scholarly journals The perception of Islamic banking by the first national bank sales staff in the Kwazulu-Natal region of South Africa

2016 ◽  
Vol 11 (4) ◽  
pp. 50-60 ◽  
Author(s):  
Ismail Vahed ◽  
Muhammad Ehsanul Hoque
Keyword(s):  
Banking Industry ◽  
Cross Sectional Study ◽  
Sales Force ◽  
Jel Classification ◽  
Islamic Banking ◽  
Cross Sectional ◽  
Negative Perception ◽  
National Bank ◽  
Conventional Banks ◽  
Sales Staff

The objective of this study is to determine the perception and awareness of Islamic banking by a conventional banks sales force. This was a cross-sectional study conducted among 100 sales staff randomly selected to take part in the study. A self-administered anonymous questionnaire was used to collect the data using online system called QuestionPro. Results revealed that whilst the respondents did feel there was a need for Islamic banking, they also did feel that Islamic banking was more complicated than conventional banking. The study also revealed that there was an overall negative perception of Islamic banking which was primarily based on a lack of knowledge, awareness, and understanding. It is recommended that banks provide sufficient and effective training to their staff on all products and services so that any negative perception can be eliminated. This study can benefit organizations that are in the Islamic banking industry or looking at getting into the Islamic banking industry. Keywords: Islamic banking, conventional banking, knowledge, perception, training. JEL Classification: G21, D83

scholarly journals Knowledge and perception of treatment among tuberculosis patients attending primary care clinics in Malaysia

2021 ◽  
Vol 15 (08) ◽  
pp. 1205-1211
Author(s):  
Nesamalar Balakrishnan ◽  
Ezura Madiana Md Monoto ◽  
Noorlaili Mohd Tohit ◽  
Asrul Abdul Wahab
Keyword(s):  
Primary Care ◽  
Health Education ◽  
Cross Sectional Study ◽  
Health Concern ◽  
Cross Sectional ◽  
Negative Perception ◽  
Tuberculosis Patients ◽  
Primary Care Clinics ◽  
Recommended Treatment ◽  
The Mean

Introduction: Tuberculosis is a disease of public health concern. It can be treated effectively with good knowledge about the disease and complete adherence to the recommended treatment regime. This study is intended to assess the level of knowledge and perception of treatment among tuberculosis patients attending primary care clinics. Methodology: We conducted a cross-sectional study using a validated self-administered questionnaire among tuberculosis patients attending primary care clinics in Johor Bahru district. A total of 208 tuberculosis patients were enrolled in this study through convenience sampling. We assessed the general knowledge, transmission, causes, and prevention of tuberculosis, where higher scores indicated better knowledge. For the perception of treatment, a higher mean score indicated a more negative perception. Results: The mean score for knowledge on tuberculosis was 54.33 ± 12.78, ranging from 25 to 88.9%. The mean score for perception was 2.75±0.52, ranging from 2.15-3.39. We found that although 88.9% of respondents knew a person could be infected with TB through inhalation of tuberculosis bacilli, a majority believed that smoking (68.2%), sharing food (69.2%), and eating from the same plate (66.8%) are causes of tuberculosis. Moreover, there was still a negative perception regarding the treatment of tuberculosis with the highest mean score for the statement ‘I am afraid if I am told I am tuberculosis positive’. Conclusions: We found that there were gaps in knowledge among tuberculosis patients. Intermittent counseling during the treatment re-enforces the knowledge of tuberculosis. An updated standardized counseling sheet of tuberculosis Health Education should be included along with staff training to update their knowledge as part of their important role in health education in tuberculosis prevention.

scholarly journals ISLAMIC BANKING PERFORMANCE MEASUREMENT: A CONCEPTUAL REVIEW OF TWO DECADES

2021 ◽  
Vol 5 (1) ◽  
pp. 16-33
Author(s):  
Elyanti Rosmanidar ◽  
Abu Azam Al Hadi ◽  
Muhamad Ahsan
Keyword(s):  
Financial Performance ◽  
Intellectual Capital ◽  
Social Performance ◽  
Meta Analysis ◽  
Jel Classification ◽  
Research Trend ◽  
Islamic Banking ◽  
Islamic Banks ◽  
The Past ◽  
Conventional Banks

This article aims to provide an overview of the development of research on the measurement of Islamic banking performance over the past 20 years from 89 selected papers with Scopus-indexed journals ranked Q4 to Q1 or accredited with Sinta 2 to Sinta 1. This study used a qual-quantitative meta-analysis approach using the Mendeley citation application. The distribution of the topic and the depth of research in paper samples based on keywords in publications were analyzed using the VOSviewer application. The results of the analysis showed that the research trend of Islamic banking performance in reputable journals is increasing in recent years. Most of the studies performed in the last two decades have focused on the practice and corporate governance of Islamic banks and comparisons between Islamic and conventional banks based on financial performance ratios and aspect of maqasid al-Shariah; Only a few studies that discuss efficiency, social performance on Islamic banks, regulation, intellectual capital and stability of the financial performance of Islamic banks were found. The further discussion is an empirical exposure without theoretical exploration or analysis which is supposed to become the direction of banking research in the future.  JEL Classification Codes: G21, L25, P17, P47.

scholarly journals Dentists’ intention to report suspected violence: a cross-sectional study in eight Arab countries

BMJ Open ◽  
2018 ◽  
Vol 8 (3) ◽  
pp. e019786 ◽  
Author(s):  
Maha El Tantawi ◽  
Balgis Gaffar ◽  
Arheiam Arheiam ◽  
Wafaa AbdelAziz ◽  
Ola B Al-Batayneh ◽  
...  
Keyword(s):  
Theory Of Planned Behaviour ◽  
Cross Sectional Study ◽  
Arab Countries ◽  
Sectional Study ◽  
Cross Sectional ◽  
Planned Behaviour ◽  
Negative Perception ◽  
Perceived Ability ◽  
Professional Attitude ◽  
The Mean

ObjectivesThis study assessed dentists’ intention in eight Arab countries to report suspected exposure to violence among patients and factors associated with this intention based on the theory of planned behaviour.MethodsA cross-sectional study was conducted in 2016 including a convenience sample of dentists practising in public, private and academic sectors in Algeria, Egypt, Jordan, Kuwait, Libya, Palestine, Saudi Arabia and Yemen. Respondents answered a self-administered questionnaire collecting information about personal and professional background and perceived ability to identify victims of violence. The questionnaire assessed (on a scale from 1 to 10 using six negative statements) dentists’ perception of healthcare system mandated reporting of suspected violence. Six statements were used to assess professional attitude towards reporting suspected violence. Logistic regression was used to assess the association between intention to report suspected violence and perceived ability, perception and attitude adjusting for confounders.ResultsThe response rate was 65.2% (n=2936/4506) from general practitioners (70.9%) of mean age=31 years with 56.7% women. Of those, 68.8% intended to report and 52.2% considered themselves able to identify violence victims. The mean (SD) negative perception score=5.3/10 (2.1) and the mean (SD) professional attitude score=7.5/10 (1.9). In multivariate regression, intention to report was associated with professional attitude (OR 1.08, 95% CI 1.03 to 1.14), ability to identify violence victims (OR 1.76, 95% CI 1.45 to 2.12) and negative perception that reporting is not mandated (OR 0.89, 95% CI 0.85 to 0.94). Significant differences existed among countries in intention to report.ConclusionMost dentists intended to report suspected violence and their intention could be explained by the theory of planned behaviour which offers a framework for professional development to support violence victims. Sharing of training resources, policies and guidelines is needed to ensure that practices similar to international guidelines are consistently adopted by dentists across Arab countries.

scholarly journals Perception of undergraduates and postgraduates pertaining online Learning during the COVID-19 Pandemic: a Cross-sectional Study amongst Sudanese Health Professional Students

2021 ◽  
Author(s):  
◽  
◽  
◽  
◽  
◽  
...  
Keyword(s):  
Online Learning ◽  
Health Professional ◽  
Cross Sectional Study ◽  
Sectional Study ◽  
Sample Collection ◽  
Cross Sectional ◽  
Negative Perception ◽  
Professional Students ◽  
Health Professional Students ◽  
Novel Coronavirus

Abstract Background: The novel coronavirus (COVID-19) pandemic has impacted all aspects of life including educational services due to partial and complete lockdown. In Sudan, education is based on the traditional method of learning (face-to-face lectures) in a classroom. However, the sudden outbreak of COVID-19 made some educational institutes especially Universities and colleges resort to online learning. This study aimed to assess the Perception of Health professional students included under and postgraduates concerning the possible application of online learning during the COVID-19 pandemic in Sudan 2020.Methods: A Cross-Sectional study was conducted amongst Sudanese Health professional Students, included Undergraduates and postgraduates. A convenient sample collection method was used via a self-administrated online structured questionnaire of nineteen questions, which were validated by a medical education expert. The perception was assessed and data were analyzed using a statistical package for social science (SPSS).Results: A total of 133 Health Professional students responded to the web questionnaire.97 (73%) were undergraduates and 36(27%) were postgraduates. Among undergraduates, 58(59.8%) were expressing positive perception, while 39(40.2%) had a negative perception. Whereas 24 (66.7%) of Postgraduates had positive perceptions and 12(33.3%) of them expressed a negative perception about online learning.Conclusions: Postgraduate health professionals are more familiar and stating a higher level of perception compared to the undergraduates, furthermore, several students already were exposed to hybrid online learning during the current COVID-19 Pandemic. Several obstacles to the implementation of online learning in Sudan were noticed by the participating students in this study, which must be appropriately managed for the successful implantation of this mode of learning.

COVID-19 Vaccine Perception in South Korea: A Web-Crawling Approach (Preprint)

2021 ◽  
Author(s):  
Hocheol Lee ◽  
Eun Bi Noh ◽  
Sung Jong Park ◽  
Hae-Kweun Nam ◽  
Tae Ho Lee ◽  
...  
Keyword(s):  
Information Needs ◽  
Herd Immunity ◽  
Economic Loss ◽  
Cross Sectional Study ◽  
Vaccination Rate ◽  
World Health ◽  
Accurate Information ◽  
Web Crawling ◽  
Cross Sectional ◽  
Negative Perception

BACKGROUND The US Center for Disease Control and Prevention and the World Health Organization emphasized vaccination against the Coronavirus disease 2019 (COVID-19) because physical distancing proved inadequate to mitigate death, illness, and massive economic loss. OBJECTIVE The purpose of this study was to investigate Korean citizens’ perceptions of vaccines by examining their views on COVID-19, their positive and negative perceptions of each vaccine, and ways to enhance policies to increase vaccine acceptance. METHODS This cross-sectional study analyzed posts on NAVER and Instagram to examine Korean citizens’ acceptance of COVID-19 vaccines. The keywords searched were “vaccine,” “AstraZeneca,” and “Pfizer.” In total 8,100 posts in NAVER and 5,291 posts in Instagram were sampled through web crawling. Morphology analysis was performed, overlapping or meaningless words were removed, sentiment analysis was implemented, and three public health professionals reviewed the results. RESULTS The findings revealed a negative perception of COVID-19 vaccines; of the words crawled, the proportion of negative words for AstraZeneca was 71.0% and for Pfizer was 56.3%. Moreover, 70.5% considered Pfizer safe, while 30.4% thought AstraZeneca safe. Among words crawled with “vaccine,” “good” ranked first, with a frequency of 312 (13.4%). Meanwhile, “side effect” ranked highest, with a frequency of 163 (18.4%) for “AstraZeneca,” but 0.6%. for “Pfizer.” With “vaccine,” positive words were more frequently used, whereas with “AstraZeneca” and “Pfizer” negative words were prevalent. CONCLUSIONS There is a negative perception of AstraZeneca and Pfizer vaccines in Korea, with one in four people refusing vaccination. To address this, accurate information needs to be shared about vaccines including AstraZeneca, and the experiences of those vaccinated. Furthermore, government communication about risk management is required to increase the AstraZeneca vaccination rate for herd immunity before the vaccine expires.

External Shariah Audit Services from Practitioners’ Views: The Case of Malaysian Islamic Banks

2021 ◽  
Vol 6 (3) ◽  
pp. 144-153
Author(s):  
M R Yasoa ◽  
S F Muhamad ◽  
T Abdullah ◽  
M N H Yusoff ◽  
N M Said ◽  
...  
Keyword(s):  
Qualitative Method ◽  
Banking Industry ◽  
Jel Classification ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Structured Interviews ◽  
Confidential Information ◽  
Reputational Risk ◽  
Shariah Governance ◽  
Key Industry

Objective – This paper investigates the possibility and feasibility of Malaysia's Islamic banking industry hiring external Shariah audit (ESA) services in the audit fraternity as one of the Shariah governance mechanisms. Some of the scholars argued that ESA is more independent and is able to strengthen the existing Shariah compliance in the industry. Methodology – This study employs a qualitative method by utilising semi-structured interviews with nine key industry players: Shariah auditors, Heads of Shariah audit, Shariah Committee (SC) Member, and Chief Shariah Officer. Data gathered from the interviews was transcribed and analysed using Atlas.ti software. Findings– A series of interviews reveal that given the current practices by the Islamic banking industry, it could be inferred that the Malaysian Islamic banking industry is not ready to exercise the ESA practices. This unreadiness is due to several factors, such as ESA costs outweighing its benefits, the fear of reputational risk, and anxiety of leaking confidential information to rivals. Novelty – The Shariah audit research especially relates to external Shariah audit is considered limited. Type of Paper: Empirical JEL Classification: E44, G10, G20. Keywords: External Shariah audit; Islamic Banks; qualitative method; Shariah governance; Malaysia

scholarly journals The Relationship Between Key Audit Matters (KAMS) Disclosure and Stock Reaction: Cross-Sectional Study of Thailand, Malaysia, and Singapore

2020 ◽  
Vol 5 (3) ◽  
pp. 70-77
Author(s):  
Phattarawade Sawangjan ◽  
Muttanachai Suttipun
Keyword(s):  
Significant Relationship ◽  
Stock Price ◽  
Descriptive Analysis ◽  
Listed Companies ◽  
Cross Sectional Study ◽  
Reaction Cross ◽  
Jel Classification ◽  
Sectional Study ◽  
Cross Sectional ◽  
The Relationship

Objective – The study aimed (1) to investigate the level and issue of key audit matters (KAMs) disclosure of listed companies in Thailand, Malaysia, and Singapore, (2) to test the different level of KAMs disclosure of listed companies between Thailand, Malaysia, and Singapore, and (3) to examine the relationship between KAMs disclosure and stock reaction. Methodology/Technique – Samples were 96 listed companies of Top-50 firms from Thailand, Malaysia, and Singapore. Content analysis by word counting and checklist was used to quantify KAMs disclosure in audit reports during 2016 to 2019, while the stock reaction was measured by the stock price of the sample’s common share. Descriptive analysis, independent sample t-test, correlation matrix, and multiple regression was used to analyze the data. Findings – As the results, the study found that the average word of KAMs the disclosure was 878.74 words with 2.38 average issues during 2016 to 2019. There was a significantly different level of KAMs disclosure of listed companies between Thailand and Malaysia, between Thailand and Singapore, and between Malaysia and Singapore. Moreover, the study found a positive significant relationship between KAMs disclosure (Word) and the stock price, while there was a negatively significant relationship between KAMs disclosure (Issue) and the stock price. Novelty – This study is the first cross-sectional study of KAMs disclosure in ASEAN region. Type of Paper: Empirical Keywords: Key Audit Matters Disclosure; Stock Reaction; Thailand; Malaysia; Singapore. Reference to this paper should be made as follows: Sawangjan, P; Suttipun, M. (2020). The relationship between key audit matters (KAMs) disclosure and stock reaction: Cross-sectional study of Thailand, Malaysia, and Singapore, J. Fin. Bank. Review, 5 (3): 70 – 77. https://doi.org/10.35609/jfbr.2020.5.3(1) JEL Classification: M40, M41, M42.

scholarly journals Spin-off and market share in the Indonesian Islamic banking industry: a difference in difference analysis

2017 ◽  
Vol 12 (4) ◽  
pp. 540-551 ◽  
Author(s):  
M. Nur Rianto Al Arif
Keyword(s):  
Market Share ◽  
Banking Industry ◽  
Control Group ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Difference In Difference ◽  
Difference Analysis ◽  
Business Units ◽  
Conventional Banks ◽  
The Impact

Abstract According to The Act No. 21 of 2008 concerning Islamic Banking in Indonesia, the conventional banks are obligated to spun-off their Islamic business units after achieving a certain set of requirements. The spin-off requirements are: (i) reach 50% market share asset of its parents; or (ii) 15 years after the implementation of the Islamic Banking Act. This study emphasizes the impact of Islamic banks' spin-off on market share. The method used in this study is a difference in difference analysis. This technique is a quasi-experiment separate into two groups, such as the treatment groups (four spin-offs' banks) and control group (two fullfledged Islamic banks). This study used quarterly data from 2005 until 2016. The results show that, first, there is a difference in the Islamic banks' market share between pre- and post-spinoff. Second, there is a difference in the market share of spin-offs' banks between pre- and postspin- off. Third, there are there external factors that can affect the Islamic banks' market share, i.e., inflation rate, interest rate, and economic growth rate. The paper is a useful source of information that may provide relevant guidelines in helping the future development of spin-off activity in Islamic banking industry. The finding could be helpful for policymakers to create a supporting strategy to accelerate the development of Islamic banking industry. This result also could be of use for Islamic banking industries in other countries.

scholarly journals Influence of income growth on purchasing patterns of luxury cosmetic products among Nigerian customers

2016 ◽  
Vol 5 (4) ◽  
pp. 41-47
Author(s):  
Kajal Bechan ◽  
Muhammad Ehsanul Hoque
Keyword(s):  
Cross Sectional Study ◽  
Jel Classification ◽  
Systematic Sampling ◽  
Full Time ◽  
Age Group ◽  
Cosmetic Products ◽  
Cross Sectional ◽  
Cosmetic Industry ◽  
Luxury Cosmetics ◽  
Purchasing Patterns

Rapid growth of incomes in Nigeria has resulted in increased consumer spending which allowed the emergence of the new market segments, including luxury cosmetic products. Emergence of middle class along with increasing disposable income, increasing urbanization, more females entering the workplace justifies the demand for luxury cosmetics. It is a dream of any women whatever the age group to look and feel beautiful and this is why the cosmetic industry is so large, as cosmetic consumptions by its customers are growing every day. The purpose of the study is to understand the purchasing patterns of the Nigerian consumer who were luxury cosmetic users who frequented the Estee Lauder companies stores in Nigeria. This was a cross-sectional study conducted among 100 consumers who were selected using systematic sampling techniques. A self-administered anonymous questionnaire was used to gather data from respondents. Results indicated that two thirds (66%) of the luxury cosmetic users were within the 18-35 age group. Most of the respondents in the study had a full time job and 31% of the respondents earned between 132,001 – 379,000 naira, which equates to $660 – $1897. Respondents revealed that their top three luxury cosmetic brands were MAC, Estee Lauder and Bobbie Brown. Consumers are aware of the benefits associated with luxury products, therefore, this market segment must be exploited, as it has untapped potential and opportunity. Keywords: cosmetics, luxury cosmetic market, purchasing patterns, Nigerian consumer. JEL Classification: D11, D12, L66

scholarly journals Bank performance and board of directors attributes by Islamic banks

2015 ◽  
Vol 8 (3) ◽  
pp. 291-309 ◽  
Author(s):  
Abdullah Awadh Bukair ◽  
Azhar Abdul Rahman
Keyword(s):  
Sample Size ◽  
Board Of Directors ◽  
Banking Industry ◽  
Future Research ◽  
Bank Performance ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Content Type ◽  
Negative Effect ◽  
Conventional Banks

Purpose – The purpose of this paper is to examine the relationship between board structure (consisting of board size, board composition, CEO role duality and chairman composition), investment account holders (IAHs) and social contribution and the bank performance in one of the fastest-growing industries, Islamic banking. Design/methodology/approach – A generalized least square (GLS) regression model was used to investigate such relationship applying data from a sample of 40 Islamic banks operating in Gulf Cooperation Council (GCC) countries over the period of 2008 until 2011. Findings – The results show that both size and composition of the board have a negative effect on bank performance. On the other hand, the separation of CEO and chairman roles and the IAHs have no effect, while the chairman independence has a positive impact. As for the control variables, bank size positively influences bank performance whereas leverage has a negative effect. Zakah and gross domestic product produce no significant effect on bank performance. Research limitations/implications – Even though the model has explained the significant part of the variation in performance, there are other factors considered as noise in the model which are unexplained due to the lack of data. As such, other mechanisms of corporate governance (CG) comprising attributes of the remuneration and nominating committees and ownership structure may be used in future research. The sample size is also limited; thus, in future research, the sample size could be increased by including Islamic banks operating in all Middle East countries. Practical implications – The results suggest that to yield a better bank performance, Islamic banks should enhance the effectiveness of CG through the board of directors (BODs), whereby any decisions made by the BODs would lead to greater investors’ confidence in the market. The results suggest that policymakers should impose new mechanisms that could impact the effectiveness and compliance of BODs on the code of CG and guidelines of micro-finance, in general, and among Islamic banks, in particular. The community also has the right to know up to what extent are the Islamic banks are in compliance with Shariah principles and rules and the impact of their transactions on the society’s welfare. Originality/value – BODs’ failures are the primary reason for the recent financial collapses, and Islamic banks are not spared from these events. Even though many studies have examined the influence of BODs effectiveness on the performance of conventional banking industry over time, studies on the Islamic financial institutions are quite scarce. In addition, the results obtained by the studies on conventional banks may not be applicable to Islamic banks. This is because the BODs of Islamic banks discharge their responsibilities and duties along with the existence of the Shariah supervisory board (a multi-layer structure), which is quite different from the CG structure in conventional banks that is dependent on the BODs (a single-layer). Therefore, this research attempts to fill the gap in the literature by addressing this issue in the Islamic banking industry by using a stakeholder theory based on Islamic perspective which has not been used yet in previous studies.

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