scholarly journals NON-PERFORMING ASSETS OF BANKING SECTOR IN INDIA

2021 ◽  
Vol 9 (47) ◽  
pp. 11593-11607
Author(s):  
Akhilesh Kumar Dixit
Keyword(s):  
Poverty Alleviation ◽  
Banking Sector ◽  
Negative Association ◽  
Corporate Debt ◽  
Basel Convention ◽  
Debt Restructuring ◽  
The Government ◽  
Relationship Of ◽  
Full Swing ◽  
The Relationship

Priority sector lending, non-priority sector lending, corporate debt restructuring and accumulation of non- performing assets have now become an interesting topic of discussion and debate. Evolution of priority sector credit since social control of banks back in 1967 has a chequered history till emergence of micro finance as a tool of poverty alleviation. Various committees formed by RBI and the Government of India have reviewed progress of priority sector lending and recommended measures for revamping the structural and operational measures related to social banking. On the other side, non-priority sector NPAs and corporate debt restructuring seems to be alarming nowadays. Till the year 2011 the situation was different, but after 2011 with the implication of BASEL II, banks are bound to show their stressed assets and restructuring measures are in full swing. In 2015 the corporate debt restructuring was highest in last 10 years. With the introduction of financial sector reforms and adoption of prudential accounting norms following BASEL convention, the banks have been passing through tremendous crisis with phenomenal growth of nonperforming assets. This paper analyses the growth of priority sector non-performing assets, non-priority sector non-performing assets and its contribution towards building up total non-performing assets and investigates the relationship of non-performing assets with some economic parameters. It also analyses the association of corporate debt restructuring with non-performing assets and tries to find out relationship of the above two. A strong correlation is found between corporate debt restructuring and NPAs. A negative association is found between NPAs and GDP growth.

scholarly journals Keterlibatan Masyarakat Urban dalam Pengolahan Sampah Rumah Tangga

2012 ◽  
Vol 3 (2) ◽  
pp. 729
Author(s):  
Yosica Mariana
Keyword(s):  
Waste Management ◽  
Active Participation ◽  
Community Based ◽  
The Government ◽  
Relationship Of ◽  
The Relationship ◽  
The City ◽  
Descriptive Method ◽  
Regional Governments

Generally, activities conducted by people generate waste. The waste which increasingly rises causing a big problem. Therefore, the role of community in waste management will strongly support the process of solving the waste problem in the community. The purpose of this study was to determine the relationship of engagement and active participation of citizens, as reflected in the attitude of citizens in the activities related to the response to the waste problem in the community. A descriptive method was used in this study to describe the involvement and participation in the prevention of waste. The result showed that the paradigm of PSBM (community-based waste management) appeared sporadically and has not yet received the maximum support from regional governments. A paradigm which is “people pay, the government manages“, has grown within the community for years. It would hardly change people’s behaviour patterns in solving the waste problem in the community since changing the city into a city that is clean, comfortable and healthy involved many parties, including the community.

scholarly journals Contemporary Indonesian GDP: Context of Analysis at Unemployment, Labor Force and Poor People

2021 ◽  
pp. 143-154
Author(s):  
Erwin Kurniawan A. ◽  
Muhammad Awaluddin ◽  
Fitriadi Fitriadi ◽  
Arfiah Busari ◽  
Dio Caisar Darma
Keyword(s):  
Labor Force ◽  
Negative Impact ◽  
Participation Rate ◽  
Poor People ◽  
Gdp Growth ◽  
Macroeconomic Variables ◽  
Development Goals ◽  
The Government ◽  
Relationship Of ◽  
The Relationship

Indonesia is a developing country that has always prioritized sustainable development. In achieving these development goals, Indonesia needs to achieve economic growth by improving population welfare and increasing income. With the form of panel data from 34 provinces in Indonesia that have unique characteristics, the author presented them during 2015-2019. Through multiple linear regression, this study seeks to discuss the relationship of unemployment, labor force participation rate, and poor people to Indonesia’s GDP growth. These findings suggest that the three macroeconomic variables have a negative impact on GDP. Regarding GDP growth, only unemployment has an actual effect, while others have no significant effect. The implications of the policies pursued by the government are not only paying attention to economic aspects but social problems that are expected to spur economic development.

scholarly journals The Relationship of Residential Environment with The Risk of Leptospirosis in Sleman Regency

2017 ◽  
Vol 1 (2) ◽  
pp. 85-92
Author(s):  
Maya Sofiyani ◽  
M Imron Mawardi ◽  
P Sigit Purnomo ◽  
Hariza Adnani
Keyword(s):  
Environmental Factors ◽  
Case Control Study ◽  
Case Control ◽  
Survey Method ◽  
Control Programs ◽  
The Government ◽  
Relationship Of ◽  
The Relationship ◽  
Control Study ◽  
Made In

The effort of leptospirosis prevention in Sleman currently only limited to counseling and treatment of the patient, while the patient search, ways of transmission of leptospirosis from rats to humans, have never implemented in an integrated manner. The study aimed to investigated the relationship between the environmental residential condition with the risk of leptospirosis in Sleman Regency. The research used a survey method  with case control study design. The results showed that environmental factors, which are not proved to have a relationship with the risk of leptospirosis were residential condition ({p=0,108} OR=3,818 {95%CI:0,922–15,811}), the trash bin condition ({p=1,000} OR=1,138 {95%CI:0,420–3,081}) and the sewer condition ({p=0,415} OR=0,551 {95%CI:0,187–1,624}). Environmental factors that associated with the risk of leptospirosis was the presence of rats ({p=0,001} OR=13,594 {95%CI:2,754–67,107}). The effort should be made in order to prevent the increasement of Leptospirosis cases by sanitation improvement and avoiding direct contact with rats as well as it litter. The Government should be pay more attention in the vector control programs, especially in leptospirosis prone areas so the prevention effort to be able run effectively and efficiently.

A Taxonomic View of Consumer Online Privacy Legal Issues, Legislation, and Litigation

Cyber Crime ◽  
2013 ◽  
pp. 1566-1582
Author(s):  
Angelena M. Secor ◽  
J. Michael Tarn
Keyword(s):  
Legal Issues ◽  
Online Privacy ◽  
Business Community ◽  
Relational Model ◽  
Consumer Privacy ◽  
Education And Awareness ◽  
Privacy Legislation ◽  
The Government ◽  
Relationship Of ◽  
The Relationship

In this chapter, consumer online privacy legal issues are identified and discussed. Followed by the literature review in consumer online privacy legislation and litigation, a relational model is presented to explore the relationship of the issues, legal protections, and the remedies and risks for not complying with the legal requirements. Two survey studies are used to reinforce the vital need for a stronger role by the government and business community as well as the privacy awareness from online consumers themselves. This chapter is concluded with a vital call for consumer privacy education and awareness and government and legislators’ attention and timely responses with legislation that protects consumers against those who would misuse the technology.

A Taxonomic View of Consumer Online Privacy Legal Issues, Legislation, and Litigation

2009 ◽  
pp. 16-32
Author(s):  
Angelena M. Secor
Keyword(s):  
Legal Issues ◽  
Online Privacy ◽  
Business Community ◽  
Relational Model ◽  
Consumer Privacy ◽  
Education And Awareness ◽  
Privacy Legislation ◽  
The Government ◽  
Relationship Of ◽  
The Relationship

In this chapter, consumer online privacy legal issues are identified and discussed. Followed by the literature review in consumer online privacy legislation and litigation, a relational model is presented to explore the relationship of the issues, legal protections, and the remedies and risks for not complying with the legal requirements. Two survey studies are used to reinforce the vital need for a stronger role by the government and business community as well as the privacy awareness from online consumers themselves. This chapter is concluded with a vital call for consumer privacy education and awareness and government and legislators’ attention and timely responses with legislation that protects consumers against those who would misuse the technology.

scholarly journals Towards innovation, co-creation and customers’ satisfaction: a banking sector perspective

2019 ◽  
Vol 13 (3) ◽  
pp. 311-325 ◽  
Author(s):  
Muhammad Imran Malik ◽  
Rizwan Ahsan
Keyword(s):  
Risk Assessment ◽  
Customer Satisfaction ◽  
Banking Sector ◽  
Equation Modeling ◽  
Access To Information ◽  
Content Type ◽  
Information Risk ◽  
Relationship Of ◽  
Number Of Customers ◽  
The Relationship

Purpose Co-creation fosters customer’s involvement for innovation in products/services and is used as a tool to develop competitive edge for better entrepreneurship. Based on limited evidence, the study aims to examine the factors contributing to the co-creation and the relationship of co-creation with customer satisfaction. Design/methodology/approach A sample of 384 customers from selected banks in Pakistan was selected. The study adopted quantitative, explanatory and cross-sectional research design. Structural equation modeling is used for analysis. Findings The results revealed a positive and significant relationship between co-creation with customer satisfaction. Further results revealed that access to information, risk assessment and transparency have a positive relationship with co-creation for innovation. The study is significant for customers and management of banks to understand the implications of co-creation to increase customer satisfaction. Research limitations/implications Few banks with a small number of customers were selected for the study. Practical implications Managers must consider customer’s access to information, risk assessment and transparency of information as necessary factors for co-creation that foster innovation and entrepreneurial opportunities because co-creation strengthens customer satisfaction. Social implications Adopting the co-creation process brings long-lasting harmony between customers and banks, and customers may consider the banks as being socially responsible by inviting the opinions of their customers. Originality/value Model is re-tested in the context of Pakistani banks with selected variables affecting co-creation for innovation. Moreover, the relationship of co-creation with customer satisfaction is examined.

Information Matters: Government's Strategy to Build Capability in Managing Its Knowledge and Information Assets

2010 ◽  
Vol 10 (1) ◽  
pp. 47-50 ◽  
Author(s):  
Katie Woolf
Keyword(s):  
Driving Force ◽  
Information Assurance ◽  
Information Network ◽  
Data Loss ◽  
Delivery Model ◽  
Senior Leader ◽  
Information Assets ◽  
The Government ◽  
Relationship Of ◽  
The Relationship

AbstractThis article by Katie Woolf, formerly of the Government Knowledge and Information Network, looks at the new UK Government strategy for knowledge and information (KIM). Led by the Knowledge Council, the strategy sets out the principles and actions government must take to develop the capability it needs to manage corporate knowledge and information as the key business assets they are. It discusses how the strategy will be achieved through a departmental delivery model, the relationship of the strategy with the Information Assurance agenda post data loss scandals, and the need for senior leader engagement to be the driving force to building a culture that values KIM.

scholarly journals Bank Competition, Efficiency, and Stability in Macau

2019 ◽  
Vol 8 (4) ◽  
pp. 157
Author(s):  
Harry Xia ◽  
Kevin Lei ◽  
Jiaochen Liang
Keyword(s):  
Economies Of Scale ◽  
Banking Sector ◽  
Banking System ◽  
Bank Loans ◽  
Bank Competition ◽  
Income Volatility ◽  
Bank Efficiency ◽  
Insolvency Risk ◽  
Relationship Of ◽  
The Relationship

Macau has the uppermost population density and the fourth-highest GDP per capita in the world. Macau’s banking system is regarded as one of the most important indicators of Macau’s macroeconomic growth and stability during its transformation into a wealthy and modern metropolis. In this study, we use a sample of 26 banks to explore the relationship of bank competition, efficiency and stability in Macau from its return to China in 1999 to 2016. Our results demonstrate that bank competition does cause efficiency in Macau throughout the study period. We also find indications of a positive but not significant connection between bank market power and bank fragility including income volatility and insolvency risk. Moreover, this study finds no evidence that the size of operations proxied by total bank loans and total assets would impact bank efficiency, indicating that economies of scale or bank market share don’t necessarily bring about efficiency in Macau. Our evidence contributes to the literature by being the first to thoroughly examine the relation of bank competition, efficiency and stability in Macau. The findings provide meaningful implications to the practitioners and policymakers to make sound decisions accordingly, especially to closely monitor and maintain a proper level of competition in Macau’s banking sector.

Architectural Competitions and Bureaucracy, 1934–1945

1999 ◽  
Vol 3 (1) ◽  
pp. 43-56 ◽  
Author(s):  
Andrew Shanken
Keyword(s):  
Public Relations ◽  
The United States ◽  
American Institute ◽  
The Government ◽  
Business Acumen ◽  
Architectural Competitions ◽  
Relationship Of ◽  
The Relationship ◽  
American Institute Of Architects ◽  
The Ideal

The 1930s in the United States marked a turning point in the relationship of the architectural profession to both the government and corporations. The federal government and large corporations, began to hold design competitions to stimulate the building industry during the Depression. This caught the American Institute of Architects unprepared and led to the transformation of the profession from one grounded in the ideal of the architect-artist to one whose survival depends, in part, upon business acumen, technical competence, and public relations skill.

scholarly journals Tinjauan Hukum Lingkungan dan Kebijakannya terhadap Perlindungan dan Pengelolaan Keanekaragaman Hayati

2016 ◽  
pp. 18-44
Author(s):  
Tri Rusti Maydrawati
Keyword(s):  
Environmental Law ◽  
Legal Issues ◽  
Regional Government ◽  
Research Results ◽  
The Government ◽  
Relationship Of ◽  
The Relationship ◽  
Laws And Regulations

This research discusses the protection and management of biodiversity in environmental law perspective. Indonesia has a large biodiversity which needs to be managed and protected. Indonesia has enacted laws and regulations on biodiversity, but they are still weakly and less effectively implemented. Furthermore, it is a fact that regulations stipulated by the government or certain sectors do not still accommodate interests of all parties. Legal issues examined here is whether Act No. 32 of 2009 on the Protection and Management of the Environment has protected biodiversity in Indonesia and how is the implementation of policies in protecting biodiversity during this time. The research results show that Act No. 32 of 2009 on the Protection and Management of the Environment has protected the biodiversity in Indonesia. Implementation of policies about the protection and management of biodiversity during this time can be viewed from the relationship of policy between the government and the regional government, such as the authority and institutions to manage and protect the environment, including instruments to manage biodiversity.

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