuhan DPK bank umum syariah di Indonesia periode 2014-2018. Kata Kunci: Dana Pihak Ketiga, Suku Bunga, Inflasi, Produk Domestik Bruto, Biaya Promosi, Tingkat Bagi Hasil, Pertumbuhan. ABSTRACTThis study aims to determine the effect of growth interest rate, inflation, Gross Domestic Product (GDP), promotional costs and profit-sharing rates on the growth of third party funds (TPF) partially and simultaneously. This study uses a quantitative approach with panel data regression techniques with Eviews 6. The result shows that partially the variables of interest rate growth, inflation growth and GDP growth have a significant negative effect on TPF growth. The profit-sharing rate variable has a significant positive effect on TPF growth, while the promotional cost variable has no significant effect on TPF growth. Simultaneously, the results show that the growth interest rate, inflation, GDP, promotion costs and profit-sharing rates variable significantly influence the growth of TPF sharia commercial banks in Indonesia from 2014 to 2018.Keywords: Third Party Funds, Interest Rates, Inflation, Gross Domestic Product, Promotion Costs, Profit Sharing Rates, Growth.

scholarly journals Pengaruh Produk Domestik Bruto (PDB), Jumlah Bagi Hasil dan Jumlah Kantor terhadap Jumlah Deposito Muḍārabah Bank Syariah di Indonesia Periode 2011-2015

2017 ◽  
Vol 8 (2) ◽  
pp. 263
Author(s):  
Dita Meyliana ◽  
Ade Sofyan Mulazid
Keyword(s):  
Regression Analysis ◽  
Gross Domestic Product ◽  
Significant Influence ◽  
Profit Sharing ◽  
Domestic Product ◽  
Panel Regression ◽  
Islamic Banks ◽  
Microsoft Excel ◽  
Positive Direction ◽  
Quarterly Data

This study found the influence of Gross Domestic Product (GDP), the amount of profit sharing and the number of offices to the number of muḍārabah deposits of Islamic banks in Indonesia. The data used in this research is quarterly data from 2011-2015 period. The method of analysis used in this research is Data Panel Regression Analysis by using computer program Eviews version 9.0 and Microsoft Excel 2010. The results in this study indicate that partially Gross Domestic Product (GDP), the amount of profit sharing and the number of offices have a significant influence on the amount Muḍārabah deposits. This result is evidenced by a significant value of 0.0000 that is smaller than 0.05 and has a positive direction. So the greater of GDP, number of profit sharing and the number of offices, the greater number of muḍārabah deposits of Islamic banks in Indonesia.<br /><br />Penelitian ini menemukan adanya pengaruh Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor terhadap jumlah deposito muḍārabah bank syariah di Indonesia. Data yang digunakan dalam penelitian ini adalah data triwulan periode 2011-2015. Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Data Panel dengan menggunakan program komputer Eviews versi9.0 dan Microsoft Excel 2010. Hasil dalam penelitian ini menunjukkan bahwa secara parsial Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor memiliki pengaruh signifikan terhadap jumlah deposito muḍārabah. Hasil ini dibuktikan dengan nilai signifikan sebesar 0.0000 yaitu lebih kecil dari 0.05 dan memiliki arah positif. Sehingga semakin besar PDB, jumlah bagi hasil dan jumlah kantor, maka semakin besar pula jumlah deposito muḍārabah bank syariah di Indonesia.

scholarly journals The Effect of Investment, Exports, and Interest Rates on the Gross Domestic Product of the Republic Of Yemen: An Econometric Analysis

2021 ◽  
Vol 2 (3) ◽  
pp. 112-129
Author(s):  
Mohammed Y. AL-Rafik
Keyword(s):  
Interest Rate ◽  
Gross Domestic Product ◽  
Interest Rates ◽  
Significant Relationship ◽  
Statistical Significance ◽  
Secondary Data ◽  
Domestic Product ◽  
Dummy Variable ◽  
Lm Test ◽  
The Republic

Purpose: The study aims to examine the effect of investment, exports, and interest rates on the gross domestic product of the Republic of Yemen. Approach/Methodology/Design: This study is based on secondary data. Data on the gross domestic product, interest rate, gross capital formation were obtained and analyzed using the autoregressive distributed lag (ARDL) technique, Wald test, Serial Correlation LM Test. The data were presented the Findings: The results through the use of the (E-VIEWS) program showed that there is a direct statistically significant relationship at a level of 5% between investment and gross domestic product. This means that if investment increases by 1%, it will lead to an increase in GDP by 28.63%. The result also showed that the dummy variable relationship to the GDP is direct and statistically significant. The level of significance is 5%, that is, by increasing the dummy variable by 1%, it leads to an increase in GDP by 25.13%. As long as the interest rate was on an inverse relationship and statistically significant at a significant level (10%), this means that an increase in interest rates by 1% would lead to a decrease in GDP rates by 19.54%. In addition, there is a positive relationship between exports and GDP and a statistical significance at level 5%. This means that an increase in exports by 1% leads to an increase in GDP by 69.76%. Practical Implications: The investment could be double more than what the results showed in the case of political and economic stability. Improving legislation is also a significant aspect. There is an urgent need to focus on investment in infrastructure. In addition, increasing exports improve the gross domestic product. Based on the results, it is recommended to real invest instead of placing capital in banks as increasing interest rates lead to lower gross domestic output. Originality/value: The analysis indicates that there is a direct statistical and significant relationship between total investment and gross domestic product at a significant level of 5%, as whenever the investment increased by 1%, this led to an increase in the gross domestic product by about 28.63%.

scholarly journals PENGARUH VARIABEL MAKRO EKONOMI TERHADAP HARGA SAHAM DENGAN PROFITABILITAS SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN MANUFAKTUR DI BURSA EFEK INDONESIA

2020 ◽  
pp. 247259
Author(s):  
Kornel Munthe ◽  
Caisar J Harefa
Keyword(s):  
Exchange Rate ◽  
Gross Domestic Product ◽  
Exchange Rates ◽  
Interest Rates ◽  
Stock Prices ◽  
Stock Exchange ◽  
Secondary Data ◽  
Total Sample ◽  
Domestic Product ◽  
Manufacturing Companies

The purpose of this study is to influence the effect of exchange rates, interest rates, inflation and Gross Domestic Product on stock prices with profitability as an intervinig variable in manufacturing companies on the Indonesia Stock Exchange. This type of research is explanatory. The population in this study were all manufacturing companies listed on the Indonesia Stock Exchange as many as 159 companies with a total sample of 61 companies. The type of data used is secondary data collected by documentation techniques. The results showed that the exchange rate had a negative and significant effect on profitability, SBI interest rates, inflation and Gross Domestic Product partially had a positive and significant effect on profitability, exchange rate variables, SBI interest rates, inflation and Gross Domestic Product simultaneously had a significant effect on profitability, exchange rates and SBI interest rates partially have a negative and significant effect on stock prices, inflation, and Gross Domestic Product and Return on Assets have a positive and significant effect on stock prices, and exchange rate variables, SBI interest rates, inflation, and Domestic Product Gross and profitability simultaneously have an effect and are significant on stock prices.

scholarly journals DEPOSITO MUDHARABAH, NPF, DAN TINGKAT BAGI HASIL TERHADAP PEMBIAYAAN BAGI HASIL PADA BUS DAN UUS DI INDONESIA TAHUN 2011-2016

2019 ◽  
Vol 5 (3) ◽  
pp. 231
Author(s):  
Inan Nati Ismah ◽  
Atina Shofawati
Keyword(s):  
Significant Influence ◽  
Financial Services ◽  
Quantitative Research ◽  
Secondary Data ◽  
Profit Sharing ◽  
Regression Result ◽  
Islamic Banks ◽  
Business Unit ◽  
Monthly Report ◽  
Independent Variable

The aim of the study was to determine the influence Mudharabah Deposit, NonPerforming Financing and Profit Sharing Level to Financing Based on Profit Sharing by Islamic Banks and Sharia Business Unit. This study used quantitative research, with purposive sampling. The data used for this study are secondary data gathered from Sharia Indonesia Banking Statistic on Financial Services Authority Website which is monthly report started from January 2011 till August 2016. Dependent variable in the study is financing based on profit sharing (Musyarakah and Mudharabah), then independent variable are MudharabahDeposit, Non Performing Financing, and Profit Sharing Level. This reserach used analysis technical multiple linear regression. The regression result of this study indicate that mudharabah deposit variable, non performing financing and profit sharing level simultaneously have significant influence to financing based on profit sharing. Meanwhile non performing financing partially has significant influence to financing based on profit sharing

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