scholarly journals SAVINGS MOBILIZATION ON POVERTY ALLEVIATION AMONG PERI-URBAN HOUSEHOLDS IN KWALI AND BWARI AREA COUNCILS F.C.T ABUJA, NIGERIA

2021 ◽  
Vol 21 (4) ◽  
pp. 293-300
Author(s):  
Juliana Ojochide Olori ◽  
Ogechi Cordelia Nwahia ◽  
Franҫois Siėwė
Keyword(s):  
Urban Areas ◽  
Poverty Alleviation ◽  
Formal Education ◽  
Farm Size ◽  
Primary Data ◽  
Small Scale ◽  
Economic Activities ◽  
Cross Sectional ◽  
Urban Households ◽  
Poverty Status

Savings is increasingly being acknowledged as a powerful tool for poverty alleviation but the peri- -urban households who are mostly, low cadre workers, peasant farmers and small-scale business owners lacks savings services. This study analyzed savings mobilization on poverty alleviation among peri-urban households in Kwali and Bwari Area Councils Abuja. Cross-sectional primary data was used in this study. The data was collected with the aid of a well-structured questionnaire administered to 185 peri-urban farming households. Descriptive statistics (mean, frequency and percentage), Foster Greer Thorbecke index and ordered logit regression were used to analyze the collected data. The results that emanated from the analysis reveals that 98% of respondents are within the economic active age while 82% of them had formal education and average household size of 4 person. About 93% of households saved in one form or the other. About 51% of the respondent are non-poor while 49% are poor based on analysis of poverty status which revealed poverty incidence of 49%, poverty depth of 28% and poverty severity of 56%. The results further reveals that primary occupation and education reduces the likelihood of not being poor, but there is an increment in the likelihood of being very poor while farm size, savings, access to credit and income generated from secondary activities increases the probability of being non-poor, but reduces the probability of being very poor. Therefore, households should be encouraged by Governmental agencies to engage in secondary economic activities for multiple stream of income to improve on their poverty status. In addition, government should facilitate the establishment of Financial Institutions in the Peri- Urban areas to inculcate saving habit among the people.

scholarly journals Analysis of the effects of Zimbabwean white farmers on small scale farming in Nigeria

2013 ◽  
Vol 23 (2) ◽  
pp. 3-7 ◽  
Author(s):  
Matthew Olaniyi Adewumi ◽  
Ayodele Jimoh ◽  
Olubunmi Abayomi Omotesho
Keyword(s):  
Agricultural Development ◽  
Policy Option ◽  
Development Project ◽  
Farm Size ◽  
Primary Data ◽  
Small Scale ◽  
Negative Effects ◽  
The World ◽  
White Farmers ◽  
Local Farmers

Many observers believe that the on-going liberalization of the world will have dramatic negative effects on small farmers in both developed and developing countries. This study aims to capture the effects of the presence of foreign migrant farmers on small scale farm­ing systems, which are prevalent in Nigeria. The Agricultural Development Project Zone D in which the white farmers settled in the state of Kwara, was used as a case study. Primary data were collected from white farmers as well as from local farmers regarding their situ­ation before and after the arrival of white farmers. Descriptive statistics and analysis of the farm budget were used in evaluating the data. The majority of local farmers (98.63%) transitioned towards sole cropping since the arrival of white farmers in the area. There were significant increases in seed rate, fertilizer and other chemicals, as well as labor inputs per farmer in the area when compared to the situation that was prevalent before the white farmers settled there. Their average farm size, distances between their houses and farms and tractor use reduced significantly, while output per farm size increased considerably since the arrival of white farmers in the area. In order to provide sustainability of the posi­tive development, there is the need to seek a policy option that will calm local farmers who once in a while exhibit signs of dissatisfaction for the way in which white farmers came to settle on their land. These could be achieved through the use of the participatory approach to agricultural development in the area. This approach could also be relevant in other re­gions of the world with similar situations. 

scholarly journals Effect of improved seed technology adoption on small-scale sorghum farmers’ productivity in Kebbi State, Nigeria

2019 ◽  
Vol 11 (1) ◽  
pp. 41-48 ◽  
Author(s):  
M.A. Ojo ◽  
D.B. Saleh ◽  
A.A.A. Coker ◽  
A.O. Ojo
Keyword(s):  
Technology Adoption ◽  
Formal Education ◽  
Agricultural Practices ◽  
Sampling Technique ◽  
Farm Size ◽  
Small Scale ◽  
Agricultural Policies ◽  
Single Digit ◽  
Productivity Level ◽  
Seed Technology

Abstract. The study examined the effect of improved seed technology adoption on small-scale sorghum farmers’ productivity in Kebbi State, Nigeria. Multistage sampling technique was employed in determining the sample size from the sample frame, 240 respondents were sampled using proportionate sampling technique. Data for the study were collected using structured questionnaire containing open and closed ended questions. The data collected were analyzed using descriptive statistics and multiple regression analysis. The results indicated that the sorghum farmers adopted Samsorg-5, Samsorg-14 and Samsorg-17 improved seeds with Samsorg-5 accounting for 64.6% level of adoption, thus ranking first. The multinomial logit regression model showed that the probability of adopting one or two improved sorghum varieties increased with the farmers’ educational level, sex, farm size and labour usage in the study area. The results further revealed that the average cost of Samsorg seeds was negative and statistically significant at one percent probability level across the groups which implies that the probability of adopting any of the improved sorghum varieties reduced with its cost. The results also indicated that Samsorg-5, Samsorg-14 and Samsorg-17 improved seeds positively affected farmer’s production and productivity at 5% levels of probability. This indicated that a percentage increased in the use of these improved seeds led to an increase in the production and productivity of sorghum farmers in the study area. Also, the influence of farm size and fertilizer on output and productivity were positive and statistically significant at 1% levels of probability. The results further revealed that, the topmost constraints faced were inadequate extension services and low level of formal education at 92.1% and 56.7% ranking 1st and 2nd, respectively. Therefore, the study recommended an action-oriented plan to reach the small scale farmers with adequate information on agricultural practices to promote adoption of improved seeds in order to increase their level of productivity. Agricultural policies should be directed at making inputs available at subsidized rate, on time and at the required level. Credit facilities should be made accessible at single digit interest rate to enable them efficiently utilize inputs in order to increase their productivity level.

scholarly journals Gender Differentials in Technical Efficiency among Small-Scale Cassava Farmers in Abia State, Nigeria

2020 ◽  
pp. 98-109
Author(s):  
E. S. Yisa ◽  
M. I. Nwojo ◽  
A. A. A. Coker ◽  
A. Adewumi ◽  
F. D. Ibrahim
Keyword(s):  
Technical Efficiency ◽  
Maximum Likelihood Estimates ◽  
Farm Size ◽  
Primary Data ◽  
Farm Income ◽  
Small Scale ◽  
Gender Differentials ◽  
Female Farmers ◽  
Cassava Production ◽  
Farm Inputs

This study examined gender differentials in technical efficiency among small scale cassava farmers in Abia State, Nigeria. The profitability of cassava production, technical efficiency as well as the factors influencing inefficiency among the farmers in the study area were determined. Well structured questionnaire and interview schedule were employed to obtain primary data from the 133 male and 147 female cassava farmers sampled from two agricultural zones in Abia State. Data were analyzed using descriptive statistics, farm budgeting technique and stochastic frontier production function. A total of 73.68% of males and 81.63% of females were married, with an average household size of 6 and 5 persons, mean farming experience of 18 years for males and 16 years for females, and cultivated less than 2ha of land. Cassava production was profitable with a gross margin of ₦140,978.28 per hectare for males and ₦131,070.27 per hectare for females. The maximum likelihood estimates showed male farmers were more technically efficient with mean efficiency score of 0.82 compared to 0.78 for female farmers. Factors affecting the technical efficiency of male farmers included farm size, educational level, extension contact, credit amount while that of the female farmers were age, farm size, cooperative membership, land ownership and off-farm income. High cost of acquiring credit facilities and farm inputs, poor road network, inadequate extension services, limited farmland were the major constraints faced by farmers in the study area. It was concluded that male farmers were more technically efficient and also had higher gross income per hectare than their female counterpart. Policies aimed at improving the female farmers’ access to land and other farm inputs should be established and implemented by the government in order to increase efficiency was recommended.

scholarly journals The Contribution of Islamic Micro Finance Towards Poverty Alleviation: A Case Study of Bank of Khyber Khud Kifalat Scheme

2021 ◽  
Vol 6 (1) ◽  
pp. 327-338
Author(s):  
Muhammad Saleem Qazi ◽  
Dr. Muhammad Adil ◽  
Dr. Saima Batool ◽  
Yasir Khan
Keyword(s):  
Poverty Alleviation ◽  
Living Standards ◽  
Primary Data ◽  
Small Scale ◽  
Monthly Income ◽  
Individual Level ◽  
The Future

The aim of this research is to investigate role of Microfinance in Poverty alleviation. Primary data was used in this research and was collected through personally administered questionnaires from 150 respondents. Results showed that most of the respondents were in favor of the Khud Kafalat scheme because it helped them in increasing their living standards and standard of education of their children due to establishing small scale businesses or expanding existing businesses. Moreover, Khud Kafalat Scheme has a very important role in Poverty alleviation and increased their gross monthly income. Furthermore, their satisfaction can also be depicted from the fact that although they observed no change in their employees’ condition but on individual level, most of them, were still in favor of applying again for the loan, if needed, in the future.

scholarly journals The effects of higher education and financial literacy to pro-environmental behavior in women community

2020 ◽  
Vol 211 ◽  
pp. 01002
Author(s):  
Donna Asteria ◽  
Habibulah Adi Negoro ◽  
Dyah Utari
Keyword(s):  
Higher Education ◽  
Environmental Management ◽  
Waste Management ◽  
Financial Literacy ◽  
Urban Areas ◽  
Formal Education ◽  
Environmental Behavior ◽  
Financial Education ◽  
Primary Data ◽  
Essential Information

It is assumed that efforts to overcome environmental problems in urban areas can be overcome through education. The education provided to women will increase women’s contributions as strategic actors in environmental management. This study aimed to determine the effect of formal education and financial education on women on pro-environmental behavior. The research was conducted with a quantitative approach, with a survey by questionnaire to measure pro-environmental education and behavior based on women’s participation in waste management training. The primary data collection with purposive sampling to women population in Jagakarsa District, South Jakarta, Indonesia, where fair women who were recorded in essential information collection. The study has been driven on a person-level (not family level), with a total of 400 respondents. The findings in this study are that there is a significant relationship between formal education in higher education and women’s involvement in environmental management. Meanwhile, the relationship between financial literacy and environmental concerns shows insignificant results. The implication of this research is to provide alternative strategies to increase the involvement of women in urban areas in environmental management, especially waste management, through policies of equal access to higher education and equal opportunities in economic activities to improve their welfare.

scholarly journals Cassava Production Efficiency in Southern Ethiopia: The Parametric Model Analysis

2021 ◽  
Vol 5 ◽  
Author(s):  
Alula Tafesse ◽  
Bekele Mena ◽  
Abrham Belay ◽  
Ermias Aynekulu ◽  
John W. Recha ◽  
...  
Keyword(s):  
Production Efficiency ◽  
Formal Education ◽  
Stochastic Frontier ◽  
Household Head ◽  
Raw Material ◽  
Production Model ◽  
Farm Size ◽  
Southern Ethiopia ◽  
Cross Sectional ◽  
Cassava Production

Due to capital constraints and land scarcity in developing countries, introducing new technology to boost productivity is difficult. As a result, working to improve cassava production efficiency is the best option available. Cassava is increasingly being used as a food source as well as an industrial raw material in the production of economic goods. This study estimates cassava production efficiency and investigates the causes of inefficiency in southern Ethiopia. Cross-sectional data from 158 households were collected using a systematic questionnaire. The Cobb-Douglas (CDs) stochastic frontier production model was used to calculate production efficiency levels. The computed mean result showed technical efficiency (TE), allocative efficiency (AE), and economic efficiency (EE) levels of 74, 90, and 66%, respectively. This demonstrated that existing farm resources could increase average production efficiency by 26, 10, and 34%, respectively. The study found that land size, urea fertilizer application, and cassava planting cut all had a positive and significant effect on cassava production. It was discovered that TE was more important than AE as a source of benefit for EE. Inefficiency effects modeled using the two-limit Tobit model revealed that household head age, level of education, cassava variety, extension contact, rural credit, off-farm activities involvement to generate income, and farm size were the most important factors for improving TE, AE, and EE efficiencies. As a result, policymakers in government should consider these factors when addressing inefficiencies in cassava production. It is especially important to provide appropriate agricultural knowledge through short-term training, to provide farmers with access to formal education, to access improved cassava varieties, and to support agricultural extension services.

the first place through inflationary financing. In subsequent rounds of the operation of the multiplier, however, the effects would be similar on the whole to those obtaining from domestically financed investment. Perhaps a brief mention should be made of the probable operation of a negative multiplier as well. The decline in the Handicrafts & Small Scale Industrial sector can partly be attributed to the uncertainties and restrictions imposed upon the private sector by the Revolution, but it could certainly also be attributed in part to the decline in demand that the inflationary process would have caused, as higher proportions of family budgets were being diverted to those producing and/or trading in foodstuffs. Finally, our analysis based on n and y runs in terms of national aggregates, although clearly the model underlying it is one involving inter-sectoral transfers of marketed surplus from agriculture to non-agriculture. This aggregation conceals some important aspects of the process. First, it ignores the possibility of non-inflationary productive investments based on rural labour accumu-lation, and thereby exaggerates the strategic necessity of extracting and transferring rural surplus product. Second, it ignores the fact that the rural sector is largely insulated from the urban food market, since it has the first claim to foodgrain consumption. The implication follows that the urban areas are thus rendered even more vulnerable to variations in agricultural output and marketed product. This fact was starkly highlighted by the recent Ethiopian experience, and the extreme consequences for the urban population form the subject matter of the following section which documents the im-poverishment of an increasing proportion of urban households.

2013 ◽  
pp. 171-178
Keyword(s):  
Private Sector ◽  
Subject Matter ◽  
Urban Areas ◽  
Urban Population ◽  
Industrial Sector ◽  
Small Scale ◽  
Rural Sector ◽  
Urban Households ◽  
Food Market ◽  
The Subject

Establishing Social Justice Through Financial Inclusivity: Islamic Propagation by Islamic Savings and Credit Cooperatives in Indonesia

2014 ◽  
Vol 2 (2) ◽  
pp. 201-222 ◽  
Author(s):  
Minako Sakai
Keyword(s):  
Social Justice ◽  
Financial Services ◽  
Urban Areas ◽  
Banking Sector ◽  
Islamic Finance ◽  
Small Scale ◽  
Islamic Banks ◽  
Economic Activities ◽  
Central Java ◽  
Credit Cooperatives

AbstractIslamic finance has been growing significantly across the globe. In Southeast Asia, interest in Islamic finance and its growth is significant in Malaysia. Compared with Malaysia, in Indonesia, however, the largest Muslim population country where an Islamic resurgence has been widely taking place, the growth of Islamic banks remains slower and on a smaller scale. Furthermore, recent research shows that Islamic piety does not systematically translate into the use of Islamic banks among middle-class Indonesians. Against these findings, this article highlights a relatively understudied Islamic finance institution, Islamic Savings and Credit Cooperatives, in Indonesia commonly known as Baitul Maal wat Tamwil (BMT). The BMT sector is separate from the banking sector and as such has received little scholarly attention as part of Islamic finance in Indonesia. The number of the BMTs in Indonesia has increased significantly since the 1990s and they are grass-roots Islamic financial institutions offering financial services to relatively small-scale traders in urban areas. Based on data from anthropological research in Central Java, this article argues that Islamic propagation is an important element among the BMT founders and workers. They perceive their economic activities as Islamic propagation by deeds (dakwah bil hal) to achieve social justice.

scholarly journals Tracing the causality between Livestock and poverty alleviation in the rural economy of Gilgit Baltistan-Pakistan

2018 ◽  
Vol 52 ◽  
pp. 00019
Author(s):  
Gulnaz Hameed ◽  
Shagufta Shaheen ◽  
Abdul Saboor ◽  
Khuram Nawaz Sadozai
Keyword(s):  
Rural Economy ◽  
Household Head ◽  
Negative Relationship ◽  
Rural Poverty ◽  
Sustainable Growth ◽  
Farm Size ◽  
Primary Data ◽  
Systematic Sampling ◽  
Poverty Status ◽  
Gilgit Baltistan

Livestock rearing and its production are deemed as a lucrative economic activity which provides livelihood and sustainable growth to rural population of Gilgit Baltistan . This sector not only delivers variety of food and non-food products but also contributes in income generation and subsequently diminishes the rural poverty. The fundamental aim of this research endeavor was to assess the poverty status and its determinants for livestock growers of the study area. The primary data was gleaned from 100 respondents through interview schedule following systematic sampling procedure. Uni-dimensional poverty estimates for sampled respondents employing Foster, Greer, and Thorbecke (FGT) poverty index are incorporated as dependent variable to model the binary probability expressions through Logit. Out of Explanatory variables used in model, benefit from the livestock, age, form size and gender of household head, showed a significant but negative relationship with poverty status whereas, household size and education of household head had a insignificant influence on poverty. This study recommends, that increase in farm size and youth’s participation in livestock farming can elevate the household income. The capacity building of the livestock farmers through trainings and more women contribution in livestock sector should be encouraged to reduce poverty in the area which can play a remarkable role in sustainable economic growth.

scholarly journals Adoption of Water Conservation Technologies among Small Scale Farmers in Lwengo District – Uganda

2019 ◽  
Vol 1 (1) ◽  
pp. 84-96
Author(s):  
Nabalegwa Muhamud Wambede ◽  
Joyfred Asaba ◽  
Othieno Esther Ebifa ◽  
Nabatta Claire
Keyword(s):  
Water Conservation ◽  
Survey Design ◽  
Multiple Correspondence Analysis ◽  
Negative Influence ◽  
Farm Size ◽  
Systematic Sampling ◽  
Small Scale ◽  
Cross Sectional ◽  
Small Scale Farmers ◽  
Conservation Technologies

This study identified and characterised the dominant water conservation technologies (WCT) employed by small scale farmers in Malongo and Kyazanga sub-counties in Lwengo district. It employed a cross sectional household survey design, using systematic sampling to obtain 380 household samples. A quantitative analysis, Multiple Correspondence Analysis (MCA) and Logit regression model were used to analyse these data to identify and characterise the dominant WCT and establish the most significant factor affecting the adoption of the technologies. Results indicated that mulching was the most dominant WCT employed, followed by Valley dams/reservoirs, terracing, tied ridges, deep tillage and infiltration pits. The Logit model indicated that out of seven factors, five had a significant positive influence namely: access to credit (1.3); farm slope location (0.7); farm size (0.4); access to agricultural inputs and investment subsidies (0.4); and level of income (0.2). One factor had a significant negative influence (engagement in other economic activities/off-farm employment activities) and only one was found to be insignificant (access to market). It is recommended that the significant water conservation techniques be upscaled, and that emphasis also be placed on the most significant factors in order to strengthen the adoption of water conservation in the area.

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